Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Havana

For one person, living is cheaper in Havana: $863 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
41

Cost of Living Index in Havana
Learn more

Havana Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Havana

🇨🇺 Cuba

$863

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Havana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Havana actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $863 in Havana.

Ubud, Bali $1,349
Havana $863

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,391 in Havana.

Ubud, Bali $2,305
Havana $1,391

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,919 in Havana.

Ubud, Bali $3,261
Havana $1,919

Living in Ubud, Bali is roughly 56% more expensive than in Havana, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$3.71 CUP 89.2

-10.51%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$28.01 CUP 672

27.24%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$4.92 CUP 118

12.40%

Cappuccino

$2.72 Rp 49.3K

$1.05 CUP 25.18

159.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.59 CUP 38.22

6.92%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.99 CUP 23.69

-23.23%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.17 CUP 27.98

126.50%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$1.96 CUP 47.03

123.47%

Milk (1 liter)

$1.49 Rp 27.0K

$2.71 CUP 65.1

-45.02%

White Bread (500g)

$2.28 Rp 41.2K

$1.41 CUP 33.74

61.70%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.72 CUP 41.17

-30.81%

Eggs

$2.04 Rp 36.9K

$3.57 CUP 85.7

-42.86%

Local Cheese (1kg)

$17.70 Rp 320.8K

$4.36 CUP 105

305.96%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$4.60 CUP 110

-13.91%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$8.27 CUP 198

47.40%

Apples (1kg)

$3.66 Rp 66.2K

$5.93 CUP 142

-38.28%

Banana (1kg)

$1.52 Rp 27.5K

$1.06 CUP 25.50

43.40%

Oranges (1kg)

$2.23 Rp 40.4K

$3.85 CUP 92.5

-42.08%

Tomato (1kg)

$1.97 Rp 35.7K

$2.26 CUP 54.3

-12.83%

Potato (1kg)

$1.85 Rp 33.5K

$2.94 CUP 70.6

-37.07%

Onion (1kg)

$2.42 Rp 43.9K

$2.68 CUP 64.3

-9.70%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.78 CUP 18.80

26.92%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.57 CUP 13.60

-10.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$1.68 CUP 40.30

32.14%

Wine (Bottle)

$22.24 Rp 403.0K

$5.27 CUP 126

322.01%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.70 CUP 40.85

32.94%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.05 CUP 49.14

44.88%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.68 CUP 16.22

-63.24%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$22.84 CUP 548

-65.76%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$2.57 CUP 61.6

-82.88%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.34 CUP 8.08

26.47%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$19.98 CUP 480

-72.92%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.33 CUP 31.90

-38.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$59.8K CUP 1.4M

-60.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$59.3K CUP 1.4M

-46.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$46.59 CUP 1,118

69.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$39.68 CUP 952

-83.74%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$91.6 CUP 2,198

-79.71%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$16.27 CUP 391

204.12%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$12.90 CUP 310

36.82%

Cinema Ticket

$4.27 Rp 77.4K

$0.87 CUP 20.84

390.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$158 CUP 3,798

209.94%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$12.7K CUP 303.8K

-55.17%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$52.3 CUP 1,256

-14.70%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$41.42 CUP 994

-15.62%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$80.3 CUP 1,926

-0.46%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$67.6 CUP 1,622

17.52%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$243 CUP 5,832

362.90%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$218 CUP 5,244

207.35%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$884 CUP 21.2K

303.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$504 CUP 12.1K

241.85%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$304 CUP 7,288

799.58%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$395 CUP 9,473

478.65%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$28.52 CUP 685

474.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.1

51.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Havana: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Havana

$218 25.3% 67.5% $453

Groceries & Markets

Ubud, Bali

$288 21.4%

Havana

$233 27% 19.1% $55

Eating Out

Ubud, Bali

$108 8%

Havana

$77 8.9% 28.4% $31

Clothing & Footwear

Ubud, Bali

$108 8%

Havana

$109 12.6% 1.1% $1.2

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Havana

$178 20.6% 70.9% $74

Sport & Entertainment

Ubud, Bali

$58 4.3%

Havana

$18 2.1% 69% $40

Getting Around

Ubud, Bali

$11 0.9%

Havana

$30 3.5% 161% $18

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $243 in Havana. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays about 5.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $28 in Havana for a mid-range dinner for two. Groceries echo the gap at $288 vs $233 per month, with Havana cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇺 Havana

🕒 Local time

22:31 10:31 PM

10:31 10:31 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,141,993 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Cuban Peso CUP $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

100 CUP = 4.17 USD

100 CUP = 3.73 EUR

Exchange rates and currency converter

CUP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Cuban Peso exchange rates as of October 31, 2026: 1 USD = 24 CUP (100 CUP = 4.17 USD). 1 EUR = 26.8 CUP (100 CUP = 3.73 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Havana 17,530 km ≈ 22 h nonstop flight

From you

Ubud, Bali
Havana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Havana: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $863 in Havana, so Havana is about 36% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Ubud, Bali is about 5.7 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,125 in Ubud, Bali versus $243 in Havana. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Havana – a meal for two runs $28 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $863 in Havana – Havana is about 36% cheaper, which adds up to real savings over time.

At $863 in Havana versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Havana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havana the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Havana wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.