🙂A single person spends $688 per month in Surabaya vs $799 in Jakarta, rent included.
🙂A couple spends around $1,205 per month in Surabaya vs $1,304 in Jakarta, rent included.
🙂A family of three spends $1,722 per month in Surabaya vs $1,809 in Jakarta, rent included.
🙂Surabaya is about 14% cheaper than Jakarta, driven mainly by Eating Out.
📊Both Surabaya and Jakarta are more affordable than the global median – Surabaya50% lower, Jakarta42% lower.
Currency
🍽 Eating Out
Surabaya
Jakarta
Difference
Meal at Budget Restaurant
$1.66Rp 29.3K
$2.61Rp 46.0K
-36.40%
Three-Course Dinner for Two, Mid-Range
$11.40Rp 201.0K
$17.12Rp 301.7K
-33.41%
Fast Food Meal(McDonalds, etc)
$3.24Rp 57.2K
$3.46Rp 61.0K
-6.36%
Cappuccino
$1.56Rp 27.5K
$1.96Rp 34.6K
-20.41%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.56Rp 9,841
$0.42Rp 7,410
33.33%
Water(0.33 liter bottle)
$0.26Rp 4,572
$0.27Rp 4,765
-3.70%
Local Beer(0.5 liter draught)
$2.25Rp 39.6K
$2.63Rp 46.4K
-14.45%
Imported Beer(0.33 liter bottle)
$4.37Rp 77.0K
$3.92Rp 69.2K
11.48%
🛒 Groceries & Markets
Surabaya
Jakarta
Difference
Milk(1 liter)
$1.21Rp 21.4K
$1.42Rp 25.0K
-14.79%
White Bread(500g)
$1.34Rp 23.7K
$1.10Rp 19.5K
21.82%
Rice(white)(1kg)
$0.86Rp 15.2K
$0.92Rp 16.3K
-6.52%
Eggs
$1.21Rp 21.2K
$1.80Rp 31.8K
-32.78%
Local Cheese(1kg)
$7.80Rp 137.5K
$9.72Rp 171.4K
-19.75%
Chicken Fillets(1kg)
$2.96Rp 52.2K
$3.01Rp 53.1K
-1.66%
Beef Round Steak(1kg)
$7.87Rp 138.8K
$7.78Rp 137.1K
1.16%
Apples(1kg)
$2.02Rp 35.7K
$2.92Rp 51.5K
-30.82%
Banana(1kg)
$1.33Rp 23.4K
$1.33Rp 23.5K
-
Oranges(1kg)
$1.87Rp 32.9K
$2.66Rp 46.9K
-29.70%
Tomato(1kg)
$1.52Rp 26.9K
$1.36Rp 24.0K
11.76%
Potato(1kg)
$1.37Rp 24.2K
$1.41Rp 24.8K
-2.84%
Onion(1kg)
$1.93Rp 34.0K
$2.10Rp 37.0K
-8.10%
Lettuce(1 head)
$0.97Rp 17.2K
$0.99Rp 17.4K
-2.02%
Water(1.5 liter bottle)
$0.40Rp 7,050
$0.48Rp 8,492
-16.67%
Cigarettes 20 Pack(Marlboro, Camel)
$1.96Rp 34.5K
$2.88Rp 50.9K
-31.94%
Wine(Bottle)
$25.35Rp 447.0K
$21.58Rp 380.4K
17.47%
Local Beer(0.5 liter bottle)
$1.71Rp 30.1K
$2.15Rp 38.0K
-20.47%
Imported Beer(0.33 liter bottle)
$2.89Rp 50.9K
$3.05Rp 53.7K
-5.25%
🚌 Getting Around
Surabaya
Jakarta
Difference
One-way Ticket(Public Transport)
$0.36Rp 6,271
$0.27Rp 4,747
33.33%
Public Transport Monthly Pass(Regular Price)
-
$11.93Rp 210.3K
-
Taxi Start(Normal Tariff)
$0.47Rp 8,334
$0.49Rp 8,616
-4.08%
Taxi(Normal Tariff)(1km)
$0.47Rp 8,293
$0.35Rp 6,252
34.29%
Taxi 1hour Waiting(Normal Tariff)
$2.70Rp 47.7K
$3.42Rp 60.3K
-21.05%
Gasoline(1 liter)
$0.80Rp 14.2K
$0.78Rp 13.7K
2.56%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7KRp 435.5M
$27.9KRp 492.5M
-11.57%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.1KRp 583.3M
$34.1KRp 600.3M
-2.83%
🧾 Monthly Utilities & Internet
Surabaya
Jakarta
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$88.9Rp 1.6M
$110Rp 1.9M
-18.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.83Rp 85.2K
$5.82Rp 102.7K
-17.01%
Internet(50+ Mbps, Unlimited Data)
$19.84Rp 349.7K
$19.33Rp 340.8K
2.64%
🎉 Sport & Entertainment
Surabaya
Jakarta
Difference
Gym Membership(Monthly)
$18.57Rp 327.4K
$26.69Rp 470.5K
-30.42%
Tennis Court(1 Hour on Weekend)
