Last update: Oct 2026

Cost of Living Comparison Between Monterrey and Irving, TX

For one person, living is cheaper in Monterrey: $1,607 a month against $2,476 in Irving, TX, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

79

Cost of Living Index in Monterrey
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Monterrey Living Index
118

Cost of Living Index in Irving, TX
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Irving, TX Living Index

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Monterrey

🇲🇽 Mexico

$1,607

/mo nomad

Irving, TX

🇺🇸 United States

$2,476

/mo nomad

Monthly Cost of Living

How much you'll spend in Monterrey and in Irving, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Irving, TX actually costs, broken down by who's living it.

A single person spends $1,607 per month in Monterrey vs $2,476 in Irving, TX, rent included.

Monterrey $1,607
Irving, TX $2,476

A couple spends around $2,512 per month in Monterrey vs $3,568 in Irving, TX, rent included.

Monterrey $2,512
Irving, TX $3,568

A family of three spends $3,417 per month in Monterrey vs $4,660 in Irving, TX, rent included.

Monterrey $3,417
Irving, TX $4,660

Monterrey is about 35% cheaper than Irving, TX, and outside of rent the biggest gap is in transport.

Both Monterrey and Irving, TX sit above the global median – Monterrey by 20%, Irving, TX by 85%.

Meal at Budget Restaurant

$13.75 MX$253

$14.71 $14.71

-6.53%

Three-Course Dinner for Two, Mid-Range

$50.2 MX$923

$75.2 $75.2

-33.24%

Fast Food Meal (McDonalds, etc)

$11.13 MX$205

$11.03 $11.03

0.91%

Cappuccino

$4.04 MX$74.3

$4.79 $4.79

-15.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 MX$31.33

$2.52 $2.52

-32.54%

Water (0.33 liter bottle)

$0.99 MX$18.19

$1.58 $1.58

-37.34%

Local Beer (0.5 liter draught)

$2.41 MX$44.27

$6.13 $6.13

-60.69%

Imported Beer (0.33 liter bottle)

$4.48 MX$82.5

$5.91 $5.91

-24.20%

Milk (1 liter)

$1.92 MX$35.36

$0.84 $0.84

128.57%

White Bread (500g)

$2.89 MX$53.2

$2.80 $2.80

3.21%

Rice (white) (1kg)

$1.94 MX$35.72

$3.00 $3.00

-35.33%

Eggs

$2.50 MX$45.97

$2.73 $2.73

-8.42%

Local Cheese (1kg)

$12.30 MX$226

$9.61 $9.61

27.99%

Chicken Fillets (1kg)

$9.33 MX$172

$9.98 $9.98

-6.51%

Beef Round Steak (1kg)

$13.07 MX$240

$16.41 $16.41

-20.35%

Apples (1kg)

$3.38 MX$62.2

$4.33 $4.33

-21.94%

Banana (1kg)

$1.58 MX$29.07

$1.52 $1.52

3.95%

Oranges (1kg)

$2.20 MX$40.51

$3.34 $3.34

-34.13%

Tomato (1kg)

$2.45 MX$44.96

$2.79 $2.79

-12.19%

Potato (1kg)

$2.26 MX$41.54

$1.93 $1.93

17.10%

Onion (1kg)

$2.74 MX$50.4

$1.65 $1.65

66.06%

Lettuce (1 head)

$1.53 MX$28.13

$1.49 $1.49

2.68%

Water (1.5 liter bottle)

$1.26 MX$23.19

$1.98 $1.98

-36.36%

Cigarettes 20 Pack (Marlboro, Camel)

$4.84 MX$89.0

$9.91 $9.91

-51.16%

Wine (Bottle)

$13.59 MX$250

$10.65 $10.65

27.61%

Local Beer (0.5 liter bottle)

$1.91 MX$35.06

$1.70 $1.70

12.35%

Imported Beer (0.33 liter bottle)

$3.06 MX$56.4

$3.94 $3.94

-22.34%

One-way Ticket (Public Transport)

$0.80 MX$14.62

$3.08 $3.08

-74.03%

Public Transport Monthly Pass (Regular Price)

$31.77 MX$584

$127 $127

-75.01%

Taxi Start (Normal Tariff)

$1.62 MX$29.82

$3.34 $3.34

-51.50%

Taxi (Normal Tariff) (1km)

$1.10 MX$20.20

$1.59 $1.59

-30.82%

Taxi 1hour Waiting (Normal Tariff)

$10.97 MX$202

$30.48 $30.48

-64.01%

Gasoline (1 liter)

