Last update: Oct 2026

Cost of Living Comparison Between Havana and Cayo Coco

For one person, living is cheaper in Havana: $860 a month against $1,226 in Cayo Coco, rent and utilities included – about $4,400 less a year. Rent and utilities account for about half of the difference.

42

Cost of Living Index in Havana
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Havana Living Index
60

Cost of Living Index in Cayo Coco
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Cayo Coco Living Index

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Havana

🇨🇺 Cuba

$860

/mo nomad

Cayo Coco

🇨🇺 Cuba

$1,226

/mo nomad

Monthly Cost of Living

How much you'll spend in Havana and in Cayo Coco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Havana and in Cayo Coco actually costs, broken down by who's living it.

Monthly costs for one person with rent: $860 in Havana versus $1,226 in Cayo Coco.

Havana $860
Cayo Coco $1,226

Estimated couple costs with rent: $1,388 in Havana versus $1,677 in Cayo Coco.

Havana $1,388
Cayo Coco $1,677

Monthly costs for a family of three with rent: $1,916 in Havana versus $2,128 in Cayo Coco.

Havana $1,916
Cayo Coco $2,128

Living in Havana costs roughly 30% less than in Cayo Coco, and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Havana 36% lower, Cayo Coco 9% lower.

Meal at Budget Restaurant

$3.59 CUP 86.3

$4.95 CUP 119

-27.47%

Three-Course Dinner for Two, Mid-Range

$27.63 CUP 663

$15.03 CUP 361

83.83%

Fast Food Meal (McDonalds, etc)

$4.88 CUP 117

$7.03 CUP 169

-30.58%

Cappuccino

$1.06 CUP 25.42

$1.02 CUP 24.53

3.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 CUP 36.33

$2.02 CUP 48.60

-25.25%

Water (0.33 liter bottle)

$0.99 CUP 23.80

$0.99 CUP 23.68

Local Beer (0.5 liter draught)

$1.24 CUP 29.66

$1.96 CUP 47.13

-36.73%

Imported Beer (0.33 liter bottle)

$2.05 CUP 49.10

$3.02 CUP 72.6

-32.12%

Milk (1 liter)

$2.68 CUP 64.3

$2.97 CUP 71.2

-9.76%

White Bread (500g)

$1.22 CUP 29.26

$0.97 CUP 23.34

25.77%

Rice (white) (1kg)

$1.76 CUP 42.35

$2.01 CUP 48.32

-12.44%

Eggs

$3.50 CUP 83.9

$3.65 CUP 87.6

-4.11%

Local Cheese (1kg)

$4.52 CUP 108

$6.16 CUP 148

-26.62%

Chicken Fillets (1kg)

$4.66 CUP 112

$4.89 CUP 117

-4.70%

Beef Round Steak (1kg)

$8.56 CUP 205

$9.81 CUP 236

-12.74%

Apples (1kg)

$6.20 CUP 149

$5.01 CUP 120

23.75%

Banana (1kg)

$1.02 CUP 24.55

$0.97 CUP 23.38

5.15%

Oranges (1kg)

$3.83 CUP 92.0

$0.98 CUP 23.59

290.82%

Tomato (1kg)

$2.24 CUP 53.8

$0.98 CUP 23.48

128.57%

Potato (1kg)

$2.93 CUP 70.2

$0.99 CUP 23.65

195.96%

Onion (1kg)

$2.74 CUP 65.7

$2.99 CUP 71.7

-8.36%

Lettuce (1 head)

$0.72 CUP 17.33

$0.97 CUP 23.32

-25.77%

Water (1.5 liter bottle)

$0.57 CUP 13.60

$0.98 CUP 23.50

-41.84%

Cigarettes 20 Pack (Marlboro, Camel)

$1.61 CUP 38.72

$3.06 CUP 73.4

-47.39%

Wine (Bottle)

$5.37 CUP 129

$10.18 CUP 244

-47.25%

Local Beer (0.5 liter bottle)

$1.77 CUP 42.38

$2.01 CUP 48.24

-11.94%

Imported Beer (0.33 liter bottle)

$2.05 CUP 49.30

$1.96 CUP 47.06

4.59%

One-way Ticket (Public Transport)

$0.63 CUP 15.17

Public Transport Monthly Pass (Regular Price)

$22.13 CUP 531

$19.79 CUP 475

11.82%

Taxi Start (Normal Tariff)

$2.63 CUP 63.1

$0.98 CUP 23.51

168.37%

Taxi (Normal Tariff) (1km)

$0.33 CUP 7.98

$1.03 CUP 24.70

-67.96%

Taxi 1hour Waiting (Normal Tariff)

$19.63 CUP 471

$20.38 CUP 489

-3.68%

Gasoline (1 liter)

