Cost of Living Comparison Between Isla de Margarita and Ubud, Bali Cost of Living Comparison Between Isla de Margarita and Ubud, Bali

Monthly Cost of Living

A single person spends $659 per month in Isla de Margarita vs $1,404 in Ubud, Bali, rent included.

A couple spends around $1,208 per month in Isla de Margarita vs $2,549 in Ubud, Bali, rent included.

A family of three spends $1,757 per month in Isla de Margarita vs $3,694 in Ubud, Bali, rent included.

Isla de Margarita is about 53% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Isla de Margarita sits 51% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.90 VES 5,798

$3.57 Rp 64.0K

177.31%

Three-Course Dinner for Two, Mid-Range

$81.5 VES 47.7K

$32.50 Rp 582.3K

150.68%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

Cappuccino

$2.46 VES 1,442

$2.75 Rp 49.2K

-10.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.03 VES 602

$1.32 Rp 23.7K

-21.97%

Water (0.33 liter bottle)

$1.49 VES 870

$0.70 Rp 12.6K

112.86%

Local Beer (0.5 liter draught)

$1.02 VES 600

$2.91 Rp 52.2K

-64.95%

Imported Beer (0.33 liter bottle)

$2.98 VES 1,747

$3.79 Rp 68.0K

-21.37%

Milk (1 liter)

$1.97 VES 1,156

$1.71 Rp 30.6K

15.20%

White Bread (500g)

$2.97 VES 1,739

$2.47 Rp 44.3K

20.24%

Rice (white) (1kg)

$2.05 VES 1,203

$1.20 Rp 21.5K

70.83%

Eggs

$2.43 VES 1,424

$2.44 Rp 43.8K

-0.41%

Local Cheese (1kg)

$8.20 VES 4,807

$14.38 Rp 257.7K

-42.98%

Chicken Fillets (1kg)

$7.99 VES 4,680

$4.31 Rp 77.1K

85.38%

Beef Round Steak (1kg)

$7.86 VES 4,608

$12.21 Rp 218.7K

-35.63%

Apples (1kg)

$4.07 VES 2,386

$3.68 Rp 66.0K

10.60%

Banana (1kg)

$1.49 VES 873

$1.55 Rp 27.8K

-3.87%

Oranges (1kg)

$2.04 VES 1,196

$2.79 Rp 49.9K

-26.88%

Tomato (1kg)

$2.47 VES 1,446

$2.33 Rp 41.8K

6.01%

Potato (1kg)

$1.54 VES 903

$1.97 Rp 35.3K

-21.83%

Onion (1kg)

$1.85 VES 1,083

$2.31 Rp 41.4K

-19.91%

Lettuce (1 head)

$0.97 VES 570

$1.06 Rp 19.1K

-8.49%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

Wine (Bottle)

$4.87 VES 2,853

$22.79 Rp 408.4K

-78.63%

Local Beer (0.5 liter bottle)

$1.02 VES 595

$2.81 Rp 50.3K

-63.70%

Imported Beer (0.33 liter bottle)

$1.54 VES 904

$2.78 Rp 49.9K

-44.60%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$2.95 VES 1,729

$0.45 Rp 8,047

555.56%

Taxi (Normal Tariff) (1km)

$2.95 VES 1,730

$0.45 Rp 8,094

555.56%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

Gasoline (1 liter)

$0.85 Rp 15.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$29.95 VES 17.5K

$80.8 Rp 1.4M

-62.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.86 VES 8,704

$4.06 Rp 72.7K

266.01%

Internet (50+ Mbps, Unlimited Data)

$39.97 VES 23.4K

$24.42 Rp 437.6K

63.68%

Gym Membership (Monthly)

$49.66 VES 29.1K

$97.7 Rp 1.7M

-49.16%

Tennis Court (1 Hour on Weekend)

$15.08 VES 8,834

$6.45 Rp 115.5K

133.80%

Cinema Ticket

$5.13 VES 3,007

$4.04 Rp 72.4K

26.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

Jeans (Levis 501 Or Similar)

$78.6 VES 46.1K

$54.2 Rp 971.7K

44.99%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

Sport Shoes (Adidas, Nike)

$99.5 VES 58.3K

$86.1 Rp 1.5M

15.52%

Men's Leather Business Shoes

$98.1 VES 57.5K

$76.7 Rp 1.4M

27.98%

1-bedroom Apartment, City Center (Monthly)

$299 VES 175.1K

$986 Rp 17.7M

-69.69%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$503 VES 294.6K

$3,369 Rp 60.4M

-85.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$589 VES 345.1K

$2,741 Rp 49.1M

-78.51%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Isla de Margarita: June 6, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $299 in Isla de Margarita versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $81.0 in Isla de Margarita versus $33.00 in Ubud, Bali. Groceries tell a different story – $235 in Isla de Margarita vs $297 in Ubud, Bali – so Isla de Margarita wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Isla de Margarita vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 113%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $988 per month in Isla de Margarita and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Isla de Margarita, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 26% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $81.0 in Isla de Margarita and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Isla de Margarita, where all-in costs run around $659, than in Ubud, Bali at $1,404. In Isla de Margarita it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Isla de Margarita – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Isla de Margarita. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.