😐Monthly costs for one person with rent: $1,231 in Cayo Coco versus $964 in Havana.
😐Estimated couple costs with rent: $1,675 in Cayo Coco versus $1,538 in Havana.
😐Monthly costs for a family of three with rent: $2,119 in Cayo Coco versus $2,112 in Havana.
😐Living in Cayo Coco is roughly 28% more expensive than Havana, driven mainly by Monthly Utilities & Internet.
📊Both cities sit below the global median: Cayo Coco8% lower, Havana28% lower.
Currency
🍽 Eating Out
Cayo Coco
Havana
Difference
Meal at Budget Restaurant
$5.08CUP 122
$3.71CUP 89.0
36.93%
Three-Course Dinner for Two, Mid-Range
$14.98CUP 359
$29.74CUP 714
-49.63%
Fast Food Meal(McDonalds, etc)
$7.07CUP 170
$6.47CUP 155
9.27%
Cappuccino
$1.02CUP 24.46
$1.24CUP 29.75
-17.74%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.04CUP 48.85
$2.22CUP 53.4
-8.11%
Water(0.33 liter bottle)
$0.98CUP 23.49
$1.52CUP 36.56
-35.53%
Local Beer(0.5 liter draught)
$2.04CUP 49.02
$2.01CUP 48.25
1.49%
Imported Beer(0.33 liter bottle)
$2.98CUP 71.6
$2.46CUP 59.1
21.14%
🛒 Groceries & Markets
Cayo Coco
Havana
Difference
Milk(1 liter)
$3.09CUP 74.1
$3.36CUP 80.7
-8.04%
White Bread(500g)
$0.98CUP 23.42
$1.07CUP 25.70
-8.41%
Rice(white)(1kg)
$1.98CUP 47.56
$2.35CUP 56.4
-15.74%
Eggs
$3.63CUP 87.2
$3.56CUP 85.5
1.97%
Local Cheese(1kg)
$5.97CUP 143
$4.93CUP 118
21.10%
Chicken Fillets(1kg)
$5.14CUP 123
$5.29CUP 127
-2.84%
Beef Round Steak(1kg)
$9.97CUP 239
$9.56CUP 229
4.29%
Apples(1kg)
$4.90CUP 118
$5.03CUP 121
-2.58%
Banana(1kg)
$0.98CUP 23.53
$1.38CUP 33.13
-28.99%
Oranges(1kg)
$1.02CUP 24.46
$2.42CUP 58.2
-57.85%
Tomato(1kg)
$1.02CUP 24.51
$1.69CUP 40.54
-39.64%
Potato(1kg)
$0.97CUP 23.30
$2.81CUP 67.4
-65.48%
Onion(1kg)
$2.91CUP 69.9
$2.77CUP 66.5
5.05%
Lettuce(1 head)
$0.98CUP 23.40
$1.02CUP 24.57
-3.92%
Water(1.5 liter bottle)
$1.01CUP 24.29
$1.14CUP 27.35
-11.40%
Cigarettes 20 Pack(Marlboro, Camel)
$3.01CUP 72.4
$3.90CUP 93.6
-22.82%
Wine(Bottle)
$9.92CUP 238
$3.97CUP 95.3
149.87%
Local Beer(0.5 liter bottle)
$1.97CUP 47.30
$2.09CUP 50.2
-5.74%
Imported Beer(0.33 liter bottle)
$1.98CUP 47.62
$1.93CUP 46.22
2.59%
🚌 Getting Around
Cayo Coco
Havana
Difference
One-way Ticket(Public Transport)
-
$1.28CUP 30.74
-
Public Transport Monthly Pass(Regular Price)
$19.90CUP 478
$24.77CUP 595
-19.66%
Taxi Start(Normal Tariff)
$1.02CUP 24.42
$3.13CUP 75.0
-67.41%
Taxi(Normal Tariff)(1km)
$1.01CUP 24.27
$0.48CUP 11.53
110.42%
Taxi 1hour Waiting(Normal Tariff)
$19.96CUP 479
$15.13CUP 363
31.92%
Gasoline(1 liter)
$0.99CUP 23.76
$1.26CUP 30.30
-21.43%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$70.2KCUP 1.7M
$60.5KCUP 1.5M
16.17%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$80.7KCUP 1.9M
$66.9KCUP 1.6M
20.61%
🧾 Monthly Utilities & Internet
Cayo Coco
Havana
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$40.10CUP 962
$37.68CUP 904
6.42%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$39.74CUP 954
$40.35CUP 968
-1.51%
Internet(50+ Mbps, Unlimited Data)
$219CUP 5,245
$74.3CUP 1,782
194.24%
🎉 Sport & Entertainment
Cayo Coco
Havana
Difference
Gym Membership(Monthly)
$40.32CUP 968
$40.12CUP 963
0.50%
Tennis Court(1 Hour on Weekend)
$10.14CUP 243
$6.12CUP 147
65.69%
Cinema Ticket
