Last update: Oct 2026

Cost of Living Comparison Between Herceg Novi and Sutomore

For one person, living is cheaper in Sutomore: $1,095 a month against $1,257 in Herceg Novi, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Herceg Novi
Learn more

Herceg Novi Living Index
53

Cost of Living Index in Sutomore
Learn more

Sutomore Living Index

Jump to prices

Herceg Novi

🇲🇪 Montenegro

$1,257

/mo nomad

Sutomore

🇲🇪 Montenegro

$1,095

/mo nomad

Monthly Cost of Living

How much you'll spend in Herceg Novi and in Sutomore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Herceg Novi and in Sutomore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,257 in Herceg Novi versus $1,095 in Sutomore.

Herceg Novi $1,257
Sutomore $1,095

Estimated couple costs with rent: $1,997 in Herceg Novi versus $1,682 in Sutomore.

Herceg Novi $1,997
Sutomore $1,682

Monthly costs for a family of three with rent: $2,737 in Herceg Novi versus $2,269 in Sutomore.

Herceg Novi $2,737
Sutomore $2,269

Living in Herceg Novi is roughly 15% more expensive than in Sutomore, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Herceg Novi 7% lower, Sutomore 19% lower.

Meal at Budget Restaurant

$11.23 €9.99

$11.24 €10.00

-0.09%

Three-Course Dinner for Two, Mid-Range

$36.29 €32.28

$35.96 €31.99

0.92%

Fast Food Meal (McDonalds, etc)

$9.16 €8.15

$9.16 €8.14

Cappuccino

$2.65 €2.36

$2.59 €2.30

2.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 €2.23

$2.20 €1.96

13.64%

Water (0.33 liter bottle)

$1.63 €1.45

$1.47 €1.31

10.88%

Local Beer (0.5 liter draught)

$2.84 €2.53

$2.85 €2.53

-0.35%

Imported Beer (0.33 liter bottle)

$3.34 €2.97

$3.44 €3.06

-2.91%

Milk (1 liter)

$1.20 €1.07

$1.19 €1.06

0.84%

White Bread (500g)

$1.01 €0.90

Rice (white) (1kg)

$2.93 €2.61

$2.25 €2.00

30.22%

Eggs

$2.98 €2.65

$3.08 €2.74

-3.25%

Local Cheese (1kg)

$9.02 €8.02

$8.77 €7.80

2.85%

Chicken Fillets (1kg)

$7.43 €6.61

$7.55 €6.71

-1.59%

Beef Round Steak (1kg)

$12.99 €11.56

$12.24 €10.89

6.13%

Apples (1kg)

$1.33 €1.18

$1.26 €1.12

5.56%

Banana (1kg)

$1.57 €1.39

$1.49 €1.32

5.37%

Oranges (1kg)

$1.63 €1.45

$1.47 €1.31

10.88%

Tomato (1kg)

$2.96 €2.63

$2.87 €2.56

3.14%

Potato (1kg)

$0.95 €0.85

$0.85 €0.75

11.76%

Onion (1kg)

$1.29 €1.15

$1.09 €0.97

18.35%

Lettuce (1 head)

$1.54 €1.37

$1.46 €1.30

5.48%

Water (1.5 liter bottle)

$0.95 €0.85

$0.89 €0.79

6.74%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 €3.56

$3.85 €3.42

3.90%

Wine (Bottle)

$4.37 €3.89

$4.56 €4.05

-4.17%

Local Beer (0.5 liter bottle)

$1.28 €1.14

$1.24 €1.10

3.23%

Imported Beer (0.33 liter bottle)

$1.74 €1.55

$1.68 €1.50

3.57%

One-way Ticket (Public Transport)

$1.64 €1.46

$1.65 €1.47

-0.61%

Public Transport Monthly Pass (Regular Price)

$44.46 €39.55

$38.44 €34.19

15.66%

Taxi Start (Normal Tariff)

$2.84 €2.53

$1.14 €1.01

149.12%

Taxi (Normal Tariff) (1km)

$1.10 €0.97

$1.14 €1.01

-3.51%

Taxi 1hour Waiting (Normal Tariff)

$17.09 €15.20

$16.91 €15.04

1.06%

Gasoline (1 liter)

