Cost of Living Comparison Between Ubud, Bali and Havana Cost of Living Comparison Between Ubud, Bali and Havana

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $964 in Havana.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,538 in Havana.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,112 in Havana.

Living in Ubud, Bali is roughly 47% more expensive than Havana, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Ubud, Bali is 6% above, Havana is 28% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$3.71 CUP 89.0

-4.04%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$29.74 CUP 714

10.05%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$6.47 CUP 155

-23.49%

Cappuccino

$2.71 Rp 48.6K

$1.24 CUP 29.75

118.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$2.22 CUP 53.4

-39.64%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.52 CUP 36.56

-53.95%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$2.01 CUP 48.25

45.27%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.46 CUP 59.1

60.98%

Milk (1 liter)

$1.81 Rp 32.4K

$3.36 CUP 80.7

-46.13%

White Bread (500g)

$2.52 Rp 45.1K

$1.07 CUP 25.70

135.51%

Rice (white) (1kg)

$1.16 Rp 20.8K

$2.35 CUP 56.4

-50.64%

Eggs

$2.46 Rp 44.1K

$3.56 CUP 85.5

-30.90%

Local Cheese (1kg)

$14.71 Rp 263.7K

$4.93 CUP 118

198.38%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$5.29 CUP 127

-18.34%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$9.56 CUP 229

26.99%

Apples (1kg)

$3.84 Rp 68.8K

$5.03 CUP 121

-23.66%

Banana (1kg)

$1.56 Rp 27.9K

$1.38 CUP 33.13

13.04%

Oranges (1kg)

$2.83 Rp 50.8K

$2.42 CUP 58.2

16.94%

Tomato (1kg)

$2.33 Rp 41.7K

$1.69 CUP 40.54

37.87%

Potato (1kg)

$1.91 Rp 34.3K

$2.81 CUP 67.4

-32.03%

Onion (1kg)

$2.20 Rp 39.5K

$2.77 CUP 66.5

-20.58%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.02 CUP 24.57

-0.98%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$1.14 CUP 27.35

-31.58%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.90 CUP 93.6

-14.87%

Wine (Bottle)

$23.74 Rp 425.5K

$3.97 CUP 95.3

497.98%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$2.09 CUP 50.2

33.49%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.93 CUP 46.22

48.19%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$1.28 CUP 30.74

-78.91%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$24.77 CUP 595

-67.58%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$3.13 CUP 75.0

-85.30%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.48 CUP 11.53

-6.25%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$15.13 CUP 363

-59.68%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.26 CUP 30.30

-37.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$60.5K CUP 1.5M

-56.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$66.9K CUP 1.6M

-51.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$37.68 CUP 904

112.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$40.35 CUP 968

-89.94%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$74.3 CUP 1,782

-68.33%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$40.12 CUP 963

146.01%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$6.12 CUP 147

8.33%

Cinema Ticket

$4.15 Rp 74.3K

$0.88 CUP 21.16

371.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$114 CUP 2,741

166.16%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$10.1K CUP 242.3K

-34.50%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$40.14 CUP 963

38.37%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$33.68 CUP 808

13.75%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$75.1 CUP 1,802

18.01%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$84.5 CUP 2,027

-7.80%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$371 CUP 8,905

171.23%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$291 CUP 6,982

132.14%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$1,012 CUP 24.3K

239.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$596 CUP 14.3K

241.91%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$335 CUP 8,037

748.47%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$406 CUP 9,742

457.71%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$33.02 CUP 792

400.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.43

78.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Havana: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $371 in Havana. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 400% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $30.00 in Havana for a mid-range dinner for two. Groceries echo the gap at $302 vs $243 per month, with Havana cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Havana: Cost of Living - Frequently Asked Questions

Ubud, Bali and Havana differ by about 47% in total monthly costs ($1,419 vs $964 including rent). Havana is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Ubud, Bali pays 400% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,006 in Ubud, Bali versus $371 in Havana. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Havana – a meal for two runs $30.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,419 per month in Ubud, Bali versus $964 in Havana – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.

At $964 in Havana versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Havana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havana the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Havana are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Havana gentler on the wallet – expenses run 47% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.