Cost of Living Comparison Between Havana and Cayo Coco Cost of Living Comparison Between Havana and Cayo Coco

Monthly Cost of Living

Monthly costs for one person with rent: $964 in Havana versus $1,231 in Cayo Coco.

Estimated couple costs with rent: $1,538 in Havana versus $1,675 in Cayo Coco.

Monthly costs for a family of three with rent: $2,112 in Havana versus $2,119 in Cayo Coco.

Living in Havana costs roughly 22% less than in Cayo Coco, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Havana 28% lower, Cayo Coco 8% lower.

Currency
🍽 Eating Out
Havana
Cayo Coco
Difference
Meal at Budget Restaurant
$3.71 CUP 89.0
$5.08 CUP 122
-26.97%
Three-Course Dinner for Two, Mid-Range
$29.74 CUP 714
$14.98 CUP 359
98.53%
Fast Food Meal (McDonalds, etc)
$6.47 CUP 155
$7.07 CUP 170
-8.49%
Cappuccino
$1.24 CUP 29.75
$1.02 CUP 24.46
21.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.22 CUP 53.4
$2.04 CUP 48.85
8.82%
Water (0.33 liter bottle)
$1.52 CUP 36.56
$0.98 CUP 23.49
55.10%
Local Beer (0.5 liter draught)
$2.01 CUP 48.25
$2.04 CUP 49.02
-1.47%
Imported Beer (0.33 liter bottle)
$2.46 CUP 59.1
$2.98 CUP 71.6
-17.45%
🛒 Groceries & Markets
Havana
Cayo Coco
Difference
Milk (1 liter)
$3.36 CUP 80.7
$3.09 CUP 74.1
8.74%
White Bread (500g)
$1.07 CUP 25.70
$0.98 CUP 23.42
9.18%
Rice (white) (1kg)
$2.35 CUP 56.4
$1.98 CUP 47.56
18.69%
Eggs
$3.56 CUP 85.5
$3.63 CUP 87.2
-1.93%
Local Cheese (1kg)
$4.93 CUP 118
$5.97 CUP 143
-17.42%
Chicken Fillets (1kg)
$5.29 CUP 127
$5.14 CUP 123
2.92%
Beef Round Steak (1kg)
$9.56 CUP 229
$9.97 CUP 239
-4.11%
Apples (1kg)
$5.03 CUP 121
$4.90 CUP 118
2.65%
Banana (1kg)
$1.38 CUP 33.13
$0.98 CUP 23.53
40.82%
Oranges (1kg)
$2.42 CUP 58.2
$1.02 CUP 24.46
137.25%
Tomato (1kg)
$1.69 CUP 40.54
$1.02 CUP 24.51
65.69%
Potato (1kg)
$2.81 CUP 67.4
$0.97 CUP 23.30
189.69%
Onion (1kg)
$2.77 CUP 66.5
$2.91 CUP 69.9
-4.81%
Lettuce (1 head)
$1.02 CUP 24.57
$0.98 CUP 23.40
4.08%
Water (1.5 liter bottle)
$1.14 CUP 27.35
$1.01 CUP 24.29
12.87%
Cigarettes 20 Pack (Marlboro, Camel)
$3.90 CUP 93.6
$3.01 CUP 72.4
29.57%
Wine (Bottle)
$3.97 CUP 95.3
$9.92 CUP 238
-59.98%
Local Beer (0.5 liter bottle)
$2.09 CUP 50.2
$1.97 CUP 47.30
6.09%
Imported Beer (0.33 liter bottle)
$1.93 CUP 46.22
$1.98 CUP 47.62
-2.53%
🚌 Getting Around
Havana
Cayo Coco
Difference
One-way Ticket (Public Transport)
$1.28 CUP 30.74
-
-
Public Transport Monthly Pass (Regular Price)
$24.77 CUP 595
$19.90 CUP 478
24.47%
Taxi Start (Normal Tariff)
$3.13 CUP 75.0
$1.02 CUP 24.42
206.86%
Taxi (Normal Tariff) (1km)
$0.48 CUP 11.53
$1.01 CUP 24.27
-52.48%
Taxi 1hour Waiting (Normal Tariff)
$15.13 CUP 363
$19.96 CUP 479
-24.20%
Gasoline (1 liter)
$1.26 CUP 30.30
$0.99 CUP 23.76
27.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$60.5K CUP 1.5M
$70.2K CUP 1.7M
-13.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$66.9K CUP 1.6M
$80.7K CUP 1.9M
-17.09%
🧾 Monthly Utilities & Internet
Havana
Cayo Coco
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$37.68 CUP 904
$40.10 CUP 962
-6.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$40.35 CUP 968
$39.74 CUP 954
1.53%
Internet (50+ Mbps, Unlimited Data)
$74.3 CUP 1,782
$219 CUP 5,245
-66.01%
🎉 Sport & Entertainment
Havana
Cayo Coco
Difference
Gym Membership (Monthly)
$40.12 CUP 963
$40.32 CUP 968
-0.50%
Tennis Court (1 Hour on Weekend)
$6.12 CUP 147
$10.14 CUP 243
-39.64%
Cinema Ticket
$0.88 CUP 21.16
$1.02 CUP 24.46
-13.73%
🧸 Childcare & Education
Havana
Cayo Coco
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$114 CUP 2,741
$89.5 CUP 2,147
27.64%
International Primary School, 1 Child (Yearly)
$10.1K CUP 242.3K
$14.7K CUP 353.1K
-31.38%
👕👟 Clothing & Footwear
Havana
Cayo Coco
Difference
Jeans (Levis 501 Or Similar)
$40.14 CUP 963
$39.86 CUP 957
0.70%
Summer Dress (H&M, Zara, etc)
$33.68 CUP 808
$29.57 CUP 710
13.90%
Sport Shoes (Adidas, Nike)
$75.1 CUP 1,802
$76.1 CUP 1,825
-1.29%
Men's Leather Business Shoes
$84.5 CUP 2,027
$80.1 CUP 1,923
5.40%
🏠 Accommodation & Living
Havana
Cayo Coco
Difference
1-bedroom Apartment, City Center (Monthly)
$371 CUP 8,905
$401 CUP 9,623
-7.46%
1-bedroom Apartment, Outside City Center (Monthly)
$291 CUP 6,982
$419 CUP 10.1K
-30.57%
3-bedroom Apartment, City Center (Monthly)
$1,012 CUP 24.3K
$1,050 CUP 25.2K
-3.56%
3-bedroom Apartment, Outside City Center (Monthly)
$596 CUP 14.3K
$631 CUP 15.1K
-5.40%
Buy Apartment in City Center (m2)
$335 CUP 8,037
$305 CUP 7,331
9.62%
Buy Apartment Outside City Center (m2)
$406 CUP 9,742
$350 CUP 8,403
15.94%
💵 Salaries & Financials
Havana
Cayo Coco
Difference
Average Monthly Net Salary (After Tax)
$33.02 CUP 792
$20.05 CUP 481
64.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.43
10
-25.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Havana: May 31, 2026

