Cost of Living Comparison Between Havana and ErbilCost of Living Comparison Between Havana and Erbil
Monthly Cost of Living
🙂A single person spends $976 per month in Havana vs $1,034 in Erbil, rent included.
😐A couple spends around $1,540 per month in Havana vs $1,522 in Erbil, rent included.
😐A family of three spends $2,104 per month in Havana vs $2,010 in Erbil, rent included.
🙂Havana is about 6% cheaper than Erbil, driven mainly by Monthly Utilities & Internet.
📊Both Havana and Erbil are more affordable than the global median – Havana27% lower, Erbil23% lower.
Currency
🍽 Eating Out
Havana
Erbil
Difference
Meal at Budget Restaurant
$3.71CUP 89.0
$7.71IQD 10.1K
-51.88%
Three-Course Dinner for Two, Mid-Range
$29.50CUP 708
$22.64IQD 29.6K
30.30%
Fast Food Meal(McDonalds, etc)
$6.67CUP 160
$8.88IQD 11.6K
-24.89%
Cappuccino
$1.18CUP 28.38
$3.20IQD 4,189
-63.13%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.26CUP 54.1
$0.48IQD 630
370.83%
Water(0.33 liter bottle)
$1.46CUP 35.04
$0.20IQD 262
630.00%
Local Beer(0.5 liter draught)
$2.05CUP 49.10
$1.93IQD 2,523
6.22%
Imported Beer(0.33 liter bottle)
$2.56CUP 61.3
$2.14IQD 2,803
19.63%
🛒 Groceries & Markets
Havana
Erbil
Difference
Milk(1 liter)
$3.27CUP 78.5
$1.31IQD 1,719
149.62%
White Bread(500g)
$1.05CUP 25.16
$0.85IQD 1,108
23.53%
Rice(white)(1kg)
$2.41CUP 57.9
$1.86IQD 2,439
29.57%
Eggs
$3.64CUP 87.4
$1.98IQD 2,590
83.84%
Local Cheese(1kg)
$5.05CUP 121
$7.23IQD 9,474
-30.15%
Chicken Fillets(1kg)
$5.31CUP 127
$4.72IQD 6,184
12.50%
Beef Round Steak(1kg)
$9.49CUP 228
$14.24IQD 18.7K
-33.36%
Apples(1kg)
$4.89CUP 117
$1.19IQD 1,563
310.92%
Banana(1kg)
$1.36CUP 32.72
$1.15IQD 1,505
18.26%
Oranges(1kg)
$2.54CUP 61.0
$1.15IQD 1,502
120.87%
Tomato(1kg)
$1.72CUP 41.33
$0.81IQD 1,057
112.35%
Potato(1kg)
$2.83CUP 67.9
$0.68IQD 888
316.18%
Onion(1kg)
$2.90CUP 69.6
$0.75IQD 980
286.67%
Lettuce(1 head)
$0.98CUP 23.55
$0.73IQD 952
34.25%
Water(1.5 liter bottle)
$1.13CUP 27.18
$0.57IQD 742
98.25%
Cigarettes 20 Pack(Marlboro, Camel)
$4.08CUP 97.9
$2.62IQD 3,428
55.73%
Wine(Bottle)
$4.04CUP 97.0
$12.19IQD 16.0K
-66.86%
Local Beer(0.5 liter bottle)
$2.02CUP 48.41
$1.39IQD 1,824
45.32%
Imported Beer(0.33 liter bottle)
$2.00CUP 47.96
$1.97IQD 2,579
1.52%
🚌 Getting Around
Havana
Erbil
Difference
One-way Ticket(Public Transport)
$1.27CUP 30.46
$0.59IQD 776
115.25%
Public Transport Monthly Pass(Regular Price)
$25.17CUP 604
$35.14IQD 46.0K
-28.37%
Taxi Start(Normal Tariff)
$3.15CUP 75.5
$2.25IQD 2,942
40.00%
Taxi(Normal Tariff)(1km)
$0.51CUP 12.34
$2.33IQD 3,052
-78.11%
Taxi 1hour Waiting(Normal Tariff)
$14.87CUP 357
$6.75IQD 8,845
120.30%
Gasoline(1 liter)
$1.22CUP 29.36
$0.65IQD 849
87.69%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$58.8KCUP 1.4M
$19.4KIQD 25.4M
203.18%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$67.6KCUP 1.6M
$20.8KIQD 27.3M
224.16%
🧾 Monthly Utilities & Internet
Havana
Erbil
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$37.01CUP 888
$102IQD 133.2K
-63.61%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$40.52CUP 972
$17.42IQD 22.8K
132.61%
Internet(50+ Mbps, Unlimited Data)
$76.1CUP 1,827
$29.58IQD 38.7K
157.37%
🎉 Sport & Entertainment
Havana
