Last update: Oct 2026

Cost of Living Comparison Between Kharkiv and Iloilo

For one person, living costs are similar in Kharkiv and in Iloilo: $689 and $686 a month, rent and utilities included.

33

Cost of Living Index in Kharkiv
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Kharkiv Living Index
33

Cost of Living Index in Iloilo
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Iloilo Living Index

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Kharkiv

🇺🇦 Ukraine

$689

/mo nomad

Iloilo

🇵🇭 Philippines

$686

/mo nomad

Monthly Cost of Living

How much you'll spend in Kharkiv and in Iloilo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kharkiv and in Iloilo actually costs, broken down by who's living it.

A single person spends $689 per month in Kharkiv vs $686 in Iloilo, rent included.

Kharkiv $689
Iloilo $686

A couple spends around $1,063 per month in Kharkiv vs $1,038 in Iloilo, rent included.

Kharkiv $1,063
Iloilo $1,038

A family of three spends $1,437 per month in Kharkiv vs $1,390 in Iloilo, rent included.

Kharkiv $1,437
Iloilo $1,390

Kharkiv and Iloilo have comparable living costs – the differences are in the details.

Both Kharkiv and Iloilo are more affordable than the global median – Kharkiv 49% lower, Iloilo 49% lower.

Meal at Budget Restaurant

$6.79 ₴305

$2.72 ₱171

149.63%

Three-Course Dinner for Two, Mid-Range

$30.48 ₴1,368

$18.73 ₱1,179

62.73%

Fast Food Meal (McDonalds, etc)

$4.97 ₴223

$3.23 ₱203

53.87%

Cappuccino

$1.66 ₴74.7

$2.02 ₱127

-17.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₴47.37

$0.63 ₱39.83

68.25%

Water (0.33 liter bottle)

$0.51 ₴22.77

$0.31 ₱19.48

64.52%

Local Beer (0.5 liter draught)

$1.01 ₴45.48

$1.10 ₱69.0

-8.18%

Imported Beer (0.33 liter bottle)

$1.63 ₴73.0

$1.74 ₱109

-6.32%

Milk (1 liter)

$1.14 ₴51.2

$1.66 ₱105

-31.33%

White Bread (500g)

$0.70 ₴31.33

$1.16 ₱73.3

-39.66%

Rice (white) (1kg)

$1.24 ₴55.6

$0.91 ₱57.5

36.26%

Eggs

$1.73 ₴77.9

$2.02 ₱127

-14.36%

Local Cheese (1kg)

$8.45 ₴379

$6.02 ₱379

40.37%

Chicken Fillets (1kg)

$4.10 ₴184

$4.11 ₱259

-0.24%

Beef Round Steak (1kg)

$7.11 ₴319

$6.09 ₱383

16.75%

Apples (1kg)

$1.41 ₴63.4

$3.31 ₱208

-57.40%

Banana (1kg)

$1.59 ₴71.2

$1.08 ₱68.1

47.22%

Oranges (1kg)

$1.68 ₴75.2

$2.95 ₱186

-43.05%

Tomato (1kg)

$2.13 ₴95.8

$1.43 ₱90.1

48.95%

Potato (1kg)

$0.71 ₴31.74

$2.29 ₱144

-69.00%

Onion (1kg)

$0.52 ₴23.55

$2.72 ₱171

-80.88%

Lettuce (1 head)

$1.21 ₴54.2

$1.45 ₱91.6

-16.55%

Water (1.5 liter bottle)

$0.65 ₴29.10

$0.84 ₱52.6

-22.62%

Cigarettes 20 Pack (Marlboro, Camel)

$2.73 ₴122

$2.97 ₱187

-8.08%

Wine (Bottle)

$4.56 ₴205

$6.35 ₱400

-28.19%

Local Beer (0.5 liter bottle)

$0.85 ₴38.07

$1.10 ₱69.2

-22.73%

Imported Beer (0.33 liter bottle)

$1.18 ₴52.8

$1.25 ₱78.7

-5.60%

One-way Ticket (Public Transport)

$0.22 ₱13.83

Public Transport Monthly Pass (Regular Price)

$4.68 ₱294

Taxi Start (Normal Tariff)

$1.41 ₴63.4

$0.78 ₱48.87

80.77%

Taxi (Normal Tariff) (1km)

