Cost of Living Comparison Between Phuket and Iloilo Cost of Living Comparison Between Phuket and Iloilo

Monthly Cost of Living

A single person spends $1,223 per month in Phuket vs $683 in Iloilo, rent included.

A couple spends around $2,237 per month in Phuket vs $1,032 in Iloilo, rent included.

A family of three spends $3,251 per month in Phuket vs $1,382 in Iloilo, rent included.

Phuket costs about 79% more than Iloilo, driven mainly by Groceries & Markets.

Both Phuket and Iloilo are more affordable than the global median – Phuket 8% lower, Iloilo 49% lower.

Currency
🍽 Eating Out
Phuket
Iloilo
Difference
Meal at Budget Restaurant
$4.51 ฿148
$2.58 ₱156
74.81%
Three-Course Dinner for Two, Mid-Range
$46.62 ฿1,528
$21.24 ₱1,286
119.49%
Fast Food Meal (McDonalds, etc)
$8.49 ฿278
$3.46 ₱210
145.38%
Cappuccino
$3.08 ฿101
$2.08 ₱126
48.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.68 ฿22.26
$0.53 ₱32.09
28.30%
Water (0.33 liter bottle)
$0.36 ฿11.84
$0.30 ₱18.11
20.00%
Local Beer (0.5 liter draught)
$2.43 ฿79.5
$0.93 ₱56.6
161.29%
Imported Beer (0.33 liter bottle)
$3.63 ฿119
$1.80 ₱109
101.67%
🛒 Groceries & Markets
Phuket
Iloilo
Difference
Milk (1 liter)
$2.19 ฿71.7
$1.81 ₱110
20.99%
White Bread (500g)
$1.81 ฿59.5
$1.20 ₱72.9
50.83%
Rice (white) (1kg)
$2.23 ฿73.1
$0.86 ₱52.4
159.30%
Eggs
$2.24 ฿73.3
$2.28 ₱138
-1.75%
Local Cheese (1kg)
$19.60 ฿642
$5.99 ₱363
227.21%
Chicken Fillets (1kg)
$3.72 ฿122
$4.32 ₱262
-13.89%
Beef Round Steak (1kg)
$13.47 ฿441
$6.87 ₱416
96.07%
Apples (1kg)
$3.36 ฿110
$3.59 ₱217
-6.41%
Banana (1kg)
$1.62 ฿53.0
$1.19 ₱72.1
36.13%
Oranges (1kg)
$2.41 ฿79.0
$3.37 ₱204
-28.49%
Tomato (1kg)
$1.99 ฿65.2
$1.61 ₱97.4
23.60%
Potato (1kg)
$1.53 ฿50.2
$2.64 ₱160
-42.05%
Onion (1kg)
$1.45 ฿47.59
$3.04 ₱184
-52.30%
Lettuce (1 head)
$1.01 ฿33.23
$1.69 ₱102
-40.24%
Water (1.5 liter bottle)
$0.48 ฿15.86
$0.87 ₱52.4
-44.83%
Cigarettes 20 Pack (Marlboro, Camel)
$4.27 ฿140
$3.24 ₱196
31.79%
Wine (Bottle)
$19.12 ฿627
$5.78 ₱350
230.80%
Local Beer (0.5 liter bottle)
$1.84 ฿60.2
$1.30 ₱78.5
41.54%
Imported Beer (0.33 liter bottle)
$2.74 ฿89.8
$1.45 ₱88.0
88.97%
🚌 Getting Around
Phuket
Iloilo
Difference
One-way Ticket (Public Transport)
$1.42 ฿46.44
$0.23 ₱13.87
517.39%
Public Transport Monthly Pass (Regular Price)
$11.72 ฿384
$5.05 ₱306
132.08%
Taxi Start (Normal Tariff)
$3.00 ฿98.4
$0.74 ₱44.75
305.41%
Taxi (Normal Tariff) (1km)
$1.05 ฿34.28
$0.31 ₱18.91
238.71%
Taxi 1hour Waiting (Normal Tariff)
$13.90 ฿456
$2.69 ₱163
416.73%
Gasoline (1 liter)
$1.29 ฿42.28
$1.13 ₱68.5
14.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.0K ฿918.7K
$23.9K ₱1.4M
17.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.5K ฿1.1M
$19.5K ₱1.2M
71.37%
🧾 Monthly Utilities & Internet
Phuket
Iloilo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 ฿3,997
$66.3 ₱4,016
83.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.93 ฿457
$31.48 ₱1,906
-55.75%
Internet (50+ Mbps, Unlimited Data)
$18.87 ฿618
$30.53 ₱1,849
-38.19%
🎉 Sport & Entertainment
