Last update: Oct 2026

Cost of Living Comparison Between Toronto and Humboldt

For one person, living is cheaper in Humboldt: $2,258 a month against $2,561 in Toronto, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
105

Cost of Living Index in Humboldt
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Humboldt Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Humboldt

🇨🇦 Canada

$2,258

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Humboldt

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Humboldt actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $2,258 in Humboldt.

Toronto $2,561
Humboldt $2,258

Estimated couple costs with rent: $3,694 in Toronto versus $3,140 in Humboldt.

Toronto $3,694
Humboldt $3,140

Monthly costs for a family of three with rent: $4,826 in Toronto versus $4,021 in Humboldt.

Toronto $4,826
Humboldt $4,021

Living in Toronto is roughly 13% more expensive than in Humboldt, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Toronto 90% above, Humboldt 67% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$10.60 CA$14.98

62.08%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$31.65 CA$44.74

140.03%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$10.54 CA$14.90

Cappuccino

$4.02 CA$5.68

$3.52 CA$4.98

14.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.05 CA$2.89

3.41%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.86 CA$1.22

103.49%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$4.30 CA$6.08

45.12%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$4.21 CA$5.96

68.41%

Milk (1 liter)

$2.44 CA$3.45

$1.49 CA$2.10

63.76%

White Bread (500g)

$2.68 CA$3.78

$1.73 CA$2.44

54.91%

Rice (white) (1kg)

$2.24 CA$3.17

$2.91 CA$4.11

-23.02%

Eggs

$3.56 CA$5.03

$1.76 CA$2.49

102.27%

Local Cheese (1kg)

$9.09 CA$12.85

$13.54 CA$19.14

-32.87%

Chicken Fillets (1kg)

$11.33 CA$16.01

$11.38 CA$16.09

-0.44%

Beef Round Steak (1kg)

$14.53 CA$20.55

$16.24 CA$22.95

-10.53%

Apples (1kg)

$3.62 CA$5.12

$4.02 CA$5.68

-9.95%

Banana (1kg)

$1.21 CA$1.72

$1.48 CA$2.10

-18.24%

Oranges (1kg)

$3.60 CA$5.09

$3.74 CA$5.29

-3.74%

Tomato (1kg)

$4.21 CA$5.96

$3.58 CA$5.07

17.60%

Potato (1kg)

$1.79 CA$2.53

$2.23 CA$3.16

-19.73%

Onion (1kg)

$1.59 CA$2.25

$2.29 CA$3.23

-30.57%

Lettuce (1 head)

$2.27 CA$3.21

$2.55 CA$3.61

-10.98%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.87 CA$2.64

-33.16%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$14.18 CA$20.04

-2.54%

Wine (Bottle)

$14.27 CA$20.18

$13.30 CA$18.81

7.29%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$3.51 CA$4.96

-37.32%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.29 CA$4.66

-26.14%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$2.59 CA$3.66

-7.72%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$53.2 CA$75.2

108.44%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$3.50 CA$4.95

-16.86%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.74 CA$1.04

62.16%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$20.66 CA$29.21

3.48%

Gasoline (1 liter)

$1.21 CA$1.71

$1.03 CA$1.46

17.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$27.2K CA$38.4K

3.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$19.8K CA$28.1K

2.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$119 CA$168

1.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$52.0 CA$73.5

-37.93%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$55.2 CA$78.0

-13.12%

Gym Membership (Monthly)

$38.48 CA$54.4

$38.70 CA$54.7

-0.57%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$18.93 CA$26.75

21.29%

Cinema Ticket

$12.38 CA$17.50

$9.39 CA$13.27

31.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$478 CA$676

73.66%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$10.4K CA$14.6K

122.87%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$50.3 CA$71.0

0.92%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$37.01 CA$52.3

8.13%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$91.2 CA$129

7.40%

Men's Leather Business Shoes

$121 CA$171

$107 CA$152

12.54%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,058 CA$1,496

50.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,221 CA$1,727

15.48%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$2,060 CA$2,912

29.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,823 CA$2,577

18.04%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$3,563 CA$5,037

123.02%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$3,749 CA$5,300

74.52%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.58

-2.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Humboldt: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Humboldt

$1.2K 54.1% 13.4% $189

Groceries & Markets

Toronto

$340 13.3%

Humboldt

$354 15.7% 4.1% $14

Eating Out

Toronto

$278 10.9%

Humboldt

$200 8.9% 28% $78

Monthly Utilities & Internet

Toronto

$201 7.8%

Humboldt

$226 10% 12.7% $25

Clothing & Footwear

Toronto

$139 5.4%

Humboldt

$129 5.7% 7.7% $11

Getting Around

Toronto

$129 5.1%

Humboldt

$71 3.1% 45.3% $59

Sport & Entertainment

Toronto

$63 2.5%

Humboldt

$57 2.6% 9.1% $5.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $1,058 in Humboldt. Housing cost is often the main lever when comparing two cities.

Dining out: $76.0 in Toronto vs $32.00 in Humboldt. Groceries flip the comparison at $340 vs $354, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇨🇦 Humboldt

🕒 Local time

13:48 1:48 PM

11:48 11:48 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

5,700

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Toronto Humboldt 2,120 km ≈ 3 h 15 min nonstop flight

From you

Toronto
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Humboldt: Cost of Living - Frequently Asked Questions

Humboldt is cheaper overall, especially in eating out, clothing, and transport. The 13% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,841 in Toronto and $3,387 in Humboldt to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,592 in Toronto versus $1,058 in Humboldt. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Humboldt runs roughly 108% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $830 in Toronto versus $478 in Humboldt. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,258 in Humboldt versus $2,561 in Toronto, a $2,500 budget is realistic in Humboldt but tight or insufficient in Toronto. The gap between the two cities makes Humboldt the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Humboldt are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Humboldt gentler on the wallet – expenses run 13% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.