Last update: Oct 2026

Cost of Living Comparison Between Sutomore and Herceg Novi

For one person, living is cheaper in Sutomore: $1,095 a month against $1,257 in Herceg Novi, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

53

Cost of Living Index in Sutomore
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Sutomore Living Index
61

Cost of Living Index in Herceg Novi
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Herceg Novi Living Index

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Sutomore

🇲🇪 Montenegro

$1,095

/mo nomad

Herceg Novi

🇲🇪 Montenegro

$1,257

/mo nomad

Monthly Cost of Living

How much you'll spend in Sutomore and in Herceg Novi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sutomore and in Herceg Novi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,095 in Sutomore versus $1,257 in Herceg Novi.

Sutomore $1,095
Herceg Novi $1,257

Estimated couple costs with rent: $1,682 in Sutomore versus $1,997 in Herceg Novi.

Sutomore $1,682
Herceg Novi $1,997

Monthly costs for a family of three with rent: $2,269 in Sutomore versus $2,737 in Herceg Novi.

Sutomore $2,269
Herceg Novi $2,737

Living in Sutomore costs roughly 13% less than in Herceg Novi, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Sutomore 19% lower, Herceg Novi 7% lower.

Meal at Budget Restaurant

$11.24 €10.00

$11.23 €9.99

0.09%

Three-Course Dinner for Two, Mid-Range

$35.96 €31.99

$36.29 €32.28

-0.91%

Fast Food Meal (McDonalds, etc)

$9.16 €8.14

$9.16 €8.15

Cappuccino

$2.59 €2.30

$2.65 €2.36

-2.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 €1.96

$2.50 €2.23

-12.00%

Water (0.33 liter bottle)

$1.47 €1.31

$1.63 €1.45

-9.82%

Local Beer (0.5 liter draught)

$2.85 €2.53

$2.84 €2.53

0.35%

Imported Beer (0.33 liter bottle)

$3.44 €3.06

$3.34 €2.97

2.99%

Milk (1 liter)

$1.19 €1.06

$1.20 €1.07

-0.83%

White Bread (500g)

$1.01 €0.90

Rice (white) (1kg)

$2.25 €2.00

$2.93 €2.61

-23.21%

Eggs

$3.08 €2.74

$2.98 €2.65

3.36%

Local Cheese (1kg)

$8.77 €7.80

$9.02 €8.02

-2.77%

Chicken Fillets (1kg)

$7.55 €6.71

$7.43 €6.61

1.62%

Beef Round Steak (1kg)

$12.24 €10.89

$12.99 €11.56

-5.77%

Apples (1kg)

$1.26 €1.12

$1.33 €1.18

-5.26%

Banana (1kg)

$1.49 €1.32

$1.57 €1.39

-5.10%

Oranges (1kg)

$1.47 €1.31

$1.63 €1.45

-9.82%

Tomato (1kg)

$2.87 €2.56

$2.96 €2.63

-3.04%

Potato (1kg)

$0.85 €0.75

$0.95 €0.85

-10.53%

Onion (1kg)

$1.09 €0.97

$1.29 €1.15

-15.50%

Lettuce (1 head)

$1.46 €1.30

$1.54 €1.37

-5.19%

Water (1.5 liter bottle)

$0.89 €0.79

$0.95 €0.85

-6.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.85 €3.42

$4.00 €3.56

-3.75%

Wine (Bottle)

$4.56 €4.05

$4.37 €3.89

4.35%

Local Beer (0.5 liter bottle)

$1.24 €1.10

$1.28 €1.14

-3.13%

Imported Beer (0.33 liter bottle)

$1.68 €1.50

$1.74 €1.55

-3.45%

One-way Ticket (Public Transport)

$1.65 €1.47

$1.64 €1.46

0.61%

Public Transport Monthly Pass (Regular Price)

$38.44 €34.19

$44.46 €39.55

-13.54%

Taxi Start (Normal Tariff)

$1.14 €1.01

$2.84 €2.53

-59.86%

Taxi (Normal Tariff) (1km)

$1.14 €1.01

$1.10 €0.97

3.64%

Taxi 1hour Waiting (Normal Tariff)

$16.91 €15.04

$17.09 €15.20

-1.05%

Gasoline (1 liter)

