Last update: Oct 2026

Cost of Living Comparison Between Jos and Austin, TX

For one person, living is cheaper in Jos: $537 a month against $2,704 in Austin, TX, rent and utilities included – about $26,000 less a year. Rent and utilities account for most of the difference.

26

Cost of Living Index in Jos
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Jos Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Jos

🇳🇬 Nigeria

$537

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Jos and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jos and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $537 in Jos versus $2,704 in Austin, TX.

Jos $537
Austin, TX $2,704

Estimated couple costs with rent: $1,102 in Jos versus $4,133 in Austin, TX.

Jos $1,102
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,668 in Jos versus $5,562 in Austin, TX.

Jos $1,668
Austin, TX $5,562

Living in Jos costs roughly 80% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Jos is 60% below, Austin, TX is 102% above.

Meal at Budget Restaurant

$1.96 ₦2,598

$20.22 $20.22

-90.31%

Three-Course Dinner for Two, Mid-Range

$24.90 ₦33.1K

$85.0 $85.0

-70.72%

Fast Food Meal (McDonalds, etc)

$3.98 ₦5,289

$12.35 $12.35

-67.77%

Cappuccino

$3.44 ₦4,564

$5.47 $5.47

-37.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₦552

$3.82 $3.82

-89.01%

Water (0.33 liter bottle)

$0.69 ₦915

$2.50 $2.50

-72.40%

Local Beer (0.5 liter draught)

$1.02 ₦1,359

$8.06 $8.06

-87.34%

Imported Beer (0.33 liter bottle)

$2.09 ₦2,775

$8.99 $8.99

-76.75%

Milk (1 liter)

$3.68 ₦4,893

$1.13 $1.13

225.66%

White Bread (500g)

$0.88 ₦1,163

$3.78 $3.78

-76.72%

Rice (white) (1kg)

$2.25 ₦2,994

$3.25 $3.25

-30.77%

Eggs

$1.79 ₦2,382

$4.14 $4.14

-56.76%

Local Cheese (1kg)

$10.15 ₦13.5K

$13.08 $13.08

-22.40%

Chicken Fillets (1kg)

$4.87 ₦6,470

$14.31 $14.31

-65.97%

Beef Round Steak (1kg)

$4.14 ₦5,505

$15.96 $15.96

-74.06%

Apples (1kg)

$2.05 ₦2,724

$4.38 $4.38

-53.20%

Banana (1kg)

$1.50 ₦1,990

$1.45 $1.45

3.45%

Oranges (1kg)

$1.53 ₦2,034

$4.54 $4.54

-66.30%

Tomato (1kg)

$2.37 ₦3,149

$4.19 $4.19

-43.44%

Potato (1kg)

$1.88 ₦2,495

$2.63 $2.63

-28.52%

Onion (1kg)

$2.37 ₦3,154

$2.36 $2.36

0.42%

Lettuce (1 head)

$0.56 ₦744

$1.76 $1.76

-68.18%

Water (1.5 liter bottle)

$0.38 ₦500

$2.16 $2.16

-82.41%

Cigarettes 20 Pack (Marlboro, Camel)

$1.97 ₦2,622

$9.81 $9.81

-79.92%

Wine (Bottle)

$5.94 ₦7,893

$14.72 $14.72

-59.65%

Local Beer (0.5 liter bottle)

$1.19 ₦1,583

$2.78 $2.78

-57.19%

Imported Beer (0.33 liter bottle)

$1.81 ₦2,402

$3.48 $3.48

-47.99%

One-way Ticket (Public Transport)

$1.49 $1.49

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

Taxi Start (Normal Tariff)

$0.62 ₦828

$2.67 $2.67

-76.78%

Taxi (Normal Tariff) (1km)

$0.82 ₦1,092

$1.58 $1.58

-48.10%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₦2,580

$35.29 $35.29

-94.50%

Gasoline (1 liter)