Phuket
Iloilo
Difference
Gym Membership (Monthly)
$61.3 ฿2,008
$27.56 ₱1,668
122.35%
Tennis Court (1 Hour on Weekend)
$16.84 ฿552
-
-
Cinema Ticket
$8.89 ฿291
$5.21 ₱316
70.63%
🧸 Childcare & Education
Phuket
Iloilo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$691 ฿22.7K
$35.10 ₱2,125
1869.72%
International Primary School, 1 Child (Yearly)
$16.2K ฿529.5K
$4,377 ₱265.0K
269.13%
👕👟 Clothing & Footwear
Phuket
Iloilo
Difference
Jeans (Levis 501 Or Similar)
$57.8 ฿1,894
$45.04 ₱2,727
28.31%
Summer Dress (H&M, Zara, etc)
$35.39 ฿1,160
$23.15 ₱1,402
52.87%
Sport Shoes (Adidas, Nike)
$113 ฿3,716
$62.4 ₱3,778
81.70%
Men's Leather Business Shoes
$83.0 ฿2,720
$26.18 ₱1,585
217.07%
🏠 Accommodation & Living
Phuket
Iloilo
Difference
1-bedroom Apartment, City Center (Monthly)
$607 ฿19.9K
$235 ₱14.2K
157.82%
1-bedroom Apartment, Outside City Center (Monthly)
$448 ฿14.7K
$176 ₱10.7K
153.88%
3-bedroom Apartment, City Center (Monthly)
$2,029 ฿66.5K
$353 ₱21.3K
475.56%
3-bedroom Apartment, Outside City Center (Monthly)
$1,493 ฿48.9K
$280 ₱17.0K
432.47%
Buy Apartment in City Center (m2)
$3,585 ฿117.5K
$3,804 ₱230.3K
-5.77%
Buy Apartment Outside City Center (m2)
$2,585 ฿84.7K
$1,089 ₱65.9K
137.40%
💵 Salaries & Financials
Phuket
Iloilo
Difference
Average Monthly Net Salary (After Tax)
$505 ฿16.5K
$231 ₱14.0K
118.45%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.33
8
-33.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Phuket: June 13, 2026

Last update for Iloilo: June 16, 2026

Cost Breakdown

A central one-bedroom costs $607 in Phuket versus $235 in Iloilo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 118% higher in Phuket, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Phuket versus $21.00 in Iloilo. Monthly groceries follow the same trend: $292 vs $202 – making Iloilo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Phuket vs Iloilo: Cost of Living - Frequently Asked Questions
Is Iloilo cheaper than Phuket?
Yes – Phuket is pricier by about 79%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,835 per month in Phuket and $1,024 in Iloilo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Phuket or in Iloilo?
A mid-range dinner for two costs $47.00 in Phuket and $21.00 in Iloilo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Phuket and in Iloilo?
Monthly expenses with rent come to $1,223 in Phuket and $683 in Iloilo. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for living in Phuket or in Iloilo?
A $1,500 monthly budget goes further in Iloilo, where all-in costs run around $683, than in Phuket at $1,223. In Iloilo it covers expenses comfortably, while in Phuket it requires careful planning or may not stretch far enough.
Is Phuket or Iloilo more family-friendly?
Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Phuket or Iloilo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Phuket makes more sense. Both are solid long-term options with distinct trade-offs.

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