Cost of Living Comparison Between Ubud, Bali and Harstad Cost of Living Comparison Between Ubud, Bali and Harstad

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $2,485 in Harstad.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $3,699 in Harstad.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $4,912 in Harstad.

Living in Ubud, Bali costs roughly 43% less than in Harstad, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Harstad 85% above.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$13.48 NOK 125

-74.63%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$123 NOK 1,145

-73.24%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$15.11 NOK 140

-66.38%

Cappuccino

$2.82 Rp 48.5K

$5.99 NOK 55.7

-52.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$3.44 NOK 31.99

-60.17%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$3.07 NOK 28.55

-76.87%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$11.11 NOK 103

-73.27%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$11.20 NOK 104

-65.09%

Milk (1 liter)

$1.75 Rp 30.0K

$2.33 NOK 21.67

-24.89%

White Bread (500g)

$2.52 Rp 43.2K

$3.16 NOK 29.38

-20.25%

Rice (white) (1kg)

$1.21 Rp 20.8K

$3.10 NOK 28.84

-60.97%

Eggs

$2.33 Rp 40.1K

$4.28 NOK 39.79

-45.56%

Local Cheese (1kg)

$14.50 Rp 249.2K

$10.56 NOK 98.2

37.31%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$15.15 NOK 141

-71.22%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$38.04 NOK 354

-68.32%

Apples (1kg)

$3.82 Rp 65.6K

$3.88 NOK 36.12

-1.55%

Banana (1kg)

$1.61 Rp 27.7K

$2.77 NOK 25.80

-41.88%

Oranges (1kg)

$2.70 Rp 46.5K

$3.52 NOK 32.72

-23.30%

Tomato (1kg)

$2.23 Rp 38.3K

$4.64 NOK 43.16

-51.94%

Potato (1kg)

$1.90 Rp 32.6K

$1.99 NOK 18.54

-4.52%

Onion (1kg)

$2.18 Rp 37.5K

$2.05 NOK 19.10

6.34%

Lettuce (1 head)

$1.03 Rp 17.7K

$2.68 NOK 24.91

-61.57%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$1.76 NOK 16.40

-56.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$15.25 NOK 142

-79.15%

Wine (Bottle)

$23.23 Rp 399.2K

$16.36 NOK 152

41.99%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$3.62 NOK 33.66

-21.27%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$4.53 NOK 42.14

-39.96%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$6.03 NOK 56.1

-95.19%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$79.3 NOK 737

-89.37%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$12.82 NOK 119

-96.18%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$1.44 NOK 13.41

-68.75%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$50.5 NOK 470

-87.57%

Gasoline (1 liter)

$0.85 Rp 14.6K

$2.13 NOK 19.78

-60.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$33.5K NOK 311.9K

-22.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$30.4K NOK 282.3K

3.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$159 NOK 1,480

-49.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$33.50 NOK 312

-87.79%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$76.7 NOK 714

-68.64%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$48.47 NOK 451

98.45%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

$35.46 NOK 330

-81.58%

Cinema Ticket

$4.13 Rp 71.1K

$16.65 NOK 155

-75.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$336 NOK 3,125

-11.69%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$5,048 NOK 47.0K

31.94%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$77.2 NOK 718

-28.79%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$32.68 NOK 304

18.57%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$117 NOK 1,089

-23.47%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$135 NOK 1,260

-41.77%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$1,331 NOK 12.4K

-23.47%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$1,021 NOK 9,498

-35.38%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$2,200 NOK 20.5K

56.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$1,443 NOK 13.4K

42.24%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$5,987 NOK 55.7K

-50.21%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$4,636 NOK 43.1K

-48.92%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$3,563 NOK 33.1K

-95.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.27

211.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Harstad: April 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $1,331 in Harstad. Housing cost is often the main lever when comparing two cities.

Harstad pays 1971% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33 in Ubud, Bali vs $123 in Harstad for a mid-range dinner for two. Groceries echo the gap at $299 vs $481 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Harstad: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 77% gap adds up to real monthly savings that compound significantly over time.

On paper, Harstad earns 1971% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Ubud, Bali versus $1,331 in Harstad. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 61% higher in Harstad. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $123 in Harstad. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,408 in Ubud, Bali versus $2,485 in Harstad, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Harstad. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Harstad, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Harstad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 77% less than in Harstad. Beyond cost, consider language, visa policies, and how big the international community is in each city.