Last update: Oct 2026

Cost of Living Comparison Between Irving, TX and Austin, TX

For one person, living is cheaper in Irving, TX: $2,405 a month against $2,607 in Austin, TX, rent and utilities included – about $2,400 less a year. Other living expenses account for most of the difference.

116

Cost of Living Index in Irving, TX
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Irving, TX Living Index
125

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Irving, TX

🇺🇸 United States

$2,405

/mo nomad

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Monthly Cost of Living

How much you'll spend in Irving, TX and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Irving, TX and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,405 in Irving, TX versus $2,607 in Austin, TX.

Irving, TX $2,405
Austin, TX $2,607

Estimated couple costs with rent: $3,496 in Irving, TX versus $4,031 in Austin, TX.

Irving, TX $3,496
Austin, TX $4,031

Monthly costs for a family of three with rent: $4,588 in Irving, TX versus $5,454 in Austin, TX.

Irving, TX $4,588
Austin, TX $5,454

Living in Irving, TX costs roughly 8% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Irving, TX 77% above, Austin, TX 92% above.

Meal at Budget Restaurant

$15.07 $15.07

$20.35 $20.35

-25.95%

Three-Course Dinner for Two, Mid-Range

$75.1 $75.1

$84.7 $84.7

-11.34%

Fast Food Meal (McDonalds, etc)

$10.93 $10.93

$12.12 $12.12

-9.82%

Cappuccino

$4.73 $4.73

$5.65 $5.65

-16.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 $2.61

$3.68 $3.68

-29.08%

Water (0.33 liter bottle)

$1.59 $1.59

$2.36 $2.36

-32.63%

Local Beer (0.5 liter draught)

$6.10 $6.10

$7.87 $7.87

-22.49%

Imported Beer (0.33 liter bottle)

$6.09 $6.09

$8.82 $8.82

-30.95%

Milk (1 liter)

$0.82 $0.82

$1.14 $1.14

-28.07%

White Bread (500g)

$2.78 $2.78

$3.69 $3.69

-24.66%

Rice (white) (1kg)

$2.90 $2.90

$3.31 $3.31

-12.39%

Eggs

$2.78 $2.78

$4.15 $4.15

-33.01%

Local Cheese (1kg)

$10.01 $10.01

$12.98 $12.98

-22.88%

Chicken Fillets (1kg)

$10.13 $10.13

$13.86 $13.86

-26.91%

Beef Round Steak (1kg)

$16.59 $16.59

$16.34 $16.34

1.53%

Apples (1kg)

$4.31 $4.31

$4.69 $4.69

-8.10%

Banana (1kg)

$1.48 $1.48

$1.45 $1.45

2.07%

Oranges (1kg)

$3.28 $3.28

$5.11 $5.11

-35.81%

Tomato (1kg)

$2.73 $2.73

$4.52 $4.52

-39.60%

Potato (1kg)

$1.94 $1.94

$3.08 $3.08

-37.01%

Onion (1kg)

$1.65 $1.65

$2.38 $2.38

-30.67%

Lettuce (1 head)

$1.56 $1.56

$1.80 $1.80

-13.33%

Water (1.5 liter bottle)

$1.96 $1.96

$2.22 $2.22

-11.71%

Cigarettes 20 Pack (Marlboro, Camel)

$9.99 $9.99

$9.97 $9.97

0.20%

Wine (Bottle)

$10.54 $10.54

$15.05 $15.05

-29.97%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$2.91 $2.91

-41.58%

Imported Beer (0.33 liter bottle)

$3.90 $3.90

$3.33 $3.33

17.12%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.22 $1.22

139.34%

Public Transport Monthly Pass (Regular Price)

$126 $126

$40.53 $40.53

210.98%

Taxi Start (Normal Tariff)

$3.24 $3.24

$2.78 $2.78

16.55%

Taxi (Normal Tariff) (1km)

