Cost of Living Comparison Between Havana and Cayo Coco Cost of Living Comparison Between Havana and Cayo Coco

Monthly Cost of Living

Monthly costs for one person with rent: $976 in Havana versus $1,221 in Cayo Coco.

Estimated couple costs with rent: $1,540 in Havana versus $1,683 in Cayo Coco.

Monthly costs for a family of three with rent: $2,104 in Havana versus $2,145 in Cayo Coco.

Living in Havana costs roughly 20% less than in Cayo Coco, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Havana 27% lower, Cayo Coco 9% lower.

Meal at Budget Restaurant

$3.71 CUP 89.0

$5.11 CUP 123

-27.40%

Three-Course Dinner for Two, Mid-Range

$29.50 CUP 708

$15.03 CUP 361

96.27%

Fast Food Meal (McDonalds, etc)

$6.67 CUP 160

$6.84 CUP 164

-2.49%

Cappuccino

$1.18 CUP 28.38

$0.98 CUP 23.55

20.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 CUP 54.1

$2.06 CUP 49.33

9.71%

Water (0.33 liter bottle)

$1.46 CUP 35.04

$0.99 CUP 23.70

47.47%

Local Beer (0.5 liter draught)

$2.05 CUP 49.10

$1.98 CUP 47.53

3.54%

Imported Beer (0.33 liter bottle)

$2.56 CUP 61.3

$2.98 CUP 71.6

-14.09%

Milk (1 liter)

$3.27 CUP 78.5

$3.04 CUP 72.9

7.57%

White Bread (500g)

$1.05 CUP 25.16

$0.97 CUP 23.40

8.25%

Rice (white) (1kg)

$2.41 CUP 57.9

$2.03 CUP 48.68

18.72%

Eggs

$3.64 CUP 87.4

$3.66 CUP 87.8

-0.55%

Local Cheese (1kg)

$5.05 CUP 121

$6.11 CUP 147

-17.35%

Chicken Fillets (1kg)

$5.31 CUP 127

$5.14 CUP 123

3.31%

Beef Round Steak (1kg)

$9.49 CUP 228

$10.05 CUP 241

-5.57%

Apples (1kg)

$4.89 CUP 117

$5.12 CUP 123

-4.49%

Banana (1kg)

$1.36 CUP 32.72

$1.02 CUP 24.57

33.33%

Oranges (1kg)

$2.54 CUP 61.0

$0.98 CUP 23.62

159.18%

Tomato (1kg)

$1.72 CUP 41.33

$0.98 CUP 23.54

75.51%

Potato (1kg)

$2.83 CUP 67.9

$0.98 CUP 23.42

188.78%

Onion (1kg)

$2.90 CUP 69.6

$3.04 CUP 72.9

-4.61%

Lettuce (1 head)

$0.98 CUP 23.55

$1.01 CUP 24.35

-2.97%

Water (1.5 liter bottle)

$1.13 CUP 27.18

$0.98 CUP 23.53

15.31%

Cigarettes 20 Pack (Marlboro, Camel)

$4.08 CUP 97.9

$2.93 CUP 70.4

39.25%

Wine (Bottle)

$4.04 CUP 97.0

$9.87 CUP 237

-59.07%

Local Beer (0.5 liter bottle)

$2.02 CUP 48.41

$1.99 CUP 47.70

1.51%

Imported Beer (0.33 liter bottle)

$2.00 CUP 47.96

$2.01 CUP 48.34

-0.50%

One-way Ticket (Public Transport)

$1.27 CUP 30.46

Public Transport Monthly Pass (Regular Price)

$25.17 CUP 604

$20.26 CUP 486

24.23%

Taxi Start (Normal Tariff)

$3.15 CUP 75.5

$1.02 CUP 24.45

208.82%

Taxi (Normal Tariff) (1km)

$0.51 CUP 12.34

$0.98 CUP 23.43

-47.96%

Taxi 1hour Waiting (Normal Tariff)

$14.87 CUP 357

$20.31 CUP 488

-26.78%

Gasoline (1 liter)

$1.22 CUP 29.36

$1.02 CUP 24.49

19.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$58.8K CUP 1.4M

$71.4K CUP 1.7M

-17.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$67.6K CUP 1.6M

$79.2K CUP 1.9M

-14.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$37.01 CUP 888

$39.22 CUP 941

-5.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.52 CUP 972

$40.69 CUP 977

-0.42%

Internet (50+ Mbps, Unlimited Data)

$76.1 CUP 1,827

$217 CUP 5,199

-64.85%

Gym Membership (Monthly)

$41.10 CUP 986

$40.13 CUP 963

2.42%

Tennis Court (1 Hour on Weekend)

$6.06 CUP 145

$10.14 CUP 243

-40.24%

Cinema Ticket

$0.82 CUP 19.68

$1.02 CUP 24.51

-19.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$111 CUP 2,666

$89.4 CUP 2,146

24.23%

International Primary School, 1 Child (Yearly)

$10.0K CUP 240.3K

$15.2K CUP 365.3K

-34.21%

Jeans (Levis 501 Or Similar)

$39.17 CUP 940

$40.46 CUP 971

-3.19%

Summer Dress (H&M, Zara, etc)

$33.79 CUP 811

$30.31 CUP 728

11.48%

Sport Shoes (Adidas, Nike)

$75.8 CUP 1,818

$75.6 CUP 1,813

0.26%

Men's Leather Business Shoes

$84.3 CUP 2,023

$78.5 CUP 1,883

7.46%

1-bedroom Apartment, City Center (Monthly)

$365 CUP 8,750

$392 CUP 9,419

-7.10%

1-bedroom Apartment, Outside City Center (Monthly)

$287 CUP 6,893

$425 CUP 10.2K

-32.37%

3-bedroom Apartment, City Center (Monthly)

$1,040 CUP 25.0K

$1,032 CUP 24.8K

0.80%

3-bedroom Apartment, Outside City Center (Monthly)

$601 CUP 14.4K

$620 CUP 14.9K

-3.05%

Buy Apartment in City Center (m2)

$327 CUP 7,853

$298 CUP 7,162

9.65%

Buy Apartment Outside City Center (m2)

$405 CUP 9,718

$355 CUP 8,511

14.17%

Average Monthly Net Salary (After Tax)

$31.89 CUP 765

$19.91 CUP 478

60.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.43

-25.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Havana: July 13, 2026

Last update for Cayo Coco: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $365 in Havana and $392 in Cayo Coco. Housing cost is often the main lever when comparing two cities.

Havana pays 60% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $30.00 in Havana vs $15.00 in Cayo Coco for a mid-range dinner for two. Groceries echo the gap at $243 vs $236 per month, with Cayo Coco cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Havana vs Cayo Coco: Cost of Living - Frequently Asked Questions

Havana wins on cost – living expenses run 25% lower than in Cayo Coco. Housing and daily spending are where you'll feel the difference most, making Havana the obvious pick if budget is a priority.

Average pay runs 60% higher in Havana, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $365 in Havana versus $392 in Cayo Coco. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Havana runs roughly 24% less than in Cayo Coco. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $111 in Havana versus $89.4 in Cayo Coco. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $976 in Havana versus $1,221 in Cayo Coco, a $2,000 budget is realistic in Havana but tight or insufficient in Cayo Coco. The gap between the two cities makes Havana the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Havana gentler on the wallet – expenses run 25% less than in Cayo Coco. Beyond cost, consider language, visa policies, and how big the international community is in each city.