Last update: Oct 2026

Cost of Living Comparison Between Iloilo and Melbourne

For one person, living is cheaper in Iloilo: $693 a month against $2,852 in Melbourne, rent and utilities included – about $25,900 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Iloilo
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Iloilo Living Index
137

Cost of Living Index in Melbourne
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Melbourne Living Index

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Iloilo

🇵🇭 Philippines

$693

/mo nomad

Melbourne

🇦🇺 Australia

$2,852

/mo nomad

Monthly Cost of Living

How much you'll spend in Iloilo and in Melbourne

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Iloilo and in Melbourne actually costs, broken down by who's living it.

A single person spends $693 per month in Iloilo vs $2,852 in Melbourne, rent included.

Iloilo $693
Melbourne $2,852

A couple spends around $1,054 per month in Iloilo vs $4,297 in Melbourne, rent included.

Iloilo $1,054
Melbourne $4,297

A family of three spends $1,416 per month in Iloilo vs $5,742 in Melbourne, rent included.

Iloilo $1,416
Melbourne $5,742

Iloilo is about 76% cheaper than Melbourne, and outside of rent the biggest gap is in eating out.

Iloilo sits 48% below the global median, while Melbourne is 113% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.83 ₱177

$17.75 A$25.40

-84.06%

Three-Course Dinner for Two, Mid-Range

$19.43 ₱1,219

$84.8 A$121

-77.10%

Fast Food Meal (McDonalds, etc)

$3.15 ₱198

$12.16 A$17.40

-74.10%

Cappuccino

$2.09 ₱131

$3.93 A$5.62

-46.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ₱40.93

$3.14 A$4.49

-79.30%

Water (0.33 liter bottle)

$0.34 ₱21.39

$2.43 A$3.47

-86.01%

Local Beer (0.5 liter draught)

$1.06 ₱66.6

$9.90 A$14.17

-89.29%

Imported Beer (0.33 liter bottle)

$1.81 ₱113

$8.29 A$11.86

-78.17%

Milk (1 liter)

$1.69 ₱106

$1.55 A$2.21

9.03%

White Bread (500g)

$1.20 ₱75.1

$3.01 A$4.31

-60.13%

Rice (white) (1kg)

$0.84 ₱52.9

$2.88 A$4.12

-70.83%

Eggs

$2.06 ₱129

$5.44 A$7.79

-62.13%

Local Cheese (1kg)

$6.05 ₱379

$10.59 A$15.16

-42.87%

Chicken Fillets (1kg)

$4.04 ₱254

$9.61 A$13.76

-57.96%

Beef Round Steak (1kg)

$6.18 ₱388

$14.99 A$21.46

-58.77%

Apples (1kg)

$3.32 ₱208

$4.15 A$5.94

-20.00%

Banana (1kg)

$1.04 ₱65.3

$3.05 A$4.37

-65.90%

Oranges (1kg)

$3.06 ₱192

$3.30 A$4.72

-7.27%

Tomato (1kg)

$1.38 ₱86.4

$4.76 A$6.81

-71.01%

Potato (1kg)

$2.39 ₱150

$3.04 A$4.34

-21.38%

Onion (1kg)

$2.71 ₱170

$2.55 A$3.65

6.27%

Lettuce (1 head)

$1.47 ₱92.4

$2.48 A$3.55

-40.73%

Water (1.5 liter bottle)

$0.81 ₱50.8

$1.63 A$2.33

-50.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$44.07 A$63.1

-93.22%

Wine (Bottle)

$6.19 ₱388

$12.43 A$17.79

-50.20%

Local Beer (0.5 liter bottle)

$1.10 ₱68.8

$5.33 A$7.63

-79.36%

Imported Beer (0.33 liter bottle)

$1.26 ₱78.8

$5.16 A$7.38

-75.58%

One-way Ticket (Public Transport)

$0.24 ₱15.09

$3.84 A$5.50

-93.75%

Public Transport Monthly Pass (Regular Price)

$4.59 ₱288

$142 A$203

-96.76%

Taxi Start (Normal Tariff)

$0.82 ₱51.4

$4.40 A$6.29

-81.36%

Taxi (Normal Tariff) (1km)

$0.34 ₱21.10

$1.40 A$2.01

-75.71%

Taxi 1hour Waiting (Normal Tariff)

$2.36 ₱148

$29.83 A$42.69

-92.09%

Gasoline (1 liter)

