Cost of Living Comparison Between Phuket and Iloilo Cost of Living Comparison Between Phuket and Iloilo

Monthly Cost of Living

A single person spends $1,232 per month in Phuket vs $695 in Iloilo, rent included.

A couple spends around $2,255 per month in Phuket vs $1,054 in Iloilo, rent included.

A family of three spends $3,279 per month in Phuket vs $1,413 in Iloilo, rent included.

Phuket costs about 77% more than Iloilo, driven mainly by Groceries & Markets.

Both Phuket and Iloilo are more affordable than the global median – Phuket 8% lower, Iloilo 48% lower.

Currency
ðŸ― Eating Out
Phuket
Iloilo
Difference
Meal at Budget Restaurant
$4.63 āļŋ151
$2.69 ₱166
72.12%
Three-Course Dinner for Two, Mid-Range
$46.84 āļŋ1,532
$21.66 ₱1,336
116.25%
Fast Food Meal (McDonalds, etc)
$8.84 āļŋ289
$3.50 ₱216
152.57%
Cappuccino
$3.00 āļŋ98.0
$2.00 ₱124
50.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.74 āļŋ24.25
$0.57 ₱35.42
29.82%
Water (0.33 liter bottle)
$0.37 āļŋ11.95
$0.32 ₱19.77
15.62%
Local Beer (0.5 liter draught)
$2.44 āļŋ79.8
$0.94 ₱57.8
159.57%
Imported Beer (0.33 liter bottle)
$3.61 āļŋ118
$1.75 ₱108
106.29%
🛒 Groceries & Markets
Phuket
Iloilo
Difference
Milk (1 liter)
$2.26 āļŋ73.9
$1.80 ₱111
25.56%
White Bread (500g)
$1.84 āļŋ60.1
$1.21 ₱74.7
52.07%
Rice (white) (1kg)
$2.24 āļŋ73.4
$0.89 ₱55.1
151.69%
Eggs
$2.32 āļŋ75.7
$2.24 ₱138
3.57%
Local Cheese (1kg)
$19.67 āļŋ643
$5.80 ₱358
239.14%
Chicken Fillets (1kg)
$3.65 āļŋ119
$4.19 ₱259
-12.89%
Beef Round Steak (1kg)
$13.10 āļŋ428
$7.05 ₱435
85.82%
Apples (1kg)
$3.39 āļŋ111
$3.72 ₱229
-8.87%
Banana (1kg)
$1.64 āļŋ53.7
$1.19 ₱73.2
37.82%
Oranges (1kg)
$2.41 āļŋ79.0
$3.31 ₱204
-27.19%
Tomato (1kg)
$2.03 āļŋ66.4
$1.60 ₱98.9
26.87%
Potato (1kg)
$1.56 āļŋ50.9
$2.55 ₱157
-38.82%
Onion (1kg)
$1.50 āļŋ48.94
$3.05 ₱188
-50.82%
Lettuce (1 head)
$1.02 āļŋ33.50
$1.69 ₱104
-39.64%
Water (1.5 liter bottle)
$0.49 āļŋ16.00
$0.90 ₱55.6
-45.56%
Cigarettes 20 Pack (Marlboro, Camel)
$4.45 āļŋ145
$3.10 ₱191
43.55%
Wine (Bottle)
$18.88 āļŋ617
$5.70 ₱351
231.23%
Local Beer (0.5 liter bottle)
$1.78 āļŋ58.1
$1.29 ₱79.7
37.98%
Imported Beer (0.33 liter bottle)
$2.75 āļŋ90.1
$1.45 ₱89.4
89.66%
🚌 Getting Around
Phuket
Iloilo
Difference
One-way Ticket (Public Transport)
$1.40 āļŋ45.81
$0.23 ₱14.18
508.70%
Public Transport Monthly Pass (Regular Price)
$11.48 āļŋ376
$5.11 ₱315
124.66%
Taxi Start (Normal Tariff)
$3.12 āļŋ102
$0.68 ₱42.18
358.82%
Taxi (Normal Tariff) (1km)
$1.00 āļŋ32.67
$0.31 ₱19.39
222.58%
Taxi 1hour Waiting (Normal Tariff)
$14.09 āļŋ461
$2.60 ₱160
441.92%
Gasoline (1 liter)
$1.35 āļŋ44.19
$1.13 ₱69.7
19.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2K āļŋ888.9K
$24.4K ₱1.5M
11.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9K āļŋ1.1M
$19.3K ₱1.2M
70.16%
ðŸ§ū Monthly Utilities & Internet
Phuket
Iloilo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 āļŋ4,087
$66.7 ₱4,115
87.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.57 āļŋ444
$31.70 ₱1,955
-57.19%
Internet (50+ Mbps, Unlimited Data)
