Cost of Living Comparison Between Cayo Coco and Havana Cost of Living Comparison Between Cayo Coco and Havana

Monthly Cost of Living

Monthly costs for one person with rent: $1,231 in Cayo Coco versus $964 in Havana.

Estimated couple costs with rent: $1,675 in Cayo Coco versus $1,538 in Havana.

Monthly costs for a family of three with rent: $2,119 in Cayo Coco versus $2,112 in Havana.

Living in Cayo Coco is roughly 28% more expensive than Havana, driven mainly by Monthly Utilities & Internet.

Both cities sit below the global median: Cayo Coco 8% lower, Havana 28% lower.

Currency
🍽 Eating Out
Cayo Coco
Havana
Difference
Meal at Budget Restaurant
$5.08 CUP 122
$3.71 CUP 89.0
36.93%
Three-Course Dinner for Two, Mid-Range
$14.98 CUP 359
$29.74 CUP 714
-49.63%
Fast Food Meal (McDonalds, etc)
$7.07 CUP 170
$6.47 CUP 155
9.27%
Cappuccino
$1.02 CUP 24.46
$1.24 CUP 29.75
-17.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.04 CUP 48.85
$2.22 CUP 53.4
-8.11%
Water (0.33 liter bottle)
$0.98 CUP 23.49
$1.52 CUP 36.56
-35.53%
Local Beer (0.5 liter draught)
$2.04 CUP 49.02
$2.01 CUP 48.25
1.49%
Imported Beer (0.33 liter bottle)
$2.98 CUP 71.6
$2.46 CUP 59.1
21.14%
🛒 Groceries & Markets
Cayo Coco
Havana
Difference
Milk (1 liter)
$3.09 CUP 74.1
$3.36 CUP 80.7
-8.04%
White Bread (500g)
$0.98 CUP 23.42
$1.07 CUP 25.70
-8.41%
Rice (white) (1kg)
$1.98 CUP 47.56
$2.35 CUP 56.4
-15.74%
Eggs
$3.63 CUP 87.2
$3.56 CUP 85.5
1.97%
Local Cheese (1kg)
$5.97 CUP 143
$4.93 CUP 118
21.10%
Chicken Fillets (1kg)
$5.14 CUP 123
$5.29 CUP 127
-2.84%
Beef Round Steak (1kg)
$9.97 CUP 239
$9.56 CUP 229
4.29%
Apples (1kg)
$4.90 CUP 118
$5.03 CUP 121
-2.58%
Banana (1kg)
$0.98 CUP 23.53
$1.38 CUP 33.13
-28.99%
Oranges (1kg)
$1.02 CUP 24.46
$2.42 CUP 58.2
-57.85%
Tomato (1kg)
$1.02 CUP 24.51
$1.69 CUP 40.54
-39.64%
Potato (1kg)
$0.97 CUP 23.30
$2.81 CUP 67.4
-65.48%
Onion (1kg)
$2.91 CUP 69.9
$2.77 CUP 66.5
5.05%
Lettuce (1 head)
$0.98 CUP 23.40
$1.02 CUP 24.57
-3.92%
Water (1.5 liter bottle)
$1.01 CUP 24.29
$1.14 CUP 27.35
-11.40%
Cigarettes 20 Pack (Marlboro, Camel)
$3.01 CUP 72.4
$3.90 CUP 93.6
-22.82%
Wine (Bottle)
$9.92 CUP 238
$3.97 CUP 95.3
149.87%
Local Beer (0.5 liter bottle)
$1.97 CUP 47.30
$2.09 CUP 50.2
-5.74%
Imported Beer (0.33 liter bottle)
$1.98 CUP 47.62
$1.93 CUP 46.22
2.59%
🚌 Getting Around
Cayo Coco
Havana
Difference
One-way Ticket (Public Transport)
-
$1.28 CUP 30.74
-
Public Transport Monthly Pass (Regular Price)
$19.90 CUP 478
$24.77 CUP 595
-19.66%
Taxi Start (Normal Tariff)
$1.02 CUP 24.42
$3.13 CUP 75.0
-67.41%
Taxi (Normal Tariff) (1km)
$1.01 CUP 24.27
$0.48 CUP 11.53
110.42%
Taxi 1hour Waiting (Normal Tariff)
$19.96 CUP 479
$15.13 CUP 363
31.92%
Gasoline (1 liter)
$0.99 CUP 23.76
$1.26 CUP 30.30
-21.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$70.2K CUP 1.7M
$60.5K CUP 1.5M
16.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$80.7K CUP 1.9M
$66.9K CUP 1.6M
20.61%
🧾 Monthly Utilities & Internet
Cayo Coco
Havana
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$40.10 CUP 962
$37.68 CUP 904
6.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$39.74 CUP 954
$40.35 CUP 968
-1.51%
Internet (50+ Mbps, Unlimited Data)
$219 CUP 5,245
$74.3 CUP 1,782
194.24%
🎉 Sport & Entertainment
Cayo Coco
Havana
Difference
Gym Membership (Monthly)
$40.32 CUP 968
$40.12 CUP 963
0.50%
Tennis Court (1 Hour on Weekend)
$10.14 CUP 243
$6.12 CUP 147
65.69%
Cinema Ticket
$1.02 CUP 24.46
$0.88 CUP 21.16
15.91%
🧸 Childcare & Education
Cayo Coco
Havana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$89.5 CUP 2,147
$114 CUP 2,741
-21.65%
International Primary School, 1 Child (Yearly)
$14.7K CUP 353.1K
$10.1K CUP 242.3K
45.72%
👕👟 Clothing & Footwear
Cayo Coco
Havana
Difference
Jeans (Levis 501 Or Similar)
$39.86 CUP 957
$40.14 CUP 963
-0.70%
Summer Dress (H&M, Zara, etc)
$29.57 CUP 710
$33.68 CUP 808
-12.20%
Sport Shoes (Adidas, Nike)
$76.1 CUP 1,825
$75.1 CUP 1,802
1.31%
Men's Leather Business Shoes
$80.1 CUP 1,923
$84.5 CUP 2,027
-5.13%
🏠 Accommodation & Living
Cayo Coco
Havana
Difference
1-bedroom Apartment, City Center (Monthly)
$401 CUP 9,623
$371 CUP 8,905
8.06%
1-bedroom Apartment, Outside City Center (Monthly)
$419 CUP 10.1K
$291 CUP 6,982
44.04%
3-bedroom Apartment, City Center (Monthly)
$1,050 CUP 25.2K
$1,012 CUP 24.3K
3.69%
3-bedroom Apartment, Outside City Center (Monthly)
$631 CUP 15.1K
$596 CUP 14.3K
5.71%
Buy Apartment in City Center (m2)
$305 CUP 7,331
$335 CUP 8,037
-8.78%
Buy Apartment Outside City Center (m2)
$350 CUP 8,403
$406 CUP 9,742
-13.75%
💵 Salaries & Financials
Cayo Coco
Havana
Difference
Average Monthly Net Salary (After Tax)
$20.05 CUP 481
$33.02 CUP 792
-39.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
10
7.43
34.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cayo Coco: May 30, 2026

