Cost of Living Comparison Between Ubud, Bali and Hubli Cost of Living Comparison Between Ubud, Bali and Hubli

Monthly Cost of Living

A single person spends $1,379 per month in Ubud, Bali vs $378 in Hubli, rent included.

A couple spends around $2,363 per month in Ubud, Bali vs $608 in Hubli, rent included.

A family of three spends $3,347 per month in Ubud, Bali vs $839 in Hubli, rent included.

Ubud, Bali costs about 265% more than Hubli, driven mainly by Groceries & Markets.

Ubud, Bali sits 1% above the global median, while Hubli is 72% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$4.90 ₹469

-32.45%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$15.11 ₹1,446

158.64%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$2.90 ₹277

93.79%

Cappuccino

$2.64 Rp 46.9K

$1.55 ₹148

70.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$0.39 ₹37.51

305.13%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.10 ₹9.49

610.00%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$1.47 ₹141

85.71%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$4.17 ₹400

3.60%

Milk (1 liter)

$1.54 Rp 27.4K

$0.65 ₹62.1

136.92%

White Bread (500g)

$2.30 Rp 40.8K

$0.44 ₹41.90

422.73%

Rice (white) (1kg)

$1.03 Rp 18.3K

$0.72 ₹68.6

43.06%

Eggs

$2.12 Rp 37.7K

$0.92 ₹87.8

130.43%

Local Cheese (1kg)

$17.30 Rp 307.5K

$7.47 ₹715

131.59%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$4.02 ₹385

0.25%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

Apples (1kg)

$3.70 Rp 65.7K

$2.21 ₹212

67.42%

Banana (1kg)

$1.62 Rp 28.7K

$0.52 ₹49.31

211.54%

Oranges (1kg)

$2.27 Rp 40.3K

$1.33 ₹128

70.68%

Tomato (1kg)

$1.99 Rp 35.4K

$0.21 ₹20.00

847.62%

Potato (1kg)

$1.83 Rp 32.5K

$0.33 ₹32.02

454.55%

Onion (1kg)

$2.25 Rp 40.1K

$0.38 ₹36.50

492.11%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.61 ₹58.4

70.49%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.29 ₹28.01

93.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$5.10 ₹488

-56.47%

Wine (Bottle)

$23.22 Rp 412.7K

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$1.80 ₹173

32.78%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$2.11 ₹202

36.02%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.65 ₹445

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.27 ₹25.85

-7.41%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$0.81 ₹77.1

603.70%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.04 ₹100.0

-26.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$34.07 ₹3,260

141.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$3.04 ₹291

108.22%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$9.98 ₹955

85.77%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$16.43 ₹1,572

241.14%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

$2.55 ₹244

621.96%

Cinema Ticket

$4.26 Rp 75.8K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$52.7 ₹5,038

829.27%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$686 ₹65.6K

744.44%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$12.43 ₹1,189

269.91%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$20.99 ₹2,009

70.84%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$31.00 ₹2,967

156.52%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$31.08 ₹2,974

160.39%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$111 ₹10.6K

934.34%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$78.6 ₹7,524

780.16%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$234 ₹22.4K

1407.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$181 ₹17.3K

845.73%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$463 ₹44.3K

500.96%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$255 ₹24.4K

786.06%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$370 ₹35.4K

-54.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.75

77.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Hubli: August 17, 2026

Cost Breakdown

A central one-bedroom costs $1,144 in Ubud, Bali versus $111 in Hubli. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 118% higher in Hubli, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $15.00 in Hubli. Monthly groceries follow the same trend: $293 vs $101 – making Hubli the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hubli: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 265%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,069 per month in Ubud, Bali and $567 in Hubli. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hubli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $15.00 in Hubli. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 188% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Hubli, where all-in costs run around $378, than in Ubud, Bali at $1,379. In Hubli it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Hubli – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hubli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.