Cost of Living Comparison Between Havana and Erbil Cost of Living Comparison Between Havana and Erbil

Monthly Cost of Living

A single person spends $976 per month in Havana vs $1,034 in Erbil, rent included.

A couple spends around $1,540 per month in Havana vs $1,522 in Erbil, rent included.

A family of three spends $2,104 per month in Havana vs $2,010 in Erbil, rent included.

Havana is about 6% cheaper than Erbil, driven mainly by Monthly Utilities & Internet.

Both Havana and Erbil are more affordable than the global median – Havana 27% lower, Erbil 23% lower.

Currency
🍽 Eating Out
Havana
Erbil
Difference
Meal at Budget Restaurant
$3.71 CUP 89.0
$7.71 IQD 10.1K
-51.88%
Three-Course Dinner for Two, Mid-Range
$29.50 CUP 708
$22.64 IQD 29.6K
30.30%
Fast Food Meal (McDonalds, etc)
$6.67 CUP 160
$8.88 IQD 11.6K
-24.89%
Cappuccino
$1.18 CUP 28.38
$3.20 IQD 4,189
-63.13%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.26 CUP 54.1
$0.48 IQD 630
370.83%
Water (0.33 liter bottle)
$1.46 CUP 35.04
$0.20 IQD 262
630.00%
Local Beer (0.5 liter draught)
$2.05 CUP 49.10
$1.93 IQD 2,523
6.22%
Imported Beer (0.33 liter bottle)
$2.56 CUP 61.3
$2.14 IQD 2,803
19.63%
🛒 Groceries & Markets
Havana
Erbil
Difference
Milk (1 liter)
$3.27 CUP 78.5
$1.31 IQD 1,719
149.62%
White Bread (500g)
$1.05 CUP 25.16
$0.85 IQD 1,108
23.53%
Rice (white) (1kg)
$2.41 CUP 57.9
$1.86 IQD 2,439
29.57%
Eggs
$3.64 CUP 87.4
$1.98 IQD 2,590
83.84%
Local Cheese (1kg)
$5.05 CUP 121
$7.23 IQD 9,474
-30.15%
Chicken Fillets (1kg)
$5.31 CUP 127
$4.72 IQD 6,184
12.50%
Beef Round Steak (1kg)
$9.49 CUP 228
$14.24 IQD 18.7K
-33.36%
Apples (1kg)
$4.89 CUP 117
$1.19 IQD 1,563
310.92%
Banana (1kg)
$1.36 CUP 32.72
$1.15 IQD 1,505
18.26%
Oranges (1kg)
$2.54 CUP 61.0
$1.15 IQD 1,502
120.87%
Tomato (1kg)
$1.72 CUP 41.33
$0.81 IQD 1,057
112.35%
Potato (1kg)
$2.83 CUP 67.9
$0.68 IQD 888
316.18%
Onion (1kg)
$2.90 CUP 69.6
$0.75 IQD 980
286.67%
Lettuce (1 head)
$0.98 CUP 23.55
$0.73 IQD 952
34.25%
Water (1.5 liter bottle)
$1.13 CUP 27.18
$0.57 IQD 742
98.25%
Cigarettes 20 Pack (Marlboro, Camel)
$4.08 CUP 97.9
$2.62 IQD 3,428
55.73%
Wine (Bottle)
$4.04 CUP 97.0
$12.19 IQD 16.0K
-66.86%
Local Beer (0.5 liter bottle)
$2.02 CUP 48.41
$1.39 IQD 1,824
45.32%
Imported Beer (0.33 liter bottle)
$2.00 CUP 47.96
$1.97 IQD 2,579
1.52%
🚌 Getting Around
Havana
Erbil
Difference
One-way Ticket (Public Transport)
$1.27 CUP 30.46
$0.59 IQD 776
115.25%
Public Transport Monthly Pass (Regular Price)
$25.17 CUP 604
$35.14 IQD 46.0K
-28.37%
Taxi Start (Normal Tariff)
$3.15 CUP 75.5
$2.25 IQD 2,942
40.00%
Taxi (Normal Tariff) (1km)
$0.51 CUP 12.34
$2.33 IQD 3,052
-78.11%
Taxi 1hour Waiting (Normal Tariff)
$14.87 CUP 357
$6.75 IQD 8,845
120.30%
Gasoline (1 liter)
$1.22 CUP 29.36
$0.65 IQD 849
87.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$58.8K CUP 1.4M
$19.4K IQD 25.4M
203.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$67.6K CUP 1.6M
$20.8K IQD 27.3M
224.16%
🧾 Monthly Utilities & Internet
Havana
Erbil
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$37.01 CUP 888
$102 IQD 133.2K
-63.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$40.52 CUP 972
$17.42 IQD 22.8K
132.61%
Internet (50+ Mbps, Unlimited Data)
$76.1 CUP 1,827
$29.58 IQD 38.7K
157.37%
🎉 Sport & Entertainment
