Last update: Oct 2026

Cost of Living Comparison Between Hearst and Toronto

For one person, living is cheaper in Hearst: $2,210 a month against $2,610 in Toronto, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Hearst
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Hearst Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Hearst

🇨🇦 Canada

$2,210

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Hearst and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hearst and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,210 in Hearst versus $2,610 in Toronto.

Hearst $2,210
Toronto $2,610

Estimated couple costs with rent: $3,203 in Hearst versus $3,727 in Toronto.

Hearst $3,203
Toronto $3,727

Monthly costs for a family of three with rent: $4,197 in Hearst versus $4,844 in Toronto.

Hearst $4,197
Toronto $4,844

Living in Hearst costs roughly 15% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Hearst 63% above, Toronto 93% above.

Meal at Budget Restaurant

$17.35 CA$24.53

$17.59 CA$24.87

-1.36%

Three-Course Dinner for Two, Mid-Range

$66.0 CA$93.4

$78.8 CA$111

-16.21%

Fast Food Meal (McDonalds, etc)

$10.67 CA$15.09

$10.73 CA$15.16

-0.56%

Cappuccino

$3.60 CA$5.09

$4.09 CA$5.78

-11.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 CA$2.83

$2.10 CA$2.97

-4.29%

Water (0.33 liter bottle)

$1.55 CA$2.20

$1.72 CA$2.43

-9.88%

Local Beer (0.5 liter draught)

$5.18 CA$7.32

$6.36 CA$8.99

-18.55%

Imported Beer (0.33 liter bottle)

$5.58 CA$7.88

$7.08 CA$10.01

-21.19%

Milk (1 liter)

$2.09 CA$2.95

$2.54 CA$3.59

-17.72%

White Bread (500g)

$2.55 CA$3.60

$2.72 CA$3.85

-6.25%

Rice (white) (1kg)

$3.29 CA$4.65

$2.18 CA$3.09

50.92%

Eggs

$3.34 CA$4.73

$3.63 CA$5.13

-7.99%

Local Cheese (1kg)

$9.67 CA$13.67

$9.46 CA$13.37

2.22%

Chicken Fillets (1kg)

$11.53 CA$16.30

$11.54 CA$16.32

-0.09%

Beef Round Steak (1kg)

$14.25 CA$20.15

$14.37 CA$20.32

-0.84%

Apples (1kg)

$3.78 CA$5.35

$3.70 CA$5.23

2.16%

Banana (1kg)

$1.26 CA$1.78

$1.19 CA$1.68

5.88%

Oranges (1kg)

$3.63 CA$5.13

$3.46 CA$4.90

4.91%

Tomato (1kg)

$3.67 CA$5.18

$4.22 CA$5.97

-13.03%

Potato (1kg)

$2.49 CA$3.52

$1.79 CA$2.52

39.11%

Onion (1kg)

$2.17 CA$3.06

$1.65 CA$2.33

31.52%

Lettuce (1 head)

$2.48 CA$3.51

$2.20 CA$3.11

12.73%

Water (1.5 liter bottle)

$1.57 CA$2.22

$1.26 CA$1.78

24.60%

Cigarettes 20 Pack (Marlboro, Camel)

$13.89 CA$19.63

$13.97 CA$19.75

-0.57%

Wine (Bottle)

$12.84 CA$18.15

$14.20 CA$20.07

-9.58%

Local Beer (0.5 liter bottle)

$2.61 CA$3.70

$2.25 CA$3.18

16.00%

Imported Beer (0.33 liter bottle)

$3.09 CA$4.37

$2.53 CA$3.58

22.13%

One-way Ticket (Public Transport)

$2.24 CA$3.17

$2.32 CA$3.28

-3.45%

Public Transport Monthly Pass (Regular Price)

$62.3 CA$88.0

$112 CA$158

-44.24%

Taxi Start (Normal Tariff)

$2.79 CA$3.95

$3.06 CA$4.33

-8.82%

Taxi (Normal Tariff) (1km)

