Cost of Living Comparison Between Kharkiv and Iloilo Cost of Living Comparison Between Kharkiv and Iloilo

Monthly Cost of Living

A single person spends $690 per month in Kharkiv vs $682 in Iloilo, rent included.

A couple spends around $1,069 per month in Kharkiv vs $1,034 in Iloilo, rent included.

A family of three spends $1,448 per month in Kharkiv vs $1,386 in Iloilo, rent included.

Kharkiv costs about 1% more than Iloilo, driven mainly by Clothing & Footwear.

Both Kharkiv and Iloilo are more affordable than the global median – Kharkiv 49% lower, Iloilo 49% lower.

Currency
🍽 Eating Out
Kharkiv
Iloilo
Difference
Meal at Budget Restaurant
$7.36 ₴326
$2.59 ₱160
184.17%
Three-Course Dinner for Two, Mid-Range
$27.16 ₴1,203
$21.53 ₱1,328
26.15%
Fast Food Meal (McDonalds, etc)
$6.15 ₴272
$3.60 ₱222
70.83%
Cappuccino
$1.35 ₴59.6
$1.96 ₱121
-31.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.61 ₴26.81
$0.57 ₱35.19
7.02%
Water (0.33 liter bottle)
$0.41 ₴18.06
$0.30 ₱18.37
36.67%
Local Beer (0.5 liter draught)
$1.02 ₴45.32
$0.95 ₱58.7
7.37%
Imported Beer (0.33 liter bottle)
$1.49 ₴66.2
$1.79 ₱110
-16.76%
🛒 Groceries & Markets
Kharkiv
Iloilo
Difference
Milk (1 liter)
$1.10 ₴48.74
$1.81 ₱112
-39.23%
White Bread (500g)
$0.57 ₴25.30
$1.26 ₱77.6
-54.76%
Rice (white) (1kg)
$1.24 ₴54.9
$0.93 ₱57.3
33.33%
Eggs
$1.55 ₴68.8
$2.27 ₱140
-31.72%
Local Cheese (1kg)
$7.98 ₴354
$5.81 ₱358
37.35%
Chicken Fillets (1kg)
$4.01 ₴178
$4.35 ₱268
-7.82%
Beef Round Steak (1kg)
$6.72 ₴298
$7.12 ₱439
-5.62%
Apples (1kg)
$0.85 ₴37.56
$3.70 ₱228
-77.03%
Banana (1kg)
$1.62 ₴71.8
$1.14 ₱70.2
42.11%
Oranges (1kg)
$1.85 ₴81.9
$3.26 ₱201
-43.25%
Tomato (1kg)
$2.25 ₴99.6
$1.56 ₱96.4
44.23%
Potato (1kg)
$0.61 ₴27.16
$2.59 ₱160
-76.45%
Onion (1kg)
$0.56 ₴24.76
$3.04 ₱187
-81.58%
Lettuce (1 head)
$1.03 ₴45.68
$1.68 ₱104
-38.69%
Water (1.5 liter bottle)
$0.54 ₴24.07
$0.90 ₱55.6
-40.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.57 ₴114
$3.11 ₱192
-17.36%
Wine (Bottle)
$4.52 ₴200
$5.51 ₱340
-17.97%
Local Beer (0.5 liter bottle)
$0.75 ₴33.41
$1.28 ₱78.9
-41.41%
Imported Beer (0.33 liter bottle)
$1.25 ₴55.6
$1.44 ₱88.5
-13.19%
🚌 Getting Around
Kharkiv
Iloilo
Difference
One-way Ticket (Public Transport)
$0.35 ₴15.46
$0.25 ₱15.50
40.00%
Public Transport Monthly Pass (Regular Price)
-
$5.27 ₱325
-
Taxi Start (Normal Tariff)
$1.43 ₴63.3
$0.68 ₱41.68
110.29%
Taxi (Normal Tariff) (1km)
$0.25 ₴11.12
$0.31 ₱19.39
-19.35%
Taxi 1hour Waiting (Normal Tariff)
$2.84 ₴126
$2.70 ₱167
5.19%
Gasoline (1 liter)
$1.34 ₴59.5
$1.10 ₱67.6
21.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.8K ₴1.2M
$24.0K ₱1.5M
11.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.9K ₴1.1M
$19.5K ₱1.2M
22.53%
🧾 Monthly Utilities & Internet
Kharkiv
Iloilo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$114 ₴5,061
$66.0 ₱4,070
73.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.60 ₴248
$31.13 ₱1,919
-82.01%
Internet (50+ Mbps, Unlimited Data)
$6.05 ₴268
