Cost of Living Comparison Between Hubli and Ubud, Bali Cost of Living Comparison Between Hubli and Ubud, Bali

Monthly Cost of Living

A single person spends $378 per month in Hubli vs $1,379 in Ubud, Bali, rent included.

A couple spends around $608 per month in Hubli vs $2,363 in Ubud, Bali, rent included.

A family of three spends $839 per month in Hubli vs $3,347 in Ubud, Bali, rent included.

Hubli is about 73% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Hubli sits 72% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Hubli
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.90 ₹469
$3.31 Rp 58.9K
48.04%
Three-Course Dinner for Two, Mid-Range
$15.11 ₹1,446
$39.08 Rp 694.5K
-61.34%
Fast Food Meal (McDonalds, etc)
$2.90 ₹277
$5.62 Rp 99.8K
-48.40%
Cappuccino
$1.55 ₹148
$2.64 Rp 46.9K
-41.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.39 ₹37.51
$1.58 Rp 28.2K
-75.32%
Water (0.33 liter bottle)
$0.10 ₹9.49
$0.71 Rp 12.6K
-85.92%
Local Beer (0.5 liter draught)
$1.47 ₹141
$2.73 Rp 48.5K
-46.15%
Imported Beer (0.33 liter bottle)
$4.17 ₹400
$4.32 Rp 76.8K
-3.47%
🛒 Groceries & Markets
Hubli
Ubud, Bali
Difference
Milk (1 liter)
$0.65 ₹62.1
$1.54 Rp 27.4K
-57.79%
White Bread (500g)
$0.44 ₹41.90
$2.30 Rp 40.8K
-80.87%
Rice (white) (1kg)
$0.72 ₹68.6
$1.03 Rp 18.3K
-30.10%
Eggs
$0.92 ₹87.8
$2.12 Rp 37.7K
-56.60%
Local Cheese (1kg)
$7.47 ₹715
$17.30 Rp 307.5K
-56.82%
Chicken Fillets (1kg)
$4.02 ₹385
$4.03 Rp 71.6K
-0.25%
Beef Round Steak (1kg)
-
$12.42 Rp 220.8K
-
Apples (1kg)
$2.21 ₹212
$3.70 Rp 65.7K
-40.27%
Banana (1kg)
$0.52 ₹49.31
$1.62 Rp 28.7K
-67.90%
Oranges (1kg)
$1.33 ₹128
$2.27 Rp 40.3K
-41.41%
Tomato (1kg)
$0.21 ₹20.00
$1.99 Rp 35.4K
-89.45%
Potato (1kg)
$0.33 ₹32.02
$1.83 Rp 32.5K
-81.97%
Onion (1kg)
$0.38 ₹36.50
$2.25 Rp 40.1K
-83.11%
Lettuce (1 head)
$0.61 ₹58.4
$1.04 Rp 18.6K
-41.35%
Water (1.5 liter bottle)
$0.29 ₹28.01
$0.56 Rp 10.0K
-48.21%
Cigarettes 20 Pack (Marlboro, Camel)
$5.10 ₹488
$2.22 Rp 39.5K
129.73%
Wine (Bottle)
-
$23.22 Rp 412.7K
-
Local Beer (0.5 liter bottle)
$1.80 ₹173
$2.39 Rp 42.5K
-24.69%
Imported Beer (0.33 liter bottle)
$2.11 ₹202
$2.87 Rp 51.1K
-26.48%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$4.65 ₹445
-
-
🚌 Getting Around
Hubli
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.27 ₹25.85
$0.25 Rp 4,416
8.00%
Public Transport Monthly Pass (Regular Price)
-
$7.17 Rp 127.4K
-
Taxi Start (Normal Tariff)
-
$0.46 Rp 8,163
-
Taxi (Normal Tariff) (1km)
-
$0.46 Rp 8,235
-
Taxi 1hour Waiting (Normal Tariff)
$0.81 ₹77.1
$5.70 Rp 101.2K
-85.79%
Gasoline (1 liter)
$1.04 ₹100.0
$0.76 Rp 13.6K
36.84%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$24.6K Rp 436.7M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$31.0K Rp 551.5M
-
🧾 Monthly Utilities & Internet
Hubli
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$34.07 ₹3,260
$82.2 Rp 1.5M
-58.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.04 ₹291
$6.33 Rp 112.5K
-51.97%
Internet (50+ Mbps, Unlimited Data)
$9.98 ₹955
$18.54 Rp 329.6K
-46.17%
🎉 Sport & Entertainment
Hubli
Ubud, Bali
Difference
Gym Membership (Monthly)
$16.43 ₹1,572
$56.1 Rp 996.2K
-70.69%
Tennis Court (1 Hour on Weekend)
$2.55 ₹244
$18.41 Rp 327.2K
-86.15%
Cinema Ticket
-
$4.26 Rp 75.8K
-
🧸 Childcare & Education
Hubli
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$52.7 ₹5,038
$489 Rp 8.7M
-89.24%
International Primary School, 1 Child (Yearly)
$686 ₹65.6K
$5,793 Rp 103.0M
-88.16%
👕👟 Clothing & Footwear
Hubli
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$12.43 ₹1,189
$45.98 Rp 817.3K
-72.97%
Summer Dress (H&M, Zara, etc)
$20.99 ₹2,009
$35.86 Rp 637.4K
-41.47%
Sport Shoes (Adidas, Nike)
$31.00 ₹2,967
$79.5 Rp 1.4M
-61.02%
Men's Leather Business Shoes
$31.08 ₹2,974
$80.9 Rp 1.4M
-61.60%
🏠 Accommodation & Living
Hubli
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$111 ₹10.6K
$1,144 Rp 20.3M
-90.33%
1-bedroom Apartment, Outside City Center (Monthly)
$78.6 ₹7,524
$692 Rp 12.3M
-88.64%
3-bedroom Apartment, City Center (Monthly)
$234 ₹22.4K
$3,532 Rp 62.8M
-93.37%
3-bedroom Apartment, Outside City Center (Monthly)
$181 ₹17.3K
$1,709 Rp 30.4M
-89.43%
Buy Apartment in City Center (m2)
$463 ₹44.3K
$2,785 Rp 49.5M
-83.36%
Buy Apartment Outside City Center (m2)
$255 ₹24.4K
$2,261 Rp 40.2M
-88.71%
💵 Salaries & Financials
Hubli
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$370 ₹35.4K
$169 Rp 3.0M
118.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.75
13.78
-43.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hubli: August 17, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A central one-bedroom costs $111 in Hubli versus $1,144 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 118% higher in Hubli, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $15.00 in Hubli versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $101 vs $293 – making Hubli the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hubli vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Hubli?
Yes – Ubud, Bali is pricier by about 265%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $567 per month in Hubli and $2,069 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Hubli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Hubli or in Ubud, Bali?
A mid-range dinner for two costs $15.00 in Hubli and $39.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Hubli and in Ubud, Bali?
Groceries cost about 188% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Hubli or in Ubud, Bali?
A $1,500 monthly budget goes further in Hubli, where all-in costs run around $378, than in Ubud, Bali at $1,379. In Hubli it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Hubli or Ubud, Bali more family-friendly?
Families tend to lean toward Hubli – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Hubli or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Hubli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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