Last update: Oct 2026

Cost of Living Comparison Between Phuket and Iloilo

For one person, living is cheaper in Iloilo: $693 a month against $1,190 in Phuket, rent and utilities included – about $6,000 less a year. Other living expenses account for most of the difference.

Phuket
🇹🇭 Thailand
$1,190
/mo nomad
Iloilo
🇵🇭 Philippines
$693
/mo nomad
Monthly Cost of Living

How much you'll spend in Phuket and in Iloilo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Phuket and in Iloilo actually costs, broken down by who's living it.

A single person spends $1,190 per month in Phuket vs $693 in Iloilo, rent included.

  • Phuket $1,190
  • Iloilo $693

A couple spends around $2,006 per month in Phuket vs $1,054 in Iloilo, rent included.

  • Phuket $2,006
  • Iloilo $1,054

A family of three spends $2,822 per month in Phuket vs $1,416 in Iloilo, rent included.

  • Phuket $2,822
  • Iloilo $1,416

Phuket costs about 72% more than Iloilo, and outside of rent the biggest gap is in groceries.

Both Phuket and Iloilo are more affordable than the global median – Phuket 11% lower, Iloilo 48% lower.

Currency
🍽 Eating Out
Phuket
Iloilo
Difference
Meal at Budget Restaurant
$4.35 ฿146
$2.83 ₱177
53.71%
Three-Course Dinner for Two, Mid-Range
$32.45 ฿1,087
$19.43 ₱1,219
67.01%
Fast Food Meal (McDonalds, etc)
$8.42 ฿282
$3.15 ₱198
167.30%
Cappuccino
$2.81 ฿94.0
$2.09 ₱131
34.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.87 ฿29.29
$0.65 ₱40.93
33.85%
Water (0.33 liter bottle)
$0.46 ฿15.39
$0.34 ₱21.39
35.29%
Local Beer (0.5 liter draught)
$2.59 ฿86.6
$1.06 ₱66.6
144.34%
Imported Beer (0.33 liter bottle)
$3.64 ฿122
$1.81 ₱113
101.10%
🛒 Groceries & Markets
Phuket
Iloilo
Difference
Milk (1 liter)
$1.71 ฿57.2
$1.69 ₱106
1.18%
White Bread (500g)
$1.45 ฿48.42
$1.20 ₱75.1
20.83%
Rice (white) (1kg)
$1.56 ฿52.3
$0.84 ₱52.9
85.71%
Eggs
$2.10 ฿70.3
$2.06 ₱129
1.94%
Local Cheese (1kg)
$19.53 ฿654
$6.05 ₱379
222.81%
Chicken Fillets (1kg)
$3.40 ฿114
$4.04 ₱254
-15.84%
Beef Round Steak (1kg)
$11.14 ฿373
$6.18 ₱388
80.26%
Apples (1kg)
$2.83 ฿94.8
$3.32 ₱208
-14.76%
Banana (1kg)
$1.62 ฿54.3
$1.04 ₱65.3
55.77%
Oranges (1kg)
$2.22 ฿74.5
$3.06 ₱192
-27.45%
Tomato (1kg)
$2.15 ฿71.9
$1.38 ₱86.4
55.80%
Potato (1kg)
$1.49 ฿49.95
$2.39 ₱150
-37.66%
Onion (1kg)
$1.33 ฿44.40
$2.71 ₱170
-50.92%
Lettuce (1 head)
$1.07 ฿35.72
$1.47 ₱92.4
-27.21%
Water (1.5 liter bottle)
$0.51 ฿17.01
$0.81 ₱50.8
-37.04%
Cigarettes 20 Pack (Marlboro, Camel)
$4.38 ฿147
$2.99 ₱188
46.49%
Wine (Bottle)
$18.77 ฿629
$6.19 ₱388
203.23%
Local Beer (0.5 liter bottle)
$1.74 ฿58.3
$1.10 ₱68.8
58.18%
Imported Beer (0.33 liter bottle)
$2.78 ฿92.9
$1.26 ₱78.8
120.63%
🚌 Getting Around
Phuket
Iloilo
Difference
One-way Ticket (Public Transport)
$2.17 ฿72.6
$0.24 ₱15.09
804.17%
Public Transport Monthly Pass (Regular Price)
$22.28 ฿746
$4.59 ₱288
385.40%
Taxi Start (Normal Tariff)
$3.02 ฿101
$0.82 ₱51.4
268.29%
Taxi (Normal Tariff) (1km)
$1.06 ฿35.43
$0.34 ₱21.10
211.76%
Taxi 1hour Waiting (Normal Tariff)
$3.71 ฿124
$2.36 ₱148
57.20%
Gasoline (1 liter)
$1.43 ฿47.88
$1.16 ₱72.9
23.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.3K ฿882.1K
$21.8K ₱1.4M
21.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K ฿877.3K
$19.5K ₱1.2M
34.13%
🧾 Monthly Utilities & Internet
Phuket
Iloilo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.7 ฿3,236
$64.5 ₱4,044
49.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.41 ฿382
$9.82 ₱616
16.19%
Internet (50+ Mbps, Unlimited Data)
$17.11 ฿573
$27.65 ₱1,734
-38.12%
🎉 Sport & Entertainment
Phuket
Iloilo
Difference
Gym Membership (Monthly)
$52.8 ฿1,768
$9.76 ₱612
440.98%
Tennis Court (1 Hour on Weekend)
$11.07 ฿371
-
-
Cinema Ticket
$7.65 ฿256
$4.70 ₱295
62.77%
🧸 Childcare & Education
Phuket
Iloilo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$555 ฿18.6K
$31.77 ₱1,993
1646.11%
International Primary School, 1 Child (Yearly)
$11.3K ฿377.7K
-
-
👕👟 Clothing & Footwear
Phuket
Iloilo
Difference
Jeans (Levis 501 Or Similar)
$63.4 ฿2,123
$23.50 ₱1,474
169.87%
Summer Dress (H&M, Zara, etc)
$28.61 ฿958
$17.74 ₱1,113
61.27%
Sport Shoes (Adidas, Nike)
$96.7 ฿3,238
$55.5 ₱3,480
74.28%
Men's Leather Business Shoes
$88.6 ฿2,967
$23.96 ₱1,503
269.82%
🏠 Accommodation & Living
Phuket
Iloilo
Difference
1-bedroom Apartment, City Center (Monthly)
$735 ฿24.6K
$308 ₱19.3K
138.17%
1-bedroom Apartment, Outside City Center (Monthly)
$458 ฿15.3K
$246 ₱15.4K
86.03%
3-bedroom Apartment, City Center (Monthly)
$2,102 ฿70.4K
$1,184 ₱74.3K
77.52%
3-bedroom Apartment, Outside City Center (Monthly)
$1,187 ฿39.7K
$436 ₱27.4K
172.11%
Buy Apartment in City Center (m2)
$3,493 ฿116.9K
$3,633 ₱227.9K
-3.87%
Buy Apartment Outside City Center (m2)
$2,491 ฿83.4K
$1,055 ₱66.2K
136.17%
💵 Salaries & Financials
Phuket
Iloilo
Difference
Average Monthly Net Salary (After Tax)
$501 ฿16.8K
$206 ₱12.9K
143.19%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
7.33
-24.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: October 4, 2026

