Cost of Living Comparison Between Havana and Ubud, Bali Cost of Living Comparison Between Havana and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $976 in Havana versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,540 in Havana versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,104 in Havana versus $3,763 in Ubud, Bali.

Living in Havana costs roughly 31% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Havana is 27% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Havana
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.71 CUP 89.0
$3.45 Rp 61.8K
7.54%
Three-Course Dinner for Two, Mid-Range
$29.50 CUP 708
$32.34 Rp 578.5K
-8.78%
Fast Food Meal (McDonalds, etc)
$6.67 CUP 160
$4.84 Rp 86.7K
37.81%
Cappuccino
$1.18 CUP 28.38
$2.75 Rp 49.1K
-57.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.26 CUP 54.1
$1.38 Rp 24.8K
63.77%
Water (0.33 liter bottle)
$1.46 CUP 35.04
$0.75 Rp 13.4K
94.67%
Local Beer (0.5 liter draught)
$2.05 CUP 49.10
$2.99 Rp 53.5K
-31.44%
Imported Beer (0.33 liter bottle)
$2.56 CUP 61.3
$3.85 Rp 68.9K
-33.51%
🛒 Groceries & Markets
Havana
Ubud, Bali
Difference
Milk (1 liter)
$3.27 CUP 78.5
$1.74 Rp 31.1K
87.93%
White Bread (500g)
$1.05 CUP 25.16
$2.46 Rp 44.0K
-57.32%
Rice (white) (1kg)
$2.41 CUP 57.9
$1.17 Rp 20.9K
105.98%
Eggs
$3.64 CUP 87.4
$2.43 Rp 43.5K
49.79%
Local Cheese (1kg)
$5.05 CUP 121
$14.50 Rp 259.5K
-65.17%
Chicken Fillets (1kg)
$5.31 CUP 127
$4.35 Rp 77.8K
22.07%
Beef Round Steak (1kg)
$9.49 CUP 228
$11.98 Rp 214.3K
-20.78%
Apples (1kg)
$4.89 CUP 117
$3.72 Rp 66.5K
31.45%
Banana (1kg)
$1.36 CUP 32.72
$1.63 Rp 29.1K
-16.56%
Oranges (1kg)
$2.54 CUP 61.0
$2.74 Rp 49.1K
-7.30%
Tomato (1kg)
$1.72 CUP 41.33
$2.24 Rp 40.1K
-23.21%
Potato (1kg)
$2.83 CUP 67.9
$1.92 Rp 34.3K
47.40%
Onion (1kg)
$2.90 CUP 69.6
$2.28 Rp 40.7K
27.19%
Lettuce (1 head)
$0.98 CUP 23.55
$1.06 Rp 19.0K
-7.55%
Water (1.5 liter bottle)
$1.13 CUP 27.18
$0.72 Rp 12.9K
56.94%
Cigarettes 20 Pack (Marlboro, Camel)
$4.08 CUP 97.9
$3.29 Rp 58.8K
24.01%
Wine (Bottle)
$4.04 CUP 97.0
$23.19 Rp 414.9K
-82.58%
Local Beer (0.5 liter bottle)
$2.02 CUP 48.41
$2.78 Rp 49.7K
-27.34%
Imported Beer (0.33 liter bottle)
$2.00 CUP 47.96
$2.73 Rp 48.9K
-26.74%
🚌 Getting Around
Havana
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.27 CUP 30.46
$0.27 Rp 4,765
370.37%
Public Transport Monthly Pass (Regular Price)
$25.17 CUP 604
$8.11 Rp 145.0K
210.36%
Taxi Start (Normal Tariff)
$3.15 CUP 75.5
$0.48 Rp 8,636
556.25%
Taxi (Normal Tariff) (1km)
$0.51 CUP 12.34
$0.42 Rp 7,511
21.43%
Taxi 1hour Waiting (Normal Tariff)
$14.87 CUP 357
$6.22 Rp 111.3K
139.07%
Gasoline (1 liter)
$1.22 CUP 29.36
$0.81 Rp 14.6K
50.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$58.8K CUP 1.4M
$26.6K Rp 476.1M
121.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$67.6K CUP 1.6M
$32.2K Rp 575.9M
109.86%
🧾 Monthly Utilities & Internet
Havana
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$37.01 CUP 888
$78.4 Rp 1.4M
-52.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$40.52 CUP 972
$4.07 Rp 72.8K
895.58%
Internet (50+ Mbps, Unlimited Data)
$76.1 CUP 1,827
$24.33 Rp 435.2K
212.91%
🎉 Sport & Entertainment
Havana
Ubud, Bali
Difference
Gym Membership (Monthly)
$41.10 CUP 986
$98.6 Rp 1.8M
-58.32%
Tennis Court (1 Hour on Weekend)
$6.06 CUP 145
$6.34 Rp 113.3K
-4.42%
Cinema Ticket
$0.82 CUP 19.68
$3.99 Rp 71.3K
-79.45%
🧸 Childcare & Education
Havana
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$111 CUP 2,666
$305 Rp 5.5M
-63.58%
International Primary School, 1 Child (Yearly)
$10.0K CUP 240.3K
$6,642 Rp 118.8M
50.76%
👕👟 Clothing & Footwear
Havana
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$39.17 CUP 940
$54.1 Rp 968.6K
-27.65%
Summer Dress (H&M, Zara, etc)
$33.79 CUP 811
$37.81 Rp 676.3K
-10.63%
Sport Shoes (Adidas, Nike)
$75.8 CUP 1,818
$86.8 Rp 1.6M
-12.76%
Men's Leather Business Shoes
$84.3 CUP 2,023
$76.4 Rp 1.4M
10.43%
🏠 Accommodation & Living
Havana
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$365 CUP 8,750
$992 Rp 17.7M
-63.24%
1-bedroom Apartment, Outside City Center (Monthly)
$287 CUP 6,893
$673 Rp 12.0M
-57.31%
3-bedroom Apartment, City Center (Monthly)
$1,040 CUP 25.0K
$3,375 Rp 60.4M
-69.18%
3-bedroom Apartment, Outside City Center (Monthly)
$601 CUP 14.4K
$2,050 Rp 36.7M
-70.70%
Buy Apartment in City Center (m2)
$327 CUP 7,853
$2,805 Rp 50.2M
-88.33%
Buy Apartment Outside City Center (m2)
$405 CUP 9,718
$2,227 Rp 39.8M
-81.82%
💵 Salaries & Financials
Havana
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$31.89 CUP 765
$167 Rp 3.0M
-80.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.43
13.28
-44.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Havana: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $365 in Havana and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 424% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $30.00 in Havana vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $243 vs $297 per month, with Havana cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Havana vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Havana and in Ubud, Bali?
Havana and Ubud, Bali differ by about 44% in total monthly costs ($976 vs $1,408 including rent). Havana is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 424% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Havana and in Ubud, Bali?
Rent for a central apartment: $365 in Havana versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Havana – a meal for two runs $30.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Havana or Ubud, Bali?
All in, you'll spend $976 per month in Havana versus $1,408 in Ubud, Bali – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $976 in Havana versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Havana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havana the clear choice for anyone on this budget.
How does quality of life compare between Havana and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Havana or Ubud, Bali safer for residents?
Safety-wise, Havana and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Havana or Ubud, Bali?
Expats usually find Havana gentler on the wallet – expenses run 44% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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