Cost of Living Comparison Between Islamabad and Ubud, Bali Cost of Living Comparison Between Islamabad and Ubud, Bali

Monthly Cost of Living

A single person spends $534 per month in Islamabad vs $1,408 in Ubud, Bali, rent included.

A couple spends around $847 per month in Islamabad vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,160 per month in Islamabad vs $3,763 in Ubud, Bali, rent included.

Islamabad is about 62% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Islamabad sits 60% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.85 PKR 791

$3.45 Rp 62.1K

-17.39%

Three-Course Dinner for Two, Mid-Range

$14.26 PKR 3,960

$32.34 Rp 581.1K

-55.91%

Fast Food Meal (McDonalds, etc)

$5.44 PKR 1,511

$4.84 Rp 87.1K

12.40%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.72 PKR 477

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.82 PKR 1,061

Cappuccino

$1.97 PKR 547

$2.75 Rp 49.4K

-28.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 110

$1.38 Rp 24.9K

-71.01%

Water (0.33 liter bottle)

$0.24 PKR 67.0

$0.75 Rp 13.5K

-68.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$0.96 PKR 268

$1.74 Rp 31.2K

-44.83%

White Bread (500g)

$0.66 PKR 183

$2.46 Rp 44.2K

-73.17%

Rice (white) (1kg)

$1.28 PKR 355

$1.17 Rp 21.0K

9.40%

Eggs

$1.20 PKR 334

$2.43 Rp 43.7K

-50.62%

Local Cheese (1kg)

$6.07 PKR 1,687

$14.50 Rp 260.6K

-58.14%

Chicken Fillets (1kg)

$3.37 PKR 937

$4.35 Rp 78.2K

-22.53%

Beef Round Steak (1kg)

$4.35 PKR 1,209

$11.98 Rp 215.3K

-63.69%

Apples (1kg)

$1.04 PKR 289

$3.72 Rp 66.8K

-72.04%

Banana (1kg)

$0.84 PKR 234

$1.63 Rp 29.2K

-48.47%

Oranges (1kg)

$0.91 PKR 253

$2.74 Rp 49.3K

-66.79%

Tomato (1kg)

$0.56 PKR 156

$2.24 Rp 40.3K

-75.00%

Potato (1kg)

$0.41 PKR 115

$1.92 Rp 34.5K

-78.65%

Onion (1kg)

$0.57 PKR 158

$2.28 Rp 40.9K

-75.00%

Lettuce (1 head)

$0.31 PKR 85.4

$1.06 Rp 19.1K

-70.75%

Water (1.5 liter bottle)

$0.41 PKR 113

$0.72 Rp 12.9K

-43.06%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.00 PKR 555

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.93 PKR 258

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.04 PKR 567

Cigarettes 20 Pack (Marlboro, Camel)

$2.14 PKR 595

$3.29 Rp 59.0K

-34.95%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.17 PKR 46.51

$0.27 Rp 4,786

-37.04%

Public Transport Monthly Pass (Regular Price)

$7.22 PKR 2,005

$8.11 Rp 145.7K

-10.97%

Taxi Start (Normal Tariff)

$0.85 PKR 236

$0.48 Rp 8,675

77.08%

Taxi (Normal Tariff) (1km)

$0.43 PKR 120

$0.42 Rp 7,545

2.38%

Taxi 1hour Waiting (Normal Tariff)

$2.79 PKR 775

$6.22 Rp 111.8K

-55.14%

Gasoline (1 liter)

$0.98 PKR 271

$0.81 Rp 14.6K

20.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K PKR 5.8M

$26.6K Rp 478.2M

-21.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K PKR 7.2M

$32.2K Rp 578.5M

-19.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 PKR 31.6K

$78.4 Rp 1.4M

45.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.41 PKR 1,501

$4.07 Rp 73.1K

32.92%

Internet (50+ Mbps, Unlimited Data)

$18.69 PKR 5,190

$24.33 Rp 437.1K

-23.18%

Gym Membership (Monthly)

$22.13 PKR 6,144

$98.6 Rp 1.8M

-77.56%

Tennis Court (1 Hour on Weekend)

$6.12 PKR 1,698

$6.34 Rp 113.9K

-3.47%

Cinema Ticket

$4.14 PKR 1,150

$3.99 Rp 71.6K

3.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$60.2 PKR 16.7K

$305 Rp 5.5M

-80.27%

International Primary School, 1 Child (Yearly)

$2,753 PKR 764.4K

$6,642 Rp 119.4M

-58.55%

Jeans (Levis 501 Or Similar)

$21.08 PKR 5,854

$54.1 Rp 972.9K

-61.06%

Summer Dress (H&M, Zara, etc)

$27.64 PKR 7,674

$37.81 Rp 679.4K

-26.90%

Sport Shoes (Adidas, Nike)

$87.8 PKR 24.4K

$86.8 Rp 1.6M

1.12%

Men's Leather Business Shoes

$40.94 PKR 11.4K

$76.4 Rp 1.4M

-46.38%

1-bedroom Apartment, City Center (Monthly)

$199 PKR 55.3K

$992 Rp 17.8M

-79.94%

1-bedroom Apartment, Outside City Center (Monthly)

$110 PKR 30.5K

$673 Rp 12.1M

-83.65%

3-bedroom Apartment, City Center (Monthly)

$505 PKR 140.1K

$3,375 Rp 60.7M

-85.05%

3-bedroom Apartment, Outside City Center (Monthly)

$299 PKR 83.0K

$2,050 Rp 36.8M

-85.43%

Buy Apartment in City Center (m2)

$1,513 PKR 420.1K

$2,805 Rp 50.4M

-46.06%

Buy Apartment Outside City Center (m2)

$647 PKR 179.8K

$2,227 Rp 40.0M

-70.93%

Average Monthly Net Salary (After Tax)

$385 PKR 106.9K

$167 Rp 3.0M

130.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

20.2

13.28

52.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Islamabad: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $199 in Islamabad versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 131% higher in Islamabad, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $14.00 in Islamabad versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $100 vs $297 – making Islamabad the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Islamabad vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 164%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $801 per month in Islamabad and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Islamabad, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 198% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $14.00 in Islamabad and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Islamabad, where all-in costs run around $534, than in Ubud, Bali at $1,408. In Islamabad it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Islamabad – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Islamabad. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.