Last update: Oct 2026

Cost of Living Comparison Between Hubli and Ubud, Bali

For one person, living is cheaper in Hubli: $379 a month against $1,368 in Ubud, Bali, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

19

Cost of Living Index in Hubli
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Hubli Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hubli

🇮🇳 India

$379

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Hubli and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hubli and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $379 per month in Hubli vs $1,368 in Ubud, Bali, rent included.

Hubli $379
Ubud, Bali $1,368

A couple spends around $614 per month in Hubli vs $2,314 in Ubud, Bali, rent included.

Hubli $614
Ubud, Bali $2,314

A family of three spends $850 per month in Hubli vs $3,260 in Ubud, Bali, rent included.

Hubli $850
Ubud, Bali $3,260

Hubli is about 72% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Hubli sits 72% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.82 ₹458

$3.33 Rp 59.9K

44.74%

Three-Course Dinner for Two, Mid-Range

$15.07 ₹1,431

$35.18 Rp 633.2K

-57.16%

Fast Food Meal (McDonalds, etc)

$3.01 ₹286

$5.80 Rp 104.5K

-48.10%

Cappuccino

$1.56 ₹148

$2.73 Rp 49.1K

-42.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹34.97

$1.64 Rp 29.5K

-77.44%

Water (0.33 liter bottle)

$0.09 ₹8.27

$0.83 Rp 15.0K

-89.16%

Local Beer (0.5 liter draught)

$1.83 ₹174

$2.70 Rp 48.6K

-32.22%

Imported Beer (0.33 liter bottle)

$2.92 ₹277

$4.30 Rp 77.4K

-32.09%

Milk (1 liter)

$0.57 ₹53.8

$1.50 Rp 27.1K

-62.00%

White Bread (500g)

$0.40 ₹38.11

$2.30 Rp 41.4K

-82.61%

Rice (white) (1kg)

$0.77 ₹73.2

$1.18 Rp 21.2K

-34.75%

Eggs

$0.85 ₹81.0

$2.14 Rp 38.6K

-60.28%

Local Cheese (1kg)

$7.44 ₹707

$17.48 Rp 314.6K

-57.44%

Chicken Fillets (1kg)

$4.05 ₹385

$4.03 Rp 72.5K

0.50%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$2.15 ₹204

$3.55 Rp 63.9K

-39.44%

Banana (1kg)

$0.52 ₹48.92

$1.57 Rp 28.3K

-66.88%

Oranges (1kg)

$1.30 ₹124

$2.24 Rp 40.2K

-41.96%

Tomato (1kg)

$0.23 ₹21.91

$1.93 Rp 34.7K

-88.08%

Potato (1kg)

$0.34 ₹32.03

$1.88 Rp 33.9K

-81.91%

Onion (1kg)

$0.35 ₹33.44

$2.29 Rp 41.3K

-84.72%

Lettuce (1 head)

$0.62 ₹58.5

$0.99 Rp 17.9K

-37.37%

Water (1.5 liter bottle)

$0.27 ₹25.51

$0.53 Rp 9,475

-49.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.03 ₹478

$2.28 Rp 41.1K

120.61%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$1.79 ₹170

$2.34 Rp 42.2K

-23.50%

Imported Beer (0.33 liter bottle)

$2.03 ₹193

$2.91 Rp 52.4K

-30.24%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.79 ₹455

One-way Ticket (Public Transport)

$0.27 ₹25.92

$0.24 Rp 4,315

12.50%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$0.75 ₹71.0

$5.45 Rp 98.2K

-86.24%

Gasoline (1 liter)

$1.07 ₹101

$0.88 Rp 15.9K

21.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.26 ₹3,253

$83.0 Rp 1.5M

-58.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.06 ₹290

$6.45 Rp 116.0K

-52.56%

Internet (50+ Mbps, Unlimited Data)

$9.89 ₹939

$18.57 Rp 334.2K

-46.74%

Gym Membership (Monthly)

$26.01 ₹2,470

$55.8 Rp 1.0M

-53.40%

Tennis Court (1 Hour on Weekend)

$2.12 ₹201

$18.11 Rp 326.0K

-88.29%

Cinema Ticket

$4.38 Rp 78.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.1 ₹4,945

$493 Rp 8.9M

-89.44%

International Primary School, 1 Child (Yearly)

$699 ₹66.4K

$5,754 Rp 103.6M

-87.85%

Jeans (Levis 501 Or Similar)

$12.56 ₹1,192

$46.19 Rp 831.4K

-72.81%

Summer Dress (H&M, Zara, etc)

$20.70 ₹1,965

$35.33 Rp 636.0K

-41.41%

Sport Shoes (Adidas, Nike)

$31.23 ₹2,965

$79.1 Rp 1.4M

-60.51%

Men's Leather Business Shoes

$31.03 ₹2,947

$78.4 Rp 1.4M

-60.42%

1-bedroom Apartment, City Center (Monthly)

$110 ₹10.5K

$1,142 Rp 20.6M

-90.37%

1-bedroom Apartment, Outside City Center (Monthly)

$79.2 ₹7,524

$676 Rp 12.2M

-88.27%

3-bedroom Apartment, City Center (Monthly)

$234 ₹22.3K

$3,503 Rp 63.1M

-93.31%

3-bedroom Apartment, Outside City Center (Monthly)

$178 ₹16.9K

$1,700 Rp 30.6M

-89.53%

Buy Apartment in City Center (m2)

$478 ₹45.4K

$2,784 Rp 50.1M

-82.82%

Buy Apartment Outside City Center (m2)

$258 ₹24.5K

$2,241 Rp 40.3M

-88.50%

Average Monthly Net Salary (After Tax)

$415 ₹39.4K

$165 Rp 3.0M

152.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.75

13.78

-43.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hubli: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Hubli

$99 * 26.2%

Ubud, Bali

$290 21.2% 192% $191

Eating Out

Hubli

$83 21.9%

Ubud, Bali

$109 8% 30.9% $26

Accommodation & Living

Hubli

$79 20.9%

Ubud, Bali

$676 49.4% 753% $596

Monthly Utilities & Internet

Hubli

$47 12.5%

Ubud, Bali

$108 7.9% 129% $61

Clothing & Footwear

Hubli

$43 11.3%

Ubud, Bali

$108 7.9% 150% $65

Sport & Entertainment

Hubli

$26 * 6.9%

Ubud, Bali

$65 4.7% 148% $39

Getting Around

Hubli

$1.1 * 0.3%

Ubud, Bali

$13 0.9% 1051% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $110 in Hubli versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 152% higher in Hubli, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $15.00 in Hubli versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $99.0 vs $290 – making Hubli the more affordable choice for daily food spending.

Good to know

🇮🇳 Hubli

🇮🇩 Ubud, Bali

🕒 Local time

22:58 10:58 PM

01:28 1:28 AM

2 h 30 min ahead of Hubli

🌤 Weather

👥 Population

500,000

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Hubli Ubud, Bali 5,160 km ≈ 7 h nonstop flight

From you

Hubli
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hubli vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 261%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $569 per month in Hubli and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hubli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $15.00 in Hubli and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 192% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Hubli, where all-in costs run around $379, than in Ubud, Bali at $1,368. In Hubli it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Hubli – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hubli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.