Cost of Living Comparison Between Chennai (Madras) and Hubli Cost of Living Comparison Between Chennai (Madras) and Hubli

Monthly Cost of Living

A single person spends $421 per month in Chennai (Madras) vs $376 in Hubli, rent included.

A couple spends around $702 per month in Chennai (Madras) vs $604 in Hubli, rent included.

A family of three spends $982 per month in Chennai (Madras) vs $832 in Hubli, rent included.

Chennai (Madras) costs about 12% more than Hubli, driven mainly by Eating Out.

Both Chennai (Madras) and Hubli are more affordable than the global median – Chennai (Madras) 69% lower, Hubli 73% lower.

Meal at Budget Restaurant

$2.06 ₹195

$4.89 ₹462

-57.87%

Three-Course Dinner for Two, Mid-Range

$12.66 ₹1,196

$15.09 ₹1,426

-16.10%

Fast Food Meal (McDonalds, etc)

$4.28 ₹404

$2.91 ₹275

47.08%

Cappuccino

$1.78 ₹168

$1.57 ₹148

13.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 ₹32.94

$0.40 ₹37.54

-12.50%

Water (0.33 liter bottle)

$0.18 ₹17.39

$0.12 ₹11.01

50.00%

Local Beer (0.5 liter draught)

$1.59 ₹150

$1.49 ₹141

6.71%

Imported Beer (0.33 liter bottle)

$3.00 ₹283

$4.12 ₹390

-27.18%

Milk (1 liter)

$0.57 ₹54.2

$0.59 ₹56.0

-3.39%

White Bread (500g)

$0.50 ₹47.37

$0.44 ₹41.16

13.64%

Rice (white) (1kg)

$0.69 ₹65.1

$0.77 ₹72.5

-10.39%

Eggs

$0.83 ₹78.4

$0.92 ₹87.1

-9.78%

Local Cheese (1kg)

$6.16 ₹582

$7.23 ₹683

-14.80%

Chicken Fillets (1kg)

$3.30 ₹312

$4.03 ₹381

-18.11%

Apples (1kg)

$2.88 ₹272

$2.19 ₹207

31.51%

Banana (1kg)

$0.81 ₹76.6

$0.52 ₹49.51

55.77%

Oranges (1kg)

$1.38 ₹130

$1.35 ₹128

2.22%

Tomato (1kg)

$0.48 ₹45.24

$0.23 ₹21.75

108.70%

Potato (1kg)

$0.47 ₹44.30

$0.33 ₹31.56

42.42%

Onion (1kg)

$0.38 ₹36.01

$0.36 ₹33.99

5.56%

Lettuce (1 head)

$0.48 ₹45.37

$0.62 ₹58.2

-22.58%

Water (1.5 liter bottle)

$0.28 ₹26.45

$0.27 ₹25.21

3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$5.17 ₹488

$5.03 ₹475

2.78%

Wine (Bottle)

$6.13 ₹579

Local Beer (0.5 liter bottle)

$1.77 ₹167

$1.80 ₹170

-1.67%

Imported Beer (0.33 liter bottle)

$2.80 ₹264

$2.10 ₹198

33.33%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.45 ₹609

$4.62 ₹436

39.61%

One-way Ticket (Public Transport)

$0.33 ₹31.49

$0.25 ₹23.35

32.00%

Public Transport Monthly Pass (Regular Price)

$10.46 ₹988

Taxi Start (Normal Tariff)

$1.03 ₹97.0

Taxi (Normal Tariff) (1km)

$0.32 ₹30.58

Taxi 1hour Waiting (Normal Tariff)

$2.14 ₹202

$0.81 ₹76.7

164.20%

Gasoline (1 liter)

$1.10 ₹104

$1.05 ₹99.3

4.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.4K ₹1.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K ₹1.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.32 ₹3,620

$34.46 ₹3,256

11.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.98 ₹376

$3.11 ₹294

27.97%

Internet (50+ Mbps, Unlimited Data)

$8.18 ₹773

$10.22 ₹966

-19.96%

Gym Membership (Monthly)

$14.96 ₹1,413

$16.57 ₹1,566

-9.72%

Tennis Court (1 Hour on Weekend)

$6.94 ₹656

$2.62 ₹247

164.89%

Cinema Ticket

$2.64 ₹249

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$94.6 ₹8,942

$53.0 ₹5,002

78.73%

International Primary School, 1 Child (Yearly)

$2,126 ₹200.9K

$692 ₹65.4K

207.16%

Jeans (Levis 501 Or Similar)

$20.99 ₹1,983

$12.82 ₹1,211

63.73%

Summer Dress (H&M, Zara, etc)

$16.67 ₹1,575

$20.69 ₹1,955

-19.43%

Sport Shoes (Adidas, Nike)

$35.34 ₹3,339

$32.03 ₹3,026

10.33%

Men's Leather Business Shoes

$30.73 ₹2,903

$32.07 ₹3,030

-4.18%

1-bedroom Apartment, City Center (Monthly)

$186 ₹17.5K

$111 ₹10.5K

66.65%

1-bedroom Apartment, Outside City Center (Monthly)

$104 ₹9,817

$79.4 ₹7,501

30.87%

3-bedroom Apartment, City Center (Monthly)

$498 ₹47.0K

$234 ₹22.1K

112.57%

3-bedroom Apartment, Outside City Center (Monthly)

$311 ₹29.4K

$184 ₹17.3K

69.31%

Buy Apartment in City Center (m2)

$1,997 ₹188.6K

$479 ₹45.3K

316.39%

Buy Apartment Outside City Center (m2)

$797 ₹75.3K

$260 ₹24.6K

206.13%

Average Monthly Net Salary (After Tax)

$681 ₹64.4K

$385 ₹36.3K

77.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.88

7.75

27.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chennai (Madras): August 30, 2026

Last update for Hubli: August 30, 2026

Cost Breakdown

A central one-bedroom costs $186 in Chennai (Madras) versus $111 in Hubli. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 77% higher in Chennai (Madras), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $13.00 in Chennai (Madras) versus $15.00 in Hubli. Groceries tell a different story – $113 in Chennai (Madras) vs $100 in Hubli – so Hubli wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chennai (Madras) vs Hubli: Cost of Living - Frequently Asked Questions

Chennai (Madras) costs about 12% more than Hubli, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $632 per month in Chennai (Madras) and $563 in Hubli. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hubli, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $421 in Chennai (Madras) and $376 in Hubli. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $94.6 per month in Chennai (Madras) and $53.0 in Hubli. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $421 in Chennai (Madras) and $376 in Hubli, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Hubli costs $376 versus $421 in Chennai (Madras). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Hubli. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chennai (Madras) makes more sense. Both are solid long-term options with distinct trade-offs.