$1.16 ₱72.9

$1.46 A$2.09

-20.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$28.1K A$40.3K

-22.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K ₱1.2M

$25.9K A$37.1K

-24.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.5 ₱4,044

$233 A$333

-72.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.82 ₱616

$27.28 A$39.04

-64.00%

Internet (50+ Mbps, Unlimited Data)

$27.65 ₱1,734

$57.0 A$81.6

-51.53%

Gym Membership (Monthly)

$9.76 ₱612

$52.7 A$75.4

-81.47%

Tennis Court (1 Hour on Weekend)

$22.62 A$32.37

Cinema Ticket

$4.70 ₱295

$17.10 A$24.48

-72.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$31.77 ₱1,993

$2,373 A$3,397

-98.66%

International Primary School, 1 Child (Yearly)

$30.5K A$43.6K

Jeans (Levis 501 Or Similar)

$23.50 ₱1,474

$78.2 A$112

-69.95%

Summer Dress (H&M, Zara, etc)

$17.74 ₱1,113

$50.5 A$72.2

-64.85%

Sport Shoes (Adidas, Nike)

$55.5 ₱3,480

$121 A$172

-53.96%

Men's Leather Business Shoes

$23.96 ₱1,503

$133 A$191

-82.01%

1-bedroom Apartment, City Center (Monthly)

$308 ₱19.3K

$1,713 A$2,451

-81.99%

1-bedroom Apartment, Outside City Center (Monthly)

$246 ₱15.4K

$1,402 A$2,006

-82.44%

3-bedroom Apartment, City Center (Monthly)

$1,184 ₱74.3K

$3,339 A$4,778

-64.54%

3-bedroom Apartment, Outside City Center (Monthly)

$436 ₱27.4K

$2,529 A$3,619

-82.75%

Buy Apartment in City Center (m2)

$3,633 ₱227.9K

$7,018 A$10.0K

-48.23%

Buy Apartment Outside City Center (m2)

$1,055 ₱66.2K

$6,767 A$9,685

-84.41%

Average Monthly Net Salary (After Tax)

$206 ₱12.9K

$4,228 A$6,051

-95.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.33

5.9

24.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Iloilo: October 5, 2026

Last update for Melbourne: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Iloilo

$246 35.8%

Melbourne

$1.4K 49.3% 469% $1.2K

Groceries & Markets

Iloilo

$188 27.3%

Melbourne

$385 13.5% 105% $197

Monthly Utilities & Internet

Iloilo

$102 14.8%

Melbourne

$317 11.1% 211% $215

Eating Out

Iloilo

$70 10.2%

Melbourne

$314 11% 348% $244

Clothing & Footwear

Iloilo

$54 7.9%

Melbourne

$172 6.1% 217% $118

Sport & Entertainment

Iloilo

$19 2.8%

Melbourne

$87 3.1% 353% $68

Getting Around

Iloilo

$8.1 1.2%

Melbourne

$168 5.9% 1988% $160

Cost Breakdown

A central one-bedroom costs $308 in Iloilo versus $1,713 in Melbourne. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1953% higher in Melbourne, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19.00 in Iloilo versus $85.0 in Melbourne. Monthly groceries follow the same trend: $188 vs $385 – making Iloilo the more affordable choice for daily food spending.

Good to know

🇵🇭 Iloilo

🇦🇺 Melbourne

🕒 Local time

15:15 3:15 PM

18:15 6:15 PM

3 h ahead of Iloilo

🌤 Weather

👥 Population

457,626

5,031,195

💱 Currency

Philippine Peso PHP ₱

Australian Dollar AUD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 AUD = 0.699 USD

1 AUD = 0.623 EUR

Exchange rates and currency converter

AUD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Australian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 AUD (1 AUD = 0.699 USD). 1 EUR = 1.61 AUD (1 AUD = 0.623 EUR).

USD to PHP in detail →

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Between locations

Iloilo Melbourne 5,880 km ≈ 8 h nonstop flight

From you

Iloilo
Melbourne

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Iloilo vs Melbourne: Cost of Living - Frequently Asked Questions

Yes – Melbourne is pricier by about 311%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,040 per month in Iloilo and $4,277 in Melbourne. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $19.00 in Iloilo and $85.0 in Melbourne. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $693 in Iloilo and $2,852 in Melbourne. That's a gap of about 311%.

A $1,500 monthly budget goes further in Iloilo, where all-in costs run around $693, than in Melbourne at $2,852. In Iloilo it covers expenses comfortably, while in Melbourne it requires careful planning or may not stretch far enough.

Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Melbourne makes more sense. Both are solid long-term options with distinct trade-offs.