๐Monthly costs for one person with rent: $1,420 in Sutomore versus $1,454 in Herceg Novi.
๐Estimated couple costs with rent: $2,169 in Sutomore versus $2,172 in Herceg Novi.
๐Monthly costs for a family of three with rent: $2,918 in Sutomore versus $2,889 in Herceg Novi.
๐Living in Sutomore costs roughly 2% less than in Herceg Novi, driven mainly by Getting Around.
๐Both cities are pricier than the global median: Sutomore6% above, Herceg Novi9% above.
Currency
๐ฝ Eating Out
Sutomore
Herceg Novi
Difference
Meal at Budget Restaurant
$13.91โฌ11.86
$11.63โฌ9.92
19.60%
Three-Course Dinner for Two, Mid-Range
$57.2โฌ48.78
$38.17โฌ32.56
49.83%
Fast Food Meal(McDonalds, etc)
$10.10โฌ8.62
$10.39โฌ8.86
-2.79%
Cappuccino
$2.92โฌ2.49
$2.54โฌ2.17
14.96%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.19โฌ1.86
$2.96โฌ2.52
-26.01%
Water(0.33 liter bottle)
$1.46โฌ1.25
$1.88โฌ1.60
-22.34%
Local Beer(0.5 liter draught)
$3.41โฌ2.91
$2.84โฌ2.42
20.07%
Imported Beer(0.33 liter bottle)
$3.44โฌ2.93
$2.86โฌ2.44
20.28%
๐ Groceries & Markets
Sutomore
Herceg Novi
Difference
Milk(1 liter)
$1.38โฌ1.17
$1.42โฌ1.21
-2.82%
White Bread(500g)
$1.09โฌ0.93
$0.91โฌ0.78
19.78%
Rice(white)(1kg)
$1.76โฌ1.50
$2.55โฌ2.17
-30.98%
Eggs
$3.14โฌ2.68
$3.15โฌ2.68
-0.32%
Local Cheese(1kg)
$9.00โฌ7.68
$9.00โฌ7.68
-
Chicken Fillets(1kg)
$7.50โฌ6.40
$7.57โฌ6.46
-0.92%
Beef Round Steak(1kg)
$9.47โฌ8.08
$11.89โฌ10.15
-20.35%
Apples(1kg)
$1.30โฌ1.11
$1.34โฌ1.14
-2.99%
Banana(1kg)
$1.71โฌ1.46
$1.65โฌ1.41
3.64%
Oranges(1kg)
$1.63โฌ1.39
$1.66โฌ1.41
-1.81%
Tomato(1kg)
$2.83โฌ2.41
$2.93โฌ2.50
-3.41%
Potato(1kg)
$1.07โฌ0.91
$1.12โฌ0.96
-4.46%
Onion(1kg)
$1.19โฌ1.02
$1.35โฌ1.15
-11.85%
Lettuce(1 head)
$1.70โฌ1.45
$1.56โฌ1.33
8.97%
Water(1.5 liter bottle)
$1.19โฌ1.01
$0.77โฌ0.66
54.55%
Cigarettes 20 Pack(Marlboro, Camel)
$4.15โฌ3.54
$3.85โฌ3.28
7.79%
Wine(Bottle)
$4.75โฌ4.05
$4.61โฌ3.93
3.04%
Local Beer(0.5 liter bottle)
$1.24โฌ1.06
$1.25โฌ1.07
-0.80%
Imported Beer(0.33 liter bottle)
$1.76โฌ1.50
$1.71โฌ1.46
2.92%
๐ Getting Around
Sutomore
Herceg Novi
Difference
One-way Ticket(Public Transport)
$1.47โฌ1.26
$1.18โฌ1.01
24.58%
Public Transport Monthly Pass(Regular Price)
$37.04โฌ31.59
$60.0โฌ51.2
-38.28%
Taxi Start(Normal Tariff)
$1.18โฌ1.01
$2.28โฌ1.94
-48.25%
Taxi(Normal Tariff)(1km)
$0.75โฌ0.64
$0.71โฌ0.60
5.63%
Taxi 1hour Waiting(Normal Tariff)
$11.53โฌ9.83
$17.02โฌ14.52
-32.26%
Gasoline(1 liter)
$1.72โฌ1.47
$1.69โฌ1.44
1.78%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2Kโฌ25.7K
$33.5Kโฌ28.5K
-9.78%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1Kโฌ23.1K
$21.9Kโฌ18.7K
23.60%
๐งพ Monthly Utilities & Internet
Sutomore
Herceg Novi
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$139โฌ118
$143โฌ122
-2.89%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.54โฌ15.82
$16.84โฌ14.37
10.10%
Internet(50+ Mbps, Unlimited Data)
$33.26โฌ28.37
$31.36โฌ26.75
6.06%
๐ Sport & Entertainment
Sutomore
Herceg Novi
Difference
Gym Membership(Monthly)
$44.69โฌ38.12
$56.9โฌ48.54
-21.47%
Tennis Court(1 Hour on Weekend)
$14.59โฌ12.45
$11.44โฌ9.76
27.53%
Cinema Ticket
$3.42โฌ2.92
$7.95โฌ6.78
-56.98%
๐งธ Childcare & Education
Sutomore
