Last update: Oct 2026

Cost of Living Comparison Between Hays, KS and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,778 in Hays, KS, rent and utilities included – about $5,400 less a year. Other living expenses account for most of the difference.

85

Cost of Living Index in Hays, KS
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Hays, KS Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hays, KS

🇺🇸 United States

$1,778

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Hays, KS and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hays, KS and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,778 per month in Hays, KS vs $1,331 in Ubud, Bali, rent included.

Hays, KS $1,778
Ubud, Bali $1,331

A couple spends around $2,517 per month in Hays, KS vs $2,255 in Ubud, Bali, rent included.

Hays, KS $2,517
Ubud, Bali $2,255

A family of three spends $3,256 per month in Hays, KS vs $3,180 in Ubud, Bali, rent included.

Hays, KS $3,256
Ubud, Bali $3,180

Hays, KS costs about 34% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Hays, KS sits 32% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.83 $11.83

$3.38 Rp 61.2K

250.00%

Three-Course Dinner for Two, Mid-Range

$41.42 $41.42

$34.65 Rp 628.6K

19.54%

Fast Food Meal (McDonalds, etc)

$8.10 $8.10

$5.57 Rp 101.1K

45.42%

Cappuccino

$4.09 $4.09

$2.62 Rp 47.5K

56.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 $2.48

$1.54 Rp 27.9K

61.04%

Water (0.33 liter bottle)

$0.97 $0.97

$0.64 Rp 11.6K

51.56%

Local Beer (0.5 liter draught)

$3.82 $3.82

$2.67 Rp 48.4K

43.07%

Imported Beer (0.33 liter bottle)

$4.13 $4.13

$4.26 Rp 77.3K

-3.05%

Milk (1 liter)

$0.83 $0.83

$1.46 Rp 26.5K

-43.15%

White Bread (500g)

$2.22 $2.22

$2.29 Rp 41.6K

-3.06%

Rice (white) (1kg)

$4.30 $4.30

$1.11 Rp 20.1K

287.39%

Eggs

$2.05 $2.05

$2.10 Rp 38.1K

-2.38%

Local Cheese (1kg)

$4.37 $4.37

$15.94 Rp 289.2K

-72.58%

Chicken Fillets (1kg)

$8.67 $8.67

$3.88 Rp 70.4K

123.45%

Beef Round Steak (1kg)

$13.30 $13.30

$11.40 Rp 206.8K

16.67%

Apples (1kg)

$6.36 $6.36

$3.55 Rp 64.4K

79.15%

Banana (1kg)

$1.65 $1.65

$1.54 Rp 27.9K

7.14%

Oranges (1kg)

$5.99 $5.99

$2.23 Rp 40.5K

168.61%

Tomato (1kg)

$4.37 $4.37

$1.97 Rp 35.8K

121.83%

Potato (1kg)

$3.79 $3.79

$1.86 Rp 33.7K

103.76%

Onion (1kg)

$2.19 $2.19

$2.42 Rp 43.9K

-9.50%

Lettuce (1 head)

$1.94 $1.94

$1.02 Rp 18.6K

90.20%

Water (1.5 liter bottle)

$1.94 $1.94

$0.52 Rp 9,475

273.08%

Cigarettes 20 Pack (Marlboro, Camel)

$9.49 $9.49

$2.20 Rp 39.9K

331.36%

Wine (Bottle)

$11.97 $11.97

$21.79 Rp 395.2K

-45.07%

Local Beer (0.5 liter bottle)

$2.15 $2.15

$2.33 Rp 42.2K

-7.73%

Imported Beer (0.33 liter bottle)

$3.90 $3.90

$2.97 Rp 53.9K

31.31%

One-way Ticket (Public Transport)

$2.01 $2.01

$0.25 Rp 4,542

704.00%

Public Transport Monthly Pass (Regular Price)

$65.1 $65.1

$8.17 Rp 148.3K

697.31%

Taxi Start (Normal Tariff)

$2.52 $2.52

$0.44 Rp 7,941

472.73%

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$0.47 Rp 8,489

225.53%

Taxi 1hour Waiting (Normal Tariff)

