Cost of Living Comparison Between Herceg Novi and Belgrade Cost of Living Comparison Between Herceg Novi and Belgrade

Monthly Cost of Living

A single person spends $1,433 per month in Herceg Novi vs $1,517 in Belgrade, rent included.

A couple spends around $2,138 per month in Herceg Novi vs $2,312 in Belgrade, rent included.

A family of three spends $2,842 per month in Herceg Novi vs $3,108 in Belgrade, rent included.

Herceg Novi is about 5% cheaper than Belgrade, driven mainly by Getting Around.

Both Herceg Novi and Belgrade sit above the global median – Herceg Novi by 7%, Belgrade by 13%.

Currency
🍽 Eating Out
Herceg Novi
Belgrade
Difference
Meal at Budget Restaurant
$11.79 €10.14
$12.19 RSD 1,226
-3.28%
Three-Course Dinner for Two, Mid-Range
$37.10 €31.92
$49.60 RSD 4,989
-25.20%
Fast Food Meal (McDonalds, etc)
$10.30 €8.86
$11.68 RSD 1,174
-11.82%
Cappuccino
$2.63 €2.26
$2.86 RSD 288
-8.04%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.83 €2.44
$2.70 RSD 272
4.81%
Water (0.33 liter bottle)
$1.93 €1.66
$2.17 RSD 218
-11.06%
Local Beer (0.5 liter draught)
$2.95 €2.53
$3.55 RSD 357
-16.90%
Imported Beer (0.33 liter bottle)
$2.95 €2.54
$4.02 RSD 405
-26.62%
🛒 Groceries & Markets
Herceg Novi
Belgrade
Difference
Milk (1 liter)
$1.41 €1.21
$1.52 RSD 153
-7.24%
White Bread (500g)
$0.91 €0.79
$0.92 RSD 92.5
-1.09%
Rice (white) (1kg)
$2.61 €2.24
$3.05 RSD 307
-14.43%
Eggs
$3.23 €2.78
$2.85 RSD 287
13.33%
Local Cheese (1kg)
$8.90 €7.66
$11.46 RSD 1,153
-22.34%
Chicken Fillets (1kg)
$7.71 €6.64
$7.46 RSD 750
3.35%
Beef Round Steak (1kg)
$11.74 €10.10
$12.96 RSD 1,304
-9.41%
Apples (1kg)
$1.27 €1.09
$1.41 RSD 142
-9.93%
Banana (1kg)
$1.68 €1.45
$1.89 RSD 190
-11.11%
Oranges (1kg)
$1.64 €1.41
$1.96 RSD 197
-16.33%
Tomato (1kg)
$3.04 €2.62
$2.78 RSD 279
9.35%
Potato (1kg)
$1.14 €0.98
$1.03 RSD 103
10.68%
Onion (1kg)
$1.41 €1.21
$0.75 RSD 75.9
88.00%
Lettuce (1 head)
$1.52 €1.31
$0.89 RSD 89.1
70.79%
Water (1.5 liter bottle)
$0.76 €0.66
$0.78 RSD 78.9
-2.56%
Cigarettes 20 Pack (Marlboro, Camel)
$3.85 €3.31
$4.66 RSD 469
-17.38%
Wine (Bottle)
$4.57 €3.93
$9.65 RSD 970
-52.64%
Local Beer (0.5 liter bottle)
$1.25 €1.08
$0.87 RSD 87.3
43.68%
Imported Beer (0.33 liter bottle)
$1.72 €1.48
$1.51 RSD 152
13.91%
🚌 Getting Around
Herceg Novi
Belgrade
Difference
One-way Ticket (Public Transport)
$1.19 €1.03
$0.98 RSD 98.2
21.43%
Public Transport Monthly Pass (Regular Price)
$58.2 €50.1
-
-
Taxi Start (Normal Tariff)
$2.38 €2.04
$3.09 RSD 311
-22.98%
Taxi (Normal Tariff) (1km)
$0.70 €0.60
$0.90 RSD 90.1
-22.22%
Taxi 1hour Waiting (Normal Tariff)
$17.51 €15.06
$17.87 RSD 1,797
-2.01%
Gasoline (1 liter)
$1.77 €1.53
$1.83 RSD 184
-3.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.9K €28.3K
$30.9K RSD 3.1M
6.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.3K €19.2K
$27.1K RSD 2.7M
-17.57%
🧾 Monthly Utilities & Internet
Herceg Novi
Belgrade
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$138 €119
$210 RSD 21.1K
-34.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.74 €14.40
$22.09 RSD 2,221
-24.22%
Internet (50+ Mbps, Unlimited Data)
$31.48 €27.08
$32.98 RSD 3,316
-4.55%
🎉 Sport & Entertainment
Herceg Novi
Belgrade
Difference
Gym Membership (Monthly)
