Cost of Living Comparison Between Kharkiv and Iloilo Cost of Living Comparison Between Kharkiv and Iloilo

Monthly Cost of Living

A single person spends $670 per month in Kharkiv vs $699 in Iloilo, rent included.

A couple spends around $1,073 per month in Kharkiv vs $1,062 in Iloilo, rent included.

A family of three spends $1,476 per month in Kharkiv vs $1,425 in Iloilo, rent included.

Kharkiv is about 4% cheaper than Iloilo, driven mainly by Clothing & Footwear.

Both Kharkiv and Iloilo are more affordable than the global median – Kharkiv 50% lower, Iloilo 48% lower.

Meal at Budget Restaurant

$7.08 ₴316

$2.73 ₱168

159.34%

Three-Course Dinner for Two, Mid-Range

$26.72 ₴1,192

$21.10 ₱1,299

26.64%

Fast Food Meal (McDonalds, etc)

$5.94 ₴265

$3.64 ₱224

63.19%

Cappuccino

$1.29 ₴57.5

$1.98 ₱122

-34.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 ₴26.92

$0.53 ₱32.54

13.21%

Water (0.33 liter bottle)

$0.44 ₴19.67

$0.30 ₱18.18

46.67%

Local Beer (0.5 liter draught)

$0.98 ₴43.52

$0.96 ₱58.9

2.08%

Imported Beer (0.33 liter bottle)

$1.53 ₴68.4

$1.73 ₱107

-11.56%

Milk (1 liter)

$1.06 ₴47.12

$1.80 ₱111

-41.11%

White Bread (500g)

$0.62 ₴27.56

$1.26 ₱77.3

-50.79%

Rice (white) (1kg)

$1.27 ₴56.6

$0.89 ₱54.6

42.70%

Eggs

$1.63 ₴72.5

$2.26 ₱139

-27.88%

Local Cheese (1kg)

$7.93 ₴354

$5.85 ₱360

35.56%

Chicken Fillets (1kg)

$3.92 ₴175

$4.36 ₱269

-10.09%

Beef Round Steak (1kg)

$6.60 ₴294

$7.00 ₱431

-5.71%

Apples (1kg)

$0.86 ₴38.48

$3.56 ₱219

-75.84%

Banana (1kg)

$1.62 ₴72.1

$1.14 ₱70.0

42.11%

Oranges (1kg)

$1.90 ₴84.8

$3.41 ₱210

-44.28%

Tomato (1kg)

$2.26 ₴101

$1.59 ₱98.1

42.14%

Potato (1kg)

$0.67 ₴29.82

$2.65 ₱163

-74.72%

Onion (1kg)

$0.56 ₴25.16

$3.00 ₱185

-81.33%

Lettuce (1 head)

$1.03 ₴46.08

$1.70 ₱104

-39.41%

Water (1.5 liter bottle)

$0.54 ₴23.92

$0.93 ₱57.2

-41.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.54 ₴113

$3.15 ₱194

-19.37%

Wine (Bottle)

$4.41 ₴197

$5.73 ₱353

-23.04%

Local Beer (0.5 liter bottle)

$0.75 ₴33.58

$1.33 ₱81.7

-43.61%

Imported Beer (0.33 liter bottle)

$1.32 ₴58.7

$1.40 ₱86.0

-5.71%

One-way Ticket (Public Transport)

$0.37 ₴16.56

$0.25 ₱15.49

48.00%

Public Transport Monthly Pass (Regular Price)

$5.17 ₱318

Taxi Start (Normal Tariff)

$1.47 ₴65.5

$0.68 ₱41.97

116.18%

Taxi (Normal Tariff) (1km)

$0.23 ₴10.25

$0.29 ₱17.84

-20.69%

Taxi 1hour Waiting (Normal Tariff)

$2.88 ₴129

$2.69 ₱166

7.06%

Gasoline (1 liter)

$1.40 ₴62.4

$1.10 ₱67.5

27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K ₴1.2M

$24.3K ₱1.5M

13.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K ₴1.1M

$19.2K ₱1.2M

24.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 ₴5,113

$66.2 ₱4,076

73.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.38 ₴240

$30.98 ₱1,907

-82.63%

Internet (50+ Mbps, Unlimited Data)

$6.27 ₴280

$30.56 ₱1,881

-79.48%

Gym Membership (Monthly)

$25.27 ₴1,127

$26.79 ₱1,649

-5.67%

Tennis Court (1 Hour on Weekend)

$16.00 ₴714

Cinema Ticket

$4.81 ₴215

$5.43 ₱334

-11.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$355 ₴15.8K

$35.86 ₱2,207

890.44%

International Primary School, 1 Child (Yearly)

$3,213 ₴143.3K

$4,353 ₱268.0K

-26.19%

Jeans (Levis 501 Or Similar)

$56.6 ₴2,526

$43.56 ₱2,682

29.96%

Summer Dress (H&M, Zara, etc)

$40.07 ₴1,788

$23.27 ₱1,433

72.20%

Sport Shoes (Adidas, Nike)

$83.2 ₴3,711

$62.4 ₱3,842

33.29%

Men's Leather Business Shoes

$101 ₴4,510

$27.07 ₱1,666

273.44%

1-bedroom Apartment, City Center (Monthly)

$183 ₴8,177

$241 ₱14.8K

-24.01%

1-bedroom Apartment, Outside City Center (Monthly)

$134 ₴5,967

$177 ₱10.9K

-24.42%

3-bedroom Apartment, City Center (Monthly)

$365 ₴16.3K

$360 ₱22.2K

1.33%

3-bedroom Apartment, Outside City Center (Monthly)

$243 ₴10.9K

$286 ₱17.6K

-14.83%

Buy Apartment in City Center (m2)

$1,081 ₴48.2K

$3,729 ₱229.6K

-71.01%

Buy Apartment Outside City Center (m2)

$572 ₴25.5K

$1,059 ₱65.2K

-46.04%

Average Monthly Net Salary (After Tax)

$532 ₴23.7K

$208 ₱12.8K

155.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

112.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: July 14, 2026

Last update for Iloilo: July 11, 2026

Cost Breakdown

A central one-bedroom costs $183 in Kharkiv versus $241 in Iloilo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 155% higher in Kharkiv, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $27.00 in Kharkiv versus $21.00 in Iloilo. Groceries tell a different story – $153 in Kharkiv vs $203 in Iloilo – so Kharkiv wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kharkiv vs Iloilo: Cost of Living - Frequently Asked Questions

Yes – Iloilo is pricier by about 4%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,005 per month in Kharkiv and $1,048 in Iloilo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kharkiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $670 in Kharkiv and $699 in Iloilo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $355 per month in Kharkiv and $35.86 in Iloilo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 covers both cities comfortably – all-in costs are $670 in Kharkiv and $699 in Iloilo, leaving budget for savings and extras in both cases.

Families tend to lean toward Kharkiv – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kharkiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Iloilo makes more sense. Both are solid long-term options with distinct trade-offs.