Last update: Oct 2026

Cost of Living Comparison Between Islamabad and Toronto

For one person, living is cheaper in Islamabad: $613 a month against $2,530 in Toronto, rent and utilities included – about $23,000 less a year. Rent and utilities account for most of the difference.

29

Cost of Living Index in Islamabad
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Islamabad Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Islamabad

🇵🇰 Pakistan

$613

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Islamabad and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Islamabad and in Toronto actually costs, broken down by who's living it.

A single person spends $613 per month in Islamabad vs $2,530 in Toronto, rent included.

Islamabad $613
Toronto $2,530

A couple spends around $951 per month in Islamabad vs $3,646 in Toronto, rent included.

Islamabad $951
Toronto $3,646

A family of three spends $1,289 per month in Islamabad vs $4,761 in Toronto, rent included.

Islamabad $1,289
Toronto $4,761

Islamabad is about 76% cheaper than Toronto, and outside of rent the biggest gap is in groceries.

Islamabad sits 54% below the global median, while Toronto is 89% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.55 PKR 983

$17.67 CA$25.19

-79.91%

Three-Course Dinner for Two, Mid-Range

$23.32 PKR 6,453

$77.4 CA$110

-69.86%

Fast Food Meal (McDonalds, etc)

$5.50 PKR 1,522

$10.47 CA$14.93

-47.47%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.51 PKR 971

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.05 PKR 1,950

Cappuccino

$2.72 PKR 753

$4.08 CA$5.81

-33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 PKR 97.4

$2.12 CA$3.02

-83.49%

Water (0.33 liter bottle)

$0.23 PKR 63.8

$1.76 CA$2.51

-86.93%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

Milk (1 liter)

$0.99 PKR 273

$2.43 CA$3.46

-59.26%

White Bread (500g)

$0.73 PKR 201

$2.75 CA$3.92

-73.45%

Rice (white) (1kg)

$1.24 PKR 342

$2.23 CA$3.18

-44.39%

Eggs

$1.31 PKR 363

$3.45 CA$4.91

-62.03%

Local Cheese (1kg)

$6.12 PKR 1,695

$8.93 CA$12.73

-31.47%

Chicken Fillets (1kg)

$3.23 PKR 893

$11.44 CA$16.31

-71.77%

Beef Round Steak (1kg)

$5.44 PKR 1,506

$14.61 CA$20.83

-62.77%

Apples (1kg)

$1.35 PKR 375

$3.75 CA$5.34

-64.00%

Banana (1kg)

$0.86 PKR 239

$1.15 CA$1.64

-25.22%

Oranges (1kg)

$1.08 PKR 298

$3.55 CA$5.06

-69.58%

Tomato (1kg)

$0.55 PKR 153

$4.28 CA$6.10

-87.15%

Potato (1kg)

$0.28 PKR 78.3

$1.85 CA$2.63

-84.86%

Onion (1kg)

$0.36 PKR 98.6

$1.67 CA$2.38

-78.44%

Lettuce (1 head)

$0.30 PKR 83.5

$2.22 CA$3.16

-86.49%

Water (1.5 liter bottle)

$0.42 PKR 115

$1.21 CA$1.72

-65.29%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.98 PKR 549

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.26 PKR 347

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.58 PKR 715

Cigarettes 20 Pack (Marlboro, Camel)

$2.32 PKR 642

$13.88 CA$19.78

-83.29%

Wine (Bottle)

$14.25 CA$20.31

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

One-way Ticket (Public Transport)

$0.20 PKR 54.5

$2.42 CA$3.44

-91.74%

Public Transport Monthly Pass (Regular Price)

$21.45 PKR 5,936

$111 CA$158

-80.63%

Taxi Start (Normal Tariff)

$1.23 PKR 339

$2.90 CA$4.13

-57.59%

Taxi (Normal Tariff) (1km)

$0.75 PKR 209

$1.26 CA$1.80

-40.48%

Taxi 1hour Waiting (Normal Tariff)

$1.64 PKR 454

$22.03 CA$31.40

-92.56%

Gasoline (1 liter)

