🙂Monthly costs for one person with rent: $964 in Havana versus $1,231 in Cayo Coco.
🙂Estimated couple costs with rent: $1,538 in Havana versus $1,675 in Cayo Coco.
🙂Monthly costs for a family of three with rent: $2,112 in Havana versus $2,119 in Cayo Coco.
🙂Living in Havana costs roughly 22% less than in Cayo Coco, driven mainly by Monthly Utilities & Internet.
📊Both cities sit below the global median: Havana28% lower, Cayo Coco8% lower.
Currency
🍽 Eating Out
Havana
Cayo Coco
Difference
Meal at Budget Restaurant
$3.71CUP 89.0
$5.08CUP 122
-26.97%
Three-Course Dinner for Two, Mid-Range
$29.74CUP 714
$14.98CUP 359
98.53%
Fast Food Meal(McDonalds, etc)
$6.47CUP 155
$7.07CUP 170
-8.49%
Cappuccino
$1.24CUP 29.75
$1.02CUP 24.46
21.57%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.22CUP 53.4
$2.04CUP 48.85
8.82%
Water(0.33 liter bottle)
$1.52CUP 36.56
$0.98CUP 23.49
55.10%
Local Beer(0.5 liter draught)
$2.01CUP 48.25
$2.04CUP 49.02
-1.47%
Imported Beer(0.33 liter bottle)
$2.46CUP 59.1
$2.98CUP 71.6
-17.45%
🛒 Groceries & Markets
Havana
Cayo Coco
Difference
Milk(1 liter)
$3.36CUP 80.7
$3.09CUP 74.1
8.74%
White Bread(500g)
$1.07CUP 25.70
$0.98CUP 23.42
9.18%
Rice(white)(1kg)
$2.35CUP 56.4
$1.98CUP 47.56
18.69%
Eggs
$3.56CUP 85.5
$3.63CUP 87.2
-1.93%
Local Cheese(1kg)
$4.93CUP 118
$5.97CUP 143
-17.42%
Chicken Fillets(1kg)
$5.29CUP 127
$5.14CUP 123
2.92%
Beef Round Steak(1kg)
$9.56CUP 229
$9.97CUP 239
-4.11%
Apples(1kg)
$5.03CUP 121
$4.90CUP 118
2.65%
Banana(1kg)
$1.38CUP 33.13
$0.98CUP 23.53
40.82%
Oranges(1kg)
$2.42CUP 58.2
$1.02CUP 24.46
137.25%
Tomato(1kg)
$1.69CUP 40.54
$1.02CUP 24.51
65.69%
Potato(1kg)
$2.81CUP 67.4
$0.97CUP 23.30
189.69%
Onion(1kg)
$2.77CUP 66.5
$2.91CUP 69.9
-4.81%
Lettuce(1 head)
$1.02CUP 24.57
$0.98CUP 23.40
4.08%
Water(1.5 liter bottle)
$1.14CUP 27.35
$1.01CUP 24.29
12.87%
Cigarettes 20 Pack(Marlboro, Camel)
$3.90CUP 93.6
$3.01CUP 72.4
29.57%
Wine(Bottle)
$3.97CUP 95.3
$9.92CUP 238
-59.98%
Local Beer(0.5 liter bottle)
$2.09CUP 50.2
$1.97CUP 47.30
6.09%
Imported Beer(0.33 liter bottle)
$1.93CUP 46.22
$1.98CUP 47.62
-2.53%
🚌 Getting Around
Havana
Cayo Coco
Difference
One-way Ticket(Public Transport)
$1.28CUP 30.74
-
-
Public Transport Monthly Pass(Regular Price)
$24.77CUP 595
$19.90CUP 478
24.47%
Taxi Start(Normal Tariff)
$3.13CUP 75.0
$1.02CUP 24.42
206.86%
Taxi(Normal Tariff)(1km)
$0.48CUP 11.53
$1.01CUP 24.27
-52.48%
Taxi 1hour Waiting(Normal Tariff)
$15.13CUP 363
$19.96CUP 479
-24.20%
Gasoline(1 liter)
$1.26CUP 30.30
$0.99CUP 23.76
27.27%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$60.5KCUP 1.5M
$70.2KCUP 1.7M
-13.92%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$66.9KCUP 1.6M
$80.7KCUP 1.9M
-17.09%
🧾 Monthly Utilities & Internet
Havana
Cayo Coco
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$37.68CUP 904
$40.10CUP 962
-6.03%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$40.35CUP 968
$39.74CUP 954
1.53%
Internet(50+ Mbps, Unlimited Data)
$74.3CUP 1,782
$219CUP 5,245
-66.01%
🎉 Sport & Entertainment
Havana
Cayo Coco
Difference
Gym Membership(Monthly)
$40.12CUP 963
$40.32CUP 968
-0.50%
Tennis Court(1 Hour on Weekend)
$6.12CUP 147
$10.14CUP 243
-39.64%
Cinema Ticket
$0.88CUP 21.16
