Cost of Living Comparison Between Toronto and Humboldt Cost of Living Comparison Between Toronto and Humboldt

Monthly Cost of Living

Monthly costs for one person with rent: $2,811 in Toronto versus $2,259 in Humboldt.

Estimated couple costs with rent: $4,130 in Toronto versus $3,205 in Humboldt.

Monthly costs for a family of three with rent: $5,449 in Toronto versus $4,150 in Humboldt.

Living in Toronto is roughly 24% more expensive than Humboldt, driven mainly by Eating Out.

Both cities are pricier than the global median: Toronto 110% above, Humboldt 69% above.

Meal at Budget Restaurant

$18.71 CA$25.99

$11.21 CA$15.58

66.90%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$32.61 CA$45.31

151.03%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.04

$9.38 CA$13.04

15.46%

Cappuccino

$3.89 CA$5.40

$3.77 CA$5.23

3.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.09

$2.14 CA$2.98

3.74%

Water (0.33 liter bottle)

$1.65 CA$2.29

$0.98 CA$1.36

68.37%

Local Beer (0.5 liter draught)

$6.05 CA$8.41

$4.50 CA$6.25

34.44%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.15

$4.33 CA$6.01

51.96%

Milk (1 liter)

$2.73 CA$3.79

$1.68 CA$2.33

62.50%

White Bread (500g)

$2.72 CA$3.77

$1.78 CA$2.47

52.81%

Rice (white) (1kg)

$3.54 CA$4.91

$3.17 CA$4.41

11.67%

Eggs

$3.50 CA$4.86

$1.86 CA$2.58

88.17%

Local Cheese (1kg)

$13.53 CA$18.80

$11.23 CA$15.61

20.48%

Chicken Fillets (1kg)

$13.09 CA$18.19

$11.86 CA$16.48

10.37%

Beef Round Steak (1kg)

$16.96 CA$23.57

$17.90 CA$24.87

-5.25%

Apples (1kg)

$4.16 CA$5.78

$3.63 CA$5.05

14.60%

Banana (1kg)

$1.18 CA$1.64

$1.64 CA$2.28

-28.05%

Oranges (1kg)

$3.25 CA$4.51

$4.24 CA$5.90

-23.35%

Tomato (1kg)

$4.12 CA$5.72

$3.56 CA$4.94

15.73%

Potato (1kg)

$2.50 CA$3.48

$3.28 CA$4.56

-23.78%

Onion (1kg)

$2.88 CA$4.00

$2.84 CA$3.95

1.41%

Lettuce (1 head)

$2.35 CA$3.26

$2.60 CA$3.61

-9.62%

Water (1.5 liter bottle)

$2.00 CA$2.78

$2.28 CA$3.16

-12.28%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.26

$14.90 CA$20.71

-2.15%

Wine (Bottle)

$14.18 CA$19.70

$13.77 CA$19.14

2.98%

Local Beer (0.5 liter bottle)

$2.80 CA$3.89

$3.83 CA$5.32

-26.89%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.52

$3.00 CA$4.17

8.33%

One-way Ticket (Public Transport)

$2.40 CA$3.33

$2.42 CA$3.36

-0.83%

Public Transport Monthly Pass (Regular Price)

$114 CA$158

$63.7 CA$88.5

78.96%

Taxi Start (Normal Tariff)

$3.76 CA$5.22

$3.38 CA$4.69

11.24%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.96

$0.66 CA$0.92

113.64%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.47

$30.03 CA$41.72

-14.99%

Gasoline (1 liter)

$1.10 CA$1.53

$1.11 CA$1.55

-0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.1K

$24.7K CA$34.3K

2.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$20.3K CA$28.1K

4.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$124 CA$172

-3.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.2

$49.90 CA$69.3

-24.77%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.7

$50.2 CA$69.7

8.65%

Gym Membership (Monthly)

$55.5 CA$77.1

$42.44 CA$59.0

30.80%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.39

Cinema Ticket

$11.56 CA$16.06

$9.31 CA$12.93

24.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,569

$485 CA$674

132.65%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.0K

$10.9K CA$15.2K

64.47%

Jeans (Levis 501 Or Similar)

$56.9 CA$79.1

$61.0 CA$84.8

-6.70%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.5

$32.98 CA$45.82

21.16%

Sport Shoes (Adidas, Nike)

$89.7 CA$125

$86.9 CA$121

3.13%

Men's Leather Business Shoes

$114 CA$159

$109 CA$151

5.11%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,570

$1,300 CA$1,807

42.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,167

$1,158 CA$1,609

34.69%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,065

$2,054 CA$2,854

42.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,432

$1,801 CA$2,502

37.14%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

$5,172 CA$7,186

75.66%

Buy Apartment Outside City Center (m2)

$7,036 CA$9,775

$3,577 CA$4,970

96.67%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,963

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.47

-20.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Humboldt: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,849 in Toronto and $1,300 in Humboldt. Housing cost is often the main lever when comparing two cities.

Dining out: $82.0 in Toronto vs $33.00 in Humboldt for a mid-range dinner for two. Groceries echo the gap at $396 vs $370 per month, with Humboldt cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Humboldt: Cost of Living - Frequently Asked Questions

Humboldt is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 24% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $4,216 in Toronto and $3,389 in Humboldt to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,849 in Toronto versus $1,300 in Humboldt. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Humboldt runs roughly 79% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,129 in Toronto versus $485 in Humboldt. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,259 in Humboldt versus $2,811 in Toronto, a $2,500 budget is realistic in Humboldt but tight or insufficient in Toronto. The gap between the two cities makes Humboldt the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Humboldt are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Humboldt gentler on the wallet – expenses run 24% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.