Cost of Living Comparison Between Koh Phan Ghan and Hua Hin Cost of Living Comparison Between Koh Phan Ghan and Hua Hin

Monthly Cost of Living

A single person spends $1,096 per month in Koh Phan Ghan vs $873 in Hua Hin, rent included.

A couple spends around $1,945 per month in Koh Phan Ghan vs $1,418 in Hua Hin, rent included.

A family of three spends $2,794 per month in Koh Phan Ghan vs $1,962 in Hua Hin, rent included.

Koh Phan Ghan costs about 25% more than Hua Hin, driven mainly by Clothing & Footwear.

Both Koh Phan Ghan and Hua Hin are more affordable than the global median – Koh Phan Ghan 18% lower, Hua Hin 35% lower.

Meal at Budget Restaurant

$4.22 ฿138

$3.04 ฿99.5

38.82%

Three-Course Dinner for Two, Mid-Range

$41.00 ฿1,340

$20.10 ฿657

103.98%

Fast Food Meal (McDonalds, etc)

$7.88 ฿258

$8.74 ฿286

-9.84%

Cappuccino

$2.76 ฿90.4

$2.08 ฿68.0

32.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ฿19.97

$0.65 ฿21.24

-6.15%

Water (0.33 liter bottle)

$0.36 ฿11.64

$0.50 ฿16.49

-28.00%

Local Beer (0.5 liter draught)

$2.25 ฿73.4

$1.97 ฿64.5

14.21%

Imported Beer (0.33 liter bottle)

$3.35 ฿109

$3.71 ฿121

-9.70%

Milk (1 liter)

$2.05 ฿67.0

$1.48 ฿48.51

38.51%

White Bread (500g)

$1.75 ฿57.1

$1.92 ฿62.8

-8.85%

Rice (white) (1kg)

$2.08 ฿68.1

$1.12 ฿36.71

85.71%

Eggs

$2.12 ฿69.3

$1.91 ฿62.6

10.99%

Local Cheese (1kg)

$18.91 ฿618

$13.46 ฿440

40.49%

Chicken Fillets (1kg)

$3.60 ฿118

$2.80 ฿91.5

28.57%

Beef Round Steak (1kg)

$12.82 ฿419

$14.51 ฿474

-11.65%

Apples (1kg)

$3.16 ฿103

$2.62 ฿85.6

20.61%

Banana (1kg)

$1.54 ฿50.4

$0.79 ฿25.88

94.94%

Oranges (1kg)

$2.29 ฿75.0

$1.87 ฿61.1

22.46%

Tomato (1kg)

$1.91 ฿62.5

$1.56 ฿51.2

22.44%

Potato (1kg)

$1.46 ฿47.66

$1.67 ฿54.6

-12.57%

Onion (1kg)

$1.43 ฿46.76

$1.25 ฿41.02

14.40%

Lettuce (1 head)

$0.92 ฿29.96

$0.76 ฿24.80

21.05%

Water (1.5 liter bottle)

$0.49 ฿16.09

$0.45 ฿14.80

8.89%

Cigarettes 20 Pack (Marlboro, Camel)

$4.24 ฿139

$4.71 ฿154

-9.98%

Wine (Bottle)

$18.11 ฿592

$14.74 ฿482

22.86%

Local Beer (0.5 liter bottle)

$1.73 ฿56.7

$1.65 ฿54.0

4.85%

Imported Beer (0.33 liter bottle)

$2.56 ฿83.7

$3.51 ฿115

-27.07%

One-way Ticket (Public Transport)

$1.27 ฿41.45

$0.47 ฿15.46

170.21%

Public Transport Monthly Pass (Regular Price)

$12.35 ฿404

Taxi Start (Normal Tariff)

$2.69 ฿87.9

$1.06 ฿34.51

153.77%

Taxi (Normal Tariff) (1km)

$0.87 ฿28.60

$0.75 ฿24.65

16.00%

Taxi 1hour Waiting (Normal Tariff)

$12.31 ฿402

$5.25 ฿172

134.48%

Gasoline (1 liter)

$1.17 ฿38.27

$1.29 ฿42.33

-9.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K ฿805.9K

$20.3K ฿662.9K

21.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K ฿998.2K

$21.2K ฿692.7K

44.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿3,987

$72.2 ฿2,359

69.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.49 ฿441

$12.99 ฿425

3.85%

Internet (50+ Mbps, Unlimited Data)

$18.78 ฿614

$22.69 ฿742

-17.23%

Gym Membership (Monthly)

$60.1 ฿1,966

$46.95 ฿1,535

28.09%

Tennis Court (1 Hour on Weekend)

$16.94 ฿554

$5.38 ฿176

214.87%

Cinema Ticket

$9.15 ฿299

$7.58 ฿248

20.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$693 ฿22.6K

$140 ฿4,585

393.75%

International Primary School, 1 Child (Yearly)

$16.0K ฿522.7K

$19.8K ฿645.7K

-19.05%

Jeans (Levis 501 Or Similar)

$57.9 ฿1,893

$19.33 ฿632

199.64%

Summer Dress (H&M, Zara, etc)

$34.07 ฿1,114

$24.16 ฿790

41.02%

Sport Shoes (Adidas, Nike)

$116 ฿3,778

$62.7 ฿2,049

84.41%

Men's Leather Business Shoes

$83.4 ฿2,726

$57.9 ฿1,893

44.01%

1-bedroom Apartment, City Center (Monthly)

$425 ฿13.9K

$401 ฿13.1K

6.03%

1-bedroom Apartment, Outside City Center (Monthly)

$313 ฿10.2K

$293 ฿9,575

6.81%

3-bedroom Apartment, City Center (Monthly)

$1,432 ฿46.8K

$1,017 ฿33.2K

40.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,044 ฿34.1K

$666 ฿21.8K

56.77%

Buy Apartment in City Center (m2)

$2,558 ฿83.6K

$1,897 ฿62.0K

34.81%

Buy Apartment Outside City Center (m2)

$1,826 ฿59.7K

$1,470 ฿48.1K

24.19%

Average Monthly Net Salary (After Tax)

$744 ฿24.3K

$478 ฿15.6K

55.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

6.17

-13.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phan Ghan: May 31, 2026

Last update for Hua Hin: May 31, 2026

Cost Breakdown

A central one-bedroom costs $425 in Koh Phan Ghan versus $401 in Hua Hin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 56% higher in Koh Phan Ghan, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41.00 in Koh Phan Ghan versus $20.00 in Hua Hin. Monthly groceries follow the same trend: $279 vs $238 – making Hua Hin the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phan Ghan vs Hua Hin: Cost of Living - Frequently Asked Questions

Koh Phan Ghan costs about 25% more than Hua Hin, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,644 per month in Koh Phan Ghan and $1,310 in Hua Hin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hua Hin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,096 in Koh Phan Ghan and $873 in Hua Hin. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $693 per month in Koh Phan Ghan and $140 in Hua Hin. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Hua Hin, where all-in costs run around $873, than in Koh Phan Ghan at $1,096. In Hua Hin it covers expenses comfortably, while in Koh Phan Ghan it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Hua Hin costs $873 versus $1,096 in Koh Phan Ghan. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hua Hin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Koh Phan Ghan makes more sense. Both are solid long-term options with distinct trade-offs.