Last update: Oct 2026

Cost of Living Comparison Between Toronto and Islamabad

For one person, living is cheaper in Islamabad: $613 a month against $2,530 in Toronto, rent and utilities included – about $23,000 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
29

Cost of Living Index in Islamabad
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Islamabad Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Islamabad

🇵🇰 Pakistan

$613

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Islamabad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Islamabad actually costs, broken down by who's living it.

A single person spends $2,530 per month in Toronto vs $613 in Islamabad, rent included.

Toronto $2,530
Islamabad $613

A couple spends around $3,646 per month in Toronto vs $951 in Islamabad, rent included.

Toronto $3,646
Islamabad $951

A family of three spends $4,761 per month in Toronto vs $1,289 in Islamabad, rent included.

Toronto $4,761
Islamabad $1,289

Toronto costs about 313% more than Islamabad, and outside of rent the biggest gap is in groceries.

Toronto sits 89% above the global median, while Islamabad is 54% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.67 CA$25.19

$3.55 PKR 983

397.75%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$23.32 PKR 6,453

231.82%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$5.50 PKR 1,522

90.36%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.51 PKR 971

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.05 PKR 1,950

Cappuccino

$4.08 CA$5.81

$2.72 PKR 753

50.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$0.35 PKR 97.4

505.71%

Water (0.33 liter bottle)

$1.76 CA$2.51

$0.23 PKR 63.8

665.22%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

Milk (1 liter)

$2.43 CA$3.46

$0.99 PKR 273

145.45%

White Bread (500g)

$2.75 CA$3.92

$0.73 PKR 201

276.71%

Rice (white) (1kg)

$2.23 CA$3.18

$1.24 PKR 342

79.84%

Eggs

$3.45 CA$4.91

$1.31 PKR 363

163.36%

Local Cheese (1kg)

$8.93 CA$12.73

$6.12 PKR 1,695

45.92%

Chicken Fillets (1kg)

$11.44 CA$16.31

$3.23 PKR 893

254.18%

Beef Round Steak (1kg)

$14.61 CA$20.83

$5.44 PKR 1,506

168.57%

Apples (1kg)

$3.75 CA$5.34

$1.35 PKR 375

177.78%

Banana (1kg)

$1.15 CA$1.64

$0.86 PKR 239

33.72%

Oranges (1kg)

$3.55 CA$5.06

$1.08 PKR 298

228.70%

Tomato (1kg)

$4.28 CA$6.10

$0.55 PKR 153

678.18%

Potato (1kg)

$1.85 CA$2.63

$0.28 PKR 78.3

560.71%

Onion (1kg)

$1.67 CA$2.38

$0.36 PKR 98.6

363.89%

Lettuce (1 head)

$2.22 CA$3.16

$0.30 PKR 83.5

640.00%

Water (1.5 liter bottle)

$1.21 CA$1.72

$0.42 PKR 115

188.10%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.98 PKR 549

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.26 PKR 347

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.58 PKR 715

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$2.32 PKR 642

498.28%

Wine (Bottle)

$14.25 CA$20.31

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

One-way Ticket (Public Transport)

$2.42 CA$3.44

$0.20 PKR 54.5

1110.00%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

$21.45 PKR 5,936

416.27%

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$1.23 PKR 339

135.77%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$0.75 PKR 209

68.00%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$1.64 PKR 454

1243.29%

Gasoline (1 liter)

$1.22 CA$1.74

$1.39 PKR 385

-12.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$53.8K PKR 14.9M

-48.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$24.0K PKR 6.6M

-17.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$103 PKR 28.5K

18.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$5.76 PKR 1,594

456.08%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$16.49 PKR 4,565

190.60%

Gym Membership (Monthly)

$38.90 CA$55.5

$29.77 PKR 8,240

30.67%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

$8.62 PKR 2,386

169.61%

Cinema Ticket

$12.61 CA$17.97

$4.45 PKR 1,233

183.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$74.5 PKR 20.6K

1019.41%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$5,023 PKR 1.4M

364.66%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$24.55 PKR 6,793

114.26%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$34.19 PKR 9,461

17.75%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$96.0 PKR 26.6K

0.22%

Men's Leather Business Shoes

$123 CA$175

$40.93 PKR 11.3K

200.37%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$272 PKR 75.2K

488.02%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$137 PKR 38.0K

944.29%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$572 PKR 158.4K

364.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$275 PKR 76.0K

663.47%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$1,677 PKR 464.1K

378.98%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$820 PKR 227.0K

699.65%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$379 PKR 104.8K

888.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

13.08

-65.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Islamabad: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Islamabad

$137 22.9% 90.4% $1.3K

Groceries & Markets

Toronto

$340 13.1%

Islamabad

$105 17.5% 69.1% $235

Eating Out

Toronto

$282 10.9%

Islamabad

$80 13.3% 71.7% $202

Monthly Utilities & Internet

Toronto

$202 7.8%

Islamabad

$125 20.8% 38% $77

Clothing & Footwear

Toronto

$140 5.4%

Islamabad

$88 14.6% 37.3% $52

Getting Around

Toronto

$130 5%

Islamabad

$27 4.5% 79% $102

Sport & Entertainment

Toronto

$64 2.5%

Islamabad

$39 6.4% 39.7% $25

Cost Breakdown

A central one-bedroom costs $1,598 in Toronto versus $272 in Islamabad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 888% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $77.0 in Toronto versus $23.00 in Islamabad. Monthly groceries follow the same trend: $340 vs $105 – making Islamabad the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇵🇰 Islamabad

🕒 Local time

02:29 2:29 AM

11:29 11:29 AM

9 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

1,009,832 Capital

💱 Currency

Canadian Dollar CAD $

Pakistani Rupee PKR ₨

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

Pakistani Rupee exchange rates as of October 10, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to CAD in detail →

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Between locations

Toronto Islamabad 10,970 km ≈ 14 h nonstop flight

From you

Toronto
Islamabad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Islamabad: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 313%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,795 per month in Toronto and $919 in Islamabad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Islamabad, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 224% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $77.0 in Toronto and $23.00 in Islamabad. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Islamabad, where all-in costs run around $613, than in Toronto at $2,530. In Islamabad it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Islamabad – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Islamabad. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.