Cost of Living Comparison Between Hua Hin and St. Thomas Cost of Living Comparison Between Hua Hin and St. Thomas

Monthly Cost of Living

A single person spends $893 per month in Hua Hin vs $2,347 in St. Thomas, rent included.

A couple spends around $1,431 per month in Hua Hin vs $3,394 in St. Thomas, rent included.

A family of three spends $1,968 per month in Hua Hin vs $4,440 in St. Thomas, rent included.

Hua Hin is about 62% cheaper than St. Thomas, driven mainly by Eating Out.

Hua Hin sits 33% below the global median, while St. Thomas is 76% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Hua Hin
St. Thomas
Difference
Meal at Budget Restaurant
$3.11 ฿105
$20.36 CA$28.54
-84.72%
Three-Course Dinner for Two, Mid-Range
$19.87 ฿669
$72.3 CA$101
-72.51%
Fast Food Meal (McDonalds, etc)
$8.51 ฿287
$11.16 CA$15.64
-23.75%
Cappuccino
$1.99 ฿67.1
$3.44 CA$4.82
-42.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.68 ฿22.96
$1.80 CA$2.52
-62.22%
Water (0.33 liter bottle)
$0.51 ฿17.01
$1.79 CA$2.51
-71.51%
Local Beer (0.5 liter draught)
$2.03 ฿68.3
$5.14 CA$7.21
-60.51%
Imported Beer (0.33 liter bottle)
$3.67 ฿124
$5.75 CA$8.06
-36.17%
🛒 Groceries & Markets
Hua Hin
St. Thomas
Difference
Milk (1 liter)
$1.49 ฿50.1
$2.01 CA$2.82
-25.87%
White Bread (500g)
$1.97 ฿66.3
$2.70 CA$3.78
-27.04%
Rice (white) (1kg)
$1.11 ฿37.41
$3.26 CA$4.57
-65.95%
Eggs
$1.84 ฿62.0
$3.17 CA$4.45
-41.96%
Local Cheese (1kg)
$13.12 ฿441
$9.61 CA$13.47
36.52%
Chicken Fillets (1kg)
$2.72 ฿91.5
$11.24 CA$15.76
-75.80%
Beef Round Steak (1kg)
$14.29 ฿481
$16.00 CA$22.43
-10.69%
Apples (1kg)
$2.57 ฿86.5
$4.22 CA$5.92
-39.10%
Banana (1kg)
$0.73 ฿24.73
$1.29 CA$1.81
-43.41%
Oranges (1kg)
$1.83 ฿61.6
$3.25 CA$4.56
-43.69%
Tomato (1kg)
$1.50 ฿50.4
$3.69 CA$5.17
-59.35%
Potato (1kg)
$1.69 ฿57.0
$2.93 CA$4.11
-42.32%
Onion (1kg)
$1.22 ฿41.13
$2.64 CA$3.70
-53.79%
Lettuce (1 head)
$0.80 ฿27.03
$2.34 CA$3.27
-65.81%
Water (1.5 liter bottle)
$0.42 ฿14.11
$1.50 CA$2.11
-72.00%
Cigarettes 20 Pack (Marlboro, Camel)
$4.63 ฿156
$11.10 CA$15.56
-58.29%
Wine (Bottle)
$14.14 ฿476
$12.46 CA$17.46
13.48%
Local Beer (0.5 liter bottle)
$1.65 ฿55.5
$2.12 CA$2.97
-22.17%
Imported Beer (0.33 liter bottle)
$3.64 ฿122
$2.52 CA$3.53
44.44%
🚌 Getting Around
Hua Hin
St. Thomas
Difference
One-way Ticket (Public Transport)
$0.44 ฿14.97
$2.39 CA$3.35
-81.59%
Public Transport Monthly Pass (Regular Price)
$12.45 ฿419
$63.4 CA$88.8
-80.35%
Taxi Start (Normal Tariff)
$1.07 ฿35.87
$2.31 CA$3.24
-53.68%
Taxi (Normal Tariff) (1km)
$0.75 ฿25.35
$1.75 CA$2.45
-57.14%
Taxi 1hour Waiting (Normal Tariff)
$5.47 ฿184
$30.81 CA$43.20
-82.25%
Gasoline (1 liter)
$1.30 ฿43.77
$1.14 CA$1.60
14.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.7K ฿663.3K
$25.1K CA$35.1K
-21.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3K ฿717.9K
$20.8K CA$29.2K
2.52%
🧾 Monthly Utilities & Internet
Hua Hin
St. Thomas
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.8 ฿2,483
$134 CA$188
-44.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.86 ฿433
$53.7 CA$75.3
-76.05%
Internet (50+ Mbps, Unlimited Data)
$22.45 ฿755
$57.9 CA$81.1
-61.19%
🎉 Sport & Entertainment
Hua Hin
St. Thomas
Difference
Gym Membership (Monthly)
$47.27 ฿1,591
$41.18 CA$57.7
14.79%
Tennis Court (1 Hour on Weekend)
$5.50 ฿185
-
-
Cinema Ticket
$7.64 ฿257
$11.06 CA$15.51
-30.92%
🧸 Childcare & Education
Hua Hin
St. Thomas
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$138 ฿4,637
$546 CA$765
-74.75%
International Primary School, 1 Child (Yearly)
$19.8K ฿666.7K
$10.9K CA$15.3K
81.65%
👕👟 Clothing & Footwear
Hua Hin
St. Thomas
Difference
Jeans (Levis 501 Or Similar)
$19.70 ฿663
$54.3 CA$76.1
-63.72%
Summer Dress (H&M, Zara, etc)
$24.28 ฿817
$38.84 CA$54.5
-37.49%
Sport Shoes (Adidas, Nike)
$62.8 ฿2,114
$86.4 CA$121
-27.31%
Men's Leather Business Shoes
$58.0 ฿1,951
$80.6 CA$113
-28.04%
🏠 Accommodation & Living
Hua Hin
St. Thomas
Difference
1-bedroom Apartment, City Center (Monthly)
$410 ฿13.8K
$1,208 CA$1,693
-66.07%
1-bedroom Apartment, Outside City Center (Monthly)
$292 ฿9,810
$1,182 CA$1,657
-75.33%
3-bedroom Apartment, City Center (Monthly)
$1,009 ฿34.0K
$2,005 CA$2,811
-49.65%
3-bedroom Apartment, Outside City Center (Monthly)
$656 ฿22.1K
$1,798 CA$2,521
-63.54%
Buy Apartment in City Center (m2)
$1,793 ฿60.3K
$4,383 CA$6,145
-59.10%
Buy Apartment Outside City Center (m2)
$1,420 ฿47.8K
$3,545 CA$4,970
-59.95%
💵 Salaries & Financials
Hua Hin
St. Thomas
Difference
Average Monthly Net Salary (After Tax)
$473 ฿15.9K
$2,869 CA$4,023
-83.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.17
6.55
-5.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hua Hin: July 12, 2026

