Cost of Living Comparison Between Austin, TX and Irving, TX Cost of Living Comparison Between Austin, TX and Irving, TX

Monthly Cost of Living

Monthly costs for one person with rent: $2,706 in Austin, TX versus $2,258 in Irving, TX.

Estimated couple costs with rent: $4,169 in Austin, TX versus $3,351 in Irving, TX.

Monthly costs for a family of three with rent: $5,633 in Austin, TX versus $4,444 in Irving, TX.

Living in Austin, TX is roughly 20% more expensive than in Irving, TX, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Austin, TX 103% above, Irving, TX 69% above.

Meal at Budget Restaurant

$19.70 $19.70

$14.21 $14.21

38.63%

Three-Course Dinner for Two, Mid-Range

$76.0 $76.0

$64.4 $64.4

18.01%

Fast Food Meal (McDonalds, etc)

$9.86 $9.86

$10.91 $10.91

-9.62%

Cappuccino

$5.48 $5.48

$4.97 $4.97

10.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 $2.65

$2.06 $2.06

28.64%

Water (0.33 liter bottle)

$2.09 $2.09

$1.32 $1.32

58.33%

Local Beer (0.5 liter draught)

$6.09 $6.09

$6.10 $6.10

-0.16%

Imported Beer (0.33 liter bottle)

$8.15 $8.15

$5.98 $5.98

36.29%

Milk (1 liter)

$1.10 $1.10

$0.87 $0.87

26.44%

White Bread (500g)

$3.39 $3.39

$2.76 $2.76

22.83%

Rice (white) (1kg)

$3.38 $3.38

$3.09 $3.09

9.39%

Eggs

$4.39 $4.39

$3.08 $3.08

42.53%

Local Cheese (1kg)

$12.10 $12.10

$10.42 $10.42

16.12%

Chicken Fillets (1kg)

$10.84 $10.84

$10.81 $10.81

0.28%

Beef Round Steak (1kg)

$14.68 $14.68

$11.46 $11.46

28.10%

Apples (1kg)

$4.96 $4.96

$3.62 $3.62

37.02%

Banana (1kg)

$1.51 $1.51

$1.61 $1.61

-6.21%

Oranges (1kg)

$4.40 $4.40

$3.39 $3.39

29.79%

Tomato (1kg)

$4.10 $4.10

$4.01 $4.01

2.24%

Potato (1kg)

$2.81 $2.81

$1.96 $1.96

43.37%

Onion (1kg)

$2.87 $2.87

$2.02 $2.02

42.08%

Lettuce (1 head)

$1.95 $1.95

$1.73 $1.73

12.72%

Water (1.5 liter bottle)

$2.18 $2.18

$2.20 $2.20

-0.91%

Cigarettes 20 Pack (Marlboro, Camel)

$8.99 $8.99

$8.77 $8.77

2.51%

Wine (Bottle)

$15.11 $15.11

$10.70 $10.70

41.21%

Local Beer (0.5 liter bottle)

$2.33 $2.33

$1.76 $1.76

32.39%

Imported Beer (0.33 liter bottle)

$3.43 $3.43

$2.33 $2.33

47.21%

One-way Ticket (Public Transport)

$1.54 $1.54

$3.06 $3.06

-49.67%

Public Transport Monthly Pass (Regular Price)

$44.15 $44.15

Taxi Start (Normal Tariff)

$4.41 $4.41

$2.82 $2.82

56.38%

Taxi (Normal Tariff) (1km)

$1.83 $1.83

$1.81 $1.81

1.10%

Taxi 1hour Waiting (Normal Tariff)

$34.65 $34.65

$30.24 $30.24

14.58%

Gasoline (1 liter)

$0.78 $0.78

$0.77 $0.77

1.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K $26.0K

$29.9K $29.9K

-13.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.4K $25.4K

2.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$175 $175

$195 $195

-10.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.7 $59.7

$36.84 $36.84

62.08%

Internet (50+ Mbps, Unlimited Data)

$65.5 $65.5

$66.3 $66.3

-1.22%

Gym Membership (Monthly)

$61.3 $61.3

$39.26 $39.26

56.06%

Tennis Court (1 Hour on Weekend)

$9.89 $9.89

Cinema Ticket

$14.76 $14.76

$14.94 $14.94

-1.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,372 $1,372

$1,575 $1,575

-12.92%

International Primary School, 1 Child (Yearly)

$22.2K $22.2K

$23.3K $23.3K

-4.59%

Jeans (Levis 501 Or Similar)

$56.5 $56.5

$54.6 $54.6

3.61%

Summer Dress (H&M, Zara, etc)

$45.29 $45.29

$24.72 $24.72

83.21%

Sport Shoes (Adidas, Nike)

$85.0 $85.0

$58.2 $58.2

46.07%

Men's Leather Business Shoes

$118 $118

$98.2 $98.2

20.47%

1-bedroom Apartment, City Center (Monthly)

$2,201 $2,201

$1,418 $1,418

55.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,403 $1,403

$1,220 $1,220

15.02%

3-bedroom Apartment, City Center (Monthly)

$3,815 $3,815

$2,579 $2,579

47.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,680 $2,680

$2,071 $2,071

29.40%

Buy Apartment in City Center (m2)

$7,133 $7,133

$3,621 $3,621

96.99%

Buy Apartment Outside City Center (m2)

$3,078 $3,078

$2,462 $2,462

25.01%

Average Monthly Net Salary (After Tax)

$5,110 $5,110

$4,485 $4,485

13.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: July 12, 2026

Last update for Irving, TX: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,201 in Austin, TX and $1,418 in Irving, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Austin, TX vs $64.0 in Irving, TX for a mid-range dinner for two. Groceries echo the gap at $379 vs $320 per month, with Irving, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Irving, TX: Cost of Living - Frequently Asked Questions

Irving, TX wins on cost – living expenses run 20% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Irving, TX the obvious pick if budget is a priority.

Average pay runs 14% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,201 in Austin, TX versus $1,418 in Irving, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,372 in Austin, TX versus $1,575 in Irving, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Irving, TX – a meal for two runs $64.0 versus $76.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,258 in Irving, TX versus $2,706 in Austin, TX, a $2,000 budget is realistic in Irving, TX but tight or insufficient in Austin, TX. The gap between the two cities makes Irving, TX the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Irving, TX gentler on the wallet – expenses run 20% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.