😐Monthly costs for one person with rent: $1,245 in Cayo Coco versus $875 in Havana.
😐Estimated couple costs with rent: $1,697 in Cayo Coco versus $1,419 in Havana.
😐Monthly costs for a family of three with rent: $2,150 in Cayo Coco versus $1,964 in Havana.
🌍Living in Cayo Coco is roughly 42% more expensive than in Havana, driven mainly by Monthly Utilities & Internet.
📊Both cities sit below the global median: Cayo Coco9% lower, Havana36% lower.
Currency
🍽 Eating Out
Cayo Coco
Havana
Difference
Meal at Budget Restaurant
$4.92CUP 118
$3.76CUP 90.3
30.85%
Three-Course Dinner for Two, Mid-Range
$15.29CUP 367
$27.33CUP 656
-44.05%
Fast Food Meal(McDonalds, etc)
$6.86CUP 165
$4.86CUP 117
41.15%
Cappuccino
$0.98CUP 23.48
$1.14CUP 27.31
-14.04%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.05CUP 49.25
$1.69CUP 40.53
21.30%
Water(0.33 liter bottle)
$1.03CUP 24.61
$0.98CUP 23.54
5.10%
Local Beer(0.5 liter draught)
$1.98CUP 47.52
$1.64CUP 39.26
20.73%
Imported Beer(0.33 liter bottle)
$3.08CUP 74.0
$2.01CUP 48.26
53.23%
🛒 Groceries & Markets
Cayo Coco
Havana
Difference
Milk(1 liter)
$3.09CUP 74.1
$3.72CUP 89.2
-16.94%
White Bread(500g)
$0.98CUP 23.49
$1.45CUP 34.79
-32.41%
Rice(white)(1kg)
$2.05CUP 49.18
$2.11CUP 50.7
-2.84%
Eggs
$3.62CUP 86.8
$3.65CUP 87.7
-0.82%
Local Cheese(1kg)
$5.89CUP 141
$4.57CUP 110
28.88%
Chicken Fillets(1kg)
$5.10CUP 123
$4.66CUP 112
9.44%
Beef Round Steak(1kg)
$10.19CUP 245
$8.24CUP 198
23.67%
Apples(1kg)
$5.03CUP 121
$6.11CUP 147
-17.68%
Banana(1kg)
$0.99CUP 23.67
$1.10CUP 26.44
-10.00%
Oranges(1kg)
$1.03CUP 24.70
$4.02CUP 96.6
-74.38%
Tomato(1kg)
$0.99CUP 23.66
$2.34CUP 56.1
-57.69%
Potato(1kg)
$1.02CUP 24.43
$3.85CUP 92.4
-73.51%
Onion(1kg)
$2.95CUP 70.8
$3.96CUP 95.1
-25.51%
Lettuce(1 head)
$1.02CUP 24.59
$0.76CUP 18.26
34.21%
Water(1.5 liter bottle)
$1.01CUP 24.28
$1.46CUP 35.11
-30.82%
Cigarettes 20 Pack(Marlboro, Camel)
$3.02CUP 72.4
$2.02CUP 48.44
49.50%
Wine(Bottle)
$9.90CUP 238
$3.96CUP 95.1
150.00%
Local Beer(0.5 liter bottle)
$2.03CUP 48.68
$1.60CUP 38.49
26.87%
Imported Beer(0.33 liter bottle)
$2.05CUP 49.11
$2.12CUP 51.0
-3.30%
🚌 Getting Around
Cayo Coco
Havana
Difference
One-way Ticket(Public Transport)
-
$1.29CUP 30.87
-
Public Transport Monthly Pass(Regular Price)
$19.98CUP 480
$22.54CUP 541
-11.36%
Taxi Start(Normal Tariff)
$0.98CUP 23.42
$2.61CUP 62.7
-62.45%
Taxi(Normal Tariff)(1km)
$0.97CUP 23.34
$0.43CUP 10.29
125.58%
Taxi 1hour Waiting(Normal Tariff)
$19.67CUP 472
$20.15CUP 484
-2.38%
Gasoline(1 liter)
$0.98CUP 23.60
$1.31CUP 31.34
-25.19%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$68.9KCUP 1.7M
$60.4KCUP 1.4M
14.15%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$79.7KCUP 1.9M
$59.3KCUP 1.4M
34.30%
🧾 Monthly Utilities & Internet
Cayo Coco
Havana
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$40.10CUP 962
$47.55CUP 1,141
-15.67%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$40.25CUP 966
$38.24CUP 918
5.26%
Internet(50+ Mbps, Unlimited Data)
$224CUP 5,371
$91.2CUP 2,188
145.50%
🎉 Sport & Entertainment
Cayo Coco
Havana
Difference
Gym Membership(Monthly)
$39.52CUP 948
$19.37CUP 465
104.03%
Tennis Court(1 Hour on Weekend)
$9.82CUP 236
$13.03CUP 313
-24.64%
Cinema Ticket
$0.99CUP 23.70
$0.89CUP 21.28