Last update for St. Thomas: July 14, 2026

Cost Breakdown

A central one-bedroom costs $410 in Hua Hin versus $1,208 in St. Thomas. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 506% higher in St. Thomas, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Hua Hin versus $72.0 in St. Thomas. Monthly groceries follow the same trend: $234 vs $348 – making Hua Hin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hua Hin vs St. Thomas: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hua Hin or St. Thomas?
St. Thomas costs about 163% more than Hua Hin, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Hua Hin and in St. Thomas?
For a comfortable life, plan on about $1,340 per month in Hua Hin and $3,520 in St. Thomas. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Hua Hin or St. Thomas?
Rent is clearly cheaper in Hua Hin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Hua Hin compared to St. Thomas?
Monthly expenses with rent come to $893 in Hua Hin and $2,347 in St. Thomas. The difference isn't just one category – it shows up across housing, food, transport, and services.
How expensive is transport in Hua Hin compared to St. Thomas?
Public transport costs about 409% less in Hua Hin. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in Hua Hin or in St. Thomas?
A $1,000 monthly budget goes further in Hua Hin, where all-in costs run around $893, than in St. Thomas at $2,347. In Hua Hin it covers expenses comfortably, while in St. Thomas it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Hua Hin or St. Thomas?
For digital nomads, it depends on budget. Hua Hin costs $893 versus $2,347 in St. Thomas. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Hua Hin compared to St. Thomas?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Hua Hin or to St. Thomas?
If budget matters most, go with Hua Hin. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Thomas makes more sense. Both are solid long-term options with distinct trade-offs.

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