Last update: Oct 2026

Cost of Living Comparison Between High Point, NC and Chicago, IL

For one person, living is cheaper in High Point, NC: $2,198 a month against $3,185 in Chicago, IL, rent and utilities included – about $11,800 less a year. Rent and utilities account for most of the difference.

High Point, NC
🇺🇸 United States
$2,198
/mo nomad
Chicago, IL
🇺🇸 United States
$3,185
/mo nomad
Monthly Cost of Living

How much you'll spend in High Point, NC and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in High Point, NC and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,198 per month in High Point, NC vs $3,185 in Chicago, IL, rent included.

  • High Point, NC $2,198
  • Chicago, IL $3,185

A couple spends around $3,170 per month in High Point, NC vs $4,631 in Chicago, IL, rent included.

  • High Point, NC $3,170
  • Chicago, IL $4,631

A family of three spends $4,141 per month in High Point, NC vs $6,077 in Chicago, IL, rent included.

  • High Point, NC $4,141
  • Chicago, IL $6,077

High Point, NC is about 31% cheaper than Chicago, IL, and outside of rent the biggest gap is in leisure.

Both High Point, NC and Chicago, IL sit above the global median – High Point, NC by 63%, Chicago, IL by 136%.

Currency
🍽 Eating Out
High Point, NC
Chicago, IL
Difference
Meal at Budget Restaurant
$17.79 $17.79
$21.58 $21.58
-17.56%
Three-Course Dinner for Two, Mid-Range
$80.0 $80.0
$88.7 $88.7
-9.81%
Fast Food Meal (McDonalds, etc)
$9.86 $9.86
$13.20 $13.20
-25.30%
Cappuccino
$5.36 $5.36
$5.59 $5.59
-4.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.63 $2.63
0.38%
Water (0.33 liter bottle)
$1.98 $1.98
$2.26 $2.26
-12.39%
Local Beer (0.5 liter draught)
$4.87 $4.87
$7.11 $7.11
-31.50%
Imported Beer (0.33 liter bottle)
$5.97 $5.97
$9.23 $9.23
-35.32%
🛒 Groceries & Markets
High Point, NC
Chicago, IL
Difference
Milk (1 liter)
$1.02 $1.02
$1.28 $1.28
-20.31%
White Bread (500g)
$3.97 $3.97
$3.84 $3.84
3.39%
Rice (white) (1kg)
$3.20 $3.20
$5.07 $5.07
-36.88%
Eggs
$4.29 $4.29
$4.84 $4.84
-11.36%
Local Cheese (1kg)
$16.55 $16.55
$14.17 $14.17
16.80%
Chicken Fillets (1kg)
$13.93 $13.93
$14.61 $14.61
-4.65%
Beef Round Steak (1kg)
$17.84 $17.84
$18.76 $18.76
-4.90%
Apples (1kg)
$5.30 $5.30
$5.19 $5.19
2.12%
Banana (1kg)
$1.44 $1.44
$2.00 $2.00
-28.00%
Oranges (1kg)
$4.74 $4.74
$4.00 $4.00
18.50%
Tomato (1kg)
$4.51 $4.51
$4.98 $4.98
-9.44%
Potato (1kg)
$3.79 $3.79
$2.79 $2.79
35.84%
Onion (1kg)
$3.27 $3.27
$2.65 $2.65
23.40%
Lettuce (1 head)
$2.06 $2.06
$2.13 $2.13
-3.29%
Water (1.5 liter bottle)
$2.37 $2.37
$3.09 $3.09
-23.30%
Cigarettes 20 Pack (Marlboro, Camel)
$8.19 $8.19
$16.05 $16.05
-48.97%
Wine (Bottle)
$15.26 $15.26
$15.20 $15.20
0.39%
Local Beer (0.5 liter bottle)
$1.68 $1.68
$2.62 $2.62
-35.88%
Imported Beer (0.33 liter bottle)
$3.76 $3.76
$3.46 $3.46
8.67%
🚌 Getting Around
High Point, NC
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.56 $2.56
$2.47 $2.47
3.64%
Public Transport Monthly Pass (Regular Price)
$79.1 $79.1
$75.1 $75.1
5.30%
Taxi Start (Normal Tariff)
$3.02 $3.02
$3.21 $3.21
-5.92%
Taxi (Normal Tariff) (1km)
$1.81 $1.81
$1.39 $1.39
30.22%
Taxi 1hour Waiting (Normal Tariff)
$15.08 $15.08
$25.02 $25.02
-39.73%
Gasoline (1 liter)
$1.03 $1.03
$1.24 $1.24
-16.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K $36.1K
$37.2K $37.2K
-2.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$25.8K $25.8K
-2.16%
🧾 Monthly Utilities & Internet
High Point, NC
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$176 $176
$192 $192
-8.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.3 $51.3
$67.8 $67.8
-24.30%
Internet (50+ Mbps, Unlimited Data)
$73.6 $73.6
$60.9 $60.9
20.88%
🎉 Sport & Entertainment
High Point, NC
Chicago, IL
Difference
Gym Membership (Monthly)
-
$53.6 $53.6
-
Tennis Court (1 Hour on Weekend)
-
$27.90 $27.90
-
Cinema Ticket
$11.92 $11.92
$17.80 $17.80
-33.03%
🧸 Childcare & Education
High Point, NC
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,309 $1,309
$1,554 $1,554
-15.76%
International Primary School, 1 Child (Yearly)
$9,982 $9,982
$31.4K $31.4K
-68.18%
👕👟 Clothing & Footwear
High Point, NC
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$38.44 $38.44
$67.9 $67.9
-43.37%
Summer Dress (H&M, Zara, etc)
$34.39 $34.39
$50.8 $50.8
-32.25%
Sport Shoes (Adidas, Nike)
$86.1 $86.1
$101 $101
-15.11%
Men's Leather Business Shoes
$110 $110
$143 $143
-23.07%
🏠 Accommodation & Living
High Point, NC
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,171 $1,171
$2,383 $2,383
-50.85%
1-bedroom Apartment, Outside City Center (Monthly)
$930 $930
$1,712 $1,712
-45.70%
3-bedroom Apartment, City Center (Monthly)
$1,451 $1,451
$4,674 $4,674
-68.96%
3-bedroom Apartment, Outside City Center (Monthly)
$1,283 $1,283
$2,738 $2,738
-53.14%
Buy Apartment in City Center (m2)
$1,960 $1,960
$4,158 $4,158
-52.87%
Buy Apartment Outside City Center (m2)
$1,954 $1,954
$2,691 $2,691
-27.38%
💵 Salaries & Financials
High Point, NC
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$4,420 $4,420
$4,894 $4,894
-9.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.48
6.77
-4.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for High Point, NC: October 12, 2026