$0.34 ₴15.28

$0.34 ₱21.29

Taxi 1hour Waiting (Normal Tariff)

$2.19 ₴98.5

$2.44 ₱153

-10.25%

Gasoline (1 liter)

$1.76 ₴78.9

$1.21 ₱76.4

45.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K ₴1.3M

$21.6K ₱1.4M

37.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K ₴986.7K

$19.6K ₱1.2M

12.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.2 ₴4,273

$62.7 ₱3,947

51.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.22 ₴279

$9.43 ₱594

-34.04%

Internet (50+ Mbps, Unlimited Data)

$7.22 ₴324

$27.38 ₱1,724

-73.63%

Gym Membership (Monthly)

$22.30 ₴1,001

$9.34 ₱588

138.76%

Tennis Court (1 Hour on Weekend)

$13.81 ₴620

Cinema Ticket

$4.67 ₴210

$4.89 ₱308

-4.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$281 ₴12.6K

$32.47 ₱2,044

764.37%

International Primary School, 1 Child (Yearly)

$2,685 ₴120.5K

Jeans (Levis 501 Or Similar)

$55.6 ₴2,496

$23.44 ₱1,476

137.29%

Summer Dress (H&M, Zara, etc)

$42.27 ₴1,897

$17.15 ₱1,080

146.47%

Sport Shoes (Adidas, Nike)

$92.0 ₴4,129

$56.7 ₱3,570

62.22%

Men's Leather Business Shoes

$103 ₴4,618

$23.75 ₱1,496

333.14%

1-bedroom Apartment, City Center (Monthly)

$239 ₴10.7K

$306 ₱19.3K

-21.97%

1-bedroom Apartment, Outside City Center (Monthly)

$147 ₴6,589

$249 ₱15.7K

-41.05%

3-bedroom Apartment, City Center (Monthly)

$521 ₴23.4K

$1,175 ₱74.0K

-55.69%

3-bedroom Apartment, Outside City Center (Monthly)

$204 ₴9,136

$437 ₱27.5K

-53.45%

Buy Apartment in City Center (m2)

$1,057 ₴47.4K

$3,747 ₱235.9K

-71.79%

Buy Apartment Outside City Center (m2)

$583 ₴26.2K

$1,026 ₱64.6K

-43.16%

Average Monthly Net Salary (After Tax)

$525 ₴23.6K

$201 ₱12.7K

160.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.89

7.33

144.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: October 11, 2026

Last update for Iloilo: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kharkiv

$163 23.7%

Iloilo

$188 27.4% 15.2% $25

Accommodation & Living

Kharkiv

$147 21.3%

Iloilo

$249 36.3% 69.7% $102

Clothing & Footwear

Kharkiv

$132 19.1%

Iloilo

$54 7.9% 58.7% $77

Monthly Utilities & Internet

Kharkiv

$109 15.8%

Iloilo

$100 14.5% 8.4% $9.1

Eating Out

Kharkiv

$104 15.1%

Iloilo

$68 10% 34.1% $35

Sport & Entertainment

Kharkiv

$32 4.6%

Iloilo

$19 2.8% 39.6% $13

Getting Around

Kharkiv

$3.1 * 0.5%

Iloilo

$8 1.2% 157% $4.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $239 in Kharkiv versus $306 in Iloilo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 161% higher in Kharkiv. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Kharkiv versus $19.00 in Iloilo. Groceries tell a different story – $163 in Kharkiv vs $188 in Iloilo – so Kharkiv wins on supermarket bills even if dining out costs more.

Good to know

🇺🇦 Kharkiv

🇵🇭 Iloilo

🕒 Local time

19:45 7:45 PM

00:45 12:45 AM

5 h ahead of Kharkiv

🌤 Weather

👥 Population

1,447,652

457,626

💱 Currency

Ukrainian Hryvnia UAH ₴

Philippine Peso PHP ₱

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 19, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Kharkiv Iloilo 8,840 km ≈ 12 h nonstop flight

From you

Kharkiv
Iloilo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kharkiv vs Iloilo: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $1,033 per month in Kharkiv and $1,029 in Iloilo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Kharkiv and $19.00 in Iloilo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Kindergarten costs $281 per month in Kharkiv and $32.47 in Iloilo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $689 in Kharkiv and $686 in Iloilo, leaving budget for savings and extras in both cases.

Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kharkiv makes more sense. Both are solid long-term options with distinct trade-offs.