Cost of Living Comparison Between Jakarta and Surabaya Cost of Living Comparison Between Jakarta and Surabaya

Monthly Cost of Living

A single person spends $840 per month in Jakarta vs $702 in Surabaya, rent included.

A couple spends around $1,379 per month in Jakarta vs $1,117 in Surabaya, rent included.

A family of three spends $1,919 per month in Jakarta vs $1,532 in Surabaya, rent included.

Jakarta costs about 20% more than Surabaya, driven mainly by Eating Out.

Both Jakarta and Surabaya are more affordable than the global median – Jakarta 37% lower, Surabaya 47% lower.

Meal at Budget Restaurant

$3.11 Rp 56.0K

$1.58 Rp 28.4K

96.84%

Three-Course Dinner for Two, Mid-Range

$18.11 Rp 325.4K

$12.11 Rp 217.6K

49.55%

Fast Food Meal (McDonalds, etc)

$3.46 Rp 62.3K

$3.05 Rp 54.9K

13.44%

Cappuccino

$2.10 Rp 37.8K

$1.80 Rp 32.4K

16.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.55 Rp 9,908

$0.64 Rp 11.5K

-14.06%

Water (0.33 liter bottle)

$0.28 Rp 5,086

$0.28 Rp 5,048

Local Beer (0.5 liter draught)

$2.82 Rp 50.8K

$2.40 Rp 43.2K

17.50%

Imported Beer (0.33 liter bottle)

$4.21 Rp 75.7K

$4.09 Rp 73.5K

2.93%

Milk (1 liter)

$1.34 Rp 24.1K

$1.38 Rp 24.7K

-2.90%

White Bread (500g)

$1.16 Rp 20.8K

$1.50 Rp 26.9K

-22.67%

Rice (white) (1kg)

$0.95 Rp 17.0K

$0.94 Rp 17.0K

1.06%

Eggs

$1.80 Rp 32.4K

$1.50 Rp 26.9K

20.00%

Local Cheese (1kg)

$6.49 Rp 116.7K

$9.24 Rp 166.1K

-29.76%

Chicken Fillets (1kg)

$3.23 Rp 58.1K

$3.19 Rp 57.3K

1.25%

Beef Round Steak (1kg)

$7.55 Rp 135.7K

$8.13 Rp 146.0K

-7.13%

Apples (1kg)

$2.93 Rp 52.6K

$2.41 Rp 43.3K

21.58%

Banana (1kg)

$1.61 Rp 28.9K

$1.56 Rp 28.1K

3.21%

Oranges (1kg)

$2.27 Rp 40.8K

$2.20 Rp 39.5K

3.18%

Tomato (1kg)

$1.56 Rp 28.0K

$1.50 Rp 27.0K

4.00%

Potato (1kg)

$1.79 Rp 32.2K

$1.33 Rp 23.8K

34.59%

Onion (1kg)

$2.61 Rp 47.0K

$1.73 Rp 31.1K

50.87%

Lettuce (1 head)

$1.06 Rp 19.0K

$1.19 Rp 21.4K

-10.92%

Water (1.5 liter bottle)

$0.46 Rp 8,284

$0.45 Rp 8,091

2.22%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 Rp 53.8K

$2.45 Rp 44.1K

22.04%

Wine (Bottle)

$20.56 Rp 369.5K

$25.13 Rp 451.6K

-18.19%

Local Beer (0.5 liter bottle)

$2.21 Rp 39.7K

$1.86 Rp 33.5K

18.82%

Imported Beer (0.33 liter bottle)

$3.24 Rp 58.3K

$3.31 Rp 59.5K

-2.11%

One-way Ticket (Public Transport)

$0.21 Rp 3,760

$0.44 Rp 7,860

-52.27%

Public Transport Monthly Pass (Regular Price)

$12.21 Rp 219.4K

$9.48 Rp 170.4K

28.80%

Taxi Start (Normal Tariff)

$0.54 Rp 9,622

$0.48 Rp 8,592

12.50%

Taxi (Normal Tariff) (1km)

$0.37 Rp 6,681

$0.31 Rp 5,615

19.35%

Taxi 1hour Waiting (Normal Tariff)

$3.12 Rp 56.0K

$2.73 Rp 49.1K

14.29%

Gasoline (1 liter)

$0.80 Rp 14.4K

$0.86 Rp 15.4K

-6.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K Rp 542.7M

$20.5K Rp 368.6M

47.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.7K Rp 588.0M

$35.0K Rp 629.7M

-6.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.4 Rp 1.6M

$83.0 Rp 1.5M

7.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.51 Rp 116.9K

$4.31 Rp 77.5K

51.04%

Internet (50+ Mbps, Unlimited Data)

$27.21 Rp 488.9K

$19.61 Rp 352.5K

38.76%

Gym Membership (Monthly)

$29.97 Rp 538.6K

$21.82 Rp 392.2K

37.35%

Tennis Court (1 Hour on Weekend)

$12.61 Rp 226.7K

$4.59 Rp 82.6K

174.73%

Cinema Ticket

$3.10 Rp 55.7K

$2.87 Rp 51.7K

8.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$166 Rp 3.0M

$186 Rp 3.3M

-10.43%

International Primary School, 1 Child (Yearly)

$9,566 Rp 171.9M

$9,556 Rp 171.7M

0.11%

Jeans (Levis 501 Or Similar)

$57.5 Rp 1.0M

$62.9 Rp 1.1M

-8.62%

Summer Dress (H&M, Zara, etc)

$33.85 Rp 608.2K

$38.85 Rp 698.2K

-12.87%

Sport Shoes (Adidas, Nike)

$82.3 Rp 1.5M

$77.8 Rp 1.4M

5.69%

Men's Leather Business Shoes

$90.3 Rp 1.6M

$83.1 Rp 1.5M

8.59%

1-bedroom Apartment, City Center (Monthly)

$381 Rp 6.8M

$244 Rp 4.4M

55.85%

1-bedroom Apartment, Outside City Center (Monthly)

$236 Rp 4.2M

$136 Rp 2.4M

73.88%

3-bedroom Apartment, City Center (Monthly)

$1,152 Rp 20.7M

$792 Rp 14.2M

45.46%

3-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.9M

$399 Rp 7.2M

65.61%

Buy Apartment in City Center (m2)

$2,958 Rp 53.2M

$2,202 Rp 39.6M

34.35%

Buy Apartment Outside City Center (m2)

$1,431 Rp 25.7M

$1,045 Rp 18.8M

36.92%

Average Monthly Net Salary (After Tax)

$421 Rp 7.6M

$269 Rp 4.8M

56.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.59

8.33

15.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jakarta: July 13, 2026

Last update for Surabaya: July 11, 2026

Cost Breakdown

A central one-bedroom costs $381 in Jakarta versus $244 in Surabaya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 57% higher in Jakarta, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $18.00 in Jakarta versus $12.00 in Surabaya. Groceries tell a different story – $214 in Jakarta vs $228 in Surabaya – so Jakarta wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jakarta vs Surabaya: Cost of Living - Frequently Asked Questions

Jakarta costs about 20% more than Surabaya, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,260 per month in Jakarta and $1,054 in Surabaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Surabaya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $166 per month in Jakarta and $186 in Surabaya. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 6% cheaper in Jakarta – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$1,200 covers both cities comfortably – all-in costs are $840 in Jakarta and $702 in Surabaya, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Surabaya costs $702 versus $840 in Jakarta. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Surabaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jakarta makes more sense. Both are solid long-term options with distinct trade-offs.