For one person, living costs in Irving, TX are estimated at $2,351 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $32 a day.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Irving, TX actually costs, broken down by who's living it.
A single person spends around $2,351 per month with rent, or $985 for everyday expenses alone.
$2,351 /mo
A couple spends around $3,451 per month with rent, or $1,684 for everyday expenses alone.
$3,451 /mo
A family of three spends around $4,552 per month with rent, or $2,383 without housing.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.5K$26.5K
$23.9K$23.9K
$29.1K$29.1K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K$25.4K
$23.8K$23.8K
$27.9K$27.9K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$224$224
$190$190
$299$299
SIM Card Monthly Plan(Calls and 10GB+ Data)
$50.8$50.8
$15.25$15.25
$102$102
Internet(50+ Mbps, Unlimited Data)
$66.9$66.9
$54.5$54.5
$89.2$89.2
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$23.64$23.64
$11.82$11.82
$39.40$39.40
Cinema Ticket
$15.70$15.70
$13.75$13.75
$17.68$17.68
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,808$1,808
$890$890
$2,966$2,966
International Primary School, 1 Child(Yearly)
$19.9K$19.9K
$9,353$9,353
$27.6K$27.6K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$22.57$22.57
$15.05$15.05
$60.2$60.2
Summer Dress(H&M, Zara, etc)
$24.65$24.65
$24.65$24.65
$68.5$68.5
Sport Shoes(Adidas, Nike)
$65.3$65.3
$40.15$40.15
$151$151
Men's Leather Business Shoes
$96.4$96.4
$74.1$74.1
$163$163
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,411$1,411
$1,341$1,341
$1,689$1,689
1-bedroom Apartment, Outside City Center(Monthly)
$1,142$1,142
$1,006$1,006
$1,257$1,257
3-bedroom Apartment, City Center(Monthly)
$2,807$2,807
$2,123$2,123
$4,063$4,063
3-bedroom Apartment, Outside City Center(Monthly)
$1,944$1,944
$1,015$1,015
$3,022$3,022
Buy Apartment in City Center(m2)
$3,738$3,738
-
Buy Apartment Outside City Center(m2)
$2,464$2,464
$2,353$2,353
$2,575$2,575
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$4,420$4,420
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.62
5.95
7.58
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Irving, TX$2,351
Irving, TX$4,552
🏠Accommodation & Living
$1.1K 48.6%
🧾Monthly Utilities & Internet
$342 14.6%
🛒Groceries & Markets
$318 13.5%
🍽Eating Out
$252 10.7%
🚌Getting Around
$148 6.3%
👕👟Clothing & Footwear
$94 4%
🎉Sport & Entertainment
$55 2.3%
🏠Accommodation & Living
$1.9K 42.7%
🧾Monthly Utilities & Internet
$393 8.6%
🛒Groceries & Markets
$730 16%
🍽Eating Out
$863 19%
🚌Getting Around
$303 6.7%
👕👟Clothing & Footwear
$209 4.6%
🎉Sport & Entertainment
$110 * 2.4%
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $1,411, dropping to $1,142 outside central areas. Housing accounts for roughly 32% of the average salary ($4,420) – well above the 30% international benchmark.
💰The average net salary is $4,420 – comfortably above monthly costs of $2,351. Most workers can save and live well. A comfortable lifestyle typically starts at $3,527.
🛒Groceries cost around $318 per month for one person. A mid-range dinner for two is priced at $71.0.
🚌A monthly public transport pass costs about $125.
Cost Highlights
⭐Milk is cheaper than 96% of cities in North America
⭐Gym membership is cheaper than 95% of cities in North America
⭐Public transport monthly pass is more expensive than 94% of cities in North America
Cost of Living in Irving, TX - Frequently Asked Questions
How does Irving compare on affordability for travelers, expats, and digital nomads?
Cost of Living in Irving, TX, United States is often in the middle ground: cheaper than coastal hubs, yet with solid amenities. Neighborhoods around Las Colinas tend to be modern and convenient, with higher rent or mortgage expectations, while pockets a bit farther from the core typically feel more attainable. You’ll find a mix of apartments, townhomes, and single-family options, plus affordable groceries, diverse dining, and reliable services. With quick access to Dallas and DFW airport, you gain value through transit links and short commutes rather than large price premiums. Mild winters and hot summers shape budgeting for utilities. Tip: Start with a two-week stay in a few neighborhoods to compare vibe and value.
What’s a practical approach to housing, daily life, and errands in Irving?
For daily living, a mix of neighborhoods offers options: Las Colinas, downtown Irving, and suburban pockets. Irving, TX, United States living cost varies by area, so align your search with your budget and commute. In general you’ll find a spectrum from modern apartments to townhomes; groceries and dining options are plentiful, including international markets. Transportation is car-friendly but you’ll also see decent public transit connections to Dallas via DART; bike lanes and walkable districts exist around business hubs. Co-working spaces and cafés make flexible work feasible. Tip: map out a 20-40 minute radius around your target workplace to balance cost and convenience.
What factors contribute to a good quality of life in Irving, and how can you budget for long-term stays?
Quality of life comes from smart budgeting, neighborhood fit, and seasonal planning. Use a simple framework: rent, utilities, groceries, transport, and discretionary costs, and adjust quarterly as you explore different areas. Seasonal shifts in heat can influence cooling costs, while local access to parks and waterways boosts outdoor time without big travel. Consider neighborhoods with good schools, safety, and walkability, as they often balance price and convenience. Build a buffer for one-off expenses, and test out coworking spaces or community groups to expand social and professional networks. Tip: use a two-month review cycle to refine your plan.
What is the average cost of living in Irving, TX?
A single person in Irving, TX typically spends $2,351 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $985. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
What is the average cost of living in Irving, TX in 2026?
For 2026, a single person in Irving, TX should plan on about $2,351 per month with rent, or $985 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
How much do you need to earn to live comfortably in Irving, TX?
You'll want at least $3,527 per month after taxes to live comfortably in Irving, TX. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
How much is rent in Irving, TX?
A central one-bedroom apartment in Irving, TX runs about $1,411 per month. Move further out and that drops to around $1,142. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
Is food expensive in Irving, TX?
Grocery spending in Irving, TX lands around $318 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
How much is public transport in Irving, TX?
Getting around Irving, TX by public transport costs about $125 per month. A monthly pass generally covers buses, trams, and metro – much cheaper than owning a car for the daily commute.
Can a person live on $2,000 monthly in Irving, TX?
$2,000 is below the $2,351 average in Irving, TX, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Irving, TX good for digital nomads?
Digital nomads flock to Irving, TX for good reason: fast internet. Monthly costs land around $2,351 depending on your setup – strong value for the connectivity and quality of life you get. Coworking spaces and nomad-friendly cafés round out the appeal.
Irving, TX vs other spots: cost of living compared