😐Monthly costs for one person with rent: $1,221 in Cayo Coco versus $976 in Havana.
😐Estimated couple costs with rent: $1,683 in Cayo Coco versus $1,540 in Havana.
😐Monthly costs for a family of three with rent: $2,145 in Cayo Coco versus $2,104 in Havana.
🌍Living in Cayo Coco is roughly 25% more expensive than in Havana, driven mainly by Monthly Utilities & Internet.
📊Both cities sit below the global median: Cayo Coco9% lower, Havana27% lower.
Currency
🍽 Eating Out
Cayo Coco
Havana
Difference
Meal at Budget Restaurant
$5.11CUP 123
$3.71CUP 89.0
37.74%
Three-Course Dinner for Two, Mid-Range
$15.03CUP 361
$29.50CUP 708
-49.05%
Fast Food Meal(McDonalds, etc)
$6.84CUP 164
$6.67CUP 160
2.55%
Cappuccino
$0.98CUP 23.55
$1.18CUP 28.38
-16.95%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.06CUP 49.33
$2.26CUP 54.1
-8.85%
Water(0.33 liter bottle)
$0.99CUP 23.70
$1.46CUP 35.04
-32.19%
Local Beer(0.5 liter draught)
$1.98CUP 47.53
$2.05CUP 49.10
-3.41%
Imported Beer(0.33 liter bottle)
$2.98CUP 71.6
$2.56CUP 61.3
16.41%
🛒 Groceries & Markets
Cayo Coco
Havana
Difference
Milk(1 liter)
$3.04CUP 72.9
$3.27CUP 78.5
-7.03%
White Bread(500g)
$0.97CUP 23.40
$1.05CUP 25.16
-7.62%
Rice(white)(1kg)
$2.03CUP 48.68
$2.41CUP 57.9
-15.77%
Eggs
$3.66CUP 87.8
$3.64CUP 87.4
0.55%
Local Cheese(1kg)
$6.11CUP 147
$5.05CUP 121
20.99%
Chicken Fillets(1kg)
$5.14CUP 123
$5.31CUP 127
-3.20%
Beef Round Steak(1kg)
$10.05CUP 241
$9.49CUP 228
5.90%
Apples(1kg)
$5.12CUP 123
$4.89CUP 117
4.70%
Banana(1kg)
$1.02CUP 24.57
$1.36CUP 32.72
-25.00%
Oranges(1kg)
$0.98CUP 23.62
$2.54CUP 61.0
-61.42%
Tomato(1kg)
$0.98CUP 23.54
$1.72CUP 41.33
-43.02%
Potato(1kg)
$0.98CUP 23.42
$2.83CUP 67.9
-65.37%
Onion(1kg)
$3.04CUP 72.9
$2.90CUP 69.6
4.83%
Lettuce(1 head)
$1.01CUP 24.35
$0.98CUP 23.55
3.06%
Water(1.5 liter bottle)
$0.98CUP 23.53
$1.13CUP 27.18
-13.27%
Cigarettes 20 Pack(Marlboro, Camel)
$2.93CUP 70.4
$4.08CUP 97.9
-28.19%
Wine(Bottle)
$9.87CUP 237
$4.04CUP 97.0
144.31%
Local Beer(0.5 liter bottle)
$1.99CUP 47.70
$2.02CUP 48.41
-1.49%
Imported Beer(0.33 liter bottle)
$2.01CUP 48.34
$2.00CUP 47.96
0.50%
🚌 Getting Around
Cayo Coco
Havana
Difference
One-way Ticket(Public Transport)
-
$1.27CUP 30.46
-
Public Transport Monthly Pass(Regular Price)
$20.26CUP 486
$25.17CUP 604
-19.51%
Taxi Start(Normal Tariff)
$1.02CUP 24.45
$3.15CUP 75.5
-67.62%
Taxi(Normal Tariff)(1km)
$0.98CUP 23.43
$0.51CUP 12.34
92.16%
Taxi 1hour Waiting(Normal Tariff)
$20.31CUP 488
$14.87CUP 357
36.58%
Gasoline(1 liter)
$1.02CUP 24.49
$1.22CUP 29.36
-16.39%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$71.4KCUP 1.7M
$58.8KCUP 1.4M
21.35%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$79.2KCUP 1.9M
$67.6KCUP 1.6M
17.29%
🧾 Monthly Utilities & Internet
Cayo Coco
Havana
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$39.22CUP 941
$37.01CUP 888
5.97%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$40.69CUP 977
$40.52CUP 972
0.42%
Internet(50+ Mbps, Unlimited Data)
$217CUP 5,199
$76.1CUP 1,827
184.53%
🎉 Sport & Entertainment
Cayo Coco
Havana
Difference
Gym Membership(Monthly)
$40.13CUP 963
$41.10CUP 986
-2.36%
Tennis Court(1 Hour on Weekend)
$10.14CUP 243
$6.06CUP 145
67.33%
Cinema Ticket
$1.02CUP 24.51
$0.82CUP 19.68
