Cost of Living Comparison Between Havana and Ubud, Bali Cost of Living Comparison Between Havana and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $877 in Havana versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $1,453 in Havana versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,029 in Havana versus $3,273 in Ubud, Bali.

Living in Havana costs roughly 37% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Havana is 36% below, Ubud, Bali is 2% above.

Currency
🍽 Eating Out
Havana
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.81 CUP 91.4
$3.37 Rp 59.8K
13.06%
Three-Course Dinner for Two, Mid-Range
$27.24 CUP 654
$38.59 Rp 683.8K
-29.41%
Fast Food Meal (McDonalds, etc)
$4.99 CUP 120
$5.52 Rp 97.8K
-9.60%
Cappuccino
$1.08 CUP 26.03
$2.64 Rp 46.9K
-59.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.68 CUP 40.26
$1.67 Rp 29.6K
0.60%
Water (0.33 liter bottle)
$1.01 CUP 24.33
$0.77 Rp 13.6K
31.17%
Local Beer (0.5 liter draught)
$1.56 CUP 37.42
$2.63 Rp 46.7K
-40.68%
Imported Beer (0.33 liter bottle)
$1.99 CUP 47.65
$4.28 Rp 75.9K
-53.50%
🛒 Groceries & Markets
Havana
Ubud, Bali
Difference
Milk (1 liter)
$3.79 CUP 90.9
$1.55 Rp 27.4K
144.52%
White Bread (500g)
$1.52 CUP 36.47
$2.22 Rp 39.4K
-31.53%
Rice (white) (1kg)
$2.14 CUP 51.4
$1.13 Rp 19.9K
89.38%
Eggs
$3.62 CUP 86.9
$2.09 Rp 37.0K
73.21%
Local Cheese (1kg)
$4.37 CUP 105
$17.39 Rp 308.2K
-74.87%
Chicken Fillets (1kg)
$4.58 CUP 110
$3.87 Rp 68.5K
18.35%
Beef Round Steak (1kg)
$8.70 CUP 209
$12.55 Rp 222.4K
-30.68%
Apples (1kg)
$5.94 CUP 142
$3.62 Rp 64.1K
64.09%
Banana (1kg)
$1.09 CUP 26.17
$1.56 Rp 27.6K
-30.13%
Oranges (1kg)
$3.85 CUP 92.3
$2.35 Rp 41.7K
63.83%
Tomato (1kg)
$2.33 CUP 55.9
$2.06 Rp 36.4K
13.11%
Potato (1kg)
$3.71 CUP 89.0
$1.90 Rp 33.7K
95.26%
Onion (1kg)
$4.07 CUP 97.6
$2.34 Rp 41.4K
73.93%
Lettuce (1 head)
$0.81 CUP 19.55
$1.03 Rp 18.3K
-21.36%
Water (1.5 liter bottle)
$1.40 CUP 33.68
$0.55 Rp 9,830
154.55%
Cigarettes 20 Pack (Marlboro, Camel)
$1.94 CUP 46.68
$2.25 Rp 39.9K
-13.78%
Wine (Bottle)
$4.09 CUP 98.2
$23.81 Rp 421.9K
-82.82%
Local Beer (0.5 liter bottle)
$1.53 CUP 36.68
$2.31 Rp 41.0K
-33.77%
Imported Beer (0.33 liter bottle)
$2.07 CUP 49.64
$2.80 Rp 49.6K
-26.07%
🚌 Getting Around
Havana
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.23 CUP 29.63
$0.27 Rp 4,827
355.56%
Public Transport Monthly Pass (Regular Price)
$22.69 CUP 545
$8.66 Rp 153.5K
162.01%
Taxi Start (Normal Tariff)
$2.63 CUP 63.0
$0.48 Rp 8,533
447.92%
Taxi (Normal Tariff) (1km)
$0.44 CUP 10.47
$0.45 Rp 7,904
-2.22%
Taxi 1hour Waiting (Normal Tariff)
$20.37 CUP 489
$5.72 Rp 101.4K
256.12%
Gasoline (1 liter)
$1.25 CUP 29.97
$0.76 Rp 13.4K
64.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$61.1K CUP 1.5M
$24.5K Rp 433.9M
149.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$61.0K CUP 1.5M
$32.1K Rp 569.3M
89.91%
🧾 Monthly Utilities & Internet
Havana
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$47.74 CUP 1,146
$83.6 Rp 1.5M
-42.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$39.30 CUP 943
$6.46 Rp 114.4K
508.36%
Internet (50+ Mbps, Unlimited Data)
$90.8 CUP 2,179
$18.99 Rp 336.6K
378.04%
🎉 Sport & Entertainment
Havana
Ubud, Bali
Difference
Gym Membership (Monthly)
$19.09 CUP 458
$56.0 Rp 992.0K
-65.89%
Tennis Court (1 Hour on Weekend)
$13.13 CUP 315
$18.62 Rp 329.9K
-29.48%
Cinema Ticket
$0.82 CUP 19.65
$4.28 Rp 75.9K
-80.84%
🧸 Childcare & Education
Havana
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$113 CUP 2,708
$487 Rp 8.6M
-76.80%
International Primary School, 1 Child (Yearly)
$7,009 CUP 168.2K
$5,856 Rp 103.8M
19.69%
👕👟 Clothing & Footwear
Havana
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$37.64 CUP 903
$45.56 Rp 807.4K
-17.38%
Summer Dress (H&M, Zara, etc)
$36.87 CUP 885
$36.38 Rp 644.7K
1.35%
Sport Shoes (Adidas, Nike)
$69.9 CUP 1,678
$82.0 Rp 1.5M
-14.70%
Men's Leather Business Shoes
$56.9 CUP 1,367
$80.4 Rp 1.4M
-29.18%
🏠 Accommodation & Living
Havana
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$256 CUP 6,148
$1,117 Rp 19.8M
-77.06%
1-bedroom Apartment, Outside City Center (Monthly)
$216 CUP 5,184
$701 Rp 12.4M
-69.19%
3-bedroom Apartment, City Center (Monthly)
$949 CUP 22.8K
$3,537 Rp 62.7M
-73.17%
3-bedroom Apartment, Outside City Center (Monthly)
$538 CUP 12.9K
$1,762 Rp 31.2M
-69.46%
Buy Apartment in City Center (m2)
$334 CUP 8,012
$2,826 Rp 50.1M
-88.19%
Buy Apartment Outside City Center (m2)
$399 CUP 9,564
$2,292 Rp 40.6M
-82.61%
💵 Salaries & Financials
Havana
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$33.40 CUP 802
$170 Rp 3.0M
-80.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.1
13.78
-33.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Havana: September 1, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $256 in Havana and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 408% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $27.00 in Havana vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $261 vs $293 per month, with Havana cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Havana vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Havana and in Ubud, Bali?
Havana and Ubud, Bali differ by about 59% in total monthly costs ($877 vs $1,396 including rent). Havana is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 408% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Havana and in Ubud, Bali?
Rent for a central apartment: $256 in Havana versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Havana – a meal for two runs $27.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Havana or Ubud, Bali?
All in, you'll spend $877 per month in Havana versus $1,396 in Ubud, Bali – a 59% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $877 in Havana versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Havana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havana the clear choice for anyone on this budget.
How does quality of life compare between Havana and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Havana or Ubud, Bali safer for residents?
Safety-wise, Havana and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Havana or Ubud, Bali?
Expats usually find Havana gentler on the wallet – expenses run 59% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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