Cost of Living Comparison Between Toronto and Humboldt Cost of Living Comparison Between Toronto and Humboldt

Monthly Cost of Living

Monthly costs for one person with rent: $2,788 in Toronto versus $2,279 in Humboldt.

Estimated couple costs with rent: $4,110 in Toronto versus $3,172 in Humboldt.

Monthly costs for a family of three with rent: $5,432 in Toronto versus $4,065 in Humboldt.

Living in Toronto is roughly 22% more expensive than in Humboldt, driven mainly by Eating Out.

Both cities are pricier than the global median: Toronto 109% above, Humboldt 71% above.

Meal at Budget Restaurant

$18.51 CA$26.05

$11.08 CA$15.60

67.06%

Three-Course Dinner for Two, Mid-Range

$83.8 CA$118

$32.57 CA$45.84

157.32%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.44

$9.49 CA$13.36

15.60%

Cappuccino

$3.99 CA$5.61

$3.62 CA$5.09

10.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.98

$2.26 CA$3.19

-6.64%

Water (0.33 liter bottle)

$1.69 CA$2.38

$0.98 CA$1.38

72.45%

Local Beer (0.5 liter draught)

$5.92 CA$8.33

$4.47 CA$6.29

32.44%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.11

$4.44 CA$6.24

45.95%

Milk (1 liter)

$2.71 CA$3.82

$1.71 CA$2.41

58.48%

White Bread (500g)

$2.85 CA$4.02

$1.86 CA$2.61

53.23%

Rice (white) (1kg)

$3.56 CA$5.01

$3.09 CA$4.34

15.21%

Eggs

$3.54 CA$4.98

$1.81 CA$2.55

95.58%

Local Cheese (1kg)

$13.26 CA$18.66

$11.32 CA$15.93

17.14%

Chicken Fillets (1kg)

$13.05 CA$18.36

$12.06 CA$16.97

8.21%

Beef Round Steak (1kg)

$16.77 CA$23.59

$17.38 CA$24.46

-3.51%

Apples (1kg)

$4.11 CA$5.79

$3.83 CA$5.38

7.31%

Banana (1kg)

$1.14 CA$1.60

$1.64 CA$2.31

-30.49%

Oranges (1kg)

$3.40 CA$4.78

$4.45 CA$6.27

-23.60%

Tomato (1kg)

$4.02 CA$5.66

$3.64 CA$5.12

10.44%

Potato (1kg)

$2.43 CA$3.42

$3.17 CA$4.45

-23.34%

Onion (1kg)

$2.94 CA$4.13

$2.72 CA$3.83

8.09%

Lettuce (1 head)

$2.47 CA$3.48

$2.60 CA$3.65

-5.00%

Water (1.5 liter bottle)

$1.92 CA$2.70

$2.35 CA$3.31

-18.30%

Cigarettes 20 Pack (Marlboro, Camel)

$14.99 CA$21.09

Wine (Bottle)

$14.34 CA$20.17

$13.07 CA$18.40

9.72%

Local Beer (0.5 liter bottle)

$2.71 CA$3.81

$3.70 CA$5.21

-26.76%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.39

$2.92 CA$4.11

6.85%

One-way Ticket (Public Transport)

$2.45 CA$3.45

$2.43 CA$3.42

0.82%

Public Transport Monthly Pass (Regular Price)

$113 CA$159

$64.0 CA$90.1

76.30%

Taxi Start (Normal Tariff)

$3.63 CA$5.10

$3.29 CA$4.64

10.33%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.89

$0.67 CA$0.95

100.00%

Taxi 1hour Waiting (Normal Tariff)

$25.55 CA$35.95

$29.22 CA$41.11

-12.56%

Gasoline (1 liter)

$1.11 CA$1.56

$1.09 CA$1.53

1.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.6K

$24.9K CA$35.1K

1.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.6K

$19.9K CA$28.0K

9.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$127 CA$179

-8.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CA$52.9

$51.1 CA$71.9

-26.40%

Internet (50+ Mbps, Unlimited Data)

$53.7 CA$75.6

$49.88 CA$70.2

7.64%

Gym Membership (Monthly)

$57.1 CA$80.3

$41.72 CA$58.7

36.86%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.35

Cinema Ticket

$11.56 CA$16.26

$9.29 CA$13.07

24.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,125 CA$1,583

$490 CA$690

129.48%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.9K

$10.9K CA$15.4K

68.93%

Jeans (Levis 501 Or Similar)

$57.3 CA$80.7

$62.6 CA$88.1

-8.48%

Summer Dress (H&M, Zara, etc)

$39.05 CA$55.0

$33.16 CA$46.65

17.76%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$87.0 CA$122

0.61%

Men's Leather Business Shoes

$114 CA$160

$113 CA$158

0.93%

1-bedroom Apartment, City Center (Monthly)

$1,842 CA$2,591

$1,305 CA$1,836

41.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,531 CA$2,154

$1,155 CA$1,625

32.59%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,116

$2,052 CA$2,887

42.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,502 CA$3,521

$1,813 CA$2,551

38.03%

Buy Apartment in City Center (m2)

$8,725 CA$12.3K

$3,974 CA$5,592

119.56%

Buy Apartment Outside City Center (m2)

$6,867 CA$9,663

$3,088 CA$4,345

122.40%

Average Monthly Net Salary (After Tax)

$3,454 CA$4,860

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.47

-20.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 11, 2026

Last update for Humboldt: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,842 in Toronto and $1,305 in Humboldt. Housing cost is often the main lever when comparing two cities.

Dining out: $84.0 in Toronto vs $33.00 in Humboldt for a mid-range dinner for two. Groceries echo the gap at $395 vs $371 per month, with Humboldt cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Humboldt: Cost of Living - Frequently Asked Questions

Humboldt is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 22% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $4,181 in Toronto and $3,419 in Humboldt to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,842 in Toronto versus $1,305 in Humboldt. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Humboldt runs roughly 76% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,125 in Toronto versus $490 in Humboldt. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,279 in Humboldt versus $2,788 in Toronto, a $2,500 budget is realistic in Humboldt but tight or insufficient in Toronto. The gap between the two cities makes Humboldt the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Humboldt are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Humboldt gentler on the wallet – expenses run 22% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.