Cost of Living Comparison Between Harstad and Cakovec Cost of Living Comparison Between Harstad and Cakovec

Monthly Cost of Living

A single person spends $2,424 per month in Harstad vs $1,371 in Cakovec, rent included.

A couple spends around $3,691 per month in Harstad vs $1,987 in Cakovec, rent included.

A family of three spends $4,957 per month in Harstad vs $2,604 in Cakovec, rent included.

Harstad costs about 77% more than Cakovec, driven mainly by Groceries & Markets.

Both Harstad and Cakovec sit above the global median – Harstad by 81%, Cakovec by 3%.

Meal at Budget Restaurant

$13.40 NOK 129

$7.62 €6.67

75.85%

Three-Course Dinner for Two, Mid-Range

$120 NOK 1,159

$47.10 €41.21

155.20%

Fast Food Meal (McDonalds, etc)

$15.02 NOK 145

$8.07 €7.06

86.12%

Cappuccino

$6.02 NOK 58.0

$2.33 €2.04

158.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.60 NOK 34.71

$2.18 €1.91

65.14%

Water (0.33 liter bottle)

$2.97 NOK 28.67

$1.79 €1.57

65.92%

Local Beer (0.5 liter draught)

$11.02 NOK 106

$2.60 €2.27

323.85%

Imported Beer (0.33 liter bottle)

$11.02 NOK 106

$3.52 €3.08

213.07%

Milk (1 liter)

$2.33 NOK 22.51

$1.23 €1.07

89.43%

White Bread (500g)

$3.19 NOK 30.75

$1.55 €1.35

105.81%

Rice (white) (1kg)

$3.01 NOK 29.05

$3.62 €3.17

-16.85%

Eggs

$4.15 NOK 39.98

$3.53 €3.09

17.56%

Local Cheese (1kg)

$10.49 NOK 101

$16.09 €14.08

-34.80%

Chicken Fillets (1kg)

$15.21 NOK 147

$10.97 €9.60

38.65%

Beef Round Steak (1kg)

$37.47 NOK 361

$10.08 €8.82

271.73%

Apples (1kg)

$3.96 NOK 38.23

$1.66 €1.46

138.55%

Banana (1kg)

$2.76 NOK 26.58

$1.71 €1.49

61.40%

Oranges (1kg)

$3.46 NOK 33.39

$1.62 €1.41

113.58%

Tomato (1kg)

$4.66 NOK 44.93

$1.66 €1.46

180.72%

Potato (1kg)

$2.08 NOK 20.04

$1.25 €1.09

66.40%

Onion (1kg)

$2.07 NOK 19.97

$1.26 €1.10

64.29%

Lettuce (1 head)

$2.73 NOK 26.32

$0.80 €0.70

241.25%

Water (1.5 liter bottle)

$1.70 NOK 16.42

$1.23 €1.08

38.21%

Cigarettes 20 Pack (Marlboro, Camel)

$14.71 NOK 142

$5.89 €5.15

149.75%

Wine (Bottle)

$15.23 NOK 147

$7.45 €6.52

104.43%

Local Beer (0.5 liter bottle)

$3.65 NOK 35.19

$1.30 €1.14

180.77%

Imported Beer (0.33 liter bottle)

$4.68 NOK 45.18

$2.07 €1.81

126.09%

One-way Ticket (Public Transport)

$6.00 NOK 57.8

$2.45 €2.14

144.90%

Public Transport Monthly Pass (Regular Price)

$80.5 NOK 777

$64.7 €56.6

24.56%

Taxi Start (Normal Tariff)

$12.88 NOK 124

$5.78 €5.05

122.84%

Taxi (Normal Tariff) (1km)

$1.44 NOK 13.93

$1.23 €1.07

17.07%

Taxi 1hour Waiting (Normal Tariff)

$51.3 NOK 495

$11.35 €9.93

351.98%

Gasoline (1 liter)

$2.21 NOK 21.31

$1.77 €1.55

24.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K NOK 319.0K

$31.6K €27.6K

4.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K NOK 290.7K

$25.7K €22.5K

17.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 NOK 1,561

$186 €162

-12.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.61 NOK 314

$18.57 €16.25

75.61%

Internet (50+ Mbps, Unlimited Data)

$76.5 NOK 738

$33.88 €29.64

125.83%

Gym Membership (Monthly)

$49.10 NOK 473

$52.6 €45.99

-6.58%

Tennis Court (1 Hour on Weekend)

$34.81 NOK 336

$23.06 €20.18

50.95%

Cinema Ticket

$16.86 NOK 163

$8.28 €7.24

103.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$335 NOK 3,227

$136 €119

145.51%

International Primary School, 1 Child (Yearly)

$5,004 NOK 48.3K

$8,719 €7,628

-42.61%

Jeans (Levis 501 Or Similar)

$77.3 NOK 745

$111 €97.0

-30.30%

Summer Dress (H&M, Zara, etc)

$32.68 NOK 315

$38.98 €34.10

-16.16%

Sport Shoes (Adidas, Nike)

$117 NOK 1,124

$89.6 €78.4

30.06%

Men's Leather Business Shoes

$133 NOK 1,283

$112 €98.0

18.71%

1-bedroom Apartment, City Center (Monthly)

$1,302 NOK 12.6K

$494 €432

163.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,020 NOK 9,838

$391 €342

160.97%

3-bedroom Apartment, City Center (Monthly)

$2,218 NOK 21.4K

$707 €619

213.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,495 NOK 14.4K

$535 €468

179.30%

Buy Apartment in City Center (m2)

$5,722 NOK 55.2K

$3,182 €2,784

79.82%

Buy Apartment Outside City Center (m2)

$3,857 NOK 37.2K

$2,302 €2,014

67.56%

Average Monthly Net Salary (After Tax)

$3,409 NOK 32.9K

$1,320 €1,155

158.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.27

4.63

-7.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harstad: July 13, 2026

Last update for Cakovec: July 13, 2026

Cost Breakdown

A central one-bedroom costs $1,302 in Harstad versus $494 in Cakovec. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 158% higher in Harstad, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $120 in Harstad versus $47.00 in Cakovec. Monthly groceries follow the same trend: $477 vs $273 – making Cakovec the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Harstad vs Cakovec: Cost of Living - Frequently Asked Questions

Harstad costs about 77% more than Cakovec, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,637 per month in Harstad and $2,056 in Cakovec. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cakovec, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 75% more in Harstad, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $120 in Harstad and $47.00 in Cakovec. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Cakovec, where all-in costs run around $1,371, than in Harstad at $2,424. In Cakovec it covers expenses comfortably, while in Harstad it requires careful planning or may not stretch far enough.

Families tend to lean toward Cakovec – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cakovec. If higher salaries, better infrastructure, or specific career opportunities are the priority, Harstad makes more sense. Both are solid long-term options with distinct trade-offs.