Last update for Iloilo: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Phuket
$458
Iloilo
$246 46.2% $212
Groceries & Markets
Phuket
$268
Iloilo
$188 29.9% $80
Monthly Utilities & Internet
Phuket
$125
Iloilo
$102 18.6% $23
Clothing & Footwear
Phuket
$125
Iloilo
$54 56.5% $70
Eating Out
Phuket
$119
Iloilo
$70 41.2% $49
Sport & Entertainment
Phuket
$68
Iloilo
$19 71.9% $49
Getting Around
Phuket
$39
Iloilo
$8.1 79.5% $31

Cost Breakdown

A central one-bedroom costs $735 in Phuket versus $308 in Iloilo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 143% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Phuket versus $19.00 in Iloilo. Monthly groceries follow the same trend: $268 vs $188 – making Iloilo the more affordable choice for daily food spending.

Good to know
🇹🇭 Phuket
🇵🇭 Iloilo
🕒 Local time
16:41 4:41 PM
17:41 5:41 PM
1 h ahead of Phuket
🌤 Weather
👥 Population
79,308
457,626
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

PHP, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.48 THB (100 THB = 2.99 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

On the map
Between locations
  • Phuket Iloilo 2,670 km ≈ 3 h 45 min nonstop flight
From you
  • Phuket
  • Iloilo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Iloilo: Cost of Living - Frequently Asked Questions
Is Iloilo cheaper than Phuket?
Yes – Phuket is pricier by about 72%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,785 per month in Phuket and $1,040 in Iloilo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Phuket or in Iloilo?
A mid-range dinner for two costs $32.00 in Phuket and $19.00 in Iloilo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Phuket and in Iloilo?
Monthly expenses with rent come to $1,190 in Phuket and $693 in Iloilo. That's a gap of about 72%.
Is $1,500 a realistic budget for living in Phuket or in Iloilo?
A $1,500 monthly budget goes further in Iloilo, where all-in costs run around $693, than in Phuket at $1,190. In Iloilo it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Is Phuket or Iloilo more family-friendly?
Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Phuket or Iloilo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.

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