$1.02CUP 24.46
-13.73%
🧸 Childcare & Education
Havana
Cayo Coco
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$114CUP 2,741
$89.5CUP 2,147
27.64%
International Primary School, 1 Child(Yearly)
$10.1KCUP 242.3K
$14.7KCUP 353.1K
-31.38%
👕👟 Clothing & Footwear
Havana
Cayo Coco
Difference
Jeans(Levis 501 Or Similar)
$40.14CUP 963
$39.86CUP 957
0.70%
Summer Dress(H&M, Zara, etc)
$33.68CUP 808
$29.57CUP 710
13.90%
Sport Shoes(Adidas, Nike)
$75.1CUP 1,802
$76.1CUP 1,825
-1.29%
Men's Leather Business Shoes
$84.5CUP 2,027
$80.1CUP 1,923
5.40%
🏠 Accommodation & Living
Havana
Cayo Coco
Difference
1-bedroom Apartment, City Center(Monthly)
$371CUP 8,905
$401CUP 9,623
-7.46%
1-bedroom Apartment, Outside City Center(Monthly)
$291CUP 6,982
$419CUP 10.1K
-30.57%
3-bedroom Apartment, City Center(Monthly)
$1,012CUP 24.3K
$1,050CUP 25.2K
-3.56%
3-bedroom Apartment, Outside City Center(Monthly)
$596CUP 14.3K
$631CUP 15.1K
-5.40%
Buy Apartment in City Center(m2)
$335CUP 8,037
$305CUP 7,331
9.62%
Buy Apartment Outside City Center(m2)
$406CUP 9,742
$350CUP 8,403
15.94%
💵 Salaries & Financials
Havana
Cayo Coco
Difference
Average Monthly Net Salary(After Tax)
$33.02CUP 792
$20.05CUP 481
64.69%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.43
10
-25.70%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Havana: May 31, 2026
Last update for Cayo Coco: May 30, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $371 in Havana and $401 in Cayo Coco. Housing cost is often the main lever when comparing two cities.
💰Havana pays 65% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $30.00 in Havana vs $15.00 in Cayo Coco for a mid-range dinner for two. Groceries echo the gap at $243 vs $235 per month, with Cayo Coco cheaper across the board.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Havana vs Cayo Coco: Cost of Living - Frequently Asked Questions
Which city is more expensive, Havana or Cayo Coco?
Havana wins on cost – living expenses run 28% lower than in Cayo Coco. Housing and daily spending are where you'll feel the difference most, making Havana the obvious pick if budget is a priority.
Are salaries higher in Havana or Cayo Coco?
Havana pays 65% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Havana vs Cayo Coco?
Rent for a central apartment: $371 in Havana versus $401 in Cayo Coco. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Havana vs Cayo Coco?
A monthly transit pass in Havana runs roughly 24% less than in Cayo Coco. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Havana and Cayo Coco?
Childcare runs $114 in Havana versus $89.5 in Cayo Coco. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $2,000/month in Havana or Cayo Coco?
At $964 in Havana versus $1,231 in Cayo Coco, a $2,000 budget is realistic in Havana but tight or insufficient in Cayo Coco. The gap between the two cities makes Havana the clear choice for anyone on this budget.
Which city offers a better quality of life: Havana or Cayo Coco?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Havana gentler on the wallet – expenses run 28% less than in Cayo Coco. Beyond cost, consider language, visa policies, and how big the international community is in each city.