Cost of Living Comparison Between Harstad and Ubud, Bali Cost of Living Comparison Between Harstad and Ubud, Bali

šŸ˜ Solo nomad: Harstad is 112.9% more expensive than Ubud, Bali without rent, and 67.3% more expensive with rent.
šŸ˜ Family of 3: Harstad is 85.9% more expensive than Ubud, Bali without rent, and 33.1% more expensive with rent.
Currency
šŸ½ Eating Out
Harstad
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.47 NOKĀ 130
$3.47 RpĀ 58.7K
288.18%
Three-Course Dinner for Two, Mid-Range
$120 NOKĀ 1,153
$32.10 RpĀ 543.7K
272.96%
Fast Food Meal (McDonalds, etc)
$14.89 NOKĀ 143
$4.86 RpĀ 82.3K
206.38%
Cappuccino
$6.13 NOKĀ 59.0
$2.82 RpĀ 47.8K
117.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.64 NOKĀ 35.09
$1.37 RpĀ 23.3K
165.69%
Water (0.33 liter bottle)
$3.11 NOKĀ 29.92
$0.73 RpĀ 12.4K
326.03%
Local Beer (0.5 liter draught)
$11.31 NOKĀ 109
$2.90 RpĀ 49.1K
290.00%
Imported Beer (0.33 liter bottle)
$10.99 NOKĀ 106
$3.92 RpĀ 66.4K
180.36%
šŸ›’ Groceries & Markets
Harstad
Ubud, Bali
Difference
Milk (1 liter)
$2.43 NOKĀ 23.44
$1.74 RpĀ 29.5K
39.66%
White Bread (500g)
$3.25 NOKĀ 31.32
$2.44 RpĀ 41.4K
33.20%
Rice (white) (1kg)
$3.12 NOKĀ 30.00
$1.17 RpĀ 19.8K
166.67%
Eggs
$4.24 NOKĀ 40.83
$2.35 RpĀ 39.9K
80.43%
Local Cheese (1kg)
$10.44 NOKĀ 101
$14.78 RpĀ 250.3K
-29.36%
Chicken Fillets (1kg)
$15.40 NOKĀ 148
$4.25 RpĀ 72.0K
262.35%
Beef Round Steak (1kg)
$37.91 NOKĀ 365
$12.21 RpĀ 206.9K
210.48%
Apples (1kg)
$3.91 NOKĀ 37.70
$3.72 RpĀ 63.0K
5.11%
Banana (1kg)
$2.80 NOKĀ 26.94
$1.56 RpĀ 26.3K
79.49%
Oranges (1kg)
$3.62 NOKĀ 34.87
$2.69 RpĀ 45.6K
34.57%
Tomato (1kg)
$4.54 NOKĀ 43.70
$2.34 RpĀ 39.6K
94.02%
Potato (1kg)
$2.01 NOKĀ 19.35
$2.00 RpĀ 33.9K
0.50%
Onion (1kg)
$2.05 NOKĀ 19.75
$2.31 RpĀ 39.1K
-11.26%
Lettuce (1 head)
$2.74 NOKĀ 26.41
$1.01 RpĀ 17.2K
171.29%
Water (1.5 liter bottle)
$1.72 NOKĀ 16.56
$0.73 RpĀ 12.3K
135.62%
Cigarettes 20 Pack (Marlboro, Camel)
$15.14 NOKĀ 146
$3.31 RpĀ 56.1K
357.40%
Wine (Bottle)
$17.16 NOKĀ 165
$25.14 RpĀ 425.9K
-31.74%
Local Beer (0.5 liter bottle)
$3.66 NOKĀ 35.25
$2.90 RpĀ 49.1K
26.21%
Imported Beer (0.33 liter bottle)
$4.66 NOKĀ 44.86
$2.77 RpĀ 46.9K
68.23%
šŸšŒ Getting Around
Harstad
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$6.06 NOKĀ 58.4
$0.27 RpĀ 4,544
2144.44%
Public Transport Monthly Pass (Regular Price)
$80.5 NOKĀ 775
$8.26 RpĀ 139.9K
874.82%
Taxi Start (Normal Tariff)
$12.45 NOKĀ 120
$0.45 RpĀ 7,664
2666.67%
Taxi (Normal Tariff) (1km)
$1.44 NOKĀ 13.89
$0.42 RpĀ 7,157
242.86%
Taxi 1hour Waiting (Normal Tariff)
$51.7 NOKĀ 498
$6.26 RpĀ 106.0K
726.52%
Gasoline (1 liter)
$2.23 NOKĀ 21.44
$0.86 RpĀ 14.6K
159.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.2K NOKĀ 319.4K
$25.9K RpĀ 438.6M
28.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.9K NOKĀ 287.8K
$31.9K RpĀ 540.2M
-6.31%
šŸ§¾ Monthly Utilities & Internet
Harstad
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$159 NOKĀ 1,530
$80.8 RpĀ 1.4M
96.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.73 NOKĀ 315
$3.98 RpĀ 67.3K
722.36%
Internet (50+ Mbps, Unlimited Data)
$76.7 NOKĀ 738
$23.55 RpĀ 398.8K
225.48%
šŸŽ‰ Sport & Entertainment
Harstad
Ubud, Bali
Difference
Gym Membership (Monthly)
$48.69 NOKĀ 469
$97.3 RpĀ 1.6M
-49.95%
Tennis Court (1 Hour on Weekend)
$35.25 NOKĀ 339
$6.42 RpĀ 108.8K
449.07%
Cinema Ticket
$16.92 NOKĀ 163
$4.16 RpĀ 70.5K
306.73%
šŸ§ø Childcare & Education
Harstad
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$327 NOKĀ 3,152
$294 RpĀ 5.0M
11.31%
International Primary School, 1 Child (Yearly)
$5,066 NOKĀ 48.8K
$6,548 RpĀ 110.9M
-22.63%
šŸ‘•šŸ‘Ÿ Clothing & Footwear
Harstad
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$74.6 NOKĀ 718
$54.2 RpĀ 917.5K
37.66%
Summer Dress (H&M, Zara, etc)
$32.94 NOKĀ 317
$37.95 RpĀ 642.8K
-13.20%
Sport Shoes (Adidas, Nike)
$115 NOKĀ 1,104
$88.1 RpĀ 1.5M
30.11%
Men's Leather Business Shoes
$135 NOKĀ 1,303
$78.1 RpĀ 1.3M
73.32%
šŸ  Accommodation & Living
Harstad
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,321 NOKĀ 12.7K
$995 RpĀ 16.9M
32.72%
1-bedroom Apartment, Outside City Center (Monthly)
$1,003 NOKĀ 9,658
$668 RpĀ 11.3M
50.19%
3-bedroom Apartment, City Center (Monthly)
$2,155 NOKĀ 20.8K
$3,391 RpĀ 57.4M
-36.45%
3-bedroom Apartment, Outside City Center (Monthly)
$1,493 NOKĀ 14.4K
$2,080 RpĀ 35.2M
-28.23%
Buy Apartment in City Center (m2)
$5,895 NOKĀ 56.8K
$3,037 RpĀ 51.4M
94.11%
Buy Apartment Outside City Center (m2)
$4,097 NOKĀ 39.5K
$2,378 RpĀ 40.3M
72.28%
šŸ’µ Salaries & Financials
Harstad
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,479 NOKĀ 33.5K
$180 RpĀ 3.0M
1837.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.27
13.28
-67.85%

CityCost data is based on AI and user input ā€“ minor inaccuracies may occur.

Last update for Harstad: March 1, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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