$0.58 ₦773

$0.99 $0.99

-41.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K ₦35.1M

$35.8K $35.8K

-26.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.0K ₦23.9M

$27.2K $27.2K

-33.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 ₦133.9K

$219 $219

-54.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.47 ₦8,590

$58.0 $58.0

-88.84%

Internet (50+ Mbps, Unlimited Data)

$29.31 ₦38.9K

$68.4 $68.4

-57.12%

Gym Membership (Monthly)

$39.44 ₦52.4K

$57.9 $57.9

-31.88%

Tennis Court (1 Hour on Weekend)

$11.91 ₦15.8K

$14.82 $14.82

-19.64%

Cinema Ticket

$4.86 ₦6,458

$14.13 $14.13

-65.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$45.07 ₦59.9K

$1,509 $1,509

-97.01%

International Primary School, 1 Child (Yearly)

$1,000 ₦1.3M

$21.5K $21.5K

-95.34%

Jeans (Levis 501 Or Similar)

$10.07 ₦13.4K

$51.7 $51.7

-80.51%

Summer Dress (H&M, Zara, etc)

$14.70 ₦19.5K

$44.05 $44.05

-66.63%

Sport Shoes (Adidas, Nike)

$49.58 ₦65.9K

$85.1 $85.1

-41.73%

Men's Leather Business Shoes

$50.3 ₦66.7K

$105 $105

-52.28%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

3-bedroom Apartment, City Center (Monthly)

$565 ₦751.0K

$3,670 $3,670

-84.60%

3-bedroom Apartment, Outside City Center (Monthly)

$484 ₦643.0K

$2,525 $2,525

-80.83%

Buy Apartment in City Center (m2)

$1,981 ₦2.6M

$7,617 $7,617

-73.99%

Buy Apartment Outside City Center (m2)

$1,471 ₦2.0M

$3,199 $3,199

-54.01%

Average Monthly Net Salary (After Tax)

$102 ₦135.1K

$5,105 $5,105

-98.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

6.79

231.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jos: October 4, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Jos

$205 38.4%

Austin, TX

$403 15.3% 96.7% $198

Monthly Utilities & Internet

Jos

$137 25.6%

Austin, TX

$346 13.1% 153% $209

Eating Out

Jos

$83 15.5%

Austin, TX

$348 13.2% 322% $265

Clothing & Footwear

Jos

$56 10.5%

Austin, TX

$129 4.9% 130% $73

Sport & Entertainment

Jos

$49 9.2%

Austin, TX

$86 3.3% 75.3% $37

Getting Around

Jos

$4.7 * 0.9%

Austin, TX

$57 2.2% 1105% $52

Accommodation & Living

Jos

- * 0%

Austin, TX

$1.3K 48.2%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Austin, TX pays 4919% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $25.00 in Jos vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $205 vs $403 per month, with Jos cheaper across the board.

Good to know

🇳🇬 Jos

🇺🇸 Austin, TX

🕒 Local time

04:14 4:14 AM

22:14 10:14 PM

6 h behind Jos

🌤 Weather

👥 Population

900,000

974,447

💱 Currency

Nigerian Naira NGN ₦

United States Dollar USD $

📈 Exchange rate

10,000 NGN = 7.53 USD

10,000 NGN = 6.71 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of October 10, 2026: 1 USD = 1,328 NGN (10,000 NGN = 7.53 USD). 1 EUR = 1,490 NGN (10,000 NGN = 6.71 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to NGN in detail →

On the map

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Highest

Between locations

Jos Austin, TX 11,010 km ≈ 14 h nonstop flight

From you

Jos
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jos vs Austin, TX: Cost of Living - Frequently Asked Questions

Jos wins on cost – living expenses run 404% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Jos the obvious pick if budget is a priority.

On paper, salaries run 4919% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Childcare runs $45.07 in Jos versus $1,509 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Jos – a meal for two runs $25.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $537 in Jos versus $2,704 in Austin, TX, a $2,000 budget is realistic in Jos but tight or insufficient in Austin, TX. The gap between the two cities makes Jos the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Jos gentler on the wallet – expenses run 404% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.