Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Irving, TX

For one person, living is cheaper in Irving, TX: $2,405 a month against $2,607 in Austin, TX, rent and utilities included – about $2,400 less a year. Other living expenses account for most of the difference.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
116

Cost of Living Index in Irving, TX
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Irving, TX Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Irving, TX

🇺🇸 United States

$2,405

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Irving, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Irving, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $2,405 in Irving, TX.

Austin, TX $2,607
Irving, TX $2,405

Estimated couple costs with rent: $4,031 in Austin, TX versus $3,496 in Irving, TX.

Austin, TX $4,031
Irving, TX $3,496

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $4,588 in Irving, TX.

Austin, TX $5,454
Irving, TX $4,588

Living in Austin, TX is roughly 8% more expensive than in Irving, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 92% above, Irving, TX 77% above.

Meal at Budget Restaurant

$20.35 $20.35

$15.07 $15.07

35.04%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$75.1 $75.1

12.80%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$10.93 $10.93

10.89%

Cappuccino

$5.65 $5.65

$4.73 $4.73

19.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.61 $2.61

41.00%

Water (0.33 liter bottle)

$2.36 $2.36

$1.59 $1.59

48.43%

Local Beer (0.5 liter draught)

$7.87 $7.87

$6.10 $6.10

29.02%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$6.09 $6.09

44.83%

Milk (1 liter)

$1.14 $1.14

$0.82 $0.82

39.02%

White Bread (500g)

$3.69 $3.69

$2.78 $2.78

32.73%

Rice (white) (1kg)

$3.31 $3.31

$2.90 $2.90

14.14%

Eggs

$4.15 $4.15

$2.78 $2.78

49.28%

Local Cheese (1kg)

$12.98 $12.98

$10.01 $10.01

29.67%

Chicken Fillets (1kg)

$13.86 $13.86

$10.13 $10.13

36.82%

Beef Round Steak (1kg)

$16.34 $16.34

$16.59 $16.59

-1.51%

Apples (1kg)

$4.69 $4.69

$4.31 $4.31

8.82%

Banana (1kg)

$1.45 $1.45

$1.48 $1.48

-2.03%

Oranges (1kg)

$5.11 $5.11

$3.28 $3.28

55.79%

Tomato (1kg)

$4.52 $4.52

$2.73 $2.73

65.57%

Potato (1kg)

$3.08 $3.08

$1.94 $1.94

58.76%

Onion (1kg)

$2.38 $2.38

$1.65 $1.65

44.24%

Lettuce (1 head)

$1.80 $1.80

$1.56 $1.56

15.38%

Water (1.5 liter bottle)

$2.22 $2.22

$1.96 $1.96

13.27%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$9.99 $9.99

-0.20%

Wine (Bottle)

$15.05 $15.05

$10.54 $10.54

42.79%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$1.70 $1.70

71.18%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$3.90 $3.90

-14.62%

One-way Ticket (Public Transport)

$1.22 $1.22

$2.92 $2.92

-58.22%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$126 $126

-67.84%

Taxi Start (Normal Tariff)

$2.78 $2.78

$3.24 $3.24

-14.20%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.56 $1.56

5.77%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$29.99 $29.99

18.01%

Gasoline (1 liter)

$0.95 $0.95

$0.88 $0.88

7.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$27.1K $27.1K

26.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$24.8K $24.8K

7.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$225 $225

-1.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$49.10 $49.10

19.10%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$67.3 $67.3

5.78%

Gym Membership (Monthly)

$53.0 $53.0

$24.39 $24.39

117.47%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.06 $14.06

$6.79 $6.79

107.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$1,816 $1,816

-19.67%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$20.5K $20.5K

4.06%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$22.86 $22.86

129.62%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$24.97 $24.97

71.21%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$65.4 $65.4

32.20%

Men's Leather Business Shoes

$104 $104

$95.9 $95.9

8.23%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,509 $1,509

39.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$1,190 $1,190

3.41%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$2,811 $2,811

37.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$1,954 $1,954

23.20%

Buy Apartment in City Center (m2)

$7,426 $7,426

$3,744 $3,744

98.33%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$2,410 $2,410

26.97%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$4,133 $4,133

25.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.62

3.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Irving, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Irving, TX

$1.2K 49.5% 3.3% $41

Groceries & Markets

Austin, TX

$410 15.7%

Irving, TX

$323 13.4% 21.3% $87

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Irving, TX

$342 14.2% 3.1% $11

Eating Out

Austin, TX

$348 13.4%

Irving, TX

$270 11.2% 22.6% $79

Clothing & Footwear

Austin, TX

$128 4.9%

Irving, TX

$94 3.9% 26.7% $34

Sport & Entertainment

Austin, TX

$81 3.1%

Irving, TX

$38 1.6% 53.2% $43

Getting Around

Austin, TX

$56 2.2%

Irving, TX

$149 6.2% 164% $92

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,509 in Irving, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 25% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $85 in Austin, TX vs $75 in Irving, TX for a mid-range dinner for two. Groceries echo the gap at $410 vs $323 per month, with Irving, TX cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Irving, TX

🕒 Local time

09:11 9:11 AM

Same time as Austin, TX

🌤 Weather

👥 Population

974,447

256,684

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Austin, TX Irving, TX 290 km

From you

Austin, TX
Irving, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Irving, TX: Cost of Living - Frequently Asked Questions

Irving, TX wins on cost – living expenses run 8% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Irving, TX the obvious pick if budget is a priority.

Average pay runs 25% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,112 in Austin, TX versus $1,509 in Irving, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,607 per month in Austin, TX versus $2,405 in Irving, TX – Irving, TX is about 8% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 68% less than in Irving, TX. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,000. Irving, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

It comes down to priorities – Irving, TX wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.