Cost of Living Comparison Between Kharkiv and Iloilo Cost of Living Comparison Between Kharkiv and Iloilo

Monthly Cost of Living

A single person spends $695 per month in Kharkiv vs $663 in Iloilo, rent included.

A couple spends around $1,056 per month in Kharkiv vs $1,033 in Iloilo, rent included.

A family of three spends $1,418 per month in Kharkiv vs $1,404 in Iloilo, rent included.

Kharkiv costs about 5% more than Iloilo, driven mainly by Clothing & Footwear.

Both Kharkiv and Iloilo are more affordable than the global median – Kharkiv 49% lower, Iloilo 52% lower.

Meal at Budget Restaurant

$6.72 ₴299

$2.84 ₱177

136.62%

Three-Course Dinner for Two, Mid-Range

$30.80 ₴1,371

$19.33 ₱1,206

59.34%

Fast Food Meal (McDonalds, etc)

$5.04 ₴224

$3.27 ₱204

54.13%

Cappuccino

$1.55 ₴69.1

$1.97 ₱123

-21.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.07 ₴47.54

$0.65 ₱40.35

64.62%

Water (0.33 liter bottle)

$0.52 ₴22.95

$0.34 ₱21.46

52.94%

Local Beer (0.5 liter draught)

$1.04 ₴46.20

$1.09 ₱68.2

-4.59%

Imported Beer (0.33 liter bottle)

$1.66 ₴73.9

$1.74 ₱108

-4.60%

Milk (1 liter)

$1.12 ₴50.1

$1.63 ₱102

-31.29%

White Bread (500g)

$0.66 ₴29.46

$1.20 ₱75.0

-45.00%

Rice (white) (1kg)

$1.24 ₴55.4

$0.89 ₱55.7

39.33%

Eggs

$1.68 ₴75.0

$2.04 ₱127

-17.65%

Local Cheese (1kg)

$8.19 ₴365

$5.86 ₱366

39.76%

Chicken Fillets (1kg)

$4.30 ₴191

$4.10 ₱256

4.88%

Beef Round Steak (1kg)

$7.22 ₴321

$6.32 ₱394

14.24%

Apples (1kg)

$1.38 ₴61.4

$3.29 ₱205

-58.05%

Banana (1kg)

$1.53 ₴68.2

$1.09 ₱68.0

40.37%

Oranges (1kg)

$1.70 ₴75.9

$3.10 ₱193

-45.16%

Tomato (1kg)

$2.01 ₴89.5

$1.44 ₱89.9

39.58%

Potato (1kg)

$0.73 ₴32.68

$2.30 ₱144

-68.26%

Onion (1kg)

$0.51 ₴22.90

$2.81 ₱175

-81.85%

Lettuce (1 head)

$1.22 ₴54.3

$1.42 ₱88.8

-14.08%

Water (1.5 liter bottle)

$0.57 ₴25.57

$0.82 ₱51.0

-30.49%

Cigarettes 20 Pack (Marlboro, Camel)

$2.83 ₴126

$3.09 ₱193

-8.41%

Wine (Bottle)

$4.60 ₴205

$6.56 ₱410

-29.88%

Local Beer (0.5 liter bottle)

$0.86 ₴38.09

$1.10 ₱68.5

-21.82%

Imported Beer (0.33 liter bottle)

$1.24 ₴55.4

$1.31 ₱82.1

-5.34%

One-way Ticket (Public Transport)

$0.24 ₱15.04

Public Transport Monthly Pass (Regular Price)

$4.60 ₱287

Taxi Start (Normal Tariff)

$1.33 ₴59.3

$0.74 ₱45.94

79.73%

Taxi (Normal Tariff) (1km)

$0.35 ₴15.69

$0.33 ₱20.85

6.06%

Taxi 1hour Waiting (Normal Tariff)

$2.30 ₴103

$2.43 ₱151

-5.35%

Gasoline (1 liter)

$1.67 ₴74.5

$1.10 ₱68.4

51.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K ₴1.3M

$21.4K ₱1.3M

38.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K ₴979.5K

$19.5K ₱1.2M

12.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.6 ₴4,390

$63.0 ₱3,932

56.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.96 ₴266

$9.60 ₱599

-37.92%

Internet (50+ Mbps, Unlimited Data)

$7.28 ₴324

$27.04 ₱1,687

-73.08%

Gym Membership (Monthly)

$21.68 ₴965

$9.36 ₱584

131.62%

Tennis Court (1 Hour on Weekend)

$15.39 ₴685

Cinema Ticket

$4.77 ₴213

$4.67 ₱292

2.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$287 ₴12.8K

$32.35 ₱2,019

787.33%

International Primary School, 1 Child (Yearly)

$2,842 ₴126.5K

Jeans (Levis 501 Or Similar)

$56.4 ₴2,511

$24.00 ₱1,498

135.00%

Summer Dress (H&M, Zara, etc)

$41.61 ₴1,853

$17.31 ₱1,080

140.38%

Sport Shoes (Adidas, Nike)

$92.9 ₴4,135

$57.0 ₱3,556

62.99%

Men's Leather Business Shoes

$98.2 ₴4,370

$24.08 ₱1,502

307.60%

1-bedroom Apartment, City Center (Monthly)

$247 ₴11.0K

$291 ₱18.2K

-15.17%

1-bedroom Apartment, Outside City Center (Monthly)

$144 ₴6,429

$224 ₱14.0K

-35.54%

3-bedroom Apartment, City Center (Monthly)

$525 ₴23.4K

$1,293 ₱80.7K

-59.36%

3-bedroom Apartment, Outside City Center (Monthly)

$213 ₴9,482

$434 ₱27.1K

-50.89%

Buy Apartment in City Center (m2)

$1,056 ₴47.0K

$3,759 ₱234.6K

-71.91%

Buy Apartment Outside City Center (m2)

$584 ₴26.0K

$1,048 ₱65.4K

-44.26%

Average Monthly Net Salary (After Tax)

$547 ₴24.4K

$205 ₱12.8K

166.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.89

7.33

144.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: August 31, 2026

Last update for Iloilo: August 30, 2026

Cost Breakdown

A central one-bedroom costs $247 in Kharkiv versus $291 in Iloilo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 167% higher in Kharkiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $31.00 in Kharkiv versus $19.00 in Iloilo. Groceries tell a different story – $161 in Kharkiv vs $189 in Iloilo – so Kharkiv wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kharkiv vs Iloilo: Cost of Living - Frequently Asked Questions

Yes – Kharkiv is pricier by about 5%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,042 per month in Kharkiv and $994 in Iloilo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $695 in Kharkiv and $663 in Iloilo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $287 per month in Kharkiv and $32.35 in Iloilo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $695 in Kharkiv and $663 in Iloilo, leaving budget for savings and extras in both cases.

Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kharkiv makes more sense. Both are solid long-term options with distinct trade-offs.