$1.52 MX$27.98

$0.90 $0.90

68.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K MX$393.0K

$26.9K $26.9K

-20.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K MX$468.3K

$25.3K $25.3K

0.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 MX$2,201

$226 $226

-46.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.08 MX$498

$50.4 $50.4

-46.26%

Internet (50+ Mbps, Unlimited Data)

$26.70 MX$491

$67.2 $67.2

-60.27%

Gym Membership (Monthly)

$31.15 MX$573

$30.37 $30.37

2.57%

Tennis Court (1 Hour on Weekend)

$21.95 MX$404

Cinema Ticket

$5.14 MX$94.5

$16.20 $16.20

-68.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$688 MX$12.6K

$1,820 $1,820

-62.22%

International Primary School, 1 Child (Yearly)

$11.4K MX$210.1K

$19.9K $19.9K

-42.66%

Jeans (Levis 501 Or Similar)

$71.9 MX$1,323

$22.10 $22.10

225.48%

Summer Dress (H&M, Zara, etc)

$43.30 MX$796

$25.20 $25.20

71.83%

Sport Shoes (Adidas, Nike)

$112 MX$2,062

$64.3 $64.3

74.40%

Men's Leather Business Shoes

$122 MX$2,240

$98.9 $98.9

23.19%

1-bedroom Apartment, City Center (Monthly)

$957 MX$17.6K

$1,525 $1,525

-37.23%

1-bedroom Apartment, Outside City Center (Monthly)

$670 MX$12.3K

$1,177 $1,177

-43.06%

3-bedroom Apartment, City Center (Monthly)

$1,887 MX$34.7K

$2,775 $2,775

-31.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,305 MX$24.0K

$1,934 $1,934

-32.54%

Buy Apartment in City Center (m2)

$4,159 MX$76.5K

$3,703 $3,703

12.33%

Buy Apartment Outside City Center (m2)

$2,437 MX$44.8K

$2,453 $2,453

-0.66%

Average Monthly Net Salary (After Tax)

$1,133 MX$20.8K

$4,498 $4,498

-74.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.79

6.62

78.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: October 4, 2026

Last update for Irving, TX: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monterrey

$670 41.4%

Irving, TX

$1.2K 48.7% 75.6% $507

Groceries & Markets

Monterrey

$312 19.3%

Irving, TX

$322 13.3% 3% $9.3

Eating Out

Monterrey

$224 13.8%

Irving, TX

$267 11.1% 19.4% $43

Monthly Utilities & Internet

Monterrey

$174 10.7%

Irving, TX

$343 14.2% 97.9% $170

Clothing & Footwear

Monterrey

$157 9.7%

Irving, TX

$95 3.9% 39.7% $62

Getting Around

Monterrey

$42 2.6%

Irving, TX

$151 6.2% 258% $109

Sport & Entertainment

Monterrey

$41 2.6%

Irving, TX

$63 2.6% 51.5% $21

Cost Breakdown

A central one-bedroom costs $957 in Monterrey versus $1,525 in Irving, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 297% higher in Irving, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50.0 in Monterrey versus $75.0 in Irving, TX. Monthly groceries follow the same trend: $312 vs $322 – making Monterrey the more affordable choice for daily food spending.

Good to know

🇲🇽 Monterrey

🇺🇸 Irving, TX

🕒 Local time

01:54 1:54 AM

02:54 2:54 AM

1 h ahead of Monterrey

🌤 Weather

👥 Population

1,142,994

256,684

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.44 USD

100 MXN = 4.85 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 11, 2026: 1 USD = 18.39 MXN (100 MXN = 5.44 USD). 1 EUR = 20.61 MXN (100 MXN = 4.85 EUR).

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to MXN in detail →

On the map

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Between locations

Monterrey Irving, TX 860 km ≈ 1 h 30 min nonstop flight

From you

Monterrey
Irving, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monterrey vs Irving, TX: Cost of Living - Frequently Asked Questions

Irving, TX costs about 54% more than Monterrey, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,411 per month in Monterrey and $3,713 in Irving, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Monterrey, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,607 in Monterrey and $2,476 in Irving, TX. That's a gap of about 54%.

Public transport costs about 300% less in Monterrey. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Monterrey, where all-in costs run around $1,607, than in Irving, TX at $2,476. In Monterrey it covers expenses comfortably, while in Irving, TX it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Monterrey costs $1,607 versus $2,476 in Irving, TX. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Monterrey. If higher salaries, better infrastructure, or specific career opportunities are the priority, Irving, TX makes more sense. Both are solid long-term options with distinct trade-offs.