Cost of Living Comparison Between Havana and Cayo Coco Cost of Living Comparison Between Havana and Cayo Coco

Monthly Cost of Living

Monthly costs for one person with rent: $877 in Havana versus $1,226 in Cayo Coco.

Estimated couple costs with rent: $1,453 in Havana versus $1,675 in Cayo Coco.

Monthly costs for a family of three with rent: $2,029 in Havana versus $2,124 in Cayo Coco.

Living in Havana costs roughly 28% less than in Cayo Coco, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Havana 36% lower, Cayo Coco 11% lower.

Meal at Budget Restaurant

$3.81 CUP 91.4

$5.14 CUP 123

-25.88%

Three-Course Dinner for Two, Mid-Range

$27.24 CUP 654

$15.04 CUP 361

81.12%

Fast Food Meal (McDonalds, etc)

$4.99 CUP 120

$6.89 CUP 165

-27.58%

Cappuccino

$1.08 CUP 26.03

$1.03 CUP 24.68

4.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 CUP 40.26

$2.02 CUP 48.47

-16.83%

Water (0.33 liter bottle)

$1.01 CUP 24.33

$0.98 CUP 23.55

3.06%

Local Beer (0.5 liter draught)

$1.56 CUP 37.42

$1.95 CUP 46.84

-20.00%

Imported Beer (0.33 liter bottle)

$1.99 CUP 47.65

$3.05 CUP 73.1

-34.75%

Milk (1 liter)

$3.79 CUP 90.9

$3.05 CUP 73.2

24.26%

White Bread (500g)

$1.52 CUP 36.47

$0.98 CUP 23.57

55.10%

Rice (white) (1kg)

$2.14 CUP 51.4

$2.06 CUP 49.43

3.88%

Eggs

$3.62 CUP 86.9

$3.53 CUP 84.7

2.55%

Local Cheese (1kg)

$4.37 CUP 105

$5.97 CUP 143

-26.80%

Chicken Fillets (1kg)

$4.58 CUP 110

$5.15 CUP 124

-11.07%

Beef Round Steak (1kg)

$8.70 CUP 209

$10.06 CUP 242

-13.52%

Apples (1kg)

$5.94 CUP 142

$4.97 CUP 119

19.52%

Banana (1kg)

$1.09 CUP 26.17

$1.02 CUP 24.38

6.86%

Oranges (1kg)

$3.85 CUP 92.3

$0.97 CUP 23.31

296.91%

Tomato (1kg)

$2.33 CUP 55.9

$0.98 CUP 23.60

137.76%

Potato (1kg)

$3.71 CUP 89.0

$1.01 CUP 24.32

267.33%

Onion (1kg)

$4.07 CUP 97.6

$3.02 CUP 72.4

34.77%

Lettuce (1 head)

$0.81 CUP 19.55

$0.97 CUP 23.39

-16.49%

Water (1.5 liter bottle)

$1.40 CUP 33.68

$1.01 CUP 24.30

38.61%

Cigarettes 20 Pack (Marlboro, Camel)

$1.94 CUP 46.68

$2.96 CUP 71.1

-34.46%

Wine (Bottle)

$4.09 CUP 98.2

$9.89 CUP 237

-58.65%

Local Beer (0.5 liter bottle)

$1.53 CUP 36.68

$1.99 CUP 47.76

-23.12%

Imported Beer (0.33 liter bottle)

$2.07 CUP 49.64

$2.03 CUP 48.63

1.97%

One-way Ticket (Public Transport)

$1.23 CUP 29.63

Public Transport Monthly Pass (Regular Price)

$22.69 CUP 545

$19.81 CUP 476

14.54%

Taxi Start (Normal Tariff)

$2.63 CUP 63.0

$1.01 CUP 24.27

160.40%

Taxi (Normal Tariff) (1km)

$0.44 CUP 10.47

$0.97 CUP 23.38

-54.64%

Taxi 1hour Waiting (Normal Tariff)

$20.37 CUP 489

$19.73 CUP 474

3.24%

Gasoline (1 liter)

$1.25 CUP 29.97

$1.02 CUP 24.39

22.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$61.1K CUP 1.5M

$70.9K CUP 1.7M

-13.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$61.0K CUP 1.5M

$78.6K CUP 1.9M

-22.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$47.74 CUP 1,146

$39.20 CUP 941

21.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.30 CUP 943

$39.85 CUP 956

-1.38%

Internet (50+ Mbps, Unlimited Data)

$90.8 CUP 2,179

$220 CUP 5,270

-58.66%

Gym Membership (Monthly)

$19.09 CUP 458

$40.78 CUP 979

-53.19%

Tennis Court (1 Hour on Weekend)

$13.13 CUP 315

$9.94 CUP 239

32.09%

Cinema Ticket

$0.82 CUP 19.65

$1.01 CUP 24.29

-18.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$113 CUP 2,708

$91.3 CUP 2,191

23.63%

International Primary School, 1 Child (Yearly)

$7,009 CUP 168.2K

$15.1K CUP 362.0K

-53.54%

Jeans (Levis 501 Or Similar)

$37.64 CUP 903

$40.43 CUP 970

-6.90%

Summer Dress (H&M, Zara, etc)

$36.87 CUP 885

$30.40 CUP 730

21.28%

Sport Shoes (Adidas, Nike)

$69.9 CUP 1,678

$75.0 CUP 1,799

-6.75%

Men's Leather Business Shoes

$56.9 CUP 1,367

$78.9 CUP 1,893

-27.80%

1-bedroom Apartment, City Center (Monthly)

$256 CUP 6,148

$407 CUP 9,767

-37.05%

1-bedroom Apartment, Outside City Center (Monthly)

$216 CUP 5,184

$420 CUP 10.1K

-48.60%

3-bedroom Apartment, City Center (Monthly)

$949 CUP 22.8K

$1,036 CUP 24.9K

-8.43%

3-bedroom Apartment, Outside City Center (Monthly)

$538 CUP 12.9K

$626 CUP 15.0K

-14.03%

Buy Apartment in City Center (m2)

$334 CUP 8,012

$297 CUP 7,140

12.22%

Buy Apartment Outside City Center (m2)

$399 CUP 9,564

$353 CUP 8,471

12.90%

Average Monthly Net Salary (After Tax)

$33.40 CUP 802

$19.82 CUP 476

68.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.1

-9.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Havana: September 1, 2026

Last update for Cayo Coco: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $256 in Havana and $407 in Cayo Coco. Housing cost is often the main lever when comparing two cities.

Havana pays 69% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $27.00 in Havana vs $15.00 in Cayo Coco for a mid-range dinner for two. Groceries echo the gap at $261 vs $235 per month, with Cayo Coco cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Havana vs Cayo Coco: Cost of Living - Frequently Asked Questions

Havana wins on cost – living expenses run 40% lower than in Cayo Coco. Housing and daily spending are where you'll feel the difference most, making Havana the obvious pick if budget is a priority.

Average pay runs 69% higher in Havana, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $256 in Havana versus $407 in Cayo Coco. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Havana runs roughly 15% less than in Cayo Coco. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $113 in Havana versus $91.3 in Cayo Coco. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $877 in Havana versus $1,226 in Cayo Coco, a $2,000 budget is realistic in Havana but tight or insufficient in Cayo Coco. The gap between the two cities makes Havana the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Havana gentler on the wallet – expenses run 40% less than in Cayo Coco. Beyond cost, consider language, visa policies, and how big the international community is in each city.