Cost of Living Comparison Between Ubud, Bali and Hubli Cost of Living Comparison Between Ubud, Bali and Hubli

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $420 in Hubli, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $673 in Hubli, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $926 in Hubli, rent included.

Ubud, Bali costs about 243% more than Hubli, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Hubli is 69% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$5.10 ₹485

-30.00%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$14.33 ₹1,361

127.36%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$2.36 ₹224

114.83%

Cappuccino

$2.83 Rp 49.0K

$1.37 ₹130

106.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.38 ₹35.63

252.63%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.15 ₹14.17

360.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.19 ₹113

151.26%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$5.84 ₹554

-34.08%

Milk (1 liter)

$1.74 Rp 30.2K

$0.64 ₹60.8

171.88%

White Bread (500g)

$2.54 Rp 44.0K

$0.42 ₹40.25

504.76%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.82 ₹77.7

45.12%

Eggs

$2.43 Rp 42.0K

$0.87 ₹82.5

179.31%

Local Cheese (1kg)

$14.66 Rp 254.1K

$11.47 ₹1,089

27.81%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$4.86 ₹461

-13.99%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

Apples (1kg)

$3.69 Rp 63.9K

$2.12 ₹201

74.06%

Banana (1kg)

$1.61 Rp 27.8K

$0.67 ₹63.7

140.30%

Oranges (1kg)

$2.69 Rp 46.5K

$1.03 ₹97.9

161.17%

Tomato (1kg)

$2.33 Rp 40.4K

$0.28 ₹26.37

732.14%

Potato (1kg)

$1.91 Rp 33.0K

$0.49 ₹46.53

289.80%

Onion (1kg)

$2.19 Rp 37.9K

$0.54 ₹51.2

305.56%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.46 ₹43.36

130.43%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.30 ₹28.67

140.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$4.17 ₹396

-24.94%

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.95 ₹185

40.51%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.28 ₹216

26.32%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.13 ₹487

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.18 ₹17.37

61.11%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$8.87 ₹842

-7.89%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.85 ₹80.3

-47.06%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.24 ₹22.61

75.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$0.89 ₹84.8

592.13%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.22 ₹116

-31.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$13.8K ₹1.3M

89.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$22.0K ₹2.1M

47.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$35.45 ₹3,365

121.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$3.55 ₹337

11.27%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$11.06 ₹1,050

120.61%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$6.91 ₹656

1297.11%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$3.41 ₹323

86.22%

Cinema Ticket

$4.04 Rp 70.0K

$2.86 ₹272

41.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$57.6 ₹5,468

425.49%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$862 ₹81.9K

656.33%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$24.03 ₹2,281

124.05%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$25.16 ₹2,389

50.95%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$43.57 ₹4,137

99.13%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$32.25 ₹3,062

144.53%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$129 ₹12.3K

683.82%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$93.0 ₹8,830

625.22%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$187 ₹17.8K

1712.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$184 ₹17.5K

1039.35%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$476 ₹45.2K

527.57%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$262 ₹24.9K

792.98%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$380 ₹36.0K

-54.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.13

63.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Hubli: April 27, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $129 in Hubli. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 119% higher in Hubli, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $14.00 in Hubli. Monthly groceries follow the same trend: $298 vs $119 – making Hubli the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hubli: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 243%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $629 in Hubli. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hubli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 9% less in Hubli. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $303 per month in Ubud, Bali and $57.6 in Hubli. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Hubli, where all-in costs run around $420, than in Ubud, Bali at $1,438. In Hubli it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Hubli – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hubli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.