$40.54 $40.54

$5.60 Rp 101.6K

623.93%

Gasoline (1 liter)

$1.03 $1.03

$0.83 Rp 15.0K

24.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K $28.2K

$24.4K Rp 443.5M

15.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$31.7K Rp 575.0M

-16.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$273 $273

$77.5 Rp 1.4M

252.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.81 $34.81

$6.14 Rp 111.5K

466.94%

Internet (50+ Mbps, Unlimited Data)

$63.2 $63.2

$18.92 Rp 343.1K

233.77%

Gym Membership (Monthly)

$36.63 $36.63

$51.0 Rp 925.0K

-28.16%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$15.02 $15.02

$4.38 Rp 79.5K

242.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$925 $925

$492 Rp 8.9M

87.89%

International Primary School, 1 Child (Yearly)

$17.8K $17.8K

$12.2K Rp 221.7M

45.68%

Jeans (Levis 501 Or Similar)

$24.23 $24.23

$45.16 Rp 819.2K

-46.35%

Summer Dress (H&M, Zara, etc)

$29.97 $29.97

$34.89 Rp 632.9K

-14.10%

Sport Shoes (Adidas, Nike)

$103 $103

$78.3 Rp 1.4M

31.70%

Men's Leather Business Shoes

$110 $110

$77.9 Rp 1.4M

41.29%

1-bedroom Apartment, City Center (Monthly)

$806 $806

$1,078 Rp 19.5M

-25.24%

1-bedroom Apartment, Outside City Center (Monthly)

$598 $598

$665 Rp 12.1M

-10.04%

3-bedroom Apartment, City Center (Monthly)

$999 $999

$3,510 Rp 63.7M

-71.54%

3-bedroom Apartment, Outside City Center (Monthly)

$903 $903

$1,671 Rp 30.3M

-45.98%

Buy Apartment in City Center (m2)

$2,596 $2,596

$2,340 Rp 42.4M

10.94%

Buy Apartment Outside City Center (m2)

$2,572 $2,572

$2,236 Rp 40.6M

15.00%

Average Monthly Net Salary (After Tax)

$2,362 $2,362

$166 Rp 3.0M

1319.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

13.78

-52.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hays, KS: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hays, KS

$598 33.6%

Ubud, Bali

$665 50% 11.2% $67

Monthly Utilities & Internet

Hays, KS

$371 20.9%

Ubud, Bali

$103 7.7% 72.4% $269

Groceries & Markets

Hays, KS

$329 18.5%

Ubud, Bali

$279 21% 15% $50

Eating Out

Hays, KS

$209 11.8%

Ubud, Bali

$106 8% 49.4% $103

Clothing & Footwear

Hays, KS

$120 6.8%

Ubud, Bali

$106 8% 11.6% $14

Getting Around

Hays, KS

$83 4.7%

Ubud, Bali

$12 0.9% 85.7% $71

Sport & Entertainment

Hays, KS

$67 3.8%

Ubud, Bali

$60 4.5% 10.4% $6.9

Cost Breakdown

A central one-bedroom costs $806 in Hays, KS versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hays, KS are about 14 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41 in Hays, KS versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $329 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Hays, KS

🇮🇩 Ubud, Bali

🕒 Local time

04:29 4:29 AM

18:29 6:29 PM

14 h ahead of Hays, KS

🌤 Weather

👥 Population

19,726

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

IDR to USD in detail →

On the map

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Between locations

Hays, KS Ubud, Bali 15,190 km ≈ 19 h nonstop flight

From you

Hays, KS
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hays, KS vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Hays, KS is pricier by about 34%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,667 per month in Hays, KS and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hays, KS, especially for central apartments: a one-bedroom in the center costs $806 there versus $1,078 in Ubud, Bali.

Public transport costs about 87% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $925 per month in Hays, KS and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,778 in Hays, KS and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,778 in Hays, KS. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Hays, KS makes more sense. Both are solid long-term options with distinct trade-offs.