Cost of Living Comparison Between Iloilo and Phuket Cost of Living Comparison Between Iloilo and Phuket

Monthly Cost of Living

A single person spends $695 per month in Iloilo vs $1,232 in Phuket, rent included.

A couple spends around $1,054 per month in Iloilo vs $2,255 in Phuket, rent included.

A family of three spends $1,413 per month in Iloilo vs $3,279 in Phuket, rent included.

Iloilo is about 44% cheaper than Phuket, driven mainly by Groceries & Markets.

Both Iloilo and Phuket are more affordable than the global median – Iloilo 48% lower, Phuket 8% lower.

Currency
ðŸ― Eating Out
Iloilo
Phuket
Difference
Meal at Budget Restaurant
$2.69 ₱165
$4.63 āļŋ151
-41.90%
Three-Course Dinner for Two, Mid-Range
$21.66 ₱1,325
$46.84 āļŋ1,523
-53.76%
Fast Food Meal (McDonalds, etc)
$3.50 ₱214
$8.84 āļŋ287
-60.41%
Cappuccino
$2.00 ₱123
$3.00 āļŋ97.4
-33.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.57 ₱35.13
$0.74 āļŋ24.11
-22.97%
Water (0.33 liter bottle)
$0.32 ₱19.61
$0.37 āļŋ11.88
-13.51%
Local Beer (0.5 liter draught)
$0.94 ₱57.3
$2.44 āļŋ79.3
-61.48%
Imported Beer (0.33 liter bottle)
$1.75 ₱107
$3.61 āļŋ117
-51.52%
🛒 Groceries & Markets
Iloilo
Phuket
Difference
Milk (1 liter)
$1.80 ₱110
$2.26 āļŋ73.5
-20.35%
White Bread (500g)
$1.21 ₱74.1
$1.84 āļŋ59.8
-34.24%
Rice (white) (1kg)
$0.89 ₱54.7
$2.24 āļŋ73.0
-60.27%
Eggs
$2.24 ₱137
$2.32 āļŋ75.3
-3.45%
Local Cheese (1kg)
$5.80 ₱355
$19.67 āļŋ639
-70.51%
Chicken Fillets (1kg)
$4.19 ₱257
$3.65 āļŋ119
14.79%
Beef Round Steak (1kg)
$7.05 ₱431
$13.10 āļŋ426
-46.18%
Apples (1kg)
$3.72 ₱227
$3.39 āļŋ110
9.73%
Banana (1kg)
$1.19 ₱72.6
$1.64 āļŋ53.4
-27.44%
Oranges (1kg)
$3.31 ₱202
$2.41 āļŋ78.5
37.34%
Tomato (1kg)
$1.60 ₱98.1
$2.03 āļŋ66.0
-21.18%
Potato (1kg)
$2.55 ₱156
$1.56 āļŋ50.6
63.46%
Onion (1kg)
$3.05 ₱187
$1.50 āļŋ48.66
103.33%
Lettuce (1 head)
$1.69 ₱104
$1.02 āļŋ33.30
65.69%
Water (1.5 liter bottle)
$0.90 ₱55.1
$0.49 āļŋ15.91
83.67%
Cigarettes 20 Pack (Marlboro, Camel)
$3.10 ₱190
$4.45 āļŋ145
-30.34%
Wine (Bottle)
$5.70 ₱348
$18.88 āļŋ614
-69.81%
Local Beer (0.5 liter bottle)
$1.29 ₱79.0
$1.78 āļŋ57.7
-27.53%
Imported Beer (0.33 liter bottle)
$1.45 ₱88.7
$2.75 āļŋ89.5
-47.27%
🚌 Getting Around
Iloilo
Phuket
Difference
One-way Ticket (Public Transport)
$0.23 ₱14.07
$1.40 āļŋ45.54
-83.57%
Public Transport Monthly Pass (Regular Price)
$5.11 ₱313
$11.48 āļŋ373
-55.49%
Taxi Start (Normal Tariff)
$0.68 ₱41.84
$3.12 āļŋ101
-78.21%
Taxi (Normal Tariff) (1km)
$0.31 ₱19.23
$1.00 āļŋ32.48
-69.00%
Taxi 1hour Waiting (Normal Tariff)
$2.60 ₱159
$14.09 āļŋ458
-81.55%
Gasoline (1 liter)
$1.13 ₱69.2
$1.35 āļŋ43.93
-16.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K ₱1.5M
$27.2K āļŋ883.7K
-10.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.3K ₱1.2M
$32.9K āļŋ1.1M
-41.23%
ðŸ§ū Monthly Utilities & Internet
Iloilo
Phuket
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$66.7 ₱4,082
$125 āļŋ4,063
-46.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.70 ₱1,939
$13.57 āļŋ441
133.60%
Internet (50+ Mbps, Unlimited Data)
