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Cost of Living Comparison Between Harstad and Ubud, Bali Cost of Living Comparison Between Harstad and Ubud, Bali

😐 Solo nomad: Harstad is 192% more expensive than Ubud, Bali without rent, and 236.2% more expensive with rent.
😐 Family of 3: Harstad is 183.5% more expensive than Ubud, Bali without rent, and 215.6% more expensive with rent.
Currency
🍽 Eating Out
Harstad
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.66 NOK 138
$2.85 Rp 47.5K
379.30%
Three-Course Dinner for Two, Mid-Range
$121 NOK 1,227
$12.26 Rp 204.3K
888.01%
Fast Food Meal (McDonalds, etc)
$15.07 NOK 153
$3.28 Rp 54.6K
359.45%
Cappuccino
$5.98 NOK 60.6
$2.3 Rp 38.3K
160.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.5 NOK 35.49
$1.11 Rp 18.5K
215.32%
Water (0.33 liter bottle)
$3.09 NOK 31.32
$0.26 Rp 4,324
1088.46%
Local Beer (0.5 liter draught)
$11.12 NOK 113
$2.4 Rp 40K
363.33%
Imported Beer (0.33 liter bottle)
$11.27 NOK 114
$3.15 Rp 52.5K
257.78%
🛒 Groceries & Markets
Harstad
Ubud, Bali
Difference
Milk (1 liter)
$2.31 NOK 23.41
$1.49 Rp 24.9K
55.03%
White Bread (500g)
$3.27 NOK 33.11
$1.65 Rp 27.5K
98.18%
Rice (white) (1kg)
$3.01 NOK 30.46
$1.13 Rp 18.9K
166.37%
Eggs
$4.21 NOK 42.68
$2.33 Rp 38.9K
80.69%
Local Cheese (1kg)
$10.5 NOK 106
$13.7 Rp 228.3K
-23.36%
Chicken Fillets (1kg)
$15.47 NOK 157
$3.97 Rp 66.2K
289.67%
Beef Round Steak (1kg)
$37.44 NOK 379
$11.22 Rp 187K
233.69%
Apples (1kg)
$3.89 NOK 39.38
$3.48 Rp 57.9K
11.78%
Banana (1kg)
$2.71 NOK 27.4
$1.5 Rp 25K
80.67%
Oranges (1kg)
$3.5 NOK 35.43
$2.68 Rp 44.6K
30.60%
Tomato (1kg)
$4.59 NOK 46.52
$1.35 Rp 22.5K
240.00%
Potato (1kg)
$2.03 NOK 20.57
$1.57 Rp 26.2K
29.30%
Onion (1kg)
$2.07 NOK 20.94
$2.1 Rp 34.9K
-1.43%
Lettuce (1 head)
$2.78 NOK 28.2
$1.03 Rp 17.1K
169.90%
Water (1.5 liter bottle)
$1.72 NOK 17.42
$0.57 Rp 9,488
201.75%
Cigarettes 20 Pack (Marlboro, Camel)
$14.74 NOK 149
$2.31 Rp 38.5K
538.10%
Wine (Bottle)
$14.54 NOK 147
$15.21 Rp 253.5K
-4.40%
Local Beer (0.5 liter bottle)
$3.46 NOK 35.07
$2.49 Rp 41.5K
38.96%
Imported Beer (0.33 liter bottle)
$4.67 NOK 47.33
$2.66 Rp 44.3K
75.56%
🚌 Getting Around
Harstad
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$5.96 NOK 60.3
$0.29 Rp 4,911
1955.17%
Public Transport Monthly Pass (Regular Price)
$79 NOK 800
$10.03 Rp 167.1K
687.64%
Taxi Start (Normal Tariff)
$12.9 NOK 131
$0.45 Rp 7,480
2766.67%
Taxi (Normal Tariff) (1km)
$1.39 NOK 14.08
$0.34 Rp 5,748
308.82%
Taxi 1hour Waiting (Normal Tariff)
$50.4 NOK 510
$5.97 Rp 99.4K
743.38%
Gasoline (1 liter)
$2.21 NOK 22.41
$0.75 Rp 12.4K
194.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1K NOK 335.2K
$25.8K Rp 430.2M
28.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K NOK 310.3K
$31.7K Rp 528.9M
-3.48%
🧾 Monthly Utilities & Internet
Harstad
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$162 NOK 1,636
$64.6 Rp 1.1M
150.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.83 NOK 333
$4.14 Rp 69K
693.00%
Internet (50+ Mbps, Unlimited Data)
$74.8 NOK 758
$23.99 Rp 399.7K
211.92%
🎉 Sport & Entertainment
Harstad
Ubud, Bali
Difference
Gym Membership (Monthly)
$49.47 NOK 501
$23.29 Rp 388.1K
112.41%
Tennis Court (1 Hour on Weekend)
$34.76 NOK 352
$6.19 Rp 103.1K
461.55%
Cinema Ticket
$16.68 NOK 169
$3.45 Rp 57.5K
383.48%
🧸 Childcare & Education
Harstad
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$327 NOK 3,309
$91.9 Rp 1.5M
255.56%
International Primary School, 1 Child (Yearly)
$5,045 NOK 51.1K
$5,912 Rp 98.5M
-14.68%
👕👟 Clothing & Footwear
Harstad
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$76.2 NOK 771
$51.5 Rp 857.6K
47.95%
Summer Dress (H&M, Zara, etc)
$32.47 NOK 329
$24.45 Rp 407.3K
32.80%
Sport Shoes (Adidas, Nike)
$118 NOK 1,193
$84.4 Rp 1.4M
39.65%
Men's Leather Business Shoes
$133 NOK 1,348
$74.3 Rp 1.2M
79.03%
🏠 Accommodation & Living
Harstad
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,308 NOK 13.2K
$261 Rp 4.4M
400.54%
1-bedroom Apartment, Outside City Center (Monthly)
$1,029 NOK 10.4K
$160 Rp 2.7M
544.94%
3-bedroom Apartment, City Center (Monthly)
$2,183 NOK 22.1K
$585 Rp 9.7M
273.20%
3-bedroom Apartment, Outside City Center (Monthly)
$1,485 NOK 15K
$328 Rp 5.5M
352.26%
Buy Apartment in City Center (m2)
$5,670 NOK 57.4K
$985 Rp 16.4M
475.62%
Buy Apartment Outside City Center (m2)
$4,350 NOK 44.1K
$847 Rp 14.1M
413.67%
💵 Salaries & Financials
Harstad
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,311 NOK 33.5K
$178 Rp 3M
1760.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.27
13.28
-67.85%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harstad: November 29, 2025

Last update for Ubud, Bali: December 2, 2025

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