🙂Monthly costs for one person with rent: $964 in Havana versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,538 in Havana versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,112 in Havana versus $3,660 in Ubud, Bali.
🙂Living in Havana costs roughly 32% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊The two cities straddle the global median: Havana is 28% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Havana
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.71CUP 89.0
$3.56Rp 63.9K
4.21%
Three-Course Dinner for Two, Mid-Range
$29.74CUP 714
$32.73Rp 586.8K
-9.14%
Fast Food Meal(McDonalds, etc)
$6.47CUP 155
$4.95Rp 88.7K
30.71%
Cappuccino
$1.24CUP 29.75
$2.71Rp 48.6K
-54.24%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.22CUP 53.4
$1.34Rp 24.1K
65.67%
Water(0.33 liter bottle)
$1.52CUP 36.56
$0.70Rp 12.5K
117.14%
Local Beer(0.5 liter draught)
$2.01CUP 48.25
$2.92Rp 52.3K
-31.16%
Imported Beer(0.33 liter bottle)
$2.46CUP 59.1
$3.96Rp 70.9K
-37.88%
🛒 Groceries & Markets
Havana
Ubud, Bali
Difference
Milk(1 liter)
$3.36CUP 80.7
$1.81Rp 32.4K
85.64%
White Bread(500g)
$1.07CUP 25.70
$2.52Rp 45.1K
-57.54%
Rice(white)(1kg)
$2.35CUP 56.4
$1.16Rp 20.8K
102.59%
Eggs
$3.56CUP 85.5
$2.46Rp 44.1K
44.72%
Local Cheese(1kg)
$4.93CUP 118
$14.71Rp 263.7K
-66.49%
Chicken Fillets(1kg)
$5.29CUP 127
$4.32Rp 77.4K
22.45%
Beef Round Steak(1kg)
$9.56CUP 229
$12.14Rp 217.5K
-21.25%
Apples(1kg)
$5.03CUP 121
$3.84Rp 68.8K
30.99%
Banana(1kg)
$1.38CUP 33.13
$1.56Rp 27.9K
-11.54%
Oranges(1kg)
$2.42CUP 58.2
$2.83Rp 50.8K
-14.49%
Tomato(1kg)
$1.69CUP 40.54
$2.33Rp 41.7K
-27.47%
Potato(1kg)
$2.81CUP 67.4
$1.91Rp 34.3K
47.12%
Onion(1kg)
$2.77CUP 66.5
$2.20Rp 39.5K
25.91%
Lettuce(1 head)
$1.02CUP 24.57
$1.01Rp 18.2K
0.99%
Water(1.5 liter bottle)
$1.14CUP 27.35
$0.78Rp 13.9K
46.15%
Cigarettes 20 Pack(Marlboro, Camel)
$3.90CUP 93.6
$3.32Rp 59.4K
17.47%
Wine(Bottle)
$3.97CUP 95.3
$23.74Rp 425.5K
-83.28%
Local Beer(0.5 liter bottle)
$2.09CUP 50.2
$2.79Rp 50.0K
-25.09%
Imported Beer(0.33 liter bottle)
$1.93CUP 46.22
$2.86Rp 51.3K
-32.52%
🚌 Getting Around
Havana
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.28CUP 30.74
$0.27Rp 4,819
374.07%
Public Transport Monthly Pass(Regular Price)
$24.77CUP 595
$8.03Rp 143.9K
208.47%
Taxi Start(Normal Tariff)
$3.13CUP 75.0
$0.46Rp 8,181
580.43%
Taxi(Normal Tariff)(1km)
$0.48CUP 11.53
$0.45Rp 8,068
6.67%
Taxi 1hour Waiting(Normal Tariff)
$15.13CUP 363
$6.10Rp 109.3K
148.03%
Gasoline(1 liter)
$1.26CUP 30.30
$0.79Rp 14.2K
59.49%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$60.5KCUP 1.5M
$26.1KRp 468.8M
131.17%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$66.9KCUP 1.6M
$32.1KRp 575.8M
108.23%
🧾 Monthly Utilities & Internet
Havana
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$37.68CUP 904
$79.9Rp 1.4M
-52.86%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$40.35CUP 968
$4.06Rp 72.9K
893.84%
Internet(50+ Mbps, Unlimited Data)
$74.3CUP 1,782
$23.52Rp 421.6K
215.77%
🎉 Sport & Entertainment
Havana
Ubud, Bali
Difference
Gym Membership(Monthly)
$40.12CUP 963
$98.7Rp 1.8M
-59.35%
Tennis Court(1 Hour on Weekend)
$6.12CUP 147
$6.63Rp 118.8K
-7.69%
Cinema Ticket
$0.88CUP 21.16
$4.15Rp 74.3K
-78.80%
🧸 Childcare & Education
Havana
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$114CUP 2,741
$304Rp 5.4M
-62.43%
International Primary School, 1 Child(Yearly)
$10.1KCUP 242.3K
$6,613Rp 118.5M
52.67%
👕👟 Clothing & Footwear
Havana
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$40.14CUP 963
$55.5Rp 995.6K
-27.73%
Summer Dress(H&M, Zara, etc)
$33.68CUP 808
$38.31Rp 686.7K
-12.09%
Sport Shoes(Adidas, Nike)
$75.1CUP 1,802
$88.6Rp 1.6M
-15.26%
Men's Leather Business Shoes
$84.5CUP 2,027
$77.9Rp 1.4M
8.46%
🏠 Accommodation & Living
Havana
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$371CUP 8,905
$1,006Rp 18.0M
-63.13%
1-bedroom Apartment, Outside City Center(Monthly)
$291CUP 6,982
$675Rp 12.1M
-56.92%
3-bedroom Apartment, City Center(Monthly)
$1,012CUP 24.3K
$3,442Rp 61.7M
-70.59%
3-bedroom Apartment, Outside City Center(Monthly)
$596CUP 14.3K
$2,039Rp 36.6M
-70.75%
Buy Apartment in City Center(m2)
$335CUP 8,037
$2,841Rp 50.9M
-88.21%
Buy Apartment Outside City Center(m2)
$406CUP 9,742
$2,264Rp 40.6M
-82.07%
💵 Salaries & Financials
Havana
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$33.02CUP 792
$165Rp 3.0M
-80.02%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.43
13.28
-44.05%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Havana: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $371 in Havana and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Ubud, Bali pays 400% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $30.00 in Havana vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $243 vs $302 per month, with Havana cheaper across the board.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Havana vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Havana and Ubud, Bali?
Havana and Ubud, Bali differ by about 47% in total monthly costs ($964 vs $1,419 including rent). Havana is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Ubud, Bali earns 400% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Havana and Ubud, Bali?
Rent for a central apartment: $371 in Havana versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Havana – a meal for two runs $30.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Havana or Ubud, Bali?
All in, you'll spend $964 per month in Havana versus $1,419 in Ubud, Bali – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $964 in Havana versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Havana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havana the clear choice for anyone on this budget.
How does quality of life compare between Havana and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Havana or Ubud, Bali safer for residents?
Safety-wise, Havana and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Havana or Ubud, Bali?
Expats usually find Havana gentler on the wallet – expenses run 47% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.