24.39%
🧸 Childcare & Education
Cayo Coco
Havana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$89.4CUP 2,146
$111CUP 2,666
-19.51%
International Primary School, 1 Child(Yearly)
$15.2KCUP 365.3K
$10.0KCUP 240.3K
52.01%
👕👟 Clothing & Footwear
Cayo Coco
Havana
Difference
Jeans(Levis 501 Or Similar)
$40.46CUP 971
$39.17CUP 940
3.29%
Summer Dress(H&M, Zara, etc)
$30.31CUP 728
$33.79CUP 811
-10.30%
Sport Shoes(Adidas, Nike)
$75.6CUP 1,813
$75.8CUP 1,818
-0.26%
Men's Leather Business Shoes
$78.5CUP 1,883
$84.3CUP 2,023
-6.94%
🏠 Accommodation & Living
Cayo Coco
Havana
Difference
1-bedroom Apartment, City Center(Monthly)
$392CUP 9,419
$365CUP 8,750
7.64%
1-bedroom Apartment, Outside City Center(Monthly)
$425CUP 10.2K
$287CUP 6,893
47.87%
3-bedroom Apartment, City Center(Monthly)
$1,032CUP 24.8K
$1,040CUP 25.0K
-0.79%
3-bedroom Apartment, Outside City Center(Monthly)
$620CUP 14.9K
$601CUP 14.4K
3.14%
Buy Apartment in City Center(m2)
$298CUP 7,162
$327CUP 7,853
-8.80%
Buy Apartment Outside City Center(m2)
$355CUP 8,511
$405CUP 9,718
-12.42%
💵 Salaries & Financials
Cayo Coco
Havana
Difference
Average Monthly Net Salary(After Tax)
$19.91CUP 478
$31.89CUP 765
-37.57%
20-Year Fixed Mortgage Interest Rate(Annual %)
10
7.43
34.59%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cayo Coco: July 14, 2026
Last update for Havana: July 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $392 in Cayo Coco and $365 in Havana. Housing cost is often the main lever when comparing two cities.
💰Havana pays 60% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $15.00 in Cayo Coco vs $30.00 in Havana for a mid-range dinner for two. Groceries echo the gap at $236 vs $243 per month, with Cayo Coco cheaper across the board.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cayo Coco vs Havana: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cayo Coco or Havana?
Havana wins on cost – living expenses run 25% lower than in Cayo Coco. Housing and daily spending are where you'll feel the difference most, making Havana the obvious pick if budget is a priority.
Are salaries higher in Cayo Coco or in Havana?
On paper, salaries run 60% lower in Havana. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Cayo Coco compared to Havana?
Rent for a central apartment: $392 in Cayo Coco versus $365 in Havana. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Cayo Coco compared to Havana?
A monthly transit pass in Havana runs roughly 24% less than in Cayo Coco. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Cayo Coco and in Havana?
Childcare runs $89.4 in Cayo Coco versus $111 in Havana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $2,000/month in Cayo Coco or in Havana?
At $976 in Havana versus $1,221 in Cayo Coco, a $2,000 budget is realistic in Havana but tight or insufficient in Cayo Coco. The gap between the two cities makes Havana the clear choice for anyone on this budget.
Which city offers a better quality of life: Cayo Coco or Havana?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Havana gentler on the wallet – expenses run 25% less than in Cayo Coco. Beyond cost, consider language, visa policies, and how big the international community is in each city.