Cost of Living Comparison Between Island Garden City of Samal and Chiang Mai Cost of Living Comparison Between Island Garden City of Samal and Chiang Mai

Monthly Cost of Living

A single person spends $719 per month in Island Garden City of Samal vs $852 in Chiang Mai, rent included.

A couple spends around $1,097 per month in Island Garden City of Samal vs $1,354 in Chiang Mai, rent included.

A family of three spends $1,476 per month in Island Garden City of Samal vs $1,857 in Chiang Mai, rent included.

Island Garden City of Samal is about 16% cheaper than Chiang Mai, driven mainly by Groceries & Markets.

Both Island Garden City of Samal and Chiang Mai are more affordable than the global median – Island Garden City of Samal 46% lower, Chiang Mai 36% lower.

Currency
🍽 Eating Out
Island Garden City of Samal
Chiang Mai
Difference
Meal at Budget Restaurant
$1.31 ₱80.2
$1.96 ฿63.6
-33.16%
Three-Course Dinner for Two, Mid-Range
$12.51 ₱765
$18.81 ฿611
-33.49%
Fast Food Meal (McDonalds, etc)
$4.47 ₱274
$7.92 ฿258
-43.56%
Cappuccino
$2.13 ₱131
$1.91 ฿62.2
11.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 ₱49.69
$0.84 ฿27.25
-3.57%
Water (0.33 liter bottle)
$0.53 ₱32.45
$0.35 ฿11.44
51.43%
Local Beer (0.5 liter draught)
$1.45 ₱88.8
$2.21 ฿71.7
-34.39%
Imported Beer (0.33 liter bottle)
$1.82 ₱111
$3.80 ฿124
-52.11%
🛒 Groceries & Markets
Island Garden City of Samal
Chiang Mai
Difference
Milk (1 liter)
$1.21 ₱74.3
$1.64 ฿53.2
-26.22%
White Bread (500g)
$0.60 ₱36.60
$1.62 ฿52.8
-62.96%
Rice (white) (1kg)
$0.69 ₱42.18
$1.18 ฿38.40
-41.53%
Eggs
$2.05 ₱126
$2.01 ฿65.4
1.99%
Local Cheese (1kg)
$5.88 ₱360
$15.89 ฿517
-63.00%
Chicken Fillets (1kg)
$3.25 ₱199
$3.01 ฿98.0
7.97%
Beef Round Steak (1kg)
$5.27 ₱323
$10.77 ฿350
-51.07%
Apples (1kg)
$2.89 ₱177
$2.61 ฿85.0
10.73%
Banana (1kg)
$1.13 ₱69.4
$1.22 ฿39.65
-7.38%
Oranges (1kg)
$2.29 ₱140
$1.70 ฿55.4
34.71%
Tomato (1kg)
$1.27 ₱77.6
$1.58 ฿51.2
-19.62%
Potato (1kg)
$2.30 ₱141
$1.32 ฿42.89
74.24%
Onion (1kg)
$1.58 ₱96.4
$1.17 ฿38.01
35.04%
Lettuce (1 head)
$0.90 ₱55.3
$0.67 ฿21.85
34.33%
Water (1.5 liter bottle)
$0.50 ₱30.46
$0.56 ฿18.21
-10.71%
Cigarettes 20 Pack (Marlboro, Camel)
$2.63 ₱161
$4.53 ฿147
-41.94%
Wine (Bottle)
$8.18 ₱500
$18.20 ฿592
-55.05%
Local Beer (0.5 liter bottle)
$1.24 ₱76.0
$1.83 ฿59.6
-32.24%
Imported Beer (0.33 liter bottle)
$1.22 ₱74.5
$3.23 ฿105
-62.23%
🚌 Getting Around
Island Garden City of Samal
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.28 ₱17.21
$0.89 ฿28.83
-68.54%
Public Transport Monthly Pass (Regular Price)
-
$19.38 ฿630
-
Taxi Start (Normal Tariff)
$0.69 ₱42.16
$1.35 ฿43.95
-48.89%
Taxi (Normal Tariff) (1km)
$0.09 ₱5.78
$1.35 ฿43.79
-93.33%
Taxi 1hour Waiting (Normal Tariff)
$2.17 ₱132
$8.25 ฿268
-73.70%
Gasoline (1 liter)
$1.15 ₱70.1
$1.27 ฿41.40
-9.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.9K ₱1.3M
$21.2K ฿687.8K
3.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.8K ₱1.3M
$22.5K ฿731.0K
-7.62%
🧾 Monthly Utilities & Internet
Island Garden City of Samal
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$100 ₱6,125
$70.2 ฿2,281
42.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.22 ₱2,094
$13.77 ฿448
148.51%
Internet (50+ Mbps, Unlimited Data)
$36.41 ₱2,227
$17.60 ฿572
106.87%
🎉 Sport & Entertainment
Island Garden City of Samal
Chiang Mai
Difference
Gym Membership (Monthly)
$34.49 ₱2,110
$41.57 ฿1,352
-17.03%