Herceg Novi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$419โฌ357
$526โฌ449
-20.44%
International Primary School, 1 Child(Yearly)
$9,930โฌ8,470
$7,669โฌ6,541
29.49%
๐๐ Clothing & Footwear
Sutomore
Herceg Novi
Difference
Jeans(Levis 501 Or Similar)
$23.30โฌ19.87
$86.9โฌ74.1
-73.18%
Summer Dress(H&M, Zara, etc)
$38.52โฌ32.86
$34.55โฌ29.47
11.49%
Sport Shoes(Adidas, Nike)
$111โฌ94.9
$75.8โฌ64.6
46.92%
Men's Leather Business Shoes
$130โฌ111
$99.3โฌ84.7
30.65%
๐ Accommodation & Living
Sutomore
Herceg Novi
Difference
1-bedroom Apartment, City Center(Monthly)
$374โฌ319
$748โฌ638
-49.94%
1-bedroom Apartment, Outside City Center(Monthly)
$534โฌ456
$551โฌ470
-3.08%
3-bedroom Apartment, City Center(Monthly)
$1,263โฌ1,077
$1,372โฌ1,170
-7.92%
3-bedroom Apartment, Outside City Center(Monthly)
$931โฌ794
$973โฌ830
-4.35%
Buy Apartment in City Center(m2)
-
$3,650โฌ3,114
-
Buy Apartment Outside City Center(m2)
-
$2,478โฌ2,113
-
๐ต Salaries & Financials
Sutomore
Herceg Novi
Difference
Average Monthly Net Salary(After Tax)
$693โฌ591
$1,115โฌ951
-37.82%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.38
5
7.60%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Sutomore: April 20, 2026
Last update for Herceg Novi: April 21, 2026
Cost Breakdown
๐ A one-bedroom apartment in the center runs $374 in Sutomore and $748 in Herceg Novi. Housing cost is often the main lever when comparing two cities.
๐ฐHerceg Novi pays 61% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
๐Dining out: $57 in Sutomore vs $38 in Herceg Novi. Groceries flip the comparison at $221 vs $225, with Sutomore cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sutomore vs Herceg Novi: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Sutomore and Herceg Novi?
Sutomore and Herceg Novi differ by about 2% in total monthly costs ($1,420 vs $1,454 including rent). Sutomore is meaningfully more affordable โ a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Herceg Novi earns 61% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Sutomore and Herceg Novi?
Rent for a central apartment: $374 in Sutomore versus $748 in Herceg Novi. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 2% higher in Herceg Novi. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Sutomore โ a meal for two runs $57.0 versus $38.00 in Herceg Novi. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,420 in Sutomore versus $1,454 in Herceg Novi, a $1,000 budget is realistic in Sutomore but tight or insufficient in Herceg Novi. The gap between the two cities makes Sutomore the clear choice for anyone on this budget.
How does quality of life compare between Sutomore and Herceg Novi?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better โ the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Sutomore or Herceg Novi safer for residents?
Safety-wise, Sutomore and Herceg Novi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Sutomore or Herceg Novi?
Expats usually find Sutomore gentler on the wallet โ expenses run 2% less than in Herceg Novi. Beyond cost, consider language, visa policies, and how big the international community is in each city.