$1.56 $1.56

$1.65 $1.65

-5.45%

Taxi 1hour Waiting (Normal Tariff)

$29.99 $29.99

$35.39 $35.39

-15.26%

Gasoline (1 liter)

$0.88 $0.88

$0.95 $0.95

-7.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K $27.1K

$34.2K $34.2K

-20.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$26.8K $26.8K

-7.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$225 $225

$223 $223

1.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.10 $49.10

$58.5 $58.5

-16.04%

Internet (50+ Mbps, Unlimited Data)

$67.3 $67.3

$71.2 $71.2

-5.47%

Gym Membership (Monthly)

$24.39 $24.39

$53.0 $53.0

-54.02%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$6.79 $6.79

$14.06 $14.06

-51.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,816 $1,816

$1,459 $1,459

24.49%

International Primary School, 1 Child (Yearly)

$20.5K $20.5K

$21.3K $21.3K

-3.90%

Jeans (Levis 501 Or Similar)

$22.86 $22.86

$52.5 $52.5

-56.45%

Summer Dress (H&M, Zara, etc)

$24.97 $24.97

$42.75 $42.75

-41.59%

Sport Shoes (Adidas, Nike)

$65.4 $65.4

$86.4 $86.4

-24.35%

Men's Leather Business Shoes

$95.9 $95.9

$104 $104

-7.60%

1-bedroom Apartment, City Center (Monthly)

$1,509 $1,509

$2,112 $2,112

-28.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,190 $1,190

$1,230 $1,230

-3.30%

3-bedroom Apartment, City Center (Monthly)

$2,811 $2,811

$3,863 $3,863

-27.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,954 $1,954

$2,407 $2,407

-18.83%

Buy Apartment in City Center (m2)

$3,744 $3,744

$7,426 $7,426

-49.58%

Buy Apartment Outside City Center (m2)

$2,410 $2,410

$3,060 $3,060

-21.24%

Average Monthly Net Salary (After Tax)

$4,133 $4,133

$5,179 $5,179

-20.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.82

-2.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Irving, TX: October 26, 2026

Last update for Austin, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Irving, TX

$1.2K 49.5%

Austin, TX

$1.2K 47.2% 3.4% $41

Monthly Utilities & Internet

Irving, TX

$342 14.2%

Austin, TX

$353 13.5% 3.2% $11

Groceries & Markets

Irving, TX

$323 13.4%

Austin, TX

$410 15.7% 27% $87

Eating Out

Irving, TX

$270 11.2%

Austin, TX

$348 13.4% 29.1% $79

Getting Around

Irving, TX

$149 6.2%

Austin, TX

$56 2.2% 62% $92

Clothing & Footwear

Irving, TX

$94 3.9%

Austin, TX

$128 4.9% 36.5% $34

Sport & Entertainment

Irving, TX

$38 1.6%

Austin, TX

$81 3.1% 114% $43

Cost Breakdown

A one-bedroom apartment in the center runs $1,509 in Irving, TX and $2,112 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 25% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $75 in Irving, TX vs $85 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $323 vs $410 per month, with Irving, TX cheaper across the board.

Good to know

🇺🇸 Irving, TX

🇺🇸 Austin, TX

🕒 Local time

04:37 4:37 AM

Same time as Irving, TX

🌤 Weather

👥 Population

256,684

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Irving, TX Austin, TX 290 km

From you

Irving, TX
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Irving, TX vs Austin, TX: Cost of Living - Frequently Asked Questions

Irving, TX wins on cost – living expenses run 8% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Irving, TX the obvious pick if budget is a priority.

On paper, salaries run 20% lower in Irving, TX. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,509 in Irving, TX versus $2,112 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,405 per month in Irving, TX versus $2,607 in Austin, TX – Irving, TX is about 8% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 68% less than in Irving, TX. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,000. Irving, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

It comes down to priorities – Irving, TX wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.