Cost of Living Comparison Between St. Thomas and Hua Hin Cost of Living Comparison Between St. Thomas and Hua Hin

Monthly Cost of Living

A single person spends $2,349 per month in St. Thomas vs $873 in Hua Hin, rent included.

A couple spends around $3,371 per month in St. Thomas vs $1,418 in Hua Hin, rent included.

A family of three spends $4,393 per month in St. Thomas vs $1,962 in Hua Hin, rent included.

St. Thomas costs about 169% more than Hua Hin, driven mainly by Eating Out.

St. Thomas sits 75% above the global median, while Hua Hin is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.60 CA$28.53

$3.04 ฿99.4

577.63%

Three-Course Dinner for Two, Mid-Range

$74.3 CA$103

$20.10 ฿657

269.70%

Fast Food Meal (McDonalds, etc)

$11.56 CA$16.01

$8.74 ฿286

32.27%

Cappuccino

$3.54 CA$4.90

$2.08 ฿67.9

70.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.86 CA$2.57

$0.65 ฿21.23

186.15%

Water (0.33 liter bottle)

$1.83 CA$2.53

$0.50 ฿16.47

266.00%

Local Beer (0.5 liter draught)

$5.30 CA$7.34

$1.97 ฿64.4

169.04%

Imported Beer (0.33 liter bottle)

$5.75 CA$7.97

$3.71 ฿121

54.99%

Milk (1 liter)

$2.00 CA$2.77

$1.48 ฿48.46

35.14%

White Bread (500g)

$2.67 CA$3.69

$1.92 ฿62.7

39.06%

Rice (white) (1kg)

$3.29 CA$4.55

$1.12 ฿36.68

193.75%

Eggs

$3.05 CA$4.23

$1.91 ฿62.5

59.69%

Local Cheese (1kg)

$9.56 CA$13.23

$13.46 ฿440

-28.97%

Chicken Fillets (1kg)

$11.26 CA$15.60

$2.80 ฿91.5

302.14%

Beef Round Steak (1kg)

$15.98 CA$22.12

$14.51 ฿474

10.13%

Apples (1kg)

$4.21 CA$5.82

$2.62 ฿85.6

60.69%

Banana (1kg)

$1.23 CA$1.70

$0.79 ฿25.86

55.70%

Oranges (1kg)

$3.33 CA$4.61

$1.87 ฿61.0

78.07%

Tomato (1kg)

$3.72 CA$5.15

$1.56 ฿51.1

138.46%

Potato (1kg)

$2.85 CA$3.95

$1.67 ฿54.5

70.66%

Onion (1kg)

$2.56 CA$3.54

$1.25 ฿40.98

104.80%

Lettuce (1 head)

$2.30 CA$3.19

$0.76 ฿24.78

202.63%

Water (1.5 liter bottle)

$1.43 CA$1.98

$0.45 ฿14.79

217.78%

Cigarettes 20 Pack (Marlboro, Camel)

$11.16 CA$15.45

$4.71 ฿154

136.94%

Wine (Bottle)

$13.27 CA$18.37

$14.74 ฿481

-9.97%

Local Beer (0.5 liter bottle)

$2.12 CA$2.94

$1.65 ฿54.0

28.48%

Imported Beer (0.33 liter bottle)

$2.57 CA$3.55

$3.51 ฿115

-26.78%

One-way Ticket (Public Transport)

$2.40 CA$3.33

$0.47 ฿15.45

410.64%

Public Transport Monthly Pass (Regular Price)

$62.0 CA$85.8

$12.35 ฿403

401.70%

Taxi Start (Normal Tariff)

$2.38 CA$3.29

$1.06 ฿34.48

124.53%

Taxi (Normal Tariff) (1km)

$1.70 CA$2.35

$0.75 ฿24.63

126.67%

Taxi 1hour Waiting (Normal Tariff)

$30.76 CA$42.59

$5.25 ฿172

485.90%

Gasoline (1 liter)

$1.10 CA$1.52

$1.29 ฿42.29

-14.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$35.1K

$20.3K ฿662.3K

25.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K CA$28.5K

$21.2K ฿692.1K

-2.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 CA$181

$72.2 ฿2,356

81.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.9 CA$74.6

$12.99 ฿424

314.55%

Internet (50+ Mbps, Unlimited Data)

$57.7 CA$79.9

$22.69 ฿741

154.34%

Gym Membership (Monthly)

$41.44 CA$57.4

$46.95 ฿1,534

-11.74%

Tennis Court (1 Hour on Weekend)

$5.38 ฿176

Cinema Ticket

$10.98 CA$15.21

$7.58 ฿248

44.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$557 CA$771

$140 ฿4,581

296.99%

International Primary School, 1 Child (Yearly)

$10.9K CA$15.1K

$19.8K ฿645.1K

-44.84%

Jeans (Levis 501 Or Similar)

$53.7 CA$74.4

$19.33 ฿631

177.91%

Summer Dress (H&M, Zara, etc)

$38.85 CA$53.8

$24.16 ฿789

60.80%

Sport Shoes (Adidas, Nike)

$86.5 CA$120

$62.7 ฿2,047

37.99%

Men's Leather Business Shoes

$80.3 CA$111

$57.9 ฿1,891

38.76%

1-bedroom Apartment, City Center (Monthly)

$1,204 CA$1,667

$401 ฿13.1K

200.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,173 CA$1,624

$293 ฿9,566

300.42%

3-bedroom Apartment, City Center (Monthly)

$1,987 CA$2,752

$1,017 ฿33.2K

95.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,832 CA$2,537

$666 ฿21.7K

175.20%

Buy Apartment in City Center (m2)

$4,528 CA$6,270

$1,897 ฿62.0K

138.68%

Buy Apartment Outside City Center (m2)

$3,867 CA$5,354

$1,470 ฿48.0K

162.98%

Average Monthly Net Salary (After Tax)

$2,969 CA$4,111

$478 ฿15.6K

520.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

6.17

6.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Thomas: May 31, 2026

Last update for Hua Hin: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,204 in St. Thomas versus $401 in Hua Hin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 521% higher in St. Thomas, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74.0 in St. Thomas versus $20.00 in Hua Hin. Monthly groceries follow the same trend: $348 vs $238 – making Hua Hin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Thomas vs Hua Hin: Cost of Living - Frequently Asked Questions

St. Thomas costs about 169% more than Hua Hin, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,524 per month in St. Thomas and $1,310 in Hua Hin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hua Hin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,349 in St. Thomas and $873 in Hua Hin. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 402% less in Hua Hin. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Hua Hin, where all-in costs run around $873, than in St. Thomas at $2,349. In Hua Hin it covers expenses comfortably, while in St. Thomas it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hua Hin costs $873 versus $2,349 in St. Thomas. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hua Hin. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Thomas makes more sense. Both are solid long-term options with distinct trade-offs.