Cost of Living Comparison Between Hua Hin and Koh Phan Ghan Cost of Living Comparison Between Hua Hin and Koh Phan Ghan

Monthly Cost of Living

A single person spends $976 per month in Hua Hin vs $1,069 in Koh Phan Ghan, rent included.

A couple spends around $1,501 per month in Hua Hin vs $1,729 in Koh Phan Ghan, rent included.

A family of three spends $2,027 per month in Hua Hin vs $2,389 in Koh Phan Ghan, rent included.

Hua Hin is about 9% cheaper than Koh Phan Ghan, driven mainly by Clothing & Footwear.

Both Hua Hin and Koh Phan Ghan are more affordable than the global median – Hua Hin 29% lower, Koh Phan Ghan 22% lower.

Meal at Budget Restaurant

$3.12 ฿104

$4.18 ฿139

-25.36%

Three-Course Dinner for Two, Mid-Range

$22.05 ฿732

$29.44 ฿977

-25.10%

Fast Food Meal (McDonalds, etc)

$7.76 ฿257

$8.09 ฿268

-4.08%

Cappuccino

$2.09 ฿69.3

$2.62 ฿86.8

-20.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.81

$0.75 ฿24.94

-8.00%

Water (0.33 liter bottle)

$0.30 ฿9.87

$0.40 ฿13.39

-25.00%

Local Beer (0.5 liter draught)

$2.08 ฿69.1

$2.16 ฿71.6

-3.70%

Imported Beer (0.33 liter bottle)

$2.67 ฿88.7

$3.49 ฿116

-23.50%

Milk (1 liter)

$1.45 ฿48.06

$1.77 ฿58.8

-18.08%

White Bread (500g)

$1.34 ฿44.61

$1.33 ฿44.25

0.75%

Rice (white) (1kg)

$1.25 ฿41.36

$1.47 ฿48.62

-14.97%

Eggs

$1.98 ฿65.8

$2.11 ฿69.8

-6.16%

Local Cheese (1kg)

$12.37 ฿410

$18.42 ฿611

-32.84%

Chicken Fillets (1kg)

$2.45 ฿81.2

$3.27 ฿109

-25.08%

Beef Round Steak (1kg)

$10.33 ฿342

$10.93 ฿363

-5.49%

Apples (1kg)

$3.59 ฿119

$2.73 ฿90.4

31.50%

Banana (1kg)

$1.03 ฿34.08

$1.53 ฿50.6

-32.68%

Oranges (1kg)

$1.92 ฿63.8

$2.15 ฿71.2

-10.70%

Tomato (1kg)

$1.67 ฿55.5

$1.96 ฿65.1

-14.80%

Potato (1kg)

$1.25 ฿41.34

$1.40 ฿46.47

-10.71%

Onion (1kg)

$1.10 ฿36.50

$1.32 ฿43.86

-16.67%

Lettuce (1 head)

$0.83 ฿27.58

$1.06 ฿35.21

-21.70%

Water (1.5 liter bottle)

$0.45 ฿14.91

$0.54 ฿17.90

-16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ฿141

$4.27 ฿142

-0.23%

Wine (Bottle)

$14.18 ฿470

$17.63 ฿585

-19.57%

Local Beer (0.5 liter bottle)

$1.65 ฿54.6

$1.69 ฿56.1

-2.37%

Imported Beer (0.33 liter bottle)

$2.58 ฿85.7

$2.77 ฿92.0

-6.86%

One-way Ticket (Public Transport)

$0.47 ฿15.49

$2.07 ฿68.6

-77.29%

Taxi Start (Normal Tariff)

$1.34 ฿44.50

$2.65 ฿87.8

-49.43%

Taxi (Normal Tariff) (1km)

$1.10 ฿36.38

$0.98 ฿32.37

12.24%

Taxi 1hour Waiting (Normal Tariff)

$3.54 ฿117

$3.50 ฿116

1.14%

Gasoline (1 liter)

$1.45 ฿48.13

$1.29 ฿42.84

12.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K ฿544.4K

$24.6K ฿815.0K

-33.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K ฿903.2K

$24.2K ฿803.4K

12.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.3 ฿2,796

$103 ฿3,404

-17.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.58 ฿318

$11.24 ฿373

-14.77%

Internet (50+ Mbps, Unlimited Data)

$19.57 ฿649

$17.29 ฿574

13.19%

Gym Membership (Monthly)

$46.76 ฿1,551

$52.8 ฿1,751

-11.42%

Tennis Court (1 Hour on Weekend)

$24.31 ฿806

$11.10 ฿368

119.01%

Cinema Ticket

$6.45 ฿214

$7.64 ฿254

-15.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$639 ฿21.2K

$573 ฿19.0K

11.59%

International Primary School, 1 Child (Yearly)

$10.8K ฿358.3K

$11.7K ฿387.0K

-7.42%

Jeans (Levis 501 Or Similar)

$6.05 ฿201

$63.4 ฿2,102

-90.45%

Summer Dress (H&M, Zara, etc)

$29.81 ฿989

$29.29 ฿972

1.78%

Sport Shoes (Adidas, Nike)

$71.1 ฿2,358

$97.1 ฿3,222

-26.80%

Men's Leather Business Shoes

$53.4 ฿1,772

$90.6 ฿3,006

-41.06%

1-bedroom Apartment, City Center (Monthly)

$581 ฿19.3K

$522 ฿17.3K

11.33%

1-bedroom Apartment, Outside City Center (Monthly)

$403 ฿13.4K

$339 ฿11.3K

18.77%

3-bedroom Apartment, City Center (Monthly)

$1,412 ฿46.8K

$1,460 ฿48.4K

-3.30%

3-bedroom Apartment, Outside City Center (Monthly)

$807 ฿26.8K

$869 ฿28.8K

-7.06%

Buy Apartment in City Center (m2)

$1,868 ฿62.0K

$2,461 ฿81.6K

-24.09%

Buy Apartment Outside City Center (m2)

$1,477 ฿49.0K

$1,830 ฿60.7K

-19.29%

Average Monthly Net Salary (After Tax)

$462 ฿15.3K

$741 ฿24.6K

-37.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.96

5.57

7.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hua Hin: August 30, 2026

Last update for Koh Phan Ghan: August 31, 2026

Cost Breakdown

A central one-bedroom costs $581 in Hua Hin versus $522 in Koh Phan Ghan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 60% higher in Koh Phan Ghan, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $22.00 in Hua Hin versus $29.00 in Koh Phan Ghan. Monthly groceries follow the same trend: $218 vs $258 – making Hua Hin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hua Hin vs Koh Phan Ghan: Cost of Living - Frequently Asked Questions

Koh Phan Ghan costs about 10% more than Hua Hin, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,464 per month in Hua Hin and $1,603 in Koh Phan Ghan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hua Hin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $976 in Hua Hin and $1,069 in Koh Phan Ghan. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $639 per month in Hua Hin and $573 in Koh Phan Ghan. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Hua Hin, where all-in costs run around $976, than in Koh Phan Ghan at $1,069. In Hua Hin it covers expenses comfortably, while in Koh Phan Ghan it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hua Hin costs $976 versus $1,069 in Koh Phan Ghan. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hua Hin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koh Phan Ghan makes more sense. Both are solid long-term options with distinct trade-offs.