11.24%
🧸 Childcare & Education
Cayo Coco
Havana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$90.0CUP 2,160
$114CUP 2,739
-21.14%
International Primary School, 1 Child(Yearly)
$14.9KCUP 356.4K
$7,139CUP 171.3K
108.01%
👕👟 Clothing & Footwear
Cayo Coco
Havana
Difference
Jeans(Levis 501 Or Similar)
$40.53CUP 973
$36.35CUP 872
11.50%
Summer Dress(H&M, Zara, etc)
$29.88CUP 717
$36.29CUP 871
-17.66%
Sport Shoes(Adidas, Nike)
$73.5CUP 1,764
$68.3CUP 1,639
7.64%
Men's Leather Business Shoes
$80.4CUP 1,929
$56.6CUP 1,358
42.11%
🏠 Accommodation & Living
Cayo Coco
Havana
Difference
1-bedroom Apartment, City Center(Monthly)
$394CUP 9,451
$254CUP 6,088
55.24%
1-bedroom Apartment, Outside City Center(Monthly)
$417CUP 10.0K
$215CUP 5,169
93.64%
3-bedroom Apartment, City Center(Monthly)
$1,050CUP 25.2K
$934CUP 22.4K
12.38%
3-bedroom Apartment, Outside City Center(Monthly)
$631CUP 15.2K
$544CUP 13.1K
16.01%
Buy Apartment in City Center(m2)
$305CUP 7,310
$336CUP 8,074
-9.46%
Buy Apartment Outside City Center(m2)
$356CUP 8,547
$400CUP 9,601
-10.98%
💵 Salaries & Financials
Cayo Coco
Havana
Difference
Average Monthly Net Salary(After Tax)
$19.79CUP 475
$32.71CUP 785
-39.50%
20-Year Fixed Mortgage Interest Rate(Annual %)
10
9.1
9.89%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cayo Coco: September 15, 2026
Last update for Havana: September 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $394 in Cayo Coco and $254 in Havana. Housing cost is often the main lever when comparing two cities.
💰Havana pays 65% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $15.00 in Cayo Coco vs $27.00 in Havana for a mid-range dinner for two. Groceries echo the gap at $236 vs $262 per month, with Cayo Coco cheaper across the board.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cayo Coco vs Havana: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cayo Coco or Havana?
Havana wins on cost – living expenses run 42% lower than in Cayo Coco. Housing and daily spending are where you'll feel the difference most, making Havana the obvious pick if budget is a priority.
Are salaries higher in Cayo Coco or in Havana?
On paper, salaries run 65% lower in Havana. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Cayo Coco compared to Havana?
Rent for a central apartment: $394 in Cayo Coco versus $254 in Havana. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Cayo Coco compared to Havana?
A monthly transit pass in Havana runs roughly 13% less than in Cayo Coco. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Cayo Coco and in Havana?
Childcare runs $90.0 in Cayo Coco versus $114 in Havana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $2,000/month in Cayo Coco or in Havana?
At $875 in Havana versus $1,245 in Cayo Coco, a $2,000 budget is realistic in Havana but tight or insufficient in Cayo Coco. The gap between the two cities makes Havana the clear choice for anyone on this budget.
Which city offers a better quality of life: Cayo Coco or Havana?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Havana gentler on the wallet – expenses run 42% less than in Cayo Coco. Beyond cost, consider language, visa policies, and how big the international community is in each city.