$1.27 CUP 30.50

$0.98 CUP 23.54

29.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$60.4K CUP 1.5M

$71.3K CUP 1.7M

-15.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$59.1K CUP 1.4M

$78.8K CUP 1.9M

-24.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$46.62 CUP 1,119

$40.18 CUP 964

16.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.24 CUP 942

$39.36 CUP 945

-0.30%

Internet (50+ Mbps, Unlimited Data)

$89.3 CUP 2,144

$216 CUP 5,193

-58.73%

Gym Membership (Monthly)

$16.35 CUP 392

$40.24 CUP 966

-59.37%

Tennis Court (1 Hour on Weekend)

$12.84 CUP 308

$10.08 CUP 242

27.38%

Cinema Ticket

$0.83 CUP 19.99

$0.98 CUP 23.48

-15.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$156 CUP 3,752

$89.7 CUP 2,154

74.20%

International Primary School, 1 Child (Yearly)

$12.5K CUP 298.9K

$15.2K CUP 365.4K

-18.20%

Jeans (Levis 501 Or Similar)

$52.2 CUP 1,253

$39.47 CUP 947

32.30%

Summer Dress (H&M, Zara, etc)

$41.71 CUP 1,001

$29.76 CUP 714

40.15%

Sport Shoes (Adidas, Nike)

$80.0 CUP 1,919

$75.3 CUP 1,807

6.23%

Men's Leather Business Shoes

$67.6 CUP 1,623

$80.5 CUP 1,931

-15.96%

1-bedroom Apartment, City Center (Monthly)

$246 CUP 5,911

$404 CUP 9,691

-39.01%

1-bedroom Apartment, Outside City Center (Monthly)

$219 CUP 5,245

$426 CUP 10.2K

-48.75%

3-bedroom Apartment, City Center (Monthly)

$872 CUP 20.9K

$1,043 CUP 25.0K

-16.37%

3-bedroom Apartment, Outside City Center (Monthly)

$508 CUP 12.2K

$609 CUP 14.6K

-16.52%

Buy Apartment in City Center (m2)

$314 CUP 7,545

$302 CUP 7,243

4.16%

Buy Apartment Outside City Center (m2)

$407 CUP 9,762

$351 CUP 8,426

15.86%

Average Monthly Net Salary (After Tax)

$29.60 CUP 710

$20.28 CUP 487

45.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.1

-9.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Havana: October 10, 2026

Last update for Cayo Coco: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Havana

$234 27.2%

Cayo Coco

$233 19% 0.3% $0.8

Accommodation & Living

Havana

$219 25.4%

Cayo Coco

$426 34.8% 95.1% $208

Monthly Utilities & Internet

Havana

$175 20.4%

Cayo Coco

$296 24.1% 68.9% $121

Clothing & Footwear

Havana

$109 12.6%

Cayo Coco

$101 8.3% 6.8% $7.4

Eating Out

Havana

$76 8.9%

Cayo Coco

$101 8.2% 32% $24

Getting Around

Havana

$29 3.4%

Cayo Coco

$26 * 2.1% 10.5% $3

Sport & Entertainment

Havana

$18 2.1%

Cayo Coco

$42 3.4% 134% $24

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $246 in Havana and $404 in Cayo Coco. Housing cost is often the main lever when comparing two cities.

Havana pays 46% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $28.00 in Havana vs $15.00 in Cayo Coco for a mid-range dinner for two. Groceries echo the gap at $234 vs $233 per month, with Cayo Coco cheaper across the board.

Good to know

🇨🇺 Havana

🇨🇺 Cayo Coco

🕒 Local time

11:47 11:47 AM

Same time as Havana

🌤 Weather

👥 Population

2,141,993 Capital

💱 Currency

Cuban Peso CUP $

📈 Exchange rate

100 CUP = 4.17 USD

100 CUP = 3.71 EUR

100 CUP = 4.17 USD

100 CUP = 3.71 EUR

Exchange rates and currency converter

On the map

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Havana Cayo Coco 410 km

From you

Havana
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Havana vs Cayo Coco: Cost of Living - Frequently Asked Questions

Havana wins on cost – living expenses run 43% lower than in Cayo Coco. Housing and daily spending are where you'll feel the difference most, making Havana the obvious pick if budget is a priority.

Average pay runs 46% higher in Havana, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $246 in Havana versus $404 in Cayo Coco. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Havana runs roughly 12% less than in Cayo Coco. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $156 in Havana versus $89.7 in Cayo Coco. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $860 in Havana versus $1,226 in Cayo Coco, a $2,000 budget is realistic in Havana but tight or insufficient in Cayo Coco. The gap between the two cities makes Havana the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Havana gentler on the wallet – expenses run 43% less than in Cayo Coco. Beyond cost, consider language, visa policies, and how big the international community is in each city.