🙂A single person spends $1,465 per month in Herceg Novi vs $1,508 in Belgrade, rent included.
🙂A couple spends around $2,156 per month in Herceg Novi vs $2,303 in Belgrade, rent included.
🙂A family of three spends $2,848 per month in Herceg Novi vs $3,098 in Belgrade, rent included.
🙂Herceg Novi is about 3% cheaper than Belgrade, driven mainly by Getting Around.
📊Both Herceg Novi and Belgrade sit above the global median – Herceg Novi by 10%, Belgrade by 13%.
Currency
🍽 Eating Out
Herceg Novi
Belgrade
Difference
Meal at Budget Restaurant
$11.53€10.07
$12.41RSD 1,270
-7.09%
Three-Course Dinner for Two, Mid-Range
$37.39€32.67
$49.13RSD 5,026
-23.90%
Fast Food Meal(McDonalds, etc)
$10.47€9.15
$11.96RSD 1,224
-12.46%
Cappuccino
$2.61€2.28
$2.83RSD 289
-7.77%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.82€2.46
$2.71RSD 277
4.06%
Water(0.33 liter bottle)
$1.94€1.70
$2.17RSD 222
-10.60%
Local Beer(0.5 liter draught)
$2.93€2.56
$3.36RSD 344
-12.80%
Imported Beer(0.33 liter bottle)
$2.98€2.60
$3.92RSD 401
-23.98%
🛒 Groceries & Markets
Herceg Novi
Belgrade
Difference
Milk(1 liter)
$1.39€1.21
$1.47RSD 150
-5.44%
White Bread(500g)
$0.93€0.81
$0.94RSD 96.5
-1.06%
Rice(white)(1kg)
$2.53€2.21
$3.05RSD 312
-17.05%
Eggs
$3.18€2.78
$2.87RSD 294
10.80%
Local Cheese(1kg)
$8.94€7.81
$11.34RSD 1,160
-21.16%
Chicken Fillets(1kg)
$7.63€6.66
$7.48RSD 766
2.01%
Beef Round Steak(1kg)
$11.69€10.21
$12.97RSD 1,327
-9.87%
Apples(1kg)
$1.32€1.16
$1.42RSD 145
-7.04%
Banana(1kg)
$1.69€1.48
$1.90RSD 194
-11.05%
Oranges(1kg)
$1.63€1.43
$1.96RSD 201
-16.84%
Tomato(1kg)
$3.00€2.62
$2.69RSD 276
11.52%
Potato(1kg)
$1.09€0.95
$1.03RSD 105
5.83%
Onion(1kg)
$1.40€1.23
$0.80RSD 81.7
75.00%
Lettuce(1 head)
$1.55€1.36
$0.89RSD 90.6
74.16%
Water(1.5 liter bottle)
$0.82€0.71
$0.78RSD 80.1
5.13%
Cigarettes 20 Pack(Marlboro, Camel)
$3.66€3.20
$4.53RSD 463
-19.21%
Wine(Bottle)
$4.66€4.07
$8.49RSD 868
-45.11%
Local Beer(0.5 liter bottle)
$1.23€1.08
$0.88RSD 89.9
39.77%
Imported Beer(0.33 liter bottle)
$1.77€1.55
$1.60RSD 164
10.62%
🚌 Getting Around
Herceg Novi
Belgrade
Difference
One-way Ticket(Public Transport)
$1.15€1.00
$0.97RSD 99.2
18.56%
Public Transport Monthly Pass(Regular Price)
$58.1€50.7
-
-
Taxi Start(Normal Tariff)
$2.28€1.99
$3.23RSD 330
-29.41%
Taxi(Normal Tariff)(1km)
$0.74€0.65
$0.96RSD 97.9
-22.92%
Taxi 1hour Waiting(Normal Tariff)
$17.59€15.37
$17.63RSD 1,804
-0.23%
Gasoline(1 liter)
$1.79€1.56
$1.81RSD 185
-1.10%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.1K€29.8K
$30.8KRSD 3.2M
10.66%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.1K€19.3K
$26.2KRSD 2.7M
-15.44%
🧾 Monthly Utilities & Internet
Herceg Novi
Belgrade
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$139€121
$205RSD 21.0K
-32.34%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.73€14.61
$22.48RSD 2,300
-25.58%
Internet(50+ Mbps, Unlimited Data)
$31.83€27.81
$32.43RSD 3,317
-1.85%
🎉 Sport & Entertainment
Herceg Novi
Belgrade
Difference
Gym Membership(Monthly)
$58.0€50.6
$39.00RSD 3,989
48.59%
Tennis Court(1 Hour on Weekend)
$11.58€10.12
$21.19RSD 2,168
-45.35%
