Cost of Living Comparison Between Ubud, Bali and Havana Cost of Living Comparison Between Ubud, Bali and Havana

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $976 in Havana.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,540 in Havana.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,104 in Havana.

Living in Ubud, Bali is roughly 44% more expensive than in Havana, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Ubud, Bali is 5% above, Havana is 27% below.

Meal at Budget Restaurant

$3.45 Rp 61.8K

$3.71 CUP 89.0

-7.01%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 578.5K

$29.50 CUP 708

9.63%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

$6.67 CUP 160

-27.44%

Cappuccino

$2.75 Rp 49.1K

$1.18 CUP 28.38

133.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$2.26 CUP 54.1

-38.94%

Water (0.33 liter bottle)

$0.75 Rp 13.4K

$1.46 CUP 35.04

-48.63%

Local Beer (0.5 liter draught)

$2.99 Rp 53.5K

$2.05 CUP 49.10

45.85%

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

$2.56 CUP 61.3

50.39%

Milk (1 liter)

$1.74 Rp 31.1K

$3.27 CUP 78.5

-46.79%

White Bread (500g)

$2.46 Rp 44.0K

$1.05 CUP 25.16

134.29%

Rice (white) (1kg)

$1.17 Rp 20.9K

$2.41 CUP 57.9

-51.45%

Eggs

$2.43 Rp 43.5K

$3.64 CUP 87.4

-33.24%

Local Cheese (1kg)

$14.50 Rp 259.5K

$5.05 CUP 121

187.13%

Chicken Fillets (1kg)

$4.35 Rp 77.8K

$5.31 CUP 127

-18.08%

Beef Round Steak (1kg)

$11.98 Rp 214.3K

$9.49 CUP 228

26.24%

Apples (1kg)

$3.72 Rp 66.5K

$4.89 CUP 117

-23.93%

Banana (1kg)

$1.63 Rp 29.1K

$1.36 CUP 32.72

19.85%

Oranges (1kg)

$2.74 Rp 49.1K

$2.54 CUP 61.0

7.87%

Tomato (1kg)

$2.24 Rp 40.1K

$1.72 CUP 41.33

30.23%

Potato (1kg)

$1.92 Rp 34.3K

$2.83 CUP 67.9

-32.16%

Onion (1kg)

$2.28 Rp 40.7K

$2.90 CUP 69.6

-21.38%

Lettuce (1 head)

$1.06 Rp 19.0K

$0.98 CUP 23.55

8.16%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.13 CUP 27.18

-36.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

$4.08 CUP 97.9

-19.36%

Wine (Bottle)

$23.19 Rp 414.9K

$4.04 CUP 97.0

474.01%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

$2.02 CUP 48.41

37.62%

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

$2.00 CUP 47.96

36.50%

One-way Ticket (Public Transport)

$0.27 Rp 4,765

$1.27 CUP 30.46

-78.74%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.0K

$25.17 CUP 604

-67.78%

Taxi Start (Normal Tariff)

$0.48 Rp 8,636

$3.15 CUP 75.5

-84.76%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,511

$0.51 CUP 12.34

-17.65%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.3K

$14.87 CUP 357

-58.17%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.22 CUP 29.36

-33.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.1M

$58.8K CUP 1.4M

-54.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 575.9M

$67.6K CUP 1.6M

-52.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$37.01 CUP 888

111.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

$40.52 CUP 972

-89.96%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.2K

$76.1 CUP 1,827

-68.04%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$41.10 CUP 986

139.93%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

$6.06 CUP 145

4.62%

Cinema Ticket

$3.99 Rp 71.3K

$0.82 CUP 19.68

386.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$111 CUP 2,666

174.58%

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.8M

$10.0K CUP 240.3K

-33.67%

Jeans (Levis 501 Or Similar)

$54.1 Rp 968.6K

$39.17 CUP 940

38.22%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.3K

$33.79 CUP 811

11.90%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$75.8 CUP 1,818

14.63%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$84.3 CUP 2,023

-9.44%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.7M

$365 CUP 8,750

172.06%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

$287 CUP 6,893

134.24%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

$1,040 CUP 25.0K

224.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

$601 CUP 14.4K

241.28%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

$327 CUP 7,853

757.15%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.8M

$405 CUP 9,718

449.99%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$31.89 CUP 765

423.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.43

78.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Havana: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $365 in Havana. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 424% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $30.00 in Havana for a mid-range dinner for two. Groceries echo the gap at $297 vs $243 per month, with Havana cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Havana: Cost of Living - Frequently Asked Questions

Ubud, Bali and Havana differ by about 44% in total monthly costs ($1,408 vs $976 including rent). Havana is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 424% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $992 in Ubud, Bali versus $365 in Havana. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Havana – a meal for two runs $30.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $976 in Havana – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.

At $976 in Havana versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Havana but tight or insufficient in Ubud, Bali. The gap between the two cities makes Havana the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Havana are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Havana gentler on the wallet – expenses run 44% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.