Cost of Living Comparison Between Isla de Margarita and Ubud, Bali Cost of Living Comparison Between Isla de Margarita and Ubud, Bali

Monthly Cost of Living

A single person spends $650 per month in Isla de Margarita vs $1,392 in Ubud, Bali, rent included.

A couple spends around $1,218 per month in Isla de Margarita vs $2,557 in Ubud, Bali, rent included.

A family of three spends $1,786 per month in Isla de Margarita vs $3,723 in Ubud, Bali, rent included.

Isla de Margarita is about 53% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Isla de Margarita sits 51% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Isla de Margarita
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.87 VES 7,370
$3.57 Rp 64.5K
176.47%
Three-Course Dinner for Two, Mid-Range
$80.4 VES 60.0K
$32.32 Rp 583.4K
148.67%
Fast Food Meal (McDonalds, etc)
-
$5.01 Rp 90.4K
-
Cappuccino
$2.47 VES 1,844
$2.82 Rp 51.0K
-12.41%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.98 VES 730
$1.35 Rp 24.4K
-27.41%
Water (0.33 liter bottle)
$1.49 VES 1,111
$0.73 Rp 13.2K
104.11%
Local Beer (0.5 liter draught)
$1.03 VES 766
$2.93 Rp 53.0K
-64.85%
Imported Beer (0.33 liter bottle)
$3.05 VES 2,277
$3.94 Rp 71.1K
-22.59%
🛒 Groceries & Markets
Isla de Margarita
Ubud, Bali
Difference
Milk (1 liter)
$2.02 VES 1,510
$1.78 Rp 32.1K
13.48%
White Bread (500g)
$3.05 VES 2,280
$2.45 Rp 44.2K
24.49%
Rice (white) (1kg)
$2.05 VES 1,533
$1.15 Rp 20.7K
78.26%
Eggs
$2.34 VES 1,744
$2.41 Rp 43.6K
-2.90%
Local Cheese (1kg)
$8.04 VES 6,002
$14.33 Rp 258.7K
-43.89%
Chicken Fillets (1kg)
$8.13 VES 6,075
$4.19 Rp 75.6K
94.03%
Beef Round Steak (1kg)
$8.06 VES 6,023
$12.06 Rp 217.7K
-33.17%
Apples (1kg)
$4.11 VES 3,071
$3.64 Rp 65.7K
12.91%
Banana (1kg)
$1.54 VES 1,153
$1.57 Rp 28.3K
-1.91%
Oranges (1kg)
$2.04 VES 1,522
$2.79 Rp 50.3K
-26.88%
Tomato (1kg)
$2.55 VES 1,901
$2.24 Rp 40.5K
13.84%
Potato (1kg)
$1.48 VES 1,103
$1.98 Rp 35.7K
-25.25%
Onion (1kg)
$1.77 VES 1,321
$2.28 Rp 41.1K
-22.37%
Lettuce (1 head)
$1.03 VES 768
$1.05 Rp 19.0K
-1.90%
Water (1.5 liter bottle)
-
$0.79 Rp 14.2K
-
Cigarettes 20 Pack (Marlboro, Camel)
-
$3.19 Rp 57.6K
-
Wine (Bottle)
$5.11 VES 3,817
$23.49 Rp 424.1K
-78.25%
Local Beer (0.5 liter bottle)
$0.99 VES 737
$2.90 Rp 52.3K
-65.86%
Imported Beer (0.33 liter bottle)
$1.53 VES 1,145
$2.76 Rp 49.7K
-44.57%
🚌 Getting Around
Isla de Margarita
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.27 Rp 4,813
-
Public Transport Monthly Pass (Regular Price)
-
$8.37 Rp 151.1K
-
Taxi Start (Normal Tariff)
$3.08 VES 2,300
$0.45 Rp 8,167
584.44%
Taxi (Normal Tariff) (1km)
$2.96 VES 2,213
$0.46 Rp 8,298
543.48%
Taxi 1hour Waiting (Normal Tariff)
-
$6.07 Rp 109.6K
-
Gasoline (1 liter)
-
$0.86 Rp 15.6K
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$26.6K Rp 480.0M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$32.5K Rp 587.6M
-
🧾 Monthly Utilities & Internet
Isla de Margarita
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$30.45 VES 22.7K
$79.0 Rp 1.4M
-61.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.23 VES 11.4K
$4.09 Rp 73.9K
272.37%
Internet (50+ Mbps, Unlimited Data)
$40.42 VES 30.2K
$23.85 Rp 430.5K
69.48%
🎉 Sport & Entertainment
Isla de Margarita
Ubud, Bali
Difference
Gym Membership (Monthly)
$50.5 VES 37.7K
$98.8 Rp 1.8M
-48.86%
Tennis Court (1 Hour on Weekend)
$15.24 VES 11.4K
$6.35 Rp 114.7K
140.00%
Cinema Ticket
$4.85 VES 3,624
$4.01 Rp 72.3K
20.95%
🧸 Childcare & Education
Isla de Margarita
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$297 Rp 5.4M
-
International Primary School, 1 Child (Yearly)
-
$6,602 Rp 119.2M
-
👕👟 Clothing & Footwear
Isla de Margarita
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$80.0 VES 59.7K
$53.4 Rp 964.5K
49.67%
Summer Dress (H&M, Zara, etc)
-
$38.11 Rp 688.1K
-
Sport Shoes (Adidas, Nike)
$98.2 VES 73.3K
$88.7 Rp 1.6M
10.72%
Men's Leather Business Shoes
$101 VES 75.2K
$76.6 Rp 1.4M
31.39%
🏠 Accommodation & Living
Isla de Margarita
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$298 VES 222.5K
$1,020 Rp 18.4M
-70.79%
1-bedroom Apartment, Outside City Center (Monthly)
-
$680 Rp 12.3M
-
3-bedroom Apartment, City Center (Monthly)
$499 VES 372.9K
$3,469 Rp 62.6M
-85.61%
3-bedroom Apartment, Outside City Center (Monthly)
-
$2,090 Rp 37.7M
-
Buy Apartment in City Center (m2)
$592 VES 442.0K
$2,729 Rp 49.3M
-78.32%
Buy Apartment Outside City Center (m2)
-
$2,295 Rp 41.4M
-
💵 Salaries & Financials
Isla de Margarita
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$164 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
0
13.28
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Isla de Margarita: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $298 in Isla de Margarita versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $80.0 in Isla de Margarita versus $32.00 in Ubud, Bali. Groceries tell a different story – $238 in Isla de Margarita vs $298 in Ubud, Bali – so Isla de Margarita wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Isla de Margarita vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Isla de Margarita?
Yes – Ubud, Bali is pricier by about 114%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $976 per month in Isla de Margarita and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Isla de Margarita, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Isla de Margarita and in Ubud, Bali?
Groceries cost about 25% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Isla de Margarita or in Ubud, Bali?
A mid-range dinner for two costs $80.0 in Isla de Margarita and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,500 a realistic budget for living in Isla de Margarita or in Ubud, Bali?
A $1,500 monthly budget goes further in Isla de Margarita, where all-in costs run around $650, than in Ubud, Bali at $1,392. In Isla de Margarita it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Isla de Margarita or Ubud, Bali more family-friendly?
Families tend to lean toward Isla de Margarita – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Isla de Margarita or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Isla de Margarita. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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