Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Hubli

For one person, living is cheaper in Hubli: $379 a month against $1,368 in Ubud, Bali, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
19

Cost of Living Index in Hubli
Learn more

Hubli Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Hubli

🇮🇳 India

$379

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hubli

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hubli actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $379 in Hubli, rent included.

Ubud, Bali $1,368
Hubli $379

A couple spends around $2,314 per month in Ubud, Bali vs $614 in Hubli, rent included.

Ubud, Bali $2,314
Hubli $614

A family of three spends $3,260 per month in Ubud, Bali vs $850 in Hubli, rent included.

Ubud, Bali $3,260
Hubli $850

Ubud, Bali costs about 261% more than Hubli, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Hubli is 72% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$4.82 ₹458

-30.91%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$15.07 ₹1,431

133.44%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$3.01 ₹286

92.69%

Cappuccino

$2.73 Rp 49.1K

$1.56 ₹148

75.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.37 ₹34.97

343.24%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.09 ₹8.27

822.22%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.83 ₹174

47.54%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.92 ₹277

47.26%

Milk (1 liter)

$1.50 Rp 27.1K

$0.57 ₹53.8

163.16%

White Bread (500g)

$2.30 Rp 41.4K

$0.40 ₹38.11

475.00%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.77 ₹73.2

53.25%

Eggs

$2.14 Rp 38.6K

$0.85 ₹81.0

151.76%

Local Cheese (1kg)

$17.48 Rp 314.6K

$7.44 ₹707

134.95%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$4.05 ₹385

-0.49%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$3.55 Rp 63.9K

$2.15 ₹204

65.12%

Banana (1kg)

$1.57 Rp 28.3K

$0.52 ₹48.92

201.92%

Oranges (1kg)

$2.24 Rp 40.2K

$1.30 ₹124

72.31%

Tomato (1kg)

$1.93 Rp 34.7K

$0.23 ₹21.91

739.13%

Potato (1kg)

$1.88 Rp 33.9K

$0.34 ₹32.03

452.94%

Onion (1kg)

$2.29 Rp 41.3K

$0.35 ₹33.44

554.29%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.62 ₹58.5

59.68%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.27 ₹25.51

96.30%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$5.03 ₹478

-54.67%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.79 ₹170

30.73%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.03 ₹193

43.35%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.79 ₹455

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.27 ₹25.92

-11.11%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$0.75 ₹71.0

626.67%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.07 ₹101

-17.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$34.26 ₹3,253

142.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$3.06 ₹290

110.78%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$9.89 ₹939

87.77%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$26.01 ₹2,470

114.61%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$2.12 ₹201

754.25%

Cinema Ticket

$4.38 Rp 78.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$52.1 ₹4,945

846.78%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$699 ₹66.4K

723.20%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$12.56 ₹1,192

267.75%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$20.70 ₹1,965

70.68%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$31.23 ₹2,965

153.25%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$31.03 ₹2,947

152.63%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$110 ₹10.5K

937.91%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$79.2 ₹7,524

752.77%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$234 ₹22.3K

1394.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$178 ₹16.9K

854.79%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$478 ₹45.4K

482.21%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$258 ₹24.5K

769.43%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$415 ₹39.4K

-60.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.75

77.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Hubli: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Hubli

$79 20.9% 88.3% $596

Groceries & Markets

Ubud, Bali

$290 21.2%

Hubli

$99 * 26.2% 65.8% $191

Eating Out

Ubud, Bali

$109 8%

Hubli

$83 21.9% 23.6% $26

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Hubli

$47 12.5% 56.3% $61

Clothing & Footwear

Ubud, Bali

$108 7.9%

Hubli

$43 11.3% 60% $65

Sport & Entertainment

Ubud, Bali

$65 4.7%

Hubli

$26 * 6.9% 59.7% $39

Getting Around

Ubud, Bali

$13 0.9%

Hubli

$1.1 * 0.3% 91.3% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $110 in Hubli. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 152% higher in Hubli, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $15.00 in Hubli. Monthly groceries follow the same trend: $290 vs $99.0 – making Hubli the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Hubli

🕒 Local time

23:43 11:43 PM

21:13 9:13 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

500,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Hubli 5,160 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Hubli

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hubli: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 261%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $569 in Hubli. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hubli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $15.00 in Hubli. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 192% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Hubli, where all-in costs run around $379, than in Ubud, Bali at $1,368. In Hubli it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Hubli – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hubli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.