Havana
Erbil
Difference
Gym Membership (Monthly)
$41.10 CUP 986
$73.8 IQD 96.6K
-44.27%
Tennis Court (1 Hour on Weekend)
$6.06 CUP 145
$11.55 IQD 15.1K
-47.53%
Cinema Ticket
$0.82 CUP 19.68
$11.41 IQD 14.9K
-92.81%
🧸 Childcare & Education
Havana
Erbil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$111 CUP 2,666
$263 IQD 343.7K
-57.68%
International Primary School, 1 Child (Yearly)
$10.0K CUP 240.3K
$3,250 IQD 4.3M
208.15%
👕👟 Clothing & Footwear
Havana
Erbil
Difference
Jeans (Levis 501 Or Similar)
$39.17 CUP 940
$33.46 IQD 43.8K
17.07%
Summer Dress (H&M, Zara, etc)
$33.79 CUP 811
$49.61 IQD 65.0K
-31.89%
Sport Shoes (Adidas, Nike)
$75.8 CUP 1,818
$81.1 IQD 106.2K
-6.54%
Men's Leather Business Shoes
$84.3 CUP 2,023
$76.5 IQD 100.2K
10.22%
🏠 Accommodation & Living
Havana
Erbil
Difference
1-bedroom Apartment, City Center (Monthly)
$365 CUP 8,750
$429 IQD 562.2K
-15.09%
1-bedroom Apartment, Outside City Center (Monthly)
$287 CUP 6,893
$275 IQD 360.3K
4.39%
3-bedroom Apartment, City Center (Monthly)
$1,040 CUP 25.0K
$732 IQD 958.5K
42.08%
3-bedroom Apartment, Outside City Center (Monthly)
$601 CUP 14.4K
$495 IQD 647.8K
21.43%
Buy Apartment in City Center (m2)
$327 CUP 7,853
$1,130 IQD 1.5M
-71.04%
Buy Apartment Outside City Center (m2)
$405 CUP 9,718
$660 IQD 864.4K
-38.66%
💵 Salaries & Financials
Havana
Erbil
Difference
Average Monthly Net Salary (After Tax)
$31.89 CUP 765
$581 IQD 760.9K
-94.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.43
14.33
-48.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Havana: July 13, 2026

Last update for Erbil: July 12, 2026

Cost Breakdown

A central one-bedroom costs $365 in Havana versus $429 in Erbil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1722% higher in Erbil, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Havana versus $23.00 in Erbil. Monthly groceries follow the same trend: $243 vs $195 – making Erbil the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Havana vs Erbil: Cost of Living - Frequently Asked Questions
Is Erbil cheaper than Havana?
Yes – Erbil is pricier by about 6%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,464 per month in Havana and $1,551 in Erbil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Havana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Havana and in Erbil?
Interestingly, groceries are about 25% cheaper in Erbil – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is eating out cheaper in Havana or in Erbil?
A mid-range dinner for two costs $30.00 in Havana and $23.00 in Erbil. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $2,000 a realistic budget for living in Havana or in Erbil?
A $2,000 monthly budget goes further in Havana, where all-in costs run around $976, than in Erbil at $1,034. In Havana it covers expenses comfortably, while in Erbil it requires careful planning or may not stretch far enough.
Is Havana or Erbil more family-friendly?
Families tend to lean toward Havana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Havana or Erbil?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Havana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Erbil makes more sense. Both are solid long-term options with distinct trade-offs.

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