Cost of Living Comparison Between Harstad and Cakovec Cost of Living Comparison Between Harstad and Cakovec

Monthly Cost of Living

A single person spends $2,583 per month in Harstad vs $1,362 in Cakovec, rent included.

A couple spends around $3,867 per month in Harstad vs $2,005 in Cakovec, rent included.

A family of three spends $5,150 per month in Harstad vs $2,649 in Cakovec, rent included.

Harstad costs about 90% more than Cakovec, driven mainly by Groceries & Markets.

Harstad sits 88% above the global median, while Cakovec is 1% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$14.19 NOK 132

$7.40 €6.36

91.76%

Three-Course Dinner for Two, Mid-Range

$109 NOK 1,012

$47.03 €40.47

131.32%

Fast Food Meal (McDonalds, etc)

$16.08 NOK 150

$8.34 €7.18

92.81%

Cappuccino

$6.41 NOK 59.6

$2.25 €1.94

184.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 NOK 33.99

$2.17 €1.87

68.20%

Water (0.33 liter bottle)

$3.15 NOK 29.33

$1.79 €1.54

75.98%

Local Beer (0.5 liter draught)

$12.79 NOK 119

$2.69 €2.31

375.46%

Imported Beer (0.33 liter bottle)

$14.02 NOK 130

$3.46 €2.98

305.20%

Milk (1 liter)

$2.47 NOK 22.95

$1.28 €1.10

92.97%

White Bread (500g)

$3.48 NOK 32.34

$1.64 €1.41

112.20%

Rice (white) (1kg)

$3.12 NOK 28.99

$3.53 €3.04

-11.61%

Eggs

$4.37 NOK 40.68

$3.50 €3.01

24.86%

Local Cheese (1kg)

$11.26 NOK 105

$16.60 €14.28

-32.17%

Chicken Fillets (1kg)

$15.07 NOK 140

$10.79 €9.28

39.67%

Beef Round Steak (1kg)

$41.00 NOK 382

$10.23 €8.81

300.78%

Apples (1kg)

$4.16 NOK 38.68

$1.76 €1.52

136.36%

Banana (1kg)

$2.82 NOK 26.23

$1.81 €1.56

55.80%

Oranges (1kg)

$3.78 NOK 35.21

$1.61 €1.39

134.78%

Tomato (1kg)

$4.90 NOK 45.56

$1.65 €1.42

196.97%

Potato (1kg)

$2.09 NOK 19.47

$1.41 €1.22

48.23%

Onion (1kg)

$2.10 NOK 19.50

$1.32 €1.14

59.09%

Lettuce (1 head)

$2.99 NOK 27.79

$0.81 €0.69

269.14%

Water (1.5 liter bottle)

$2.41 NOK 22.40

$1.41 €1.21

70.92%

Cigarettes 20 Pack (Marlboro, Camel)

$16.77 NOK 156

$5.90 €5.07

184.24%

Wine (Bottle)

$16.28 NOK 152

$7.55 €6.50

115.63%

Local Beer (0.5 liter bottle)

$4.12 NOK 38.32

$1.33 €1.14

209.77%

Imported Beer (0.33 liter bottle)

$4.88 NOK 45.39

$2.08 €1.79

134.62%

One-way Ticket (Public Transport)

$6.15 NOK 57.2

$2.41 €2.07

155.19%

Public Transport Monthly Pass (Regular Price)

$83.4 NOK 776

$63.4 €54.5

31.57%

Taxi Start (Normal Tariff)

$16.18 NOK 151

$5.82 €5.01

178.01%

Taxi (Normal Tariff) (1km)

$1.85 NOK 17.25

$1.37 €1.18

35.04%

Taxi 1hour Waiting (Normal Tariff)

$56.9 NOK 529

$11.39 €9.80

399.47%

Gasoline (1 liter)

$2.36 NOK 21.94

$1.69 €1.45

39.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K NOK 345.3K

$27.8K €23.9K

33.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K NOK 296.2K

$26.2K €22.6K

21.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 NOK 1,576

$193 €166

-12.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.40 NOK 320

$18.37 €15.81

87.26%

Internet (50+ Mbps, Unlimited Data)

$78.8 NOK 733

$33.63 €28.94

134.28%

Gym Membership (Monthly)

$50.1 NOK 466

$53.5 €46.03

-6.39%

Tennis Court (1 Hour on Weekend)

$37.76 NOK 351

$23.46 €20.19

60.95%

Cinema Ticket

$17.79 NOK 166

$8.03 €6.91

121.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$322 NOK 2,997

$137 €118

134.42%

International Primary School, 1 Child (Yearly)

$5,369 NOK 50.0K

$8,734 €7,516

-38.53%

Jeans (Levis 501 Or Similar)

$67.3 NOK 627

$102 €87.9

-34.11%

Summer Dress (H&M, Zara, etc)

$35.23 NOK 328

$44.18 €38.02

-20.26%

Sport Shoes (Adidas, Nike)

$123 NOK 1,141

$87.6 €75.4

39.87%

Men's Leather Business Shoes

$169 NOK 1,577

$110 €94.8

53.90%

1-bedroom Apartment, City Center (Monthly)

$1,394 NOK 13.0K

$498 €429

179.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,067 NOK 9,932

$400 €344

166.96%

3-bedroom Apartment, City Center (Monthly)

$2,324 NOK 21.6K

$723 €622

221.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,553 NOK 14.5K

$541 €465

187.25%

Buy Apartment in City Center (m2)

$6,421 NOK 59.8K

$3,228 €2,778

98.91%

Buy Apartment Outside City Center (m2)

$4,206 NOK 39.1K

$2,354 €2,025

78.71%

Average Monthly Net Salary (After Tax)

$3,485 NOK 32.4K

$1,341 €1,154

159.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.73

34.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harstad: August 30, 2026

Last update for Cakovec: August 30, 2026

Cost Breakdown

A central one-bedroom costs $1,394 in Harstad versus $498 in Cakovec. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 160% higher in Harstad, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $109 in Harstad versus $47.00 in Cakovec. Monthly groceries follow the same trend: $513 vs $279 – making Cakovec the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Harstad vs Cakovec: Cost of Living - Frequently Asked Questions

Harstad costs about 90% more than Cakovec, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,874 per month in Harstad and $2,043 in Cakovec. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cakovec, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 84% more in Harstad, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $109 in Harstad and $47.00 in Cakovec. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Cakovec, where all-in costs run around $1,362, than in Harstad at $2,583. In Cakovec it covers expenses comfortably, while in Harstad it requires careful planning or may not stretch far enough.

Families tend to lean toward Cakovec – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cakovec. If higher salaries, better infrastructure, or specific career opportunities are the priority, Harstad makes more sense. Both are solid long-term options with distinct trade-offs.