Last update: Oct 2026

Cost of Living Comparison Between Humboldt and Toronto

For one person, living is cheaper in Humboldt: $2,258 a month against $2,561 in Toronto, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

105

Cost of Living Index in Humboldt
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Humboldt Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Humboldt

🇨🇦 Canada

$2,258

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Humboldt and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Humboldt and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,258 in Humboldt versus $2,561 in Toronto.

Humboldt $2,258
Toronto $2,561

Estimated couple costs with rent: $3,140 in Humboldt versus $3,694 in Toronto.

Humboldt $3,140
Toronto $3,694

Monthly costs for a family of three with rent: $4,021 in Humboldt versus $4,826 in Toronto.

Humboldt $4,021
Toronto $4,826

Living in Humboldt costs roughly 12% less than in Toronto, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Humboldt 67% above, Toronto 90% above.

Meal at Budget Restaurant

$10.60 CA$14.98

$17.18 CA$24.29

-38.30%

Three-Course Dinner for Two, Mid-Range

$31.65 CA$44.74

$76.0 CA$107

-58.34%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.90

$10.54 CA$14.89

Cappuccino

$3.52 CA$4.98

$4.02 CA$5.68

-12.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 CA$2.89

$2.12 CA$3.00

-3.30%

Water (0.33 liter bottle)

$0.86 CA$1.22

$1.75 CA$2.48

-50.86%

Local Beer (0.5 liter draught)

$4.30 CA$6.08

$6.24 CA$8.83

-31.09%

Imported Beer (0.33 liter bottle)

$4.21 CA$5.96

$7.09 CA$10.02

-40.62%

Milk (1 liter)

$1.49 CA$2.10

$2.44 CA$3.45

-38.93%

White Bread (500g)

$1.73 CA$2.44

$2.68 CA$3.78

-35.45%

Rice (white) (1kg)

$2.91 CA$4.11

$2.24 CA$3.17

29.91%

Eggs

$1.76 CA$2.49

$3.56 CA$5.03

-50.56%

Local Cheese (1kg)

$13.54 CA$19.14

$9.09 CA$12.85

48.95%

Chicken Fillets (1kg)

$11.38 CA$16.09

$11.33 CA$16.01

0.44%

Beef Round Steak (1kg)

$16.24 CA$22.95

$14.53 CA$20.55

11.77%

Apples (1kg)

$4.02 CA$5.68

$3.62 CA$5.12

11.05%

Banana (1kg)

$1.48 CA$2.10

$1.21 CA$1.72

22.31%

Oranges (1kg)

$3.74 CA$5.29

$3.60 CA$5.09

3.89%

Tomato (1kg)

$3.58 CA$5.07

$4.21 CA$5.96

-14.96%

Potato (1kg)

$2.23 CA$3.16

$1.79 CA$2.53

24.58%

Onion (1kg)

$2.29 CA$3.23

$1.59 CA$2.25

44.03%

Lettuce (1 head)

$2.55 CA$3.61

$2.27 CA$3.21

12.33%

Water (1.5 liter bottle)

$1.87 CA$2.64

$1.25 CA$1.77

49.60%

Cigarettes 20 Pack (Marlboro, Camel)

$14.18 CA$20.04

$13.82 CA$19.53

2.60%

Wine (Bottle)

$13.30 CA$18.81

$14.27 CA$20.18

-6.80%

Local Beer (0.5 liter bottle)

$3.51 CA$4.96

$2.20 CA$3.10

59.55%

Imported Beer (0.33 liter bottle)

$3.29 CA$4.66

$2.43 CA$3.44

35.39%

One-way Ticket (Public Transport)

$2.59 CA$3.66

$2.39 CA$3.38

8.37%

Public Transport Monthly Pass (Regular Price)

$53.2 CA$75.2

$111 CA$157

-52.02%

Taxi Start (Normal Tariff)

$3.50 CA$4.95

$2.91 CA$4.12

20.27%

Taxi (Normal Tariff) (1km)

