Last update: Oct 2026

Cost of Living Comparison Between Irving, TX and Lima

For one person, living is cheaper in Lima: $1,042 a month against $2,402 in Irving, TX, rent and utilities included – about $16,300 less a year. Rent and utilities account for most of the difference.

115

Cost of Living Index in Irving, TX
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Irving, TX Living Index
50

Cost of Living Index in Lima
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Lima Living Index

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Irving, TX

🇺🇸 United States

$2,402

/mo nomad

Lima

🇵🇪 Peru

$1,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Irving, TX and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Irving, TX and in Lima actually costs, broken down by who's living it.

A single person spends $2,402 per month in Irving, TX vs $1,042 in Lima, rent included.

Irving, TX $2,402
Lima $1,042

A couple spends around $3,494 per month in Irving, TX vs $1,651 in Lima, rent included.

Irving, TX $3,494
Lima $1,651

A family of three spends $4,587 per month in Irving, TX vs $2,259 in Lima, rent included.

Irving, TX $4,587
Lima $2,259

Irving, TX costs about 130% more than Lima, and outside of rent the biggest gap is in eating out.

Irving, TX sits 78% above the global median, while Lima is 23% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.40 $15.40

$4.64 PEN 15.95

231.90%

Three-Course Dinner for Two, Mid-Range

$73.5 $73.5

$34.34 PEN 118

114.04%

Fast Food Meal (McDonalds, etc)

$10.78 $10.78

$7.01 PEN 24.12

53.78%

Cappuccino

$4.56 $4.56

$3.22 PEN 11.09

41.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.59 $2.59

$1.13 PEN 3.90

129.20%

Water (0.33 liter bottle)

$1.60 $1.60

$0.61 PEN 2.09

162.30%

Local Beer (0.5 liter draught)

$5.63 $5.63

$2.93 PEN 10.08

92.15%

Imported Beer (0.33 liter bottle)

$6.09 $6.09

$4.25 PEN 14.63

43.29%

Milk (1 liter)

$0.84 $0.84

$1.58 PEN 5.44

-46.84%

White Bread (500g)

$2.69 $2.69

$2.61 PEN 8.98

3.07%

Rice (white) (1kg)

$2.98 $2.98

$1.30 PEN 4.47

129.23%

Eggs

$2.82 $2.82

$2.92 PEN 10.05

-3.42%

Local Cheese (1kg)

$9.64 $9.64

$9.54 PEN 32.82

1.05%

Chicken Fillets (1kg)

$9.72 $9.72

$5.71 PEN 19.66

70.23%

Beef Round Steak (1kg)

$16.44 $16.44

$9.47 PEN 32.58

73.60%

Apples (1kg)

$4.52 $4.52

$2.01 PEN 6.91

124.88%

Banana (1kg)

$1.48 $1.48

$1.02 PEN 3.52

45.10%

Oranges (1kg)

$3.23 $3.23

$1.45 PEN 4.99

122.76%

Tomato (1kg)

$2.79 $2.79

$1.49 PEN 5.14

87.25%

Potato (1kg)

$1.95 $1.95

$0.91 PEN 3.14

114.29%

Onion (1kg)

$1.66 $1.66

$0.89 PEN 3.07

86.52%

Lettuce (1 head)

$1.56 $1.56

$0.86 PEN 2.97

81.40%

Water (1.5 liter bottle)

$1.95 $1.95

$0.89 PEN 3.06

119.10%

Cigarettes 20 Pack (Marlboro, Camel)

$10.18 $10.18

$5.47 PEN 18.83

86.11%

Wine (Bottle)

$10.58 $10.58

$10.17 PEN 35.00

4.03%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$1.81 PEN 6.21

-5.52%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.15 PEN 10.84

19.05%

One-way Ticket (Public Transport)

$2.94 $2.94

$0.66 PEN 2.28

345.45%

Public Transport Monthly Pass (Regular Price)

$128 $128

$31.89 PEN 110

301.22%

Taxi Start (Normal Tariff)

$3.24 $3.24

$3.43 PEN 11.79

-5.54%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.98 PEN 6.80

-23.23%

Taxi 1hour Waiting (Normal Tariff)

$29.85 $29.85

$9.60 PEN 33.04

210.94%

Gasoline (1 liter)