$1.40 CA$1.98

$1.22 CA$1.72

14.75%

Taxi 1hour Waiting (Normal Tariff)

$22.95 CA$32.44

$21.69 CA$30.66

5.81%

Gasoline (1 liter)

$1.14 CA$1.61

$1.21 CA$1.72

-5.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.4K

$26.1K CA$37.0K

6.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K CA$26.7K

$21.1K CA$29.9K

-10.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 CA$186

$120 CA$169

10.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.55 CA$54.5

$32.21 CA$45.54

19.68%

Internet (50+ Mbps, Unlimited Data)

$54.4 CA$77.0

$48.88 CA$69.1

11.37%

Gym Membership (Monthly)

$40.47 CA$57.2

$39.34 CA$55.6

2.87%

Tennis Court (1 Hour on Weekend)

$17.81 CA$25.18

$23.58 CA$33.34

-24.47%

Cinema Ticket

$11.12 CA$15.72

$12.58 CA$17.79

-11.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$748 CA$1,057

$832 CA$1,176

-10.10%

International Primary School, 1 Child (Yearly)

$13.1K CA$18.5K

$23.6K CA$33.4K

-44.72%

Jeans (Levis 501 Or Similar)

$53.7 CA$75.9

$52.3 CA$73.9

2.70%

Summer Dress (H&M, Zara, etc)

$38.42 CA$54.3

$39.44 CA$55.8

-2.59%

Sport Shoes (Adidas, Nike)

$83.4 CA$118

$99.0 CA$140

-15.73%

Men's Leather Business Shoes

$103 CA$145

$122 CA$172

-15.86%

1-bedroom Apartment, City Center (Monthly)

$1,220 CA$1,724

$1,631 CA$2,306

-25.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,104 CA$1,560

$1,448 CA$2,048

-23.80%

3-bedroom Apartment, City Center (Monthly)

$1,918 CA$2,711

$2,737 CA$3,869

-29.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,687 CA$2,384

$2,129 CA$3,010

-20.79%

Buy Apartment in City Center (m2)

$4,145 CA$5,860

$8,206 CA$11.6K

-49.49%

Buy Apartment Outside City Center (m2)

$3,557 CA$5,028

$6,838 CA$9,666

-47.98%

Average Monthly Net Salary (After Tax)

$3,120 CA$4,410

$3,520 CA$4,976

-11.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.66

4.47

4.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hearst: October 19, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hearst

$1.1K 49.9%

Toronto

$1.4K 55.5% 31.2% $345

Groceries & Markets

Hearst

$347 15.7%

Toronto

$343 13.1% 1.2% $4.2

Eating Out

Hearst

$265 12%

Toronto

$283 10.9% 6.7% $18

Monthly Utilities & Internet

Hearst

$225 10.2%

Toronto

$201 7.7% 10.6% $24

Clothing & Footwear

Hearst

$125 5.7%

Toronto

$141 5.4% 12.4% $16

Getting Around

Hearst

$81 3.7%

Toronto

$130 5% 60.6% $49

Sport & Entertainment

Hearst

$63 2.8%

Toronto

$65 2.5% 2.9% $1.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,220 in Hearst and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Hearst vs $79.0 in Toronto. Groceries flip the comparison at $347 vs $343, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Hearst

🇨🇦 Toronto

🕒 Local time

09:27 9:27 AM

Same time as Hearst

🌤 Weather

👥 Population

5,000

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Between locations

Hearst Toronto 750 km ≈ 1 h 30 min nonstop flight

From you

Hearst
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hearst vs Toronto: Cost of Living - Frequently Asked Questions

Hearst and Toronto differ by about 18% in total monthly costs ($2,210 vs $2,610 including rent). Hearst is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 13% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,220 in Hearst versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $748 in Hearst versus $832 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Toronto pay roughly 1% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $2,210 in Hearst versus $2,610 in Toronto, a $3,000 budget is realistic in Hearst but tight or insufficient in Toronto. The gap between the two cities makes Hearst the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Hearst gentler on the wallet – expenses run 18% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.