Erbil
Difference
Gym Membership(Monthly)
$41.10CUP 986
$73.8IQD 96.6K
-44.27%
Tennis Court(1 Hour on Weekend)
$6.06CUP 145
$11.55IQD 15.1K
-47.53%
Cinema Ticket
$0.82CUP 19.68
$11.41IQD 14.9K
-92.81%
🧸 Childcare & Education
Havana
Erbil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$111CUP 2,666
$263IQD 343.7K
-57.68%
International Primary School, 1 Child(Yearly)
$10.0KCUP 240.3K
$3,250IQD 4.3M
208.15%
👕👟 Clothing & Footwear
Havana
Erbil
Difference
Jeans(Levis 501 Or Similar)
$39.17CUP 940
$33.46IQD 43.8K
17.07%
Summer Dress(H&M, Zara, etc)
$33.79CUP 811
$49.61IQD 65.0K
-31.89%
Sport Shoes(Adidas, Nike)
$75.8CUP 1,818
$81.1IQD 106.2K
-6.54%
Men's Leather Business Shoes
$84.3CUP 2,023
$76.5IQD 100.2K
10.22%
🏠 Accommodation & Living
Havana
Erbil
Difference
1-bedroom Apartment, City Center(Monthly)
$365CUP 8,750
$429IQD 562.2K
-15.09%
1-bedroom Apartment, Outside City Center(Monthly)
$287CUP 6,893
$275IQD 360.3K
4.39%
3-bedroom Apartment, City Center(Monthly)
$1,040CUP 25.0K
$732IQD 958.5K
42.08%
3-bedroom Apartment, Outside City Center(Monthly)
$601CUP 14.4K
$495IQD 647.8K
21.43%
Buy Apartment in City Center(m2)
$327CUP 7,853
$1,130IQD 1.5M
-71.04%
Buy Apartment Outside City Center(m2)
$405CUP 9,718
$660IQD 864.4K
-38.66%
💵 Salaries & Financials
Havana
Erbil
Difference
Average Monthly Net Salary(After Tax)
$31.89CUP 765
$581IQD 760.9K
-94.51%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.43
14.33
-48.15%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Havana: July 13, 2026
Last update for Erbil: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $365 in Havana versus $429 in Erbil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1722% higher in Erbil, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $30.00 in Havana versus $23.00 in Erbil. Monthly groceries follow the same trend: $243 vs $195 – making Erbil the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Havana vs Erbil: Cost of Living - Frequently Asked Questions
Is Erbil cheaper than Havana?
Yes – Erbil is pricier by about 6%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,464 per month in Havana and $1,551 in Erbil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Havana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Havana and in Erbil?
Interestingly, groceries are about 25% cheaper in Erbil – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is eating out cheaper in Havana or in Erbil?
A mid-range dinner for two costs $30.00 in Havana and $23.00 in Erbil. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $2,000 a realistic budget for living in Havana or in Erbil?
A $2,000 monthly budget goes further in Havana, where all-in costs run around $976, than in Erbil at $1,034. In Havana it covers expenses comfortably, while in Erbil it requires careful planning or may not stretch far enough.
Is Havana or Erbil more family-friendly?
Families tend to lean toward Havana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Havana or Erbil?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Havana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Erbil makes more sense. Both are solid long-term options with distinct trade-offs.