Last update: Oct 2026

Cost of Living Comparison Between Irving, TX and Monterrey

For one person, living is cheaper in Monterrey: $1,607 a month against $2,476 in Irving, TX, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

118

Cost of Living Index in Irving, TX
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Irving, TX Living Index
79

Cost of Living Index in Monterrey
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Monterrey Living Index

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Irving, TX

🇺🇸 United States

$2,476

/mo nomad

Monterrey

🇲🇽 Mexico

$1,607

/mo nomad

Monthly Cost of Living

How much you'll spend in Irving, TX and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Irving, TX and in Monterrey actually costs, broken down by who's living it.

A single person spends $2,476 per month in Irving, TX vs $1,607 in Monterrey, rent included.

Irving, TX $2,476
Monterrey $1,607

A couple spends around $3,568 per month in Irving, TX vs $2,512 in Monterrey, rent included.

Irving, TX $3,568
Monterrey $2,512

A family of three spends $4,660 per month in Irving, TX vs $3,417 in Monterrey, rent included.

Irving, TX $4,660
Monterrey $3,417

Irving, TX costs about 54% more than Monterrey, and outside of rent the biggest gap is in transport.

Both Irving, TX and Monterrey sit above the global median – Irving, TX by 85%, Monterrey by 20%.

Meal at Budget Restaurant

$14.71 $14.71

$13.75 MX$253

6.98%

Three-Course Dinner for Two, Mid-Range

$75.2 $75.2

$50.2 MX$923

49.78%

Fast Food Meal (McDonalds, etc)

$11.03 $11.03

$11.13 MX$205

-0.90%

Cappuccino

$4.79 $4.79

$4.04 MX$74.3

18.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$1.70 MX$31.33

48.24%

Water (0.33 liter bottle)

$1.58 $1.58

$0.99 MX$18.19

59.60%

Local Beer (0.5 liter draught)

$6.13 $6.13

$2.41 MX$44.27

154.36%

Imported Beer (0.33 liter bottle)

$5.91 $5.91

$4.48 MX$82.5

31.92%

Milk (1 liter)

$0.84 $0.84

$1.92 MX$35.36

-56.25%

White Bread (500g)

$2.80 $2.80

$2.89 MX$53.2

-3.11%

Rice (white) (1kg)

$3.00 $3.00

$1.94 MX$35.72

54.64%

Eggs

$2.73 $2.73

$2.50 MX$45.97

9.20%

Local Cheese (1kg)

$9.61 $9.61

$12.30 MX$226

-21.87%

Chicken Fillets (1kg)

$9.98 $9.98

$9.33 MX$172

6.97%

Beef Round Steak (1kg)

$16.41 $16.41

$13.07 MX$240

25.55%

Apples (1kg)

$4.33 $4.33

$3.38 MX$62.2

28.11%

Banana (1kg)

$1.52 $1.52

$1.58 MX$29.07

-3.80%

Oranges (1kg)

$3.34 $3.34

$2.20 MX$40.51

51.82%

Tomato (1kg)

$2.79 $2.79

$2.45 MX$44.96

13.88%

Potato (1kg)

$1.93 $1.93

$2.26 MX$41.54

-14.60%

Onion (1kg)

$1.65 $1.65

$2.74 MX$50.4

-39.78%

Lettuce (1 head)

$1.49 $1.49

$1.53 MX$28.13

-2.61%

Water (1.5 liter bottle)

$1.98 $1.98

$1.26 MX$23.19

57.14%

Cigarettes 20 Pack (Marlboro, Camel)

$9.91 $9.91

$4.84 MX$89.0

104.75%

Wine (Bottle)

$10.65 $10.65

$13.59 MX$250

-21.63%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$1.91 MX$35.06

-10.99%

Imported Beer (0.33 liter bottle)

$3.94 $3.94

$3.06 MX$56.4

28.76%

One-way Ticket (Public Transport)

$3.08 $3.08

$0.80 MX$14.62

285.00%

Public Transport Monthly Pass (Regular Price)

$127 $127

$31.77 MX$584

300.22%

Taxi Start (Normal Tariff)

$3.34 $3.34

$1.62 MX$29.82

106.17%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$1.10 MX$20.20

44.55%

Taxi 1hour Waiting (Normal Tariff)

$30.48 $30.48

$10.97 MX$202

177.85%

Gasoline (1 liter)