$58.5 €50.3
$38.57 RSD 3,879
51.62%
Tennis Court (1 Hour on Weekend)
$11.53 €9.92
$20.97 RSD 2,109
-45.02%
Cinema Ticket
$7.94 €6.83
$7.70 RSD 774
3.12%
🧸 Childcare & Education
Herceg Novi
Belgrade
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$515 €443
$449 RSD 45.2K
14.77%
International Primary School, 1 Child (Yearly)
$7,897 €6,793
$9,106 RSD 915.7K
-13.27%
👕👟 Clothing & Footwear
Herceg Novi
Belgrade
Difference
Jeans (Levis 501 Or Similar)
$85.6 €73.7
$100 RSD 10.1K
-14.64%
Summer Dress (H&M, Zara, etc)
$34.95 €30.07
$42.41 RSD 4,265
-17.59%
Sport Shoes (Adidas, Nike)
$76.1 €65.4
$113 RSD 11.3K
-32.60%
Men's Leather Business Shoes
$97.5 €83.9
$118 RSD 11.9K
-17.45%
🏠 Accommodation & Living
Herceg Novi
Belgrade
Difference
1-bedroom Apartment, City Center (Monthly)
$760 €653
$852 RSD 85.7K
-10.84%
1-bedroom Apartment, Outside City Center (Monthly)
$550 €473
$571 RSD 57.4K
-3.60%
3-bedroom Apartment, City Center (Monthly)
$1,385 €1,192
$1,569 RSD 157.8K
-11.70%
3-bedroom Apartment, Outside City Center (Monthly)
$993 €854
$1,024 RSD 103.0K
-3.02%
Buy Apartment in City Center (m2)
$3,821 €3,287
$5,218 RSD 524.8K
-26.77%
Buy Apartment Outside City Center (m2)
$2,603 €2,239
$3,155 RSD 317.3K
-17.50%
💵 Salaries & Financials
Herceg Novi
Belgrade
Difference
Average Monthly Net Salary (After Tax)
$1,082 €931
$1,234 RSD 124.1K
-12.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
5.59
-10.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: June 1, 2026

Last update for Belgrade: May 31, 2026

Cost Breakdown

A central one-bedroom costs $760 in Herceg Novi versus $852 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Belgrade, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $37.00 in Herceg Novi versus $50.0 in Belgrade. Monthly groceries follow the same trend: $226 vs $243 – making Herceg Novi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Herceg Novi vs Belgrade: Cost of Living - Frequently Asked Questions
How do living costs in Herceg Novi and Belgrade compare overall?
Monthly costs with rent: $1,433 in Herceg Novi, $1,517 in Belgrade – roughly 6% apart. Belgrade costs more across the board, with Getting Around showing the biggest gap.
What salary covers living expenses in Herceg Novi compared to Belgrade?
For a comfortable life, plan on about $2,150 per month in Herceg Novi and $2,275 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Herceg Novi and Belgrade?
Rent is clearly cheaper in Herceg Novi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $37.00 in Herceg Novi and $50.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 8% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Herceg Novi, where all-in costs run around $1,433, than in Belgrade at $1,517. In Herceg Novi it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.
Where should families live: Herceg Novi or Belgrade?
Families tend to lean toward Herceg Novi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Herceg Novi or Belgrade safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Herceg Novi and Belgrade?
If budget matters most, go with Herceg Novi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.

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