Cost of Living Comparison Between Harstad and Cakovec Cost of Living Comparison Between Harstad and Cakovec

Monthly Cost of Living

A single person spends $2,422 per month in Harstad vs $1,342 in Cakovec, rent included.

A couple spends around $3,693 per month in Harstad vs $2,012 in Cakovec, rent included.

A family of three spends $4,965 per month in Harstad vs $2,681 in Cakovec, rent included.

Harstad costs about 80% more than Cakovec, driven mainly by Groceries & Markets.

Both Harstad and Cakovec sit above the global median – Harstad by 81%, Cakovec by 0%.

Meal at Budget Restaurant

$13.57 NOK 126

$7.67 €6.60

76.92%

Three-Course Dinner for Two, Mid-Range

$119 NOK 1,110

$47.04 €40.46

153.95%

Fast Food Meal (McDonalds, etc)

$15.33 NOK 142

$8.18 €7.03

87.41%

Cappuccino

$6.05 NOK 56.2

$2.27 €1.95

166.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.45 NOK 32.05

$2.18 €1.88

58.26%

Water (0.33 liter bottle)

$2.99 NOK 27.81

$1.73 €1.49

72.83%

Local Beer (0.5 liter draught)

$11.22 NOK 104

$2.63 €2.26

326.62%

Imported Beer (0.33 liter bottle)

$11.32 NOK 105

$3.45 €2.97

228.12%

Milk (1 liter)

$2.32 NOK 21.52

$1.18 €1.02

96.61%

White Bread (500g)

$3.15 NOK 29.31

$1.54 €1.32

104.55%

Rice (white) (1kg)

$3.00 NOK 27.86

$3.51 €3.02

-14.53%

Eggs

$4.18 NOK 38.80

$3.48 €2.99

20.11%

Local Cheese (1kg)

$10.56 NOK 98.1

$15.98 €13.75

-33.92%

Chicken Fillets (1kg)

$14.92 NOK 139

$10.92 €9.39

36.63%

Beef Round Steak (1kg)

$37.12 NOK 345

$10.11 €8.70

267.16%

Apples (1kg)

$4.06 NOK 37.71

$1.61 €1.38

152.17%

Banana (1kg)

$2.68 NOK 24.91

$1.73 €1.49

54.91%

Oranges (1kg)

$3.46 NOK 32.17

$1.68 €1.45

105.95%

Tomato (1kg)

$4.67 NOK 43.38

$1.67 €1.44

179.64%

Potato (1kg)

$1.99 NOK 18.53

$1.24 €1.07

60.48%

Onion (1kg)

$1.98 NOK 18.39

$1.26 €1.09

57.14%

Lettuce (1 head)

$2.77 NOK 25.78

$0.84 €0.72

229.76%

Water (1.5 liter bottle)

$1.79 NOK 16.61

$1.18 €1.01

51.69%

Cigarettes 20 Pack (Marlboro, Camel)

$15.21 NOK 141

$5.92 €5.09

156.93%

Wine (Bottle)

$16.00 NOK 149

$7.86 €6.76

103.56%

Local Beer (0.5 liter bottle)

$3.56 NOK 33.05

$1.35 €1.16

163.70%

Imported Beer (0.33 liter bottle)

$4.50 NOK 41.82

$2.07 €1.78

117.39%

One-way Ticket (Public Transport)

$5.95 NOK 55.3

$2.41 €2.07

146.89%

Public Transport Monthly Pass (Regular Price)

$81.5 NOK 757

$63.6 €54.7

28.22%

Taxi Start (Normal Tariff)

$12.47 NOK 116

$5.90 €5.07

111.36%

Taxi (Normal Tariff) (1km)

$1.44 NOK 13.34

$1.28 €1.10

12.50%

Taxi 1hour Waiting (Normal Tariff)

$51.3 NOK 477

$11.41 €9.81

349.61%

Gasoline (1 liter)

$2.11 NOK 19.61

$1.68 €1.45

25.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K NOK 312.4K

$31.7K €27.3K

6.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.8K NOK 286.6K

$26.5K €22.8K

16.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 NOK 1,483

$186 €160

-14.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 NOK 308

$18.85 €16.21

75.60%

Internet (50+ Mbps, Unlimited Data)

$77.0 NOK 715

$33.79 €29.07

127.91%

Gym Membership (Monthly)

$49.67 NOK 461

$53.7 €46.21

-7.54%

Tennis Court (1 Hour on Weekend)

$36.08 NOK 335

$23.31 €20.05

54.78%

Cinema Ticket

$16.99 NOK 158

$8.31 €7.15

104.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 NOK 3,056

$138 €119

138.26%

International Primary School, 1 Child (Yearly)

$5,131 NOK 47.7K

$8,729 €7,509

-41.22%

Jeans (Levis 501 Or Similar)

$77.2 NOK 717

$112 €96.5

-31.16%

Summer Dress (H&M, Zara, etc)

$33.44 NOK 311

$39.12 €33.65

-14.52%

Sport Shoes (Adidas, Nike)

$118 NOK 1,094

$88.3 €76.0

33.29%

Men's Leather Business Shoes

$134 NOK 1,247

$113 €96.8

19.30%

1-bedroom Apartment, City Center (Monthly)

$1,330 NOK 12.4K

$505 €434

163.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,004 NOK 9,326

$386 €332

160.40%

3-bedroom Apartment, City Center (Monthly)

$2,212 NOK 20.6K

$728 €626

203.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,494 NOK 13.9K

$541 €465

176.16%

Buy Apartment in City Center (m2)

$6,005 NOK 55.8K

$3,204 €2,756

87.44%

Buy Apartment Outside City Center (m2)

$4,540 NOK 42.2K

$2,293 €1,972

98.02%

Average Monthly Net Salary (After Tax)

$3,581 NOK 33.3K

$1,343 €1,156

166.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.27

4.63

-7.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harstad: May 31, 2026

Last update for Cakovec: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,330 in Harstad versus $505 in Cakovec. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 167% higher in Harstad, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $119 in Harstad versus $47.00 in Cakovec. Monthly groceries follow the same trend: $476 vs $272 – making Cakovec the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Harstad vs Cakovec: Cost of Living - Frequently Asked Questions

Harstad costs about 80% more than Cakovec, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,632 per month in Harstad and $2,013 in Cakovec. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cakovec, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 75% more in Harstad, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $119 in Harstad and $47.00 in Cakovec. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Cakovec, where all-in costs run around $1,342, than in Harstad at $2,422. In Cakovec it covers expenses comfortably, while in Harstad it requires careful planning or may not stretch far enough.

Families tend to lean toward Cakovec – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cakovec. If higher salaries, better infrastructure, or specific career opportunities are the priority, Harstad makes more sense. Both are solid long-term options with distinct trade-offs.