$0.74 CA$1.04

$1.20 CA$1.69

-38.33%

Taxi 1hour Waiting (Normal Tariff)

$20.66 CA$29.21

$21.38 CA$30.23

-3.37%

Gasoline (1 liter)

$1.03 CA$1.46

$1.21 CA$1.71

-14.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K CA$38.4K

$28.2K CA$39.8K

-3.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.1K

$20.3K CA$28.6K

-2.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 CA$168

$120 CA$170

-1.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.0 CA$73.5

$32.26 CA$45.60

61.10%

Internet (50+ Mbps, Unlimited Data)

$55.2 CA$78.0

$47.93 CA$67.8

15.11%

Gym Membership (Monthly)

$38.70 CA$54.7

$38.48 CA$54.4

0.57%

Tennis Court (1 Hour on Weekend)

$18.93 CA$26.75

$22.96 CA$32.46

-17.55%

Cinema Ticket

$9.39 CA$13.27

$12.38 CA$17.50

-24.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$478 CA$676

$830 CA$1,173

-42.42%

International Primary School, 1 Child (Yearly)

$10.4K CA$14.6K

$23.1K CA$32.6K

-55.13%

Jeans (Levis 501 Or Similar)

$50.3 CA$71.0

$50.7 CA$71.7

-0.91%

Summer Dress (H&M, Zara, etc)

$37.01 CA$52.3

$40.02 CA$56.6

-7.52%

Sport Shoes (Adidas, Nike)

$91.2 CA$129

$98.0 CA$139

-6.89%

Men's Leather Business Shoes

$107 CA$152

$121 CA$171

-11.14%

1-bedroom Apartment, City Center (Monthly)

$1,058 CA$1,496

$1,592 CA$2,251

-33.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,221 CA$1,727

$1,410 CA$1,994

-13.40%

3-bedroom Apartment, City Center (Monthly)

$2,060 CA$2,912

$2,670 CA$3,775

-22.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,823 CA$2,577

$2,152 CA$3,042

-15.28%

Buy Apartment in City Center (m2)

$3,563 CA$5,037

$7,945 CA$11.2K

-55.16%

Buy Apartment Outside City Center (m2)

$3,749 CA$5,300

$6,542 CA$9,249

-42.70%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.58

4.47

2.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Humboldt: October 10, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Humboldt

$1.2K 54.1%

Toronto

$1.4K 55.1% 15.5% $189

Groceries & Markets

Humboldt

$354 15.7%

Toronto

$340 13.3% 3.9% $14

Monthly Utilities & Internet

Humboldt

$226 10%

Toronto

$201 7.8% 11.3% $25

Eating Out

Humboldt

$200 8.9%

Toronto

$278 10.9% 38.9% $78

Clothing & Footwear

Humboldt

$129 5.7%

Toronto

$139 5.4% 8.3% $11

Getting Around

Humboldt

$71 3.1%

Toronto

$129 5.1% 82.9% $59

Sport & Entertainment

Humboldt

$57 2.6%

Toronto

$63 2.5% 10% $5.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,058 in Humboldt and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Humboldt vs $76.0 in Toronto. Groceries flip the comparison at $354 vs $340, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Humboldt

🇨🇦 Toronto

🕒 Local time

10:12 10:12 AM

12:12 12:12 PM

2 h ahead of Humboldt

🌤 Weather

👥 Population

5,700

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Humboldt Toronto 2,120 km ≈ 3 h 15 min nonstop flight

From you

Humboldt
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Humboldt vs Toronto: Cost of Living - Frequently Asked Questions

Humboldt is cheaper overall, especially in eating out, clothing, and transport. The 13% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,387 in Humboldt and $3,841 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,058 in Humboldt versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Humboldt runs roughly 108% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $478 in Humboldt versus $830 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,258 in Humboldt versus $2,561 in Toronto, a $2,500 budget is realistic in Humboldt but tight or insufficient in Toronto. The gap between the two cities makes Humboldt the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Humboldt and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Humboldt gentler on the wallet – expenses run 13% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.