$1.39 PKR 385

$1.22 CA$1.74

13.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$53.8K PKR 14.9M

$27.6K CA$39.4K

94.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K PKR 6.6M

$19.8K CA$28.3K

21.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 PKR 28.5K

$122 CA$174

-15.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.76 PKR 1,594

$32.03 CA$45.66

-82.02%

Internet (50+ Mbps, Unlimited Data)

$16.49 PKR 4,565

$47.92 CA$68.3

-65.59%

Gym Membership (Monthly)

$29.77 PKR 8,240

$38.90 CA$55.5

-23.47%

Tennis Court (1 Hour on Weekend)

$8.62 PKR 2,386

$23.24 CA$33.12

-62.91%

Cinema Ticket

$4.45 PKR 1,233

$12.61 CA$17.97

-64.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$74.5 PKR 20.6K

$834 CA$1,189

-91.07%

International Primary School, 1 Child (Yearly)

$5,023 PKR 1.4M

$23.3K CA$33.3K

-78.48%

Jeans (Levis 501 Or Similar)

$24.55 PKR 6,793

$52.6 CA$75.0

-53.33%

Summer Dress (H&M, Zara, etc)

$34.19 PKR 9,461

$40.26 CA$57.4

-15.08%

Sport Shoes (Adidas, Nike)

$96.0 PKR 26.6K

$96.2 CA$137

-0.22%

Men's Leather Business Shoes

$40.93 PKR 11.3K

$123 CA$175

-66.71%

1-bedroom Apartment, City Center (Monthly)

$272 PKR 75.2K

$1,598 CA$2,278

-82.99%

1-bedroom Apartment, Outside City Center (Monthly)

$137 PKR 38.0K

$1,435 CA$2,045

-90.42%

3-bedroom Apartment, City Center (Monthly)

$572 PKR 158.4K

$2,657 CA$3,787

-78.46%

3-bedroom Apartment, Outside City Center (Monthly)

$275 PKR 76.0K

$2,096 CA$2,988

-86.90%

Buy Apartment in City Center (m2)

$1,677 PKR 464.1K

$8,033 CA$11.5K

-79.12%

Buy Apartment Outside City Center (m2)

$820 PKR 227.0K

$6,557 CA$9,347

-87.49%

Average Monthly Net Salary (After Tax)

$379 PKR 104.8K

$3,743 CA$5,335

-89.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

4.47

192.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Islamabad: October 5, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Islamabad

$137 22.9%

Toronto

$1.4K 55.4% 944% $1.3K

Monthly Utilities & Internet

Islamabad

$125 20.8%

Toronto

$202 7.8% 61.3% $77

Groceries & Markets

Islamabad

$105 17.5%

Toronto

$340 13.1% 224% $235

Clothing & Footwear

Islamabad

$88 14.6%

Toronto

$140 5.4% 59.5% $52

Eating Out

Islamabad

$80 13.3%

Toronto

$282 10.9% 253% $202

Sport & Entertainment

Islamabad

$39 6.4%

Toronto

$64 2.5% 65.8% $25

Getting Around

Islamabad

$27 4.5%

Toronto

$130 5% 376% $102

Cost Breakdown

A central one-bedroom costs $272 in Islamabad versus $1,598 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 888% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23.00 in Islamabad versus $77.0 in Toronto. Monthly groceries follow the same trend: $105 vs $340 – making Islamabad the more affordable choice for daily food spending.

Good to know

🇵🇰 Islamabad

🇨🇦 Toronto

🕒 Local time

10:31 10:31 AM

01:31 1:31 AM

9 h behind Islamabad

🌤 Weather

👥 Population

1,009,832 Capital

2,731,571

💱 Currency

Pakistani Rupee PKR ₨

Canadian Dollar CAD $

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.22 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 10, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to PKR in detail →

On the map

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Between locations

Islamabad Toronto 10,970 km ≈ 14 h nonstop flight

From you

Islamabad
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Islamabad vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 313%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $919 per month in Islamabad and $3,795 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Islamabad, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 224% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $23.00 in Islamabad and $77.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Islamabad, where all-in costs run around $613, than in Toronto at $2,530. In Islamabad it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Islamabad – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Islamabad. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.