Last update: Oct 2026

Cost of Living Comparison Between Cebu and Jastrzebie-zdroj

For one person, living is cheaper in Cebu: $934 a month against $1,512 in Jastrzebie-zdroj, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
74

Cost of Living Index in Jastrzebie-zdroj
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Jastrzebie-zdroj Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Jastrzebie-zdroj

🇵🇱 Poland

$1,512

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Jastrzebie-zdroj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Jastrzebie-zdroj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,512 in Jastrzebie-zdroj.

Cebu $934
Jastrzebie-zdroj $1,512

Estimated couple costs with rent: $1,423 in Cebu versus $2,165 in Jastrzebie-zdroj.

Cebu $1,423
Jastrzebie-zdroj $2,165

Monthly costs for a family of three with rent: $1,913 in Cebu versus $2,819 in Jastrzebie-zdroj.

Cebu $1,913
Jastrzebie-zdroj $2,819

Living in Cebu costs roughly 38% less than in Jastrzebie-zdroj, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 31% below, Jastrzebie-zdroj is 11% above.

Meal at Budget Restaurant

$3.79 ₱243

$10.12 zł 39.99

-62.55%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,493

$50.5 zł 199

-53.77%

Fast Food Meal (McDonalds, etc)

$3.94 ₱252

$9.85 zł 38.95

-60.00%

Cappuccino

$2.54 ₱163

$2.51 zł 9.93

1.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱100

$2.10 zł 8.30

-25.24%

Water (0.33 liter bottle)

$0.47 ₱29.87

$1.85 zł 7.32

-74.59%

Local Beer (0.5 liter draught)

$1.77 ₱113

$4.04 zł 15.97

-56.19%

Imported Beer (0.33 liter bottle)

$2.22 ₱142

$4.01 zł 15.87

-44.64%

Milk (1 liter)

$1.90 ₱121

$1.09 zł 4.30

74.31%

White Bread (500g)

$1.36 ₱87.3

$1.56 zł 6.17

-12.82%

Rice (white) (1kg)

$0.94 ₱59.9

$1.45 zł 5.75

-35.17%

Eggs

$1.99 ₱127

$4.04 zł 15.97

-50.74%

Local Cheese (1kg)

$9.70 ₱621

$9.55 zł 37.75

1.57%

Chicken Fillets (1kg)

$4.32 ₱276

$6.69 zł 26.46

-35.43%

Beef Round Steak (1kg)

$7.51 ₱481

$12.22 zł 48.28

-38.54%

Apples (1kg)

$3.31 ₱212

$1.25 zł 4.94

164.80%

Banana (1kg)

$1.37 ₱87.6

$1.54 zł 6.10

-11.04%

Oranges (1kg)

$2.34 ₱150

$1.68 zł 6.65

39.29%

Tomato (1kg)

$1.49 ₱95.5

$3.40 zł 13.42

-56.18%

Potato (1kg)

$2.30 ₱147

$0.91 zł 3.60

152.75%

Onion (1kg)

$1.87 ₱120

$0.80 zł 3.16

133.75%

Lettuce (1 head)

$1.10 ₱70.4

$1.43 zł 5.65

-23.08%

Water (1.5 liter bottle)

$0.63 ₱40.42

$0.69 zł 2.75

-8.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

$6.05 zł 23.91

-52.73%

Wine (Bottle)

$6.08 ₱389

$7.50 zł 29.65

-18.93%

Local Beer (0.5 liter bottle)

$1.27 ₱81.6

$1.15 zł 4.53

10.43%

Imported Beer (0.33 liter bottle)

$1.72 ₱110

$1.85 zł 7.33

-7.03%

One-way Ticket (Public Transport)

$0.22 ₱14.01

$1.12 zł 4.44

-80.36%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱790

$29.94 zł 118

-58.78%

Taxi Start (Normal Tariff)

$0.74 ₱47.60

$2.58 zł 10.19

-71.32%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.10

$0.91 zł 3.60

-75.82%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱274

$10.02 zł 39.62

-57.29%

Gasoline (1 liter)

$1.31 ₱83.8

$1.62 zł 6.41

-19.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$30.5K zł 120.6K

-31.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$29.0K zł 114.7K

-34.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,577

$337 zł 1,334

-64.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,009

$9.56 zł 37.78

64.85%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,813

$17.69 zł 69.9

60.15%

Gym Membership (Monthly)

$32.94 ₱2,108

$38.16 zł 151

-13.68%

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

$22.25 zł 88.0

-70.83%

Cinema Ticket

$5.45 ₱349

$8.65 zł 34.19

-36.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$473 zł 1,868

-41.66%

International Primary School, 1 Child (Yearly)

$7,789 ₱498.4K

$12.0K zł 47.4K

-35.03%

Jeans (Levis 501 Or Similar)

$48.18 ₱3,083

$95.1 zł 376

-49.35%

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,566

$39.68 zł 157

-38.33%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,817

$91.9 zł 363

-18.04%

Men's Leather Business Shoes

$58.0 ₱3,713

$106 zł 421

-45.48%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

$568 zł 2,247

-16.04%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

$486 zł 1,922

-33.83%

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.6K

$917 zł 3,624

5.04%

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

$739 zł 2,922

-15.36%

Buy Apartment in City Center (m2)

$4,551 ₱291.2K

$3,169 zł 12.5K

43.61%

Buy Apartment Outside City Center (m2)

$3,028 ₱193.8K

$2,240 zł 8,854

35.18%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Jastrzebie-zdroj: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Jastrzebie-zdroj

$486 32.2% 51.1% $165

Groceries & Markets

Cebu

$204 21.8%

Jastrzebie-zdroj

$229 15.2% 12.6% $26

Monthly Utilities & Internet

Cebu

$163 17.4%

Jastrzebie-zdroj

$365 24.1% 124% $202

Eating Out

Cebu

$94 10.1%

Jastrzebie-zdroj

$185 12.2% 96.2% $91

Clothing & Footwear

Cebu

$93 9.9%

Jastrzebie-zdroj

$150 9.9% 61.7% $57

Sport & Entertainment

Cebu

$44 4.7%

Jastrzebie-zdroj

$55 3.7% 26.5% $12

Getting Around

Cebu

$15 1.6%

Jastrzebie-zdroj

$42 2.8% 176% $26

Cost Breakdown

A one-bedroom apartment in the center runs $477 in Cebu and $568 in Jastrzebie-zdroj. Housing cost is often the main lever when comparing two cities.

Dining out: $23 in Cebu vs $50 in Jastrzebie-zdroj for a mid-range dinner for two. Groceries echo the gap at $204 vs $229 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇱 Jastrzebie-zdroj

🕒 Local time

05:55 5:55 AM

22:55 10:55 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

91,235

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 27, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.34 PHP (100 PHP = 1.4 EUR).

Polish Złoty exchange rates as of October 27, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Jastrzebie-zdroj 10,200 km ≈ 13 h nonstop flight

From you

Cebu
Jastrzebie-zdroj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Jastrzebie-zdroj: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and transport. The 62% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,401 in Cebu and $2,268 in Jastrzebie-zdroj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $477 in Cebu versus $568 in Jastrzebie-zdroj. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $934 per month in Cebu versus $1,512 in Jastrzebie-zdroj – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 59% less than in Jastrzebie-zdroj. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cebu gentler on the wallet – expenses run 38% less than in Jastrzebie-zdroj. Beyond cost, consider language, visa policies, and how big the international community is in each city.