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Cost of Living Comparison Between Harstad and Ubud, Bali Cost of Living Comparison Between Harstad and Ubud, Bali

😐 Solo nomad: Harstad is 72.9% more expensive than Ubud, Bali without rent, and 74% more expensive with rent.
😐 Family of 3: Harstad is 140% more expensive than Ubud, Bali without rent, and 31.7% more expensive with rent.
Currency
🍽 Eating Out
Harstad
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.49 NOK 136
$3.43 Rp 58.1K
293.29%
Three-Course Dinner for Two, Mid-Range
$122 NOK 1,234
$32.70 Rp 553.4K
274.07%
Fast Food Meal (McDonalds, etc)
$15.24 NOK 154
$5.04 Rp 85.2K
202.38%
Cappuccino
$6.09 NOK 61.5
$2.85 Rp 48.2K
113.68%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.57 NOK 35.98
$1.34 Rp 22.8K
166.42%
Water (0.33 liter bottle)
$2.96 NOK 29.82
$0.75 Rp 12.6K
294.67%
Local Beer (0.5 liter draught)
$11.01 NOK 111
$2.90 Rp 49.1K
279.66%
Imported Beer (0.33 liter bottle)
$11.15 NOK 112
$3.94 Rp 66.7K
182.99%
🛒 Groceries & Markets
Harstad
Ubud, Bali
Difference
Milk (1 liter)
$2.44 NOK 24.65
$1.80 Rp 30.5K
35.56%
White Bread (500g)
$3.12 NOK 31.46
$2.55 Rp 43.2K
22.35%
Rice (white) (1kg)
$3.06 NOK 30.87
$1.19 Rp 20.2K
157.14%
Eggs
$4.29 NOK 43.24
$2.42 Rp 40.9K
77.27%
Local Cheese (1kg)
$10.36 NOK 105
$14.38 Rp 243.4K
-27.96%
Chicken Fillets (1kg)
$15.08 NOK 152
$4.21 Rp 71.2K
258.19%
Beef Round Steak (1kg)
$37.24 NOK 376
$11.88 Rp 201.0K
213.47%
Apples (1kg)
$3.90 NOK 39.39
$3.71 Rp 62.8K
5.12%
Banana (1kg)
$2.71 NOK 27.38
$1.56 Rp 26.4K
73.72%
Oranges (1kg)
$3.62 NOK 36.54
$2.77 Rp 46.9K
30.69%
Tomato (1kg)
$4.65 NOK 46.90
$2.22 Rp 37.6K
109.46%
Potato (1kg)
$2.08 NOK 20.98
$1.99 Rp 33.8K
4.52%
Onion (1kg)
$1.98 NOK 19.93
$2.29 Rp 38.8K
-13.54%
Lettuce (1 head)
$2.69 NOK 27.17
$1.01 Rp 17.1K
166.34%
Water (1.5 liter bottle)
$1.77 NOK 17.87
$0.78 Rp 13.3K
126.92%
Cigarettes 20 Pack (Marlboro, Camel)
$15.04 NOK 152
$3.17 Rp 53.6K
374.45%
Wine (Bottle)
$16.08 NOK 162
$23.70 Rp 401.1K
-32.15%
Local Beer (0.5 liter bottle)
$3.53 NOK 35.62
$2.78 Rp 47.0K
26.98%
Imported Beer (0.33 liter bottle)
$4.71 NOK 47.56
$2.75 Rp 46.5K
71.27%
🚌 Getting Around
Harstad
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$6.00 NOK 60.6
$0.27 Rp 4,514
2122.22%
Public Transport Monthly Pass (Regular Price)
$78.6 NOK 793
$8.14 Rp 137.7K
865.36%
Taxi Start (Normal Tariff)
$12.60 NOK 127
$0.45 Rp 7,609
2700.00%
Taxi (Normal Tariff) (1km)
$1.38 NOK 13.96
$0.42 Rp 7,192
228.57%
Taxi 1hour Waiting (Normal Tariff)
$50.8 NOK 513
$6.18 Rp 104.6K
722.17%
Gasoline (1 liter)
$2.14 NOK 21.64
$0.80 Rp 13.5K
167.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4K NOK 327.2K
$26.2K Rp 443.1M
23.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.0K NOK 302.5K
$31.6K Rp 534.8M
-5.14%
🧾 Monthly Utilities & Internet
Harstad
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$163 NOK 1,644
$80.7 Rp 1.4M
101.97%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.81 NOK 331
$4.12 Rp 69.8K
696.36%
Internet (50+ Mbps, Unlimited Data)
$74.4 NOK 751
$23.70 Rp 401.0K
214.01%
🎉 Sport & Entertainment
Harstad
Ubud, Bali
Difference
Gym Membership (Monthly)
$49.68 NOK 501
$96.9 Rp 1.6M
-48.71%
Tennis Court (1 Hour on Weekend)
$34.73 NOK 350
$6.29 Rp 106.4K
452.15%
Cinema Ticket
$16.38 NOK 165
$4.11 Rp 69.5K
298.54%
🧸 Childcare & Education
Harstad
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$332 NOK 3,353
$298 Rp 5.0M
11.40%
International Primary School, 1 Child (Yearly)
$5,087 NOK 51.3K
$6,540 Rp 110.7M
-22.22%
👕👟 Clothing & Footwear
Harstad
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$76.4 NOK 770
$53.4 Rp 904.2K
42.90%
Summer Dress (H&M, Zara, etc)
$33.04 NOK 333
$38.33 Rp 648.6K
-13.80%
Sport Shoes (Adidas, Nike)
$118 NOK 1,186
$86.4 Rp 1.5M
36.08%
Men's Leather Business Shoes
$133 NOK 1,340
$78.9 Rp 1.3M
68.34%
🏠 Accommodation & Living
Harstad
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,316 NOK 13.3K
$1,015 Rp 17.2M
29.64%
1-bedroom Apartment, Outside City Center (Monthly)
$1,005 NOK 10.1K
$669 Rp 11.3M
50.33%
3-bedroom Apartment, City Center (Monthly)
$2,144 NOK 21.6K
$3,348 Rp 56.7M
-35.95%
3-bedroom Apartment, Outside City Center (Monthly)
$1,470 NOK 14.8K
$2,114 Rp 35.8M
-30.47%
Buy Apartment in City Center (m2)
$5,461 NOK 55.1K
$3,020 Rp 51.1M
80.83%
Buy Apartment Outside City Center (m2)
$3,957 NOK 39.9K
$2,334 Rp 39.5M
69.53%
💵 Salaries & Financials
Harstad
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,302 NOK 33.3K
$178 Rp 3.0M
1750.79%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.27
13.28
-67.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harstad: January 13, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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