Last update for Chicago, IL: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
High Point, NC
$930
Chicago, IL
$1.7K 84.2% $782
Groceries & Markets
High Point, NC
$430
Chicago, IL
$451 4.9% $21
Monthly Utilities & Internet
High Point, NC
$301
Chicago, IL
$321 6.8% $20
Eating Out
High Point, NC
$291
Chicago, IL
$353 21.3% $62
Clothing & Footwear
High Point, NC
$121
Chicago, IL
$164 35% $42
Getting Around
High Point, NC
$101
Chicago, IL
$95 6.2% $6.3
Sport & Entertainment
High Point, NC
$24 *
Chicago, IL
$89 274% $65

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,171 in High Point, NC versus $2,383 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in High Point, NC versus $89.0 in Chicago, IL. Monthly groceries follow the same trend: $430 vs $451 – making High Point, NC the more affordable choice for daily food spending.

Good to know
🇺🇸 High Point, NC
🇺🇸 Chicago, IL
🕒 Local time
04:57 4:57 AM
03:57 3:57 AM
1 h behind High Point, NC
🌤 Weather
👥 Population
104,371
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • High Point, NC Chicago, IL 930 km ≈ 1 h 45 min nonstop flight
From you
  • High Point, NC
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
High Point, NC vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in High Point, NC and in Chicago, IL compare overall?
Monthly costs with rent: $2,198 in High Point, NC, $3,185 in Chicago, IL – roughly 45% apart. Outside of rent, the biggest gap is in leisure.
What salary covers living expenses in High Point, NC compared to Chicago, IL?
For a comfortable life, plan on about $3,297 per month in High Point, NC and $4,777 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between High Point, NC and Chicago, IL?
Rent is clearly cheaper in High Point, NC, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 5% more in Chicago, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $80.0 in High Point, NC and $89.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in High Point, NC, where all-in costs run around $2,198, than in Chicago, IL at $3,185. In High Point, NC it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
How does quality of life compare between High Point, NC and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,198 in High Point, NC to $3,185 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
How do I decide between High Point, NC and Chicago, IL?
If budget matters most, go with High Point, NC. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

High Point, NC vs other spots: cost of living compared

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