Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Jos

For one person, living is cheaper in Jos: $537 a month against $2,704 in Austin, TX, rent and utilities included – about $26,000 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
26

Cost of Living Index in Jos
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Jos Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Jos

🇳🇬 Nigeria

$537

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Jos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Jos actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $537 in Jos.

Austin, TX $2,704
Jos $537

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,102 in Jos.

Austin, TX $4,133
Jos $1,102

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $1,668 in Jos.

Austin, TX $5,562
Jos $1,668

Living in Austin, TX is roughly 404% more expensive than in Jos, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 102% above, Jos is 60% below.

Meal at Budget Restaurant

$20.22 $20.22

$1.96 ₦2,598

931.63%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$24.90 ₦33.1K

241.49%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$3.98 ₦5,289

210.30%

Cappuccino

$5.47 $5.47

$3.44 ₦4,564

59.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$0.42 ₦552

809.52%

Water (0.33 liter bottle)

$2.50 $2.50

$0.69 ₦915

262.32%

Local Beer (0.5 liter draught)

$8.06 $8.06

$1.02 ₦1,359

690.20%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$2.09 ₦2,775

330.14%

Milk (1 liter)

$1.13 $1.13

$3.68 ₦4,893

-69.29%

White Bread (500g)

$3.78 $3.78

$0.88 ₦1,163

329.55%

Rice (white) (1kg)

$3.25 $3.25

$2.25 ₦2,994

44.44%

Eggs

$4.14 $4.14

$1.79 ₦2,382

131.28%

Local Cheese (1kg)

$13.08 $13.08

$10.15 ₦13.5K

28.87%

Chicken Fillets (1kg)

$14.31 $14.31

$4.87 ₦6,470

193.84%

Beef Round Steak (1kg)

$15.96 $15.96

$4.14 ₦5,505

285.51%

Apples (1kg)

$4.38 $4.38

$2.05 ₦2,724

113.66%

Banana (1kg)

$1.45 $1.45

$1.50 ₦1,990

-3.33%

Oranges (1kg)

$4.54 $4.54

$1.53 ₦2,034

196.73%

Tomato (1kg)

$4.19 $4.19

$2.37 ₦3,149

76.79%

Potato (1kg)

$2.63 $2.63

$1.88 ₦2,495

39.89%

Onion (1kg)

$2.36 $2.36

$2.37 ₦3,154

-0.42%

Lettuce (1 head)

$1.76 $1.76

$0.56 ₦744

214.29%

Water (1.5 liter bottle)

$2.16 $2.16

$0.38 ₦500

468.42%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$1.97 ₦2,622

397.97%

Wine (Bottle)

$14.72 $14.72

$5.94 ₦7,893

147.81%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.19 ₦1,583

133.61%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$1.81 ₦2,402

92.27%

One-way Ticket (Public Transport)

$1.49 $1.49

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

Taxi Start (Normal Tariff)

$2.67 $2.67

$0.62 ₦828

330.65%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$0.82 ₦1,092

92.68%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$1.94 ₦2,580

1719.07%

Gasoline (1 liter)

$0.99 $0.99

$0.58 ₦773

70.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$26.4K ₦35.1M

35.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$18.0K ₦23.9M

50.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$101 ₦133.9K

117.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$6.47 ₦8,590

796.29%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$29.31 ₦38.9K

133.23%

Gym Membership (Monthly)

$57.9 $57.9

$39.44 ₦52.4K

46.81%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$11.91 ₦15.8K

24.43%

Cinema Ticket

$14.13 $14.13

$4.86 ₦6,458

190.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$45.07 ₦59.9K

3248.35%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$1,000 ₦1.3M

2046.78%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$10.07 ₦13.4K

413.01%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$14.70 ₦19.5K

199.66%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$49.58 ₦65.9K

71.62%

Men's Leather Business Shoes

$105 $105

$50.3 ₦66.7K

109.57%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$565 ₦751.0K

549.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$484 ₦643.0K

421.61%

Buy Apartment in City Center (m2)

$7,617 $7,617

$1,981 ₦2.6M

284.49%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$1,471 ₦2.0M

117.44%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$102 ₦135.1K

4919.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

22.5

-69.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Jos: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Jos

- * 0% 100%

Groceries & Markets

Austin, TX

$403 15.3%

Jos

$205 38.4% 49.2% $198

Eating Out

Austin, TX

$348 13.2%

Jos

$83 15.5% 76.3% $265

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Jos

$137 25.6% 60.5% $209

Clothing & Footwear

Austin, TX

$129 4.9%

Jos

$56 10.5% 56.5% $73

Sport & Entertainment

Austin, TX

$86 3.3%

Jos

$49 9.2% 42.9% $37

Getting Around

Austin, TX

$57 2.2%

Jos

$4.7 * 0.9% 91.7% $52

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Austin, TX pays 4919% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $25.00 in Jos for a mid-range dinner for two. Groceries echo the gap at $403 vs $205 per month, with Jos cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇳🇬 Jos

🕒 Local time

00:25 12:25 AM

06:25 6:25 AM

6 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

900,000

💱 Currency

United States Dollar USD $

Nigerian Naira NGN ₦

📈 Exchange rate

1 USD = 0.892 EUR

10,000 NGN = 7.53 USD

10,000 NGN = 6.71 EUR

Exchange rates and currency converter

NGN, EUR to USD – United States Dollar Converter

🇳🇬 Nigerian Naira (₦)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Nigerian Naira exchange rates as of October 10, 2026: 1 USD = 1,328 NGN (10,000 NGN = 7.53 USD). 1 EUR = 1,490 NGN (10,000 NGN = 6.71 EUR).

NGN to USD in detail →

On the map

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Between locations

Austin, TX Jos 11,010 km ≈ 14 h nonstop flight

From you

Austin, TX
Jos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Jos: Cost of Living - Frequently Asked Questions

Jos wins on cost – living expenses run 404% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Jos the obvious pick if budget is a priority.

Average pay runs 4919% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Childcare runs $1,509 in Austin, TX versus $45.07 in Jos. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Jos – a meal for two runs $25.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $537 in Jos versus $2,704 in Austin, TX, a $2,000 budget is realistic in Jos but tight or insufficient in Austin, TX. The gap between the two cities makes Jos the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Jos gentler on the wallet – expenses run 404% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.