Cost of Living Comparison Between Toronto and Humboldt Cost of Living Comparison Between Toronto and Humboldt

Monthly Cost of Living

Monthly costs for one person with rent: $2,628 in Toronto versus $2,259 in Humboldt.

Estimated couple costs with rent: $3,848 in Toronto versus $3,123 in Humboldt.

Monthly costs for a family of three with rent: $5,067 in Toronto versus $3,988 in Humboldt.

Living in Toronto is roughly 16% more expensive than in Humboldt, driven mainly by Eating Out.

Both cities are pricier than the global median: Toronto 91% above, Humboldt 64% above.

Meal at Budget Restaurant

$17.88 CA$24.66

$10.88 CA$15.00

64.34%

Three-Course Dinner for Two, Mid-Range

$87.9 CA$121

$32.66 CA$45.03

169.08%

Fast Food Meal (McDonalds, etc)

$10.93 CA$15.08

$10.65 CA$14.68

2.63%

Cappuccino

$4.06 CA$5.60

$3.56 CA$4.91

14.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.01

$2.11 CA$2.91

3.32%

Water (0.33 liter bottle)

$1.70 CA$2.34

$0.94 CA$1.30

80.85%

Local Beer (0.5 liter draught)

$6.69 CA$9.22

$4.39 CA$6.05

52.39%

Imported Beer (0.33 liter bottle)

$7.35 CA$10.13

$4.38 CA$6.03

67.81%

Milk (1 liter)

$2.78 CA$3.83

$1.59 CA$2.19

74.84%

White Bread (500g)

$2.89 CA$3.99

$1.78 CA$2.45

62.36%

Rice (white) (1kg)

$2.56 CA$3.54

$3.04 CA$4.20

-15.79%

Eggs

$3.79 CA$5.22

$1.85 CA$2.55

104.86%

Local Cheese (1kg)

$10.17 CA$14.02

$13.75 CA$18.96

-26.04%

Chicken Fillets (1kg)

$11.95 CA$16.48

$11.89 CA$16.40

0.50%

Beef Round Steak (1kg)

$16.12 CA$22.23

$16.62 CA$22.92

-3.01%

Apples (1kg)

$3.89 CA$5.37

$4.17 CA$5.75

-6.71%

Banana (1kg)

$1.27 CA$1.76

$1.50 CA$2.07

-15.33%

Oranges (1kg)

$3.88 CA$5.35

$4.05 CA$5.58

-4.20%

Tomato (1kg)

$4.33 CA$5.97

$3.69 CA$5.09

17.34%

Potato (1kg)

$1.83 CA$2.52

$2.30 CA$3.17

-20.43%

Onion (1kg)

$1.50 CA$2.06

$2.35 CA$3.25

-36.17%

Lettuce (1 head)

$2.28 CA$3.14

$2.75 CA$3.79

-17.09%

Water (1.5 liter bottle)

$1.44 CA$1.98

$2.03 CA$2.80

-29.06%

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 CA$19.58

$15.00 CA$20.68

-5.33%

Wine (Bottle)

$14.24 CA$19.64

$13.54 CA$18.67

5.17%

Local Beer (0.5 liter bottle)

$2.25 CA$3.10

$3.49 CA$4.81

-35.53%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.49

$3.48 CA$4.80

-27.30%

One-way Ticket (Public Transport)

$2.47 CA$3.41

$2.16 CA$2.97

14.35%

Public Transport Monthly Pass (Regular Price)

$112 CA$154

$61.2 CA$84.4

83.03%

Taxi Start (Normal Tariff)

$3.05 CA$4.20

$3.57 CA$4.92

-14.57%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.70

$0.80 CA$1.11

55.00%

Taxi 1hour Waiting (Normal Tariff)

$22.44 CA$30.94

$21.41 CA$29.52

4.81%

Gasoline (1 liter)

$1.24 CA$1.70

$1.06 CA$1.46

16.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$37.9K

$28.8K CA$39.8K

-4.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.2K

$20.6K CA$28.4K

2.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 CA$176

$122 CA$168

4.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.79 CA$46.59

$52.4 CA$72.2

-35.50%

Internet (50+ Mbps, Unlimited Data)

$49.25 CA$67.9

$57.7 CA$79.6

-14.64%

Gym Membership (Monthly)

$40.93 CA$56.5

$44.81 CA$61.8

-8.66%

Tennis Court (1 Hour on Weekend)

$24.62 CA$33.95

$21.15 CA$29.16

16.41%

Cinema Ticket

$13.16 CA$18.15

$9.53 CA$13.14

38.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$792 CA$1,093

$488 CA$672

62.55%

International Primary School, 1 Child (Yearly)

$24.1K CA$33.3K

$10.7K CA$14.8K

125.24%

Jeans (Levis 501 Or Similar)

$54.5 CA$75.2

$53.2 CA$73.3

2.50%

Summer Dress (H&M, Zara, etc)

$43.11 CA$59.5

$39.09 CA$53.9

10.28%

Sport Shoes (Adidas, Nike)

$102 CA$140

$96.4 CA$133

5.33%

Men's Leather Business Shoes

$123 CA$170

$110 CA$151

12.54%

1-bedroom Apartment, City Center (Monthly)

$1,653 CA$2,279

$1,258 CA$1,734

31.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,452 CA$2,002

$1,277 CA$1,760

13.71%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,716

$2,157 CA$2,975

24.90%

3-bedroom Apartment, Outside City Center (Monthly)

$2,149 CA$2,964

$1,947 CA$2,685

10.40%

Buy Apartment in City Center (m2)

$8,347 CA$11.5K

$4,310 CA$5,943

93.68%

Buy Apartment Outside City Center (m2)

$6,816 CA$9,399

$3,406 CA$4,697

100.09%

Average Monthly Net Salary (After Tax)

$3,614 CA$4,984

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

4.58

-1.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: August 30, 2026

Last update for Humboldt: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,653 in Toronto and $1,258 in Humboldt. Housing cost is often the main lever when comparing two cities.

Dining out: $88.0 in Toronto vs $33.00 in Humboldt. Groceries flip the comparison at $365 vs $367, with Toronto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Humboldt: Cost of Living - Frequently Asked Questions

Humboldt is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 16% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,942 in Toronto and $3,388 in Humboldt to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,653 in Toronto versus $1,258 in Humboldt. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Humboldt runs roughly 83% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $792 in Toronto versus $488 in Humboldt. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,259 in Humboldt versus $2,628 in Toronto, a $2,500 budget is realistic in Humboldt but tight or insufficient in Toronto. The gap between the two cities makes Humboldt the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Humboldt are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Humboldt gentler on the wallet – expenses run 16% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.