Last update for Cayo Coco: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $371 in Havana and $401 in Cayo Coco. Housing cost is often the main lever when comparing two cities.

Havana pays 65% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $30.00 in Havana vs $15.00 in Cayo Coco for a mid-range dinner for two. Groceries echo the gap at $243 vs $235 per month, with Cayo Coco cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Havana vs Cayo Coco: Cost of Living - Frequently Asked Questions
Which city is more expensive, Havana or Cayo Coco?
Havana wins on cost – living expenses run 28% lower than in Cayo Coco. Housing and daily spending are where you'll feel the difference most, making Havana the obvious pick if budget is a priority.
Are salaries higher in Havana or Cayo Coco?
Havana pays 65% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Havana vs Cayo Coco?
Rent for a central apartment: $371 in Havana versus $401 in Cayo Coco. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Havana vs Cayo Coco?
A monthly transit pass in Havana runs roughly 24% less than in Cayo Coco. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Havana and Cayo Coco?
Childcare runs $114 in Havana versus $89.5 in Cayo Coco. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $2,000/month in Havana or Cayo Coco?
At $964 in Havana versus $1,231 in Cayo Coco, a $2,000 budget is realistic in Havana but tight or insufficient in Cayo Coco. The gap between the two cities makes Havana the clear choice for anyone on this budget.
Which city offers a better quality of life: Havana or Cayo Coco?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Havana gentler on the wallet – expenses run 28% less than in Cayo Coco. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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