$1.72 €1.53

$1.77 €1.57

-2.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K €28.8K

$28.7K €25.5K

12.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K €19.0K

$21.3K €18.9K

0.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 €121

$133 €118

2.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.14 €11.69

$13.19 €11.73

-0.38%

Internet (50+ Mbps, Unlimited Data)

$33.88 €30.14

$33.34 €29.65

1.62%

Gym Membership (Monthly)

$56.6 €50.3

$45.68 €40.63

23.84%

Tennis Court (1 Hour on Weekend)

$11.39 €10.13

$14.42 €12.83

-21.01%

Cinema Ticket

$7.81 €6.94

$5.97 €5.31

30.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$444 €395

$395 €352

12.24%

International Primary School, 1 Child (Yearly)

$7,024 €6,248

$6,959 €6,190

0.94%

Jeans (Levis 501 Or Similar)

$84.3 €75.0

$84.5 €75.2

-0.30%

Summer Dress (H&M, Zara, etc)

$33.74 €30.01

$33.24 €29.56

1.50%

Sport Shoes (Adidas, Nike)

$72.7 €64.7

$72.2 €64.2

0.66%

Men's Leather Business Shoes

$95.8 €85.2

$93.0 €82.8

2.97%

1-bedroom Apartment, City Center (Monthly)

$651 €579

$370 €329

76.01%

1-bedroom Apartment, Outside City Center (Monthly)

$399 €355

$275 €245

44.95%

3-bedroom Apartment, City Center (Monthly)

$1,257 €1,118

$559 €497

125.00%

3-bedroom Apartment, Outside City Center (Monthly)

$888 €790

$494 €439

79.97%

Buy Apartment in City Center (m2)

$3,685 €3,278

$3,356 €2,985

9.82%

Buy Apartment Outside City Center (m2)

$2,421 €2,153

$2,300 €2,046

5.25%

Average Monthly Net Salary (After Tax)

$1,031 €917

$669 €595

54.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: October 19, 2026

Last update for Sutomore: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Herceg Novi

$399 31.7%

Sutomore

$275 25.1% 31% $124

Groceries & Markets

Herceg Novi

$228 18.1%

Sutomore

$219 20% 3.8% $8.7

Eating Out

Herceg Novi

$187 14.8%

Sutomore

$184 16.8% 1.2% $2.3

Monthly Utilities & Internet

Herceg Novi

$183 14.6%

Sutomore

$179 16.4% 2.3% $4.1

Clothing & Footwear

Herceg Novi

$129 10.3%

Sutomore

$127 11.6% 1.2% $1.6

Sport & Entertainment

Herceg Novi

$72 5.7%

Sutomore

$58 5.3% 20.2% $15

Getting Around

Herceg Novi

$59 4.7%

Sutomore

$52 4.7% 12.6% $7.5

Cost Breakdown

A one-bedroom apartment in the center runs $651 in Herceg Novi and $370 in Sutomore. Housing cost is often the main lever when comparing two cities.

Herceg Novi pays 54% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Herceg Novi vs $36.00 in Sutomore. Groceries flip the comparison at $228 vs $219, with Sutomore cheaper for home cooking.

Good to know

🇲🇪 Herceg Novi

🇲🇪 Sutomore

🕒 Local time

05:31 5:31 AM

Same time as Herceg Novi

🌤 Weather

👥 Population

11,059

2,000

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Herceg Novi Sutomore 54 km

From you

Herceg Novi
Sutomore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Sutomore: Cost of Living - Frequently Asked Questions

Herceg Novi and Sutomore differ by about 15% in total monthly costs ($1,257 vs $1,095 including rent). Sutomore is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 54% higher in Herceg Novi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $651 in Herceg Novi versus $370 in Sutomore. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Herceg Novi. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Sutomore – a meal for two runs $36.00 versus $36.00 in Herceg Novi. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,095 in Sutomore versus $1,257 in Herceg Novi, a $1,000 budget is realistic in Sutomore but tight or insufficient in Herceg Novi. The gap between the two cities makes Sutomore the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Herceg Novi and Sutomore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sutomore gentler on the wallet – expenses run 15% less than in Herceg Novi. Beyond cost, consider language, visa policies, and how big the international community is in each city.