Cost of Living Comparison Between St. Thomas and Hua Hin Cost of Living Comparison Between St. Thomas and Hua Hin

Monthly Cost of Living

A single person spends $2,347 per month in St. Thomas vs $893 in Hua Hin, rent included.

A couple spends around $3,394 per month in St. Thomas vs $1,431 in Hua Hin, rent included.

A family of three spends $4,440 per month in St. Thomas vs $1,968 in Hua Hin, rent included.

St. Thomas costs about 163% more than Hua Hin, driven mainly by Eating Out.

St. Thomas sits 76% above the global median, while Hua Hin is 33% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.36 CA$28.64

$3.11 ฿105

554.66%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$102

$19.87 ฿668

263.76%

Fast Food Meal (McDonalds, etc)

$11.16 CA$15.70

$8.51 ฿286

31.14%

Cappuccino

$3.44 CA$4.84

$1.99 ฿67.1

72.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.80 CA$2.53

$0.68 ฿22.95

164.71%

Water (0.33 liter bottle)

$1.79 CA$2.52

$0.51 ฿17.00

250.98%

Local Beer (0.5 liter draught)

$5.14 CA$7.23

$2.03 ฿68.2

153.20%

Imported Beer (0.33 liter bottle)

$5.75 CA$8.09

$3.67 ฿124

56.68%

Milk (1 liter)

$2.01 CA$2.83

$1.49 ฿50.1

34.90%

White Bread (500g)

$2.70 CA$3.79

$1.97 ฿66.3

37.06%

Rice (white) (1kg)

$3.26 CA$4.59

$1.11 ฿37.39

193.69%

Eggs

$3.17 CA$4.46

$1.84 ฿62.0

72.28%

Local Cheese (1kg)

$9.61 CA$13.52

$13.12 ฿441

-26.75%

Chicken Fillets (1kg)

$11.24 CA$15.82

$2.72 ฿91.4

313.24%

Beef Round Steak (1kg)

$16.00 CA$22.51

$14.29 ฿481

11.97%

Apples (1kg)

$4.22 CA$5.94

$2.57 ฿86.4

64.20%

Banana (1kg)

$1.29 CA$1.82

$0.73 ฿24.71

76.71%

Oranges (1kg)

$3.25 CA$4.57

$1.83 ฿61.6

77.60%

Tomato (1kg)

$3.69 CA$5.19

$1.50 ฿50.4

146.00%

Potato (1kg)

$2.93 CA$4.12

$1.69 ฿57.0

73.37%

Onion (1kg)

$2.64 CA$3.71

$1.22 ฿41.10

116.39%

Lettuce (1 head)

$2.34 CA$3.29

$0.80 ฿27.01

192.50%

Water (1.5 liter bottle)

$1.50 CA$2.12

$0.42 ฿14.10

257.14%

Cigarettes 20 Pack (Marlboro, Camel)

$11.10 CA$15.61

$4.63 ฿156

139.74%

Wine (Bottle)

$12.46 CA$17.53

$14.14 ฿476

-11.88%

Local Beer (0.5 liter bottle)

$2.12 CA$2.98

$1.65 ฿55.5

28.48%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.54

$3.64 ฿122

-30.77%

One-way Ticket (Public Transport)

$2.39 CA$3.37

$0.44 ฿14.96

443.18%

Public Transport Monthly Pass (Regular Price)

$63.4 CA$89.1

$12.45 ฿419

408.84%

Taxi Start (Normal Tariff)

$2.31 CA$3.25

$1.07 ฿35.85

115.89%

Taxi (Normal Tariff) (1km)

$1.75 CA$2.46

$0.75 ฿25.33

133.33%

Taxi 1hour Waiting (Normal Tariff)

$30.81 CA$43.35

$5.47 ฿184

463.25%

Gasoline (1 liter)

$1.14 CA$1.61

$1.30 ฿43.74

-12.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K CA$35.2K

$19.7K ฿662.9K

27.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K CA$29.3K

$21.3K ฿717.5K

-2.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 CA$189

$73.8 ฿2,482

81.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.7 CA$75.6

$12.86 ฿433

317.57%

Internet (50+ Mbps, Unlimited Data)

$57.9 CA$81.4

$22.45 ฿755

157.68%

Gym Membership (Monthly)

$41.18 CA$57.9

$47.27 ฿1,590

-12.88%

Tennis Court (1 Hour on Weekend)

$5.50 ฿185

Cinema Ticket

$11.06 CA$15.57

$7.64 ฿257

44.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$546 CA$768

$138 ฿4,635

296.09%

International Primary School, 1 Child (Yearly)

$10.9K CA$15.3K

$19.8K ฿666.3K

-44.95%

Jeans (Levis 501 Or Similar)

$54.3 CA$76.4

$19.70 ฿663

175.63%

Summer Dress (H&M, Zara, etc)

$38.84 CA$54.7

$24.28 ฿817

59.97%

Sport Shoes (Adidas, Nike)

$86.4 CA$122

$62.8 ฿2,113

37.57%

Men's Leather Business Shoes

$80.6 CA$113

$58.0 ฿1,950

38.97%

1-bedroom Apartment, City Center (Monthly)

$1,208 CA$1,699

$410 ฿13.8K

194.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,182 CA$1,663

$292 ฿9,804

305.33%

3-bedroom Apartment, City Center (Monthly)

$2,005 CA$2,821

$1,009 ฿33.9K

98.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,798 CA$2,531

$656 ฿22.1K

174.29%

Buy Apartment in City Center (m2)

$4,383 CA$6,168

$1,793 ฿60.3K

144.49%

Buy Apartment Outside City Center (m2)

$3,545 CA$4,988

$1,420 ฿47.7K

149.72%

Average Monthly Net Salary (After Tax)

$2,869 CA$4,037

$473 ฿15.9K

506.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

6.17

6.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Thomas: July 14, 2026

Last update for Hua Hin: July 12, 2026

Cost Breakdown

A central one-bedroom costs $1,208 in St. Thomas versus $410 in Hua Hin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 506% higher in St. Thomas, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72.0 in St. Thomas versus $20.00 in Hua Hin. Monthly groceries follow the same trend: $348 vs $234 – making Hua Hin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Thomas vs Hua Hin: Cost of Living - Frequently Asked Questions

St. Thomas costs about 163% more than Hua Hin, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,520 per month in St. Thomas and $1,340 in Hua Hin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hua Hin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,347 in St. Thomas and $893 in Hua Hin. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 409% less in Hua Hin. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Hua Hin, where all-in costs run around $893, than in St. Thomas at $2,347. In Hua Hin it covers expenses comfortably, while in St. Thomas it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hua Hin costs $893 versus $2,347 in St. Thomas. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hua Hin. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Thomas makes more sense. Both are solid long-term options with distinct trade-offs.