🙂A single person spends $650 per month in Isla de Margarita vs $1,392 in Ubud, Bali, rent included.
🙂A couple spends around $1,218 per month in Isla de Margarita vs $2,557 in Ubud, Bali, rent included.
🙂A family of three spends $1,786 per month in Isla de Margarita vs $3,723 in Ubud, Bali, rent included.
🙂Isla de Margarita is about 53% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Isla de Margarita sits 51% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Isla de Margarita
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.87VES 7,370
$3.57Rp 64.5K
176.47%
Three-Course Dinner for Two, Mid-Range
$80.4VES 60.0K
$32.32Rp 583.4K
148.67%
Fast Food Meal(McDonalds, etc)
-
$5.01Rp 90.4K
-
Cappuccino
$2.47VES 1,844
$2.82Rp 51.0K
-12.41%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.98VES 730
$1.35Rp 24.4K
-27.41%
Water(0.33 liter bottle)
$1.49VES 1,111
$0.73Rp 13.2K
104.11%
Local Beer(0.5 liter draught)
$1.03VES 766
$2.93Rp 53.0K
-64.85%
Imported Beer(0.33 liter bottle)
$3.05VES 2,277
$3.94Rp 71.1K
-22.59%
🛒 Groceries & Markets
Isla de Margarita
Ubud, Bali
Difference
Milk(1 liter)
$2.02VES 1,510
$1.78Rp 32.1K
13.48%
White Bread(500g)
$3.05VES 2,280
$2.45Rp 44.2K
24.49%
Rice(white)(1kg)
$2.05VES 1,533
$1.15Rp 20.7K
78.26%
Eggs
$2.34VES 1,744
$2.41Rp 43.6K
-2.90%
Local Cheese(1kg)
$8.04VES 6,002
$14.33Rp 258.7K
-43.89%
Chicken Fillets(1kg)
$8.13VES 6,075
$4.19Rp 75.6K
94.03%
Beef Round Steak(1kg)
$8.06VES 6,023
$12.06Rp 217.7K
-33.17%
Apples(1kg)
$4.11VES 3,071
$3.64Rp 65.7K
12.91%
Banana(1kg)
$1.54VES 1,153
$1.57Rp 28.3K
-1.91%
Oranges(1kg)
$2.04VES 1,522
$2.79Rp 50.3K
-26.88%
Tomato(1kg)
$2.55VES 1,901
$2.24Rp 40.5K
13.84%
Potato(1kg)
$1.48VES 1,103
$1.98Rp 35.7K
-25.25%
Onion(1kg)
$1.77VES 1,321
$2.28Rp 41.1K
-22.37%
Lettuce(1 head)
$1.03VES 768
$1.05Rp 19.0K
-1.90%
Water(1.5 liter bottle)
-
$0.79Rp 14.2K
-
Cigarettes 20 Pack(Marlboro, Camel)
-
$3.19Rp 57.6K
-
Wine(Bottle)
$5.11VES 3,817
$23.49Rp 424.1K
-78.25%
Local Beer(0.5 liter bottle)
$0.99VES 737
$2.90Rp 52.3K
-65.86%
Imported Beer(0.33 liter bottle)
$1.53VES 1,145
$2.76Rp 49.7K
-44.57%
🚌 Getting Around
Isla de Margarita
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.27Rp 4,813
-
Public Transport Monthly Pass(Regular Price)
-
$8.37Rp 151.1K
-
Taxi Start(Normal Tariff)
$3.08VES 2,300
$0.45Rp 8,167
584.44%
Taxi(Normal Tariff)(1km)
$2.96VES 2,213
$0.46Rp 8,298
543.48%
Taxi 1hour Waiting(Normal Tariff)
-
$6.07Rp 109.6K
-
Gasoline(1 liter)
-
$0.86Rp 15.6K
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$26.6KRp 480.0M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$32.5KRp 587.6M
-
🧾 Monthly Utilities & Internet
Isla de Margarita
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$30.45VES 22.7K
$79.0Rp 1.4M
-61.47%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.23VES 11.4K
$4.09Rp 73.9K
272.37%
Internet(50+ Mbps, Unlimited Data)
$40.42VES 30.2K
$23.85Rp 430.5K
69.48%
🎉 Sport & Entertainment
Isla de Margarita
Ubud, Bali
Difference
Gym Membership(Monthly)
$50.5VES 37.7K
$98.8Rp 1.8M
-48.86%
Tennis Court(1 Hour on Weekend)
$15.24VES 11.4K
$6.35Rp 114.7K
140.00%
Cinema Ticket
$4.85VES 3,624
$4.01Rp 72.3K
20.95%
🧸 Childcare & Education
Isla de Margarita
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$297Rp 5.4M
-
International Primary School, 1 Child(Yearly)
-
$6,602Rp 119.2M
-
👕👟 Clothing & Footwear
Isla de Margarita
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$80.0VES 59.7K
$53.4Rp 964.5K
49.67%
Summer Dress(H&M, Zara, etc)
-
$38.11Rp 688.1K
-
Sport Shoes(Adidas, Nike)
$98.2VES 73.3K
$88.7Rp 1.6M
10.72%
Men's Leather Business Shoes
$101VES 75.2K
$76.6Rp 1.4M
31.39%
🏠 Accommodation & Living
Isla de Margarita
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$298VES 222.5K
$1,020Rp 18.4M
-70.79%
1-bedroom Apartment, Outside City Center(Monthly)
-
$680Rp 12.3M
-
3-bedroom Apartment, City Center(Monthly)
$499VES 372.9K
$3,469Rp 62.6M
-85.61%
3-bedroom Apartment, Outside City Center(Monthly)
-
$2,090Rp 37.7M
-
Buy Apartment in City Center(m2)
$592VES 442.0K
$2,729Rp 49.3M
-78.32%
Buy Apartment Outside City Center(m2)
-
$2,295Rp 41.4M
-
💵 Salaries & Financials
Isla de Margarita
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$164Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
0
13.28
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Isla de Margarita: July 26, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $298 in Isla de Margarita versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $80.0 in Isla de Margarita versus $32.00 in Ubud, Bali. Groceries tell a different story – $238 in Isla de Margarita vs $298 in Ubud, Bali – so Isla de Margarita wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Isla de Margarita vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Isla de Margarita?
Yes – Ubud, Bali is pricier by about 114%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $976 per month in Isla de Margarita and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Isla de Margarita, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Isla de Margarita and in Ubud, Bali?
Groceries cost about 25% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Isla de Margarita or in Ubud, Bali?
A mid-range dinner for two costs $80.0 in Isla de Margarita and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,500 a realistic budget for living in Isla de Margarita or in Ubud, Bali?
A $1,500 monthly budget goes further in Isla de Margarita, where all-in costs run around $650, than in Ubud, Bali at $1,392. In Isla de Margarita it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Isla de Margarita or Ubud, Bali more family-friendly?
Families tend to lean toward Isla de Margarita – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Isla de Margarita or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Isla de Margarita. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Isla de Margarita vs other spots: cost of living compared