$1.77 €1.57

$1.72 €1.53

2.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K €25.5K

$32.3K €28.8K

-11.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K €18.9K

$21.4K €19.0K

-0.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 €118

$136 €121

-2.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.19 €11.73

$13.14 €11.69

0.38%

Internet (50+ Mbps, Unlimited Data)

$33.34 €29.65

$33.88 €30.14

-1.59%

Gym Membership (Monthly)

$45.68 €40.63

$56.6 €50.3

-19.25%

Tennis Court (1 Hour on Weekend)

$14.42 €12.83

$11.39 €10.13

26.60%

Cinema Ticket

$5.97 €5.31

$7.81 €6.94

-23.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$395 €352

$444 €395

-10.91%

International Primary School, 1 Child (Yearly)

$6,959 €6,190

$7,024 €6,248

-0.93%

Jeans (Levis 501 Or Similar)

$84.5 €75.2

$84.3 €75.0

0.30%

Summer Dress (H&M, Zara, etc)

$33.24 €29.56

$33.74 €30.01

-1.48%

Sport Shoes (Adidas, Nike)

$72.2 €64.2

$72.7 €64.7

-0.66%

Men's Leather Business Shoes

$93.0 €82.8

$95.8 €85.2

-2.88%

1-bedroom Apartment, City Center (Monthly)

$370 €329

$651 €579

-43.18%

1-bedroom Apartment, Outside City Center (Monthly)

$275 €245

$399 €355

-31.01%

3-bedroom Apartment, City Center (Monthly)

$559 €497

$1,257 €1,118

-55.56%

3-bedroom Apartment, Outside City Center (Monthly)

$494 €439

$888 €790

-44.44%

Buy Apartment in City Center (m2)

$3,356 €2,985

$3,685 €3,278

-8.94%

Buy Apartment Outside City Center (m2)

$2,300 €2,046

$2,421 €2,153

-4.99%

Average Monthly Net Salary (After Tax)

$669 €595

$1,031 €917

-35.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sutomore: October 18, 2026

Last update for Herceg Novi: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sutomore

$275 25.1%

Herceg Novi

$399 31.7% 45% $124

Groceries & Markets

Sutomore

$219 20%

Herceg Novi

$228 18.1% 4% $8.7

Eating Out

Sutomore

$184 16.8%

Herceg Novi

$187 14.8% 1.3% $2.3

Monthly Utilities & Internet

Sutomore

$179 16.4%

Herceg Novi

$183 14.6% 2.3% $4.1

Clothing & Footwear

Sutomore

$127 11.6%

Herceg Novi

$129 10.3% 1.2% $1.6

Sport & Entertainment

Sutomore

$58 5.3%

Herceg Novi

$72 5.7% 25.3% $15

Getting Around

Sutomore

$52 4.7%

Herceg Novi

$59 4.7% 14.4% $7.5

Cost Breakdown

A one-bedroom apartment in the center runs $370 in Sutomore and $651 in Herceg Novi. Housing cost is often the main lever when comparing two cities.

Herceg Novi pays 54% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Sutomore vs $36.00 in Herceg Novi for a mid-range dinner for two. Groceries echo the gap at $219 vs $228 per month, with Sutomore cheaper across the board.

Good to know

🇲🇪 Sutomore

🇲🇪 Herceg Novi

🕒 Local time

04:50 4:50 AM

Same time as Sutomore

🌤 Weather

👥 Population

2,000

11,059

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Sutomore Herceg Novi 54 km

From you

Sutomore
Herceg Novi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sutomore vs Herceg Novi: Cost of Living - Frequently Asked Questions

Sutomore and Herceg Novi differ by about 15% in total monthly costs ($1,095 vs $1,257 including rent). Sutomore is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 54% lower in Herceg Novi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $370 in Sutomore versus $651 in Herceg Novi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Herceg Novi. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Sutomore – a meal for two runs $36.00 versus $36.00 in Herceg Novi. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,095 in Sutomore versus $1,257 in Herceg Novi, a $1,000 budget is realistic in Sutomore but tight or insufficient in Herceg Novi. The gap between the two cities makes Sutomore the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Sutomore and Herceg Novi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sutomore gentler on the wallet – expenses run 15% less than in Herceg Novi. Beyond cost, consider language, visa policies, and how big the international community is in each city.