Last update: Oct 2026

Cost of Living Comparison Between Jastrzebie-zdroj and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,512 in Jastrzebie-zdroj, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Jastrzebie-zdroj
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Jastrzebie-zdroj Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Jastrzebie-zdroj

🇵🇱 Poland

$1,512

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Jastrzebie-zdroj and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jastrzebie-zdroj and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,512 in Jastrzebie-zdroj versus $934 in Cebu.

Jastrzebie-zdroj $1,512
Cebu $934

Estimated couple costs with rent: $2,165 in Jastrzebie-zdroj versus $1,423 in Cebu.

Jastrzebie-zdroj $2,165
Cebu $1,423

Monthly costs for a family of three with rent: $2,819 in Jastrzebie-zdroj versus $1,913 in Cebu.

Jastrzebie-zdroj $2,819
Cebu $1,913

Living in Jastrzebie-zdroj is roughly 62% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Jastrzebie-zdroj is 11% above, Cebu is 31% below.

Meal at Budget Restaurant

$10.12 zł 39.99

$3.79 ₱243

167.02%

Three-Course Dinner for Two, Mid-Range

$50.5 zł 199

$23.33 ₱1,493

116.29%

Fast Food Meal (McDonalds, etc)

$9.85 zł 38.95

$3.94 ₱252

150.00%

Cappuccino

$2.51 zł 9.93

$2.54 ₱163

-1.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 zł 8.30

$1.57 ₱100

33.76%

Water (0.33 liter bottle)

$1.85 zł 7.32

$0.47 ₱29.87

293.62%

Local Beer (0.5 liter draught)

$4.04 zł 15.97

$1.77 ₱113

128.25%

Imported Beer (0.33 liter bottle)

$4.01 zł 15.87

$2.22 ₱142

80.63%

Milk (1 liter)

$1.09 zł 4.30

$1.90 ₱121

-42.63%

White Bread (500g)

$1.56 zł 6.17

$1.36 ₱87.3

14.71%

Rice (white) (1kg)

$1.45 zł 5.75

$0.94 ₱59.9

54.26%

Eggs

$4.04 zł 15.97

$1.99 ₱127

103.02%

Local Cheese (1kg)

$9.55 zł 37.75

$9.70 ₱621

-1.55%

Chicken Fillets (1kg)

$6.69 zł 26.46

$4.32 ₱276

54.86%

Beef Round Steak (1kg)

$12.22 zł 48.28

$7.51 ₱481

62.72%

Apples (1kg)

$1.25 zł 4.94

$3.31 ₱212

-62.24%

Banana (1kg)

$1.54 zł 6.10

$1.37 ₱87.6

12.41%

Oranges (1kg)

$1.68 zł 6.65

$2.34 ₱150

-28.21%

Tomato (1kg)

$3.40 zł 13.42

$1.49 ₱95.5

128.19%

Potato (1kg)

$0.91 zł 3.60

$2.30 ₱147

-60.43%

Onion (1kg)

$0.80 zł 3.16

$1.87 ₱120

-57.22%

Lettuce (1 head)

$1.43 zł 5.65

$1.10 ₱70.4

30.00%

Water (1.5 liter bottle)

$0.69 zł 2.75

$0.63 ₱40.42

9.52%

Cigarettes 20 Pack (Marlboro, Camel)

$6.05 zł 23.91

$2.86 ₱183

111.54%

Wine (Bottle)

$7.50 zł 29.65

$6.08 ₱389

23.36%

Local Beer (0.5 liter bottle)

$1.15 zł 4.53

$1.27 ₱81.6

-9.45%

Imported Beer (0.33 liter bottle)

$1.85 zł 7.33

$1.72 ₱110

7.56%

One-way Ticket (Public Transport)

$1.12 zł 4.44

$0.22 ₱14.01

409.09%

Public Transport Monthly Pass (Regular Price)

$29.94 zł 118

$12.34 ₱790

142.63%

Taxi Start (Normal Tariff)

$2.58 zł 10.19

$0.74 ₱47.60

248.65%

Taxi (Normal Tariff) (1km)

$0.91 zł 3.60

$0.22 ₱14.10

313.64%

Taxi 1hour Waiting (Normal Tariff)