$29.55 ₱1,808
$18.52 āļŋ602
59.56%
🎉 Sport & Entertainment
Iloilo
Phuket
Difference
Gym Membership (Monthly)
$26.75 ₱1,637
$61.5 āļŋ1,999
-56.49%
Tennis Court (1 Hour on Weekend)
-
$16.84 āļŋ547
-
Cinema Ticket
$5.42 ₱332
$9.19 āļŋ299
-41.02%
ðŸ§ļ Childcare & Education
Iloilo
Phuket
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$35.20 ₱2,153
$698 āļŋ22.7K
-94.96%
International Primary School, 1 Child (Yearly)
$4,394 ₱268.8K
$15.6K āļŋ506.9K
-71.82%
👕👟 Clothing & Footwear
Iloilo
Phuket
Difference
Jeans (Levis 501 Or Similar)
$45.02 ₱2,754
$57.8 āļŋ1,878
-22.06%
Summer Dress (H&M, Zara, etc)
$23.36 ₱1,429
$35.24 āļŋ1,146
-33.71%
Sport Shoes (Adidas, Nike)
$62.8 ₱3,843
$113 āļŋ3,677
-44.46%
Men's Leather Business Shoes
$26.69 ₱1,633
$86.4 āļŋ2,808
-69.10%
🏠 Accommodation & Living
Iloilo
Phuket
Difference
1-bedroom Apartment, City Center (Monthly)
$233 ₱14.2K
$616 āļŋ20.0K
-62.24%
1-bedroom Apartment, Outside City Center (Monthly)
$177 ₱10.8K
$446 āļŋ14.5K
-60.42%
3-bedroom Apartment, City Center (Monthly)
$350 ₱21.4K
$2,048 āļŋ66.6K
-82.91%
3-bedroom Apartment, Outside City Center (Monthly)
$286 ₱17.5K
$1,492 āļŋ48.5K
-80.84%
Buy Apartment in City Center (m2)
$3,857 ₱236.0K
$3,779 āļŋ122.8K
2.09%
Buy Apartment Outside City Center (m2)
$1,051 ₱64.3K
$2,649 āļŋ86.1K
-60.32%
ðŸ’ĩ Salaries & Financials
Iloilo
Phuket
Difference
Average Monthly Net Salary (After Tax)
$207 ₱12.6K
$524 āļŋ17.0K
-60.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
5.33
50.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Iloilo: April 26, 2026

Last update for Phuket: April 27, 2026

Cost Breakdown

A central one-bedroom costs $233 in Iloilo versus $616 in Phuket. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 153% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $22.00 in Iloilo versus $47.00 in Phuket. Monthly groceries follow the same trend: $201 vs $292 – making Iloilo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Iloilo vs Phuket: Cost of Living - Frequently Asked Questions
Is Phuket cheaper than Iloilo?
Yes – Phuket is pricier by about 77%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,042 per month in Iloilo and $1,847 in Phuket. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Iloilo or Phuket?
A mid-range dinner for two costs $22.00 in Iloilo and $47.00 in Phuket. That's a good indicator of the overall restaurant and cafÃĐ pricing gap between the two cities.
What are total monthly expenses in Iloilo vs Phuket?
Monthly expenses with rent come to $695 in Iloilo and $1,232 in Phuket. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for Iloilo or Phuket?
A $1,500 monthly budget goes further in Iloilo, where all-in costs run around $695, than in Phuket at $1,232. In Iloilo it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Is Iloilo or Phuket more family-friendly?
Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Iloilo or Phuket?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.

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