$1.02CUP 24.46
$0.88CUP 21.16
15.91%
🧸 Childcare & Education
Cayo Coco
Havana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$89.5CUP 2,147
$114CUP 2,741
-21.65%
International Primary School, 1 Child(Yearly)
$14.7KCUP 353.1K
$10.1KCUP 242.3K
45.72%
👕👟 Clothing & Footwear
Cayo Coco
Havana
Difference
Jeans(Levis 501 Or Similar)
$39.86CUP 957
$40.14CUP 963
-0.70%
Summer Dress(H&M, Zara, etc)
$29.57CUP 710
$33.68CUP 808
-12.20%
Sport Shoes(Adidas, Nike)
$76.1CUP 1,825
$75.1CUP 1,802
1.31%
Men's Leather Business Shoes
$80.1CUP 1,923
$84.5CUP 2,027
-5.13%
🏠 Accommodation & Living
Cayo Coco
Havana
Difference
1-bedroom Apartment, City Center(Monthly)
$401CUP 9,623
$371CUP 8,905
8.06%
1-bedroom Apartment, Outside City Center(Monthly)
$419CUP 10.1K
$291CUP 6,982
44.04%
3-bedroom Apartment, City Center(Monthly)
$1,050CUP 25.2K
$1,012CUP 24.3K
3.69%
3-bedroom Apartment, Outside City Center(Monthly)
$631CUP 15.1K
$596CUP 14.3K
5.71%
Buy Apartment in City Center(m2)
$305CUP 7,331
$335CUP 8,037
-8.78%
Buy Apartment Outside City Center(m2)
$350CUP 8,403
$406CUP 9,742
-13.75%
💵 Salaries & Financials
Cayo Coco
Havana
Difference
Average Monthly Net Salary(After Tax)
$20.05CUP 481
$33.02CUP 792
-39.28%
20-Year Fixed Mortgage Interest Rate(Annual %)
10
7.43
34.59%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cayo Coco: May 30, 2026
Last update for Havana: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $401 in Cayo Coco and $371 in Havana. Housing cost is often the main lever when comparing two cities.
💰Havana pays 65% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $15.00 in Cayo Coco vs $30.00 in Havana for a mid-range dinner for two. Groceries echo the gap at $235 vs $243 per month, with Cayo Coco cheaper across the board.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cayo Coco vs Havana: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cayo Coco or Havana?
Havana wins on cost – living expenses run 28% lower than in Cayo Coco. Housing and daily spending are where you'll feel the difference most, making Havana the obvious pick if budget is a priority.
Are salaries higher in Cayo Coco or Havana?
On paper, Havana earns 65% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Cayo Coco vs Havana?
Rent for a central apartment: $401 in Cayo Coco versus $371 in Havana. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Cayo Coco vs Havana?
A monthly transit pass in Havana runs roughly 24% less than in Cayo Coco. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Cayo Coco and Havana?
Childcare runs $89.5 in Cayo Coco versus $114 in Havana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $2,000/month in Cayo Coco or Havana?
At $964 in Havana versus $1,231 in Cayo Coco, a $2,000 budget is realistic in Havana but tight or insufficient in Cayo Coco. The gap between the two cities makes Havana the clear choice for anyone on this budget.
Which city offers a better quality of life: Cayo Coco or Havana?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Havana gentler on the wallet – expenses run 28% less than in Cayo Coco. Beyond cost, consider language, visa policies, and how big the international community is in each city.