Tennis Court (1 Hour on Weekend)
$4.36 ₱267
$6.60 ฿215
-33.94%
Cinema Ticket
$4.39 ₱268
$5.78 ฿188
-24.05%
🧸 Childcare & Education
Island Garden City of Samal
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$120 ₱7,321
$306 ฿9,953
-60.92%
International Primary School, 1 Child (Yearly)
$4,354 ₱266.4K
$14.8K ฿482.0K
-70.63%
👕👟 Clothing & Footwear
Island Garden City of Samal
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$46.40 ₱2,839
$54.4 ฿1,768
-14.66%
Summer Dress (H&M, Zara, etc)
$29.67 ₱1,815
$26.14 ฿850
13.50%
Sport Shoes (Adidas, Nike)
$76.4 ₱4,672
$84.5 ฿2,748
-9.66%
Men's Leather Business Shoes
$69.2 ₱4,235
$69.4 ฿2,257
-0.30%
🏠 Accommodation & Living
Island Garden City of Samal
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$262 ₱16.0K
$424 ฿13.8K
-38.19%
1-bedroom Apartment, Outside City Center (Monthly)
$176 ₱10.8K
$238 ฿7,743
-26.09%
3-bedroom Apartment, City Center (Monthly)
$595 ₱36.4K
$825 ฿26.8K
-27.90%
3-bedroom Apartment, Outside City Center (Monthly)
$402 ₱24.6K
$515 ฿16.7K
-22.03%
Buy Apartment in City Center (m2)
$2,083 ₱127.5K
$2,049 ฿66.6K
1.66%
Buy Apartment Outside City Center (m2)
-
$1,523 ฿49.5K
-
💵 Salaries & Financials
Island Garden City of Samal
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$635 ฿20.6K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
9.56
5
91.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Island Garden City of Samal: April 26, 2026

Last update for Chiang Mai: April 27, 2026

Cost Breakdown

A central one-bedroom costs $262 in Island Garden City of Samal versus $424 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $13.00 in Island Garden City of Samal versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $160 vs $243 – making Island Garden City of Samal the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Island Garden City of Samal vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Island Garden City of Samal or Chiang Mai?
Chiang Mai costs about 19% more than Island Garden City of Samal, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Island Garden City of Samal vs Chiang Mai?
For a comfortable life, plan on about $1,078 per month in Island Garden City of Samal and $1,278 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Island Garden City of Samal or Chiang Mai?
Rent is clearly cheaper in Island Garden City of Samal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Island Garden City of Samal vs Chiang Mai?
A mid-range dinner for two costs $13.00 in Island Garden City of Samal and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Island Garden City of Samal or Chiang Mai?
Groceries cost about 52% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $800/month in Island Garden City of Samal or Chiang Mai?
$800 covers both cities comfortably – all-in costs are $719 in Island Garden City of Samal and $852 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Island Garden City of Samal or Chiang Mai?
For digital nomads, it depends on budget. Island Garden City of Samal costs $719 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Island Garden City of Samal compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Island Garden City of Samal or Chiang Mai?
If budget matters most, go with Island Garden City of Samal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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