Cinema Ticket
$8.24€7.20
$8.04RSD 823
2.49%
🧸 Childcare & Education
Herceg Novi
Belgrade
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$521€455
$455RSD 46.6K
14.43%
International Primary School, 1 Child(Yearly)
$7,796€6,812
$9,282RSD 949.5K
-16.00%
👕👟 Clothing & Footwear
Herceg Novi
Belgrade
Difference
Jeans(Levis 501 Or Similar)
$87.2€76.2
$101RSD 10.3K
-13.26%
Summer Dress(H&M, Zara, etc)
$35.17€30.73
$42.53RSD 4,351
-17.31%
Sport Shoes(Adidas, Nike)
$75.7€66.1
$112RSD 11.5K
-32.55%
Men's Leather Business Shoes
$96.4€84.3
$120RSD 12.3K
-19.93%
🏠 Accommodation & Living
Herceg Novi
Belgrade
Difference
1-bedroom Apartment, City Center(Monthly)
$741€648
$876RSD 89.6K
-15.38%
1-bedroom Apartment, Outside City Center(Monthly)
$564€493
$576RSD 58.9K
-2.07%
3-bedroom Apartment, City Center(Monthly)
$1,392€1,216
$1,574RSD 161.0K
-11.57%
3-bedroom Apartment, Outside City Center(Monthly)
$974€851
$999RSD 102.2K
-2.44%
Buy Apartment in City Center(m2)
$3,656€3,194
$5,543RSD 567.0K
-34.04%
Buy Apartment Outside City Center(m2)
$2,513€2,195
$3,206RSD 328.0K
-21.63%
💵 Salaries & Financials
Herceg Novi
Belgrade
Difference
Average Monthly Net Salary(After Tax)
$1,059€925
$1,214RSD 124.2K
-12.77%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
5.59
-10.55%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Herceg Novi: July 11, 2026
Last update for Belgrade: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $741 in Herceg Novi versus $876 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 15% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $37.00 in Herceg Novi versus $49.00 in Belgrade. Monthly groceries follow the same trend: $225 vs $240 – making Herceg Novi the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Herceg Novi vs Belgrade: Cost of Living - Frequently Asked Questions
How do living costs in Herceg Novi and in Belgrade compare overall?
Monthly costs with rent: $1,465 in Herceg Novi, $1,508 in Belgrade – roughly 3% apart. Belgrade costs more across the board, with Getting Around showing the biggest gap.
What salary covers living expenses in Herceg Novi compared to Belgrade?
For a comfortable life, plan on about $2,197 per month in Herceg Novi and $2,262 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Herceg Novi and Belgrade?
Rent is clearly cheaper in Herceg Novi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $37.00 in Herceg Novi and $49.00 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 7% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Herceg Novi, where all-in costs run around $1,465, than in Belgrade at $1,508. In Herceg Novi it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.
Where should families live: Herceg Novi or Belgrade?
Families tend to lean toward Herceg Novi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Herceg Novi or Belgrade safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Herceg Novi and Belgrade?
If budget matters most, go with Herceg Novi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.
Herceg Novi vs other spots: cost of living compared