$18.52 āļŋ606
$29.55 ₱1,823
-37.33%
🎉 Sport & Entertainment
Phuket
Iloilo
Difference
Gym Membership (Monthly)
$61.5 āļŋ2,010
$26.75 ₱1,650
129.83%
Tennis Court (1 Hour on Weekend)
$16.84 āļŋ551
-
-
Cinema Ticket
$9.19 āļŋ300
$5.42 ₱335
69.56%
ðŸ§ļ Childcare & Education
Phuket
Iloilo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$698 āļŋ22.8K
$35.20 ₱2,171
1883.61%
International Primary School, 1 Child (Yearly)
$15.6K āļŋ509.9K
$4,394 ₱271.0K
254.85%
👕👟 Clothing & Footwear
Phuket
Iloilo
Difference
Jeans (Levis 501 Or Similar)
$57.8 āļŋ1,889
$45.02 ₱2,777
28.30%
Summer Dress (H&M, Zara, etc)
$35.24 āļŋ1,152
$23.36 ₱1,441
50.86%
Sport Shoes (Adidas, Nike)
$113 āļŋ3,699
$62.8 ₱3,875
80.05%
Men's Leather Business Shoes
$86.4 āļŋ2,825
$26.69 ₱1,646
223.64%
🏠 Accommodation & Living
Phuket
Iloilo
Difference
1-bedroom Apartment, City Center (Monthly)
$616 āļŋ20.1K
$233 ₱14.3K
164.81%
1-bedroom Apartment, Outside City Center (Monthly)
$446 āļŋ14.6K
$177 ₱10.9K
152.63%
3-bedroom Apartment, City Center (Monthly)
$2,048 āļŋ67.0K
$350 ₱21.6K
485.24%
3-bedroom Apartment, Outside City Center (Monthly)
$1,492 āļŋ48.8K
$286 ₱17.6K
421.95%
Buy Apartment in City Center (m2)
$3,779 āļŋ123.6K
$3,857 ₱237.9K
-2.05%
Buy Apartment Outside City Center (m2)
$2,649 āļŋ86.6K
$1,051 ₱64.8K
152.05%
ðŸ’ĩ Salaries & Financials
Phuket
Iloilo
Difference
Average Monthly Net Salary (After Tax)
$524 āļŋ17.1K
$207 ₱12.8K
153.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.33
8
-33.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: April 27, 2026

Last update for Iloilo: April 26, 2026

Cost Breakdown

A central one-bedroom costs $616 in Phuket versus $233 in Iloilo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 153% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Phuket versus $22.00 in Iloilo. Monthly groceries follow the same trend: $292 vs $201 – making Iloilo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Iloilo: Cost of Living - Frequently Asked Questions
Is Iloilo cheaper than Phuket?
Yes – Phuket is pricier by about 77%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,847 per month in Phuket and $1,042 in Iloilo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Phuket or Iloilo?
A mid-range dinner for two costs $47.00 in Phuket and $22.00 in Iloilo. That's a good indicator of the overall restaurant and cafÃĐ pricing gap between the two cities.
What are total monthly expenses in Phuket vs Iloilo?
Monthly expenses with rent come to $1,232 in Phuket and $695 in Iloilo. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for Phuket or Iloilo?
A $1,500 monthly budget goes further in Iloilo, where all-in costs run around $695, than in Phuket at $1,232. In Iloilo it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Is Phuket or Iloilo more family-friendly?
Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Phuket or Iloilo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.

Phuket vs other spots: cost of living compared

Similar cities