$0.90 $0.90

$1.52 MX$27.98

-40.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K $26.9K

$21.4K MX$393.0K

25.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$25.5K MX$468.3K

-0.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$226 $226

$120 MX$2,201

88.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.4 $50.4

$27.08 MX$498

86.08%

Internet (50+ Mbps, Unlimited Data)

$67.2 $67.2

$26.70 MX$491

151.72%

Gym Membership (Monthly)

$30.37 $30.37

$31.15 MX$573

-2.50%

Tennis Court (1 Hour on Weekend)

$21.95 MX$404

Cinema Ticket

$16.20 $16.20

$5.14 MX$94.5

215.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,820 $1,820

$688 MX$12.6K

164.66%

International Primary School, 1 Child (Yearly)

$19.9K $19.9K

$11.4K MX$210.1K

74.38%

Jeans (Levis 501 Or Similar)

$22.10 $22.10

$71.9 MX$1,323

-69.28%

Summer Dress (H&M, Zara, etc)

$25.20 $25.20

$43.30 MX$796

-41.80%

Sport Shoes (Adidas, Nike)

$64.3 $64.3

$112 MX$2,062

-42.66%

Men's Leather Business Shoes

$98.9 $98.9

$122 MX$2,240

-18.82%

1-bedroom Apartment, City Center (Monthly)

$1,525 $1,525

$957 MX$17.6K

59.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,177 $1,177

$670 MX$12.3K

75.61%

3-bedroom Apartment, City Center (Monthly)

$2,775 $2,775

$1,887 MX$34.7K

47.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,934 $1,934

$1,305 MX$24.0K

48.25%

Buy Apartment in City Center (m2)

$3,703 $3,703

$4,159 MX$76.5K

-10.98%

Buy Apartment Outside City Center (m2)

$2,453 $2,453

$2,437 MX$44.8K

0.66%

Average Monthly Net Salary (After Tax)

$4,498 $4,498

$1,133 MX$20.8K

297.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

11.79

-43.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Irving, TX: October 3, 2026

Last update for Monterrey: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Irving, TX

$1.2K 48.7%

Monterrey

$670 41.4% 43.1% $507

Monthly Utilities & Internet

Irving, TX

$343 14.2%

Monterrey

$174 10.7% 49.5% $170

Groceries & Markets

Irving, TX

$322 13.3%

Monterrey

$312 19.3% 2.9% $9.3

Eating Out

Irving, TX

$267 11.1%

Monterrey

$224 13.8% 16.2% $43

Getting Around

Irving, TX

$151 6.2%

Monterrey

$42 2.6% 72.1% $109

Clothing & Footwear

Irving, TX

$95 3.9%

Monterrey

$157 9.7% 65.9% $62

Sport & Entertainment

Irving, TX

$63 2.6%

Monterrey

$41 2.6% 34% $21

Cost Breakdown

A central one-bedroom costs $1,525 in Irving, TX versus $957 in Monterrey. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 297% higher in Irving, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Irving, TX versus $50.0 in Monterrey. Monthly groceries follow the same trend: $322 vs $312 – making Monterrey the more affordable choice for daily food spending.

Good to know

🇺🇸 Irving, TX

🇲🇽 Monterrey

🕒 Local time

02:08 2:08 AM

01:08 1:08 AM

1 h behind Irving, TX

🌤 Weather

👥 Population

256,684

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.892 EUR

100 MXN = 5.44 USD

100 MXN = 4.85 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Mexican Peso exchange rates as of October 11, 2026: 1 USD = 18.39 MXN (100 MXN = 5.44 USD). 1 EUR = 20.61 MXN (100 MXN = 4.85 EUR).

MXN to USD in detail →

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Between locations

Irving, TX Monterrey 860 km ≈ 1 h 30 min nonstop flight

From you

Irving, TX
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Irving, TX vs Monterrey: Cost of Living - Frequently Asked Questions

Irving, TX costs about 54% more than Monterrey, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,713 per month in Irving, TX and $2,411 in Monterrey. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Monterrey, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,476 in Irving, TX and $1,607 in Monterrey. That's a gap of about 54%.

Public transport costs about 300% less in Monterrey. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Monterrey, where all-in costs run around $1,607, than in Irving, TX at $2,476. In Monterrey it covers expenses comfortably, while in Irving, TX it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Monterrey costs $1,607 versus $2,476 in Irving, TX. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Monterrey. If higher salaries, better infrastructure, or specific career opportunities are the priority, Irving, TX makes more sense. Both are solid long-term options with distinct trade-offs.