$10.02 zł 39.62

$4.28 ₱274

134.11%

Gasoline (1 liter)

$1.62 zł 6.41

$1.31 ₱83.8

23.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K zł 120.6K

$20.8K ₱1.3M

46.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K zł 114.7K

$19.0K ₱1.2M

52.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$337 zł 1,334

$118 ₱7,577

185.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.56 zł 37.78

$15.76 ₱1,009

-39.34%

Internet (50+ Mbps, Unlimited Data)

$17.69 zł 69.9

$28.33 ₱1,813

-37.56%

Gym Membership (Monthly)

$38.16 zł 151

$32.94 ₱2,108

15.85%

Tennis Court (1 Hour on Weekend)

$22.25 zł 88.0

$6.49 ₱415

242.84%

Cinema Ticket

$8.65 zł 34.19

$5.45 ₱349

58.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$473 zł 1,868

$276 ₱17.6K

71.42%

International Primary School, 1 Child (Yearly)

$12.0K zł 47.4K

$7,789 ₱498.4K

53.91%

Jeans (Levis 501 Or Similar)

$95.1 zł 376

$48.18 ₱3,083

97.45%

Summer Dress (H&M, Zara, etc)

$39.68 zł 157

$24.47 ₱1,566

62.16%

Sport Shoes (Adidas, Nike)

$91.9 zł 363

$75.3 ₱4,817

22.01%

Men's Leather Business Shoes

$106 zł 421

$58.0 ₱3,713

83.40%

1-bedroom Apartment, City Center (Monthly)

$568 zł 2,247

$477 ₱30.5K

19.10%

1-bedroom Apartment, Outside City Center (Monthly)

$486 zł 1,922

$322 ₱20.6K

51.12%

3-bedroom Apartment, City Center (Monthly)

$917 zł 3,624

$963 ₱61.6K

-4.80%

3-bedroom Apartment, Outside City Center (Monthly)

$739 zł 2,922

$626 ₱40.0K

18.15%

Buy Apartment in City Center (m2)

$3,169 zł 12.5K

$4,551 ₱291.2K

-30.37%

Buy Apartment Outside City Center (m2)

$2,240 zł 8,854

$3,028 ₱193.8K

-26.02%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jastrzebie-zdroj: October 26, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Jastrzebie-zdroj

$486 32.2%

Cebu

$322 34.5% 33.8% $165

Monthly Utilities & Internet

Jastrzebie-zdroj

$365 24.1%

Cebu

$163 17.4% 55.4% $202

Groceries & Markets

Jastrzebie-zdroj

$229 15.2%

Cebu

$204 21.8% 11.2% $26

Eating Out

Jastrzebie-zdroj

$185 12.2%

Cebu

$94 10.1% 49% $91

Clothing & Footwear

Jastrzebie-zdroj

$150 9.9%

Cebu

$93 9.9% 38.2% $57

Sport & Entertainment

Jastrzebie-zdroj

$55 3.7%

Cebu

$44 4.7% 20.9% $12

Getting Around

Jastrzebie-zdroj

$42 2.8%

Cebu

$15 1.6% 63.8% $26

Cost Breakdown

A one-bedroom apartment in the center runs $568 in Jastrzebie-zdroj and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $50 in Jastrzebie-zdroj vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $229 vs $204 per month, with Cebu cheaper across the board.

Good to know

🇵🇱 Jastrzebie-zdroj

🇵🇭 Cebu

🕒 Local time

21:57 9:57 PM

04:57 4:57 AM

7 h ahead of Jastrzebie-zdroj

🌤 Weather

👥 Population

91,235

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 27, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

Philippine Peso exchange rates as of October 27, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.34 PHP (100 PHP = 1.4 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Jastrzebie-zdroj Cebu 10,200 km ≈ 13 h nonstop flight

From you

Jastrzebie-zdroj
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jastrzebie-zdroj vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and transport. The 62% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,268 in Jastrzebie-zdroj and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $568 in Jastrzebie-zdroj versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,512 per month in Jastrzebie-zdroj versus $934 in Cebu – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 59% less than in Jastrzebie-zdroj. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cebu gentler on the wallet – expenses run 38% less than in Jastrzebie-zdroj. Beyond cost, consider language, visa policies, and how big the international community is in each city.