Last update for Havana: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $401 in Cayo Coco and $371 in Havana. Housing cost is often the main lever when comparing two cities.

Havana pays 65% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $15.00 in Cayo Coco vs $30.00 in Havana for a mid-range dinner for two. Groceries echo the gap at $235 vs $243 per month, with Cayo Coco cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cayo Coco vs Havana: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cayo Coco or Havana?
Havana wins on cost – living expenses run 28% lower than in Cayo Coco. Housing and daily spending are where you'll feel the difference most, making Havana the obvious pick if budget is a priority.
Are salaries higher in Cayo Coco or Havana?
On paper, Havana earns 65% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Cayo Coco vs Havana?
Rent for a central apartment: $401 in Cayo Coco versus $371 in Havana. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Cayo Coco vs Havana?
A monthly transit pass in Havana runs roughly 24% less than in Cayo Coco. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Cayo Coco and Havana?
Childcare runs $89.5 in Cayo Coco versus $114 in Havana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $2,000/month in Cayo Coco or Havana?
At $964 in Havana versus $1,231 in Cayo Coco, a $2,000 budget is realistic in Havana but tight or insufficient in Cayo Coco. The gap between the two cities makes Havana the clear choice for anyone on this budget.
Which city offers a better quality of life: Cayo Coco or Havana?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Havana gentler on the wallet – expenses run 28% less than in Cayo Coco. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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