🙂Monthly costs for one person with rent: $976 in Havana versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,540 in Havana versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,104 in Havana versus $3,763 in Ubud, Bali.
🌍Living in Havana costs roughly 31% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊The two cities straddle the global median: Havana is 27% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Havana
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.71CUP 89.0
$3.45Rp 61.8K
7.54%
Three-Course Dinner for Two, Mid-Range
$29.50CUP 708
$32.34Rp 578.5K
-8.78%
Fast Food Meal(McDonalds, etc)
$6.67CUP 160
$4.84Rp 86.7K
37.81%
Cappuccino
$1.18CUP 28.38
$2.75Rp 49.1K
-57.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.26CUP 54.1
$1.38Rp 24.8K
63.77%
Water(0.33 liter bottle)
$1.46CUP 35.04
$0.75Rp 13.4K
94.67%
Local Beer(0.5 liter draught)
$2.05CUP 49.10
$2.99Rp 53.5K
-31.44%
Imported Beer(0.33 liter bottle)
$2.56CUP 61.3
$3.85Rp 68.9K
-33.51%
🛒 Groceries & Markets
Havana
Ubud, Bali
Difference
Milk(1 liter)
$3.27CUP 78.5
$1.74Rp 31.1K
87.93%
White Bread(500g)
$1.05CUP 25.16
$2.46Rp 44.0K
-57.32%
Rice(white)(1kg)
$2.41CUP 57.9
$1.17Rp 20.9K
105.98%
Eggs
$3.64CUP 87.4
$2.43Rp 43.5K
49.79%
Local Cheese(1kg)
$5.05CUP 121
$14.50Rp 259.5K
-65.17%
Chicken Fillets(1kg)
$5.31CUP 127
$4.35Rp 77.8K
22.07%
Beef Round Steak(1kg)
$9.49CUP 228
$11.98Rp 214.3K
-20.78%
Apples(1kg)
$4.89CUP 117
$3.72Rp 66.5K
31.45%
Banana(1kg)
$1.36CUP 32.72
$1.63Rp 29.1K
-16.56%
Oranges(1kg)
$2.54CUP 61.0
$2.74Rp 49.1K
-7.30%
Tomato(1kg)
$1.72CUP 41.33
$2.24Rp 40.1K
-23.21%
Potato(1kg)
$2.83CUP 67.9
$1.92Rp 34.3K
47.40%
Onion(1kg)
$2.90CUP 69.6
$2.28Rp 40.7K
27.19%
Lettuce(1 head)
$0.98CUP 23.55
$1.06Rp 19.0K
-7.55%
Water(1.5 liter bottle)
$1.13CUP 27.18
$0.72Rp 12.9K
56.94%
Cigarettes 20 Pack(Marlboro, Camel)
$4.08CUP 97.9
$3.29Rp 58.8K
24.01%
Wine(Bottle)
$4.04CUP 97.0
$23.19Rp 414.9K
-82.58%
Local Beer(0.5 liter bottle)
$2.02CUP 48.41
$2.78Rp 49.7K
-27.34%
Imported Beer(0.33 liter bottle)
$2.00CUP 47.96
$2.73Rp 48.9K
-26.74%
🚌 Getting Around
Havana
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.27CUP 30.46
$0.27Rp 4,765
370.37%
Public Transport Monthly Pass(Regular Price)
$25.17CUP 604
$8.11Rp 145.0K
210.36%
Taxi Start(Normal Tariff)
$3.15CUP 75.5
$0.48Rp 8,636
556.25%
Taxi(Normal Tariff)(1km)
$0.51CUP 12.34
$0.42Rp 7,511
21.43%
Taxi 1hour Waiting(Normal Tariff)
$14.87CUP 357
$6.22Rp 111.3K
139.07%
Gasoline(1 liter)
$1.22CUP 29.36
$0.81Rp 14.6K
50.62%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$58.8KCUP 1.4M
$26.6KRp 476.1M
121.04%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$67.6KCUP 1.6M
$32.2KRp 575.9M
109.86%
🧾 Monthly Utilities & Internet
Havana
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$37.01CUP 888
$78.4Rp 1.4M
-52.76%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$40.52CUP 972
$4.07Rp 72.8K
895.58%
Internet(50+ Mbps, Unlimited Data)
$76.1CUP 1,827
$24.33Rp 435.2K
212.91%
🎉 Sport & Entertainment
Havana
Ubud, Bali
Difference
Gym Membership(Monthly)
$41.10CUP 986
$98.6Rp 1.8M
-58.32%
Tennis Court(1 Hour on Weekend)
$6.06CUP 145
$6.34Rp 113.3K
-4.42%
Cinema Ticket
$0.82CUP 19.68
$3.99Rp 71.3K
-79.45%
🧸 Childcare & Education
Havana
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$111CUP 2,666
$305Rp 5.5M
-63.58%
International Primary School, 1 Child(Yearly)
$10.0KCUP 240.3K
$6,642Rp 118.8M
50.76%
👕👟 Clothing & Footwear
Havana
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$39.17CUP 940
$54.1Rp 968.6K
-27.65%
Summer Dress(H&M, Zara, etc)
$33.79CUP 811
$37.81Rp 676.3K
-10.63%
Sport Shoes(Adidas, Nike)
$75.8CUP 1,818
$86.8Rp 1.6M
-12.76%
Men's Leather Business Shoes
$84.3CUP 2,023
$76.4Rp 1.4M
10.43%
🏠 Accommodation & Living
Havana
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$365CUP 8,750
$992Rp 17.7M
-63.24%
1-bedroom Apartment, Outside City Center(Monthly)
$287CUP 6,893
$673Rp 12.0M
-57.31%
3-bedroom Apartment, City Center(Monthly)
$1,040CUP 25.0K
$3,375Rp 60.4M
-69.18%
3-bedroom Apartment, Outside City Center(Monthly)
$601CUP 14.4K
$2,050Rp 36.7M
-70.70%
Buy Apartment in City Center(m2)
$327CUP 7,853
$2,805Rp 50.2M
-88.33%
Buy Apartment Outside City Center(m2)
$405CUP 9,718
$2,227Rp 39.8M
-81.82%
💵 Salaries & Financials
Havana
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$31.89CUP 765
$167Rp 3.0M
-80.90%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.43
13.28
-44.05%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Havana: July 13, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $365 in Havana and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Ubud, Bali pays 424% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $30.00 in Havana vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $243 vs $297 per month, with Havana cheaper across the board.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Havana vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Havana and in Ubud, Bali?
Havana and Ubud, Bali differ by about 44% in total monthly costs ($976 vs $1,408 including rent). Havana is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 424% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Havana and in Ubud, Bali?
Rent for a central apartment: $365 in Havana versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Havana – a meal for two runs $30.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Havana or Ubud, Bali?
All in, you'll spend $976 per month in Havana versus $1,408 in Ubud, Bali – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $976 in Havana versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Havana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havana the clear choice for anyone on this budget.
How does quality of life compare between Havana and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Havana or Ubud, Bali safer for residents?
Safety-wise, Havana and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Havana or Ubud, Bali?
Expats usually find Havana gentler on the wallet – expenses run 44% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.