$6.54Rp 115.3K
$14.24Rp 251.1K
-54.07%
Cinema Ticket
$2.65Rp 46.7K
$3.29Rp 58.1K
-19.45%
🧸 Childcare & Education
Surabaya
Jakarta
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$286Rp 5.0M
$156Rp 2.7M
83.41%
International Primary School, 1 Child(Yearly)
$9,694Rp 170.9M
$8,348Rp 147.2M
16.13%
👕👟 Clothing & Footwear
Surabaya
Jakarta
Difference
Jeans(Levis 501 Or Similar)
$71.2Rp 1.3M
$60.2Rp 1.1M
18.33%
Summer Dress(H&M, Zara, etc)
$39.47Rp 695.8K
$30.59Rp 539.3K
29.03%
Sport Shoes(Adidas, Nike)
$81.5Rp 1.4M
$73.8Rp 1.3M
10.47%
Men's Leather Business Shoes
$74.9Rp 1.3M
$107Rp 1.9M
-29.72%
🏠 Accommodation & Living
Surabaya
Jakarta
Difference
1-bedroom Apartment, City Center(Monthly)
$290Rp 5.1M
$364Rp 6.4M
-20.44%
1-bedroom Apartment, Outside City Center(Monthly)
$150Rp 2.6M
$199Rp 3.5M
-24.91%
3-bedroom Apartment, City Center(Monthly)
$1,276Rp 22.5M
$1,178Rp 20.8M
8.34%
3-bedroom Apartment, Outside City Center(Monthly)
$618Rp 10.9M
$577Rp 10.2M
7.02%
Buy Apartment in City Center(m2)
$2,231Rp 39.3M
$3,054Rp 53.8M
-26.96%
Buy Apartment Outside City Center(m2)
$1,073Rp 18.9M
$1,485Rp 26.2M
-27.70%
💵 Salaries & Financials
Surabaya
Jakarta
Difference
Average Monthly Net Salary(After Tax)
$277Rp 4.9M
$454Rp 8.0M
-38.88%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.5
9.46
-20.72%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Surabaya: September 1, 2026
Last update for Jakarta: August 29, 2026
Cost Breakdown
🏠A central one-bedroom costs $290 in Surabaya versus $364 in Jakarta. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 64% higher in Jakarta, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $11.00 in Surabaya versus $17.00 in Jakarta. Monthly groceries follow the same trend: $211 vs $222 – making Surabaya the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Surabaya vs Jakarta: Cost of Living - Frequently Asked Questions
Which city is more expensive, Surabaya or Jakarta?
Jakarta costs about 16% more than Surabaya, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Surabaya and in Jakarta?
For a comfortable life, plan on about $1,032 per month in Surabaya and $1,198 in Jakarta. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Surabaya or Jakarta?
Rent is clearly cheaper in Surabaya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Surabaya and in Jakarta?
A mid-range dinner for two costs $11.00 in Surabaya and $17.00 in Jakarta. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Surabaya or in Jakarta?
Groceries cost about 5% more in Jakarta, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,200/month in Surabaya or in Jakarta?
$1,200 covers both cities comfortably – all-in costs are $688 in Surabaya and $799 in Jakarta, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Surabaya or Jakarta?
For digital nomads, it depends on budget. Surabaya costs $688 versus $799 in Jakarta. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Surabaya or to Jakarta?
If budget matters most, go with Surabaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jakarta makes more sense. Both are solid long-term options with distinct trade-offs.