🙂Monthly costs for one person with rent: $877 in Havana versus $1,396 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,453 in Havana versus $2,334 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,029 in Havana versus $3,273 in Ubud, Bali.
🌍Living in Havana costs roughly 37% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊The two cities straddle the global median: Havana is 36% below, Ubud, Bali is 2% above.
Currency
🍽 Eating Out
Havana
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.81CUP 91.4
$3.37Rp 59.8K
13.06%
Three-Course Dinner for Two, Mid-Range
$27.24CUP 654
$38.59Rp 683.8K
-29.41%
Fast Food Meal(McDonalds, etc)
$4.99CUP 120
$5.52Rp 97.8K
-9.60%
Cappuccino
$1.08CUP 26.03
$2.64Rp 46.9K
-59.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.68CUP 40.26
$1.67Rp 29.6K
0.60%
Water(0.33 liter bottle)
$1.01CUP 24.33
$0.77Rp 13.6K
31.17%
Local Beer(0.5 liter draught)
$1.56CUP 37.42
$2.63Rp 46.7K
-40.68%
Imported Beer(0.33 liter bottle)
$1.99CUP 47.65
$4.28Rp 75.9K
-53.50%
🛒 Groceries & Markets
Havana
Ubud, Bali
Difference
Milk(1 liter)
$3.79CUP 90.9
$1.55Rp 27.4K
144.52%
White Bread(500g)
$1.52CUP 36.47
$2.22Rp 39.4K
-31.53%
Rice(white)(1kg)
$2.14CUP 51.4
$1.13Rp 19.9K
89.38%
Eggs
$3.62CUP 86.9
$2.09Rp 37.0K
73.21%
Local Cheese(1kg)
$4.37CUP 105
$17.39Rp 308.2K
-74.87%
Chicken Fillets(1kg)
$4.58CUP 110
$3.87Rp 68.5K
18.35%
Beef Round Steak(1kg)
$8.70CUP 209
$12.55Rp 222.4K
-30.68%
Apples(1kg)
$5.94CUP 142
$3.62Rp 64.1K
64.09%
Banana(1kg)
$1.09CUP 26.17
$1.56Rp 27.6K
-30.13%
Oranges(1kg)
$3.85CUP 92.3
$2.35Rp 41.7K
63.83%
Tomato(1kg)
$2.33CUP 55.9
$2.06Rp 36.4K
13.11%
Potato(1kg)
$3.71CUP 89.0
$1.90Rp 33.7K
95.26%
Onion(1kg)
$4.07CUP 97.6
$2.34Rp 41.4K
73.93%
Lettuce(1 head)
$0.81CUP 19.55
$1.03Rp 18.3K
-21.36%
Water(1.5 liter bottle)
$1.40CUP 33.68
$0.55Rp 9,830
154.55%
Cigarettes 20 Pack(Marlboro, Camel)
$1.94CUP 46.68
$2.25Rp 39.9K
-13.78%
Wine(Bottle)
$4.09CUP 98.2
$23.81Rp 421.9K
-82.82%
Local Beer(0.5 liter bottle)
$1.53CUP 36.68
$2.31Rp 41.0K
-33.77%
Imported Beer(0.33 liter bottle)
$2.07CUP 49.64
$2.80Rp 49.6K
-26.07%
🚌 Getting Around
Havana
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.23CUP 29.63
$0.27Rp 4,827
355.56%
Public Transport Monthly Pass(Regular Price)
$22.69CUP 545
$8.66Rp 153.5K
162.01%
Taxi Start(Normal Tariff)
$2.63CUP 63.0
$0.48Rp 8,533
447.92%
Taxi(Normal Tariff)(1km)
$0.44CUP 10.47
$0.45Rp 7,904
-2.22%
Taxi 1hour Waiting(Normal Tariff)
$20.37CUP 489
$5.72Rp 101.4K
256.12%
Gasoline(1 liter)
$1.25CUP 29.97
$0.76Rp 13.4K
64.47%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$61.1KCUP 1.5M
$24.5KRp 433.9M
149.52%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$61.0KCUP 1.5M
$32.1KRp 569.3M
89.91%
🧾 Monthly Utilities & Internet
Havana
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$47.74CUP 1,146
$83.6Rp 1.5M
-42.86%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$39.30CUP 943
$6.46Rp 114.4K
508.36%
Internet(50+ Mbps, Unlimited Data)
$90.8CUP 2,179
$18.99Rp 336.6K
378.04%
🎉 Sport & Entertainment
Havana
Ubud, Bali
Difference
Gym Membership(Monthly)
$19.09CUP 458
$56.0Rp 992.0K
-65.89%
Tennis Court(1 Hour on Weekend)
$13.13CUP 315
$18.62Rp 329.9K
-29.48%
Cinema Ticket
$0.82CUP 19.65
$4.28Rp 75.9K
-80.84%
🧸 Childcare & Education
Havana
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$113CUP 2,708
$487Rp 8.6M
-76.80%
International Primary School, 1 Child(Yearly)
$7,009CUP 168.2K
$5,856Rp 103.8M
19.69%
👕👟 Clothing & Footwear
Havana
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$37.64CUP 903
$45.56Rp 807.4K
-17.38%
Summer Dress(H&M, Zara, etc)
$36.87CUP 885
$36.38Rp 644.7K
1.35%
Sport Shoes(Adidas, Nike)
$69.9CUP 1,678
$82.0Rp 1.5M
-14.70%
Men's Leather Business Shoes
$56.9CUP 1,367
$80.4Rp 1.4M
-29.18%
🏠 Accommodation & Living
Havana
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$256CUP 6,148
$1,117Rp 19.8M
-77.06%
1-bedroom Apartment, Outside City Center(Monthly)
$216CUP 5,184
$701Rp 12.4M
-69.19%
3-bedroom Apartment, City Center(Monthly)
$949CUP 22.8K
$3,537Rp 62.7M
-73.17%
3-bedroom Apartment, Outside City Center(Monthly)
$538CUP 12.9K
$1,762Rp 31.2M
-69.46%
Buy Apartment in City Center(m2)
$334CUP 8,012
$2,826Rp 50.1M
-88.19%
Buy Apartment Outside City Center(m2)
$399CUP 9,564
$2,292Rp 40.6M
-82.61%
💵 Salaries & Financials
Havana
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$33.40CUP 802
$170Rp 3.0M
-80.33%
20-Year Fixed Mortgage Interest Rate(Annual %)
9.1
13.78
-33.96%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Havana: September 1, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $256 in Havana and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Ubud, Bali pays 408% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $27.00 in Havana vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $261 vs $293 per month, with Havana cheaper across the board.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Havana vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Havana and in Ubud, Bali?
Havana and Ubud, Bali differ by about 59% in total monthly costs ($877 vs $1,396 including rent). Havana is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 408% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Havana and in Ubud, Bali?
Rent for a central apartment: $256 in Havana versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Havana – a meal for two runs $27.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Havana or Ubud, Bali?
All in, you'll spend $877 per month in Havana versus $1,396 in Ubud, Bali – a 59% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $877 in Havana versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Havana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havana the clear choice for anyone on this budget.
How does quality of life compare between Havana and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Havana or Ubud, Bali safer for residents?
Safety-wise, Havana and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Havana or Ubud, Bali?
Expats usually find Havana gentler on the wallet – expenses run 59% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.