$30.21 ₱1,863
-79.97%
🎉 Sport & Entertainment
Kharkiv
Iloilo
Difference
Gym Membership (Monthly)
$24.93 ₴1,105
$27.72 ₱1,709
-10.06%
Tennis Court (1 Hour on Weekend)
$15.88 ₴704
-
-
Cinema Ticket
$4.88 ₴216
$5.45 ₱336
-10.46%
🧸 Childcare & Education
Kharkiv
Iloilo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$350 ₴15.5K
$35.18 ₱2,169
894.88%
International Primary School, 1 Child (Yearly)
$3,174 ₴140.6K
$4,364 ₱269.1K
-27.27%
👕👟 Clothing & Footwear
Kharkiv
Iloilo
Difference
Jeans (Levis 501 Or Similar)
$56.0 ₴2,482
$44.89 ₱2,768
24.77%
Summer Dress (H&M, Zara, etc)
$40.66 ₴1,802
$22.74 ₱1,402
78.80%
Sport Shoes (Adidas, Nike)
$83.8 ₴3,712
$61.3 ₱3,777
36.82%
Men's Leather Business Shoes
$105 ₴4,637
$26.86 ₱1,656
289.65%
🏠 Accommodation & Living
Kharkiv
Iloilo
Difference
1-bedroom Apartment, City Center (Monthly)
$183 ₴8,086
$237 ₱14.6K
-23.05%
1-bedroom Apartment, Outside City Center (Monthly)
$131 ₴5,825
$179 ₱11.0K
-26.49%
3-bedroom Apartment, City Center (Monthly)
$362 ₴16.1K
$357 ₱22.0K
1.56%
3-bedroom Apartment, Outside City Center (Monthly)
$241 ₴10.7K
$285 ₱17.6K
-15.64%
Buy Apartment in City Center (m2)
$1,065 ₴47.2K
$3,776 ₱232.9K
-71.80%
Buy Apartment Outside City Center (m2)
$592 ₴26.2K
$1,049 ₱64.7K
-43.58%
💵 Salaries & Financials
Kharkiv
Iloilo
Difference
Average Monthly Net Salary (After Tax)
$493 ₴21.8K
$222 ₱13.7K
122.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
17
8
112.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: May 31, 2026

Last update for Iloilo: May 30, 2026

Cost Breakdown

A central one-bedroom costs $183 in Kharkiv versus $237 in Iloilo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 122% higher in Kharkiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $27.00 in Kharkiv versus $22.00 in Iloilo. Groceries tell a different story – $154 in Kharkiv vs $202 in Iloilo – so Kharkiv wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kharkiv vs Iloilo: Cost of Living - Frequently Asked Questions
Is Iloilo cheaper than Kharkiv?
Yes – Kharkiv is pricier by about 1%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,035 per month in Kharkiv and $1,023 in Iloilo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Kharkiv vs Iloilo?
Monthly expenses with rent come to $690 in Kharkiv and $682 in Iloilo. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $350 per month in Kharkiv and $35.18 in Iloilo. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 enough for either Kharkiv or Iloilo?
$1,000 covers both cities comfortably – all-in costs are $690 in Kharkiv and $682 in Iloilo, leaving budget for savings and extras in both cases.
Is Kharkiv or Iloilo more family-friendly?
Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Kharkiv or Iloilo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kharkiv makes more sense. Both are solid long-term options with distinct trade-offs.

Kharkiv vs other spots: cost of living compared

Similar cities