Cost of Living Comparison Between Ubud, Bali and Hubli Cost of Living Comparison Between Ubud, Bali and Hubli

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $420 in Hubli, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $684 in Hubli, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $949 in Hubli, rent included.

Ubud, Bali costs about 232% more than Hubli, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Hubli is 68% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Hubli
Difference
Meal at Budget Restaurant
$3.40 Rp 60.6K
$5.38 ₹507
-36.80%
Three-Course Dinner for Two, Mid-Range
$32.38 Rp 577.1K
$14.41 ₹1,359
124.71%
Fast Food Meal (McDonalds, etc)
$5.00 Rp 89.1K
$2.35 ₹221
112.77%
Cappuccino
$2.82 Rp 50.3K
$1.42 ₹134
98.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.5K
$0.37 ₹35.16
272.97%
Water (0.33 liter bottle)
$0.73 Rp 13.0K
$0.17 ₹15.60
329.41%
Local Beer (0.5 liter draught)
$2.98 Rp 53.2K
$1.17 ₹111
154.70%
Imported Beer (0.33 liter bottle)
$3.97 Rp 70.8K
$5.95 ₹561
-33.28%
🛒 Groceries & Markets
Ubud, Bali
Hubli
Difference
Milk (1 liter)
$1.79 Rp 32.0K
$0.69 ₹64.7
159.42%
White Bread (500g)
$2.46 Rp 43.9K
$0.42 ₹39.72
485.71%
Rice (white) (1kg)
$1.20 Rp 21.4K
$0.86 ₹80.8
39.53%
Eggs
$2.39 Rp 42.6K
$0.87 ₹82.3
174.71%
Local Cheese (1kg)
$14.40 Rp 256.6K
$11.71 ₹1,104
22.97%
Chicken Fillets (1kg)
$4.28 Rp 76.4K
$4.79 ₹452
-10.65%
Beef Round Steak (1kg)
$11.82 Rp 210.6K
-
-
Apples (1kg)
$3.78 Rp 67.4K
$2.16 ₹204
75.00%
Banana (1kg)
$1.63 Rp 29.1K
$0.62 ₹58.2
162.90%
Oranges (1kg)
$2.80 Rp 49.9K
$1.03 ₹97.4
171.84%
Tomato (1kg)
$2.26 Rp 40.3K
$0.30 ₹28.39
653.33%
Potato (1kg)
$2.00 Rp 35.6K
$0.46 ₹43.34
334.78%
Onion (1kg)
$2.21 Rp 39.4K
$0.53 ₹50.1
316.98%
Lettuce (1 head)
$1.07 Rp 19.1K
$0.49 ₹46.21
118.37%
Water (1.5 liter bottle)
$0.76 Rp 13.6K
$0.30 ₹28.63
153.33%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 55.7K
$4.18 ₹395
-25.12%
Wine (Bottle)
$23.81 Rp 424.4K
-
-
Local Beer (0.5 liter bottle)
$2.84 Rp 50.6K
$2.02 ₹190
40.59%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.5K
$2.28 ₹215
21.93%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$5.29 ₹499
-
🚌 Getting Around
Ubud, Bali
Hubli
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,755
$0.22 ₹21.06
22.73%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 149.1K
$8.78 ₹828
-4.67%
Taxi Start (Normal Tariff)
$0.45 Rp 8,082
$0.77 ₹72.9
-41.56%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,624
$0.26 ₹24.54
65.38%
Taxi 1hour Waiting (Normal Tariff)
$5.98 Rp 106.5K
$0.85 ₹79.9
603.53%
Gasoline (1 liter)
$0.80 Rp 14.3K
$1.21 ₹114
-33.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 459.9M
$13.9K ₹1.3M
85.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8K Rp 566.8M
$22.1K ₹2.1M
43.86%
🧾 Monthly Utilities & Internet
Ubud, Bali
Hubli
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$35.50 ₹3,349
127.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 73.7K
$3.56 ₹335
16.29%
Internet (50+ Mbps, Unlimited Data)
$24.12 Rp 429.8K
$11.08 ₹1,045
117.69%
🎉 Sport & Entertainment
Ubud, Bali
Hubli
Difference
Gym Membership (Monthly)
$97.8 Rp 1.7M
$6.95 ₹656
1306.47%
Tennis Court (1 Hour on Weekend)
$6.64 Rp 118.4K
$3.55 ₹335
87.04%
Cinema Ticket
$4.04 Rp 71.9K
$2.83 ₹267
42.76%
🧸 Childcare & Education
Ubud, Bali
Hubli
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.3M
$58.3 ₹5,500
409.40%
International Primary School, 1 Child (Yearly)
$6,590 Rp 117.4M
$855 ₹80.7K
670.60%
👕👟 Clothing & Footwear
Ubud, Bali
Hubli
Difference
Jeans (Levis 501 Or Similar)
$55.1 Rp 982.6K
$24.47 ₹2,309
125.34%
Summer Dress (H&M, Zara, etc)
$38.51 Rp 686.2K
$25.23 ₹2,380
52.64%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$42.85 ₹4,042
101.00%
Men's Leather Business Shoes
$78.0 Rp 1.4M
$32.28 ₹3,044
141.48%
🏠 Accommodation & Living
Ubud, Bali
Hubli
Difference
1-bedroom Apartment, City Center (Monthly)
$985 Rp 17.6M
$129 ₹12.1K
665.64%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 11.8M
$91.3 ₹8,610
628.21%
3-bedroom Apartment, City Center (Monthly)
$3,446 Rp 61.4M
$191 ₹18.0K
1706.79%
3-bedroom Apartment, Outside City Center (Monthly)
$2,042 Rp 36.4M
$180 ₹17.0K
1032.58%
Buy Apartment in City Center (m2)
$2,829 Rp 50.4M
$485 ₹45.7K
483.41%
Buy Apartment Outside City Center (m2)
$2,282 Rp 40.7M
$259 ₹24.4K
780.70%
💵 Salaries & Financials
Ubud, Bali
Hubli
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
$386 ₹36.4K
-56.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
8.13
63.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Hubli: June 14, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $129 in Hubli. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 128% higher in Hubli, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $14.00 in Hubli. Monthly groceries follow the same trend: $299 vs $120 – making Hubli the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Hubli: Cost of Living - Frequently Asked Questions
Is Hubli cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 232%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $630 in Hubli. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Hubli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 5% less in Hubli. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $297 per month in Ubud, Bali and $58.3 in Hubli. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Ubud, Bali or in Hubli?
A $1,500 monthly budget goes further in Hubli, where all-in costs run around $420, than in Ubud, Bali at $1,394. In Hubli it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Hubli more family-friendly?
Families tend to lean toward Hubli – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Hubli?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Hubli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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