$0.94 $0.94

$1.71 PEN 5.89

-45.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K $26.9K

$21.9K PEN 75.3K

23.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$29.0K PEN 100.0K

-14.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$228 $228

$65.8 PEN 227

246.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.2 $50.2

$15.26 PEN 52.5

229.23%

Internet (50+ Mbps, Unlimited Data)

$66.3 $66.3

$26.87 PEN 92.5

146.67%

Gym Membership (Monthly)

$23.89 $23.89

$32.91 PEN 113

-27.41%

Tennis Court (1 Hour on Weekend)

$20.12 PEN 69.2

Cinema Ticket

$7.07 $7.07

$7.12 PEN 24.49

-0.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,833 $1,833

$309 PEN 1,064

493.15%

International Primary School, 1 Child (Yearly)

$10.8K $10.8K

$21.4K PEN 73.5K

-49.39%

Jeans (Levis 501 Or Similar)

$22.28 $22.28

$52.0 PEN 179

-57.14%

Summer Dress (H&M, Zara, etc)

$24.63 $24.63

$35.69 PEN 123

-30.99%

Sport Shoes (Adidas, Nike)

$66.3 $66.3

$81.8 PEN 281

-18.94%

Men's Leather Business Shoes

$98.7 $98.7

$78.0 PEN 268

26.56%

1-bedroom Apartment, City Center (Monthly)

$1,495 $1,495

$727 PEN 2,501

105.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,186 $1,186

$373 PEN 1,284

217.95%

3-bedroom Apartment, City Center (Monthly)

$2,736 $2,736

$1,249 PEN 4,297

119.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,959 $1,959

$739 PEN 2,544

165.06%

Buy Apartment in City Center (m2)

$3,642 $3,642

$2,380 PEN 8,191

53.01%

Buy Apartment Outside City Center (m2)

$2,391 $2,391

$1,365 PEN 4,697

75.17%

Average Monthly Net Salary (After Tax)

$4,224 $4,224

$650 PEN 2,238

549.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

8.38

-21.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Irving, TX: October 31, 2026

Last update for Lima: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Irving, TX

$1.2K 49.4%

Lima

$373 35.8% 68.5% $813

Monthly Utilities & Internet

Irving, TX

$345 14.4%

Lima

$108 10.4% 68.7% $237

Groceries & Markets

Irving, TX

$320 13.3%

Lima

$228 21.9% 28.6% $92

Eating Out

Irving, TX

$267 11.1%

Lima

$127 12.2% 52.6% $141

Getting Around

Irving, TX

$151 6.3%

Lima

$48 4.6% 68.2% $103

Clothing & Footwear

Irving, TX

$95 4%

Lima

$111 10.7% 16.8% $16

Sport & Entertainment

Irving, TX

$38 1.6%

Lima

$47 4.5% 23.9% $9.1

Cost Breakdown

A central one-bedroom costs $1,495 in Irving, TX versus $727 in Lima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Irving, TX are about 6.5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73 in Irving, TX versus $34 in Lima. Monthly groceries follow the same trend: $320 vs $228 – making Lima the more affordable choice for daily food spending.

Good to know

🇺🇸 Irving, TX

🇵🇪 Lima

🕒 Local time

05:51 5:51 AM

06:51 6:51 AM

1 h ahead of Irving, TX

🌤 Weather

👥 Population

256,684

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.89 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.87 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

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Irving, TX Lima 5,420 km ≈ 7 h nonstop flight

From you

Irving, TX
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Irving, TX vs Lima: Cost of Living - Frequently Asked Questions

Irving, TX costs about 130% more than Lima, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,603 per month in Irving, TX and $1,564 in Lima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lima, especially for central apartments: a one-bedroom in the center costs $727 there versus $1,495 in Irving, TX.

Monthly expenses with rent come to $2,402 in Irving, TX and $1,042 in Lima. That makes Lima about 57% cheaper.

Public transport costs about 75% less in Lima. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Lima, where all-in costs run around $1,042, than in Irving, TX at $2,402. In Lima it covers expenses comfortably, while in Irving, TX it requires careful planning or may not stretch far enough.

Families tend to lean toward Lima – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Lima. If higher salaries or specific career opportunities are the priority, Irving, TX makes more sense. Both are solid long-term options with distinct trade-offs.