Cost of Living Comparison Between Hanko and Ubud, Bali Cost of Living Comparison Between Hanko and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,777 in Hanko versus $1,397 in Ubud, Bali.

Estimated couple costs with rent: $2,655 in Hanko versus $2,588 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,533 in Hanko versus $3,778 in Ubud, Bali.

Living in Hanko is roughly 27% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Hanko 33% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$15.91 €13.94

$3.43 Rp 61.4K

363.85%

Three-Course Dinner for Two, Mid-Range

$69.0 €60.4

$31.97 Rp 572.4K

115.76%

Fast Food Meal (McDonalds, etc)

$13.90 €12.18

$5.05 Rp 90.4K

175.25%

Cappuccino

$4.13 €3.61

$2.71 Rp 48.6K

52.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.88 €1.65

$1.39 Rp 24.9K

35.25%

Water (0.33 liter bottle)

$1.52 €1.33

$0.74 Rp 13.3K

105.41%

Local Beer (0.5 liter draught)

$6.91 €6.06

$2.89 Rp 51.8K

139.10%

Imported Beer (0.33 liter bottle)

$7.99 €7.00

$3.79 Rp 67.9K

110.82%

Milk (1 liter)

$1.24 €1.09

$1.79 Rp 32.1K

-30.73%

White Bread (500g)

$1.76 €1.54

$2.51 Rp 44.9K

-29.88%

Rice (white) (1kg)

$2.26 €1.98

$1.21 Rp 21.7K

86.78%

Eggs

$3.44 €3.01

$2.37 Rp 42.4K

45.15%

Local Cheese (1kg)

$3.54 €3.10

$14.43 Rp 258.4K

-75.47%

Chicken Fillets (1kg)

$4.70 €4.12

$4.15 Rp 74.3K

13.25%

Beef Round Steak (1kg)

$5.76 €5.05

$12.11 Rp 216.9K

-52.44%

Apples (1kg)

$1.14 €1.00

$3.77 Rp 67.5K

-69.76%

Banana (1kg)

$0.88 €0.77

$1.63 Rp 29.1K

-46.01%

Oranges (1kg)

$2.39 €2.09

$2.71 Rp 48.5K

-11.81%

Tomato (1kg)

$4.17 €3.65

$2.26 Rp 40.4K

84.51%

Potato (1kg)

$1.29 €1.13

$1.93 Rp 34.5K

-33.16%

Onion (1kg)

$1.90 €1.67

$2.19 Rp 39.3K

-13.24%

Lettuce (1 head)

$1.77 €1.55

$1.02 Rp 18.2K

73.53%

Water (1.5 liter bottle)

$1.81 €1.58

$0.72 Rp 12.8K

151.39%

Cigarettes 20 Pack (Marlboro, Camel)

$12.53 €10.98

$3.18 Rp 57.0K

294.03%

Wine (Bottle)

$15.96 €13.98

$23.84 Rp 426.8K

-33.05%

Local Beer (0.5 liter bottle)

$3.45 €3.02

$2.77 Rp 49.7K

24.55%

Imported Beer (0.33 liter bottle)

$3.81 €3.34

$2.75 Rp 49.3K

38.55%

One-way Ticket (Public Transport)

$3.40 €2.98

$0.27 Rp 4,786

1159.26%

Public Transport Monthly Pass (Regular Price)

$65.7 €57.6

$8.20 Rp 146.8K

701.10%

Taxi Start (Normal Tariff)

$9.53 €8.35

$0.48 Rp 8,653

1885.42%

Taxi (Normal Tariff) (1km)

$1.21 €1.06

$0.42 Rp 7,545

188.10%

Taxi 1hour Waiting (Normal Tariff)

$97.2 €85.2

$6.03 Rp 107.9K

1512.27%

Gasoline (1 liter)

$2.18 €1.91

$0.82 Rp 14.7K

165.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K €30.9K

$26.6K Rp 475.6M

32.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K €33.4K

$32.2K Rp 576.6M

18.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 €213

$78.3 Rp 1.4M

210.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.06 €26.33

$3.91 Rp 70.1K

668.80%

Internet (50+ Mbps, Unlimited Data)

$24.37 €21.35

$23.91 Rp 428.2K

1.92%

Gym Membership (Monthly)

$43.27 €37.91

$96.2 Rp 1.7M

-55.01%

Tennis Court (1 Hour on Weekend)

$23.87 €20.91

$6.53 Rp 116.8K

265.54%

Cinema Ticket

$17.15 €15.03

$4.01 Rp 71.9K

327.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$356 €312

$303 Rp 5.4M

17.75%

International Primary School, 1 Child (Yearly)

$7,987 €6,997

$6,551 Rp 117.3M

21.92%

Jeans (Levis 501 Or Similar)

$88.5 €77.5

$55.3 Rp 990.4K

59.99%

Summer Dress (H&M, Zara, etc)

$44.12 €38.66

$38.32 Rp 686.1K

15.14%

Sport Shoes (Adidas, Nike)

$91.5 €80.1

$88.5 Rp 1.6M

3.36%

Men's Leather Business Shoes

$159 €139

$76.7 Rp 1.4M

107.44%

1-bedroom Apartment, City Center (Monthly)

$771 €675

$986 Rp 17.6M

-21.81%

1-bedroom Apartment, Outside City Center (Monthly)

$644 €564

$682 Rp 12.2M

-5.62%

3-bedroom Apartment, City Center (Monthly)

$1,300 €1,139

$3,420 Rp 61.2M

-61.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,033 €905

$2,075 Rp 37.1M

-50.20%

Buy Apartment in City Center (m2)

$3,545 €3,106

$2,762 Rp 49.5M

28.33%

Buy Apartment Outside City Center (m2)

$2,133 €1,869

$2,243 Rp 40.2M

-4.89%

Average Monthly Net Salary (After Tax)

$4,522 €3,961

$169 Rp 3.0M

2579.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.93

13.28

-70.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hanko: July 22, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $771 in Hanko and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Hanko pays 2580% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $69.0 in Hanko vs $32.00 in Ubud, Bali. Groceries flip the comparison at $239 vs $298, with Hanko cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hanko vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 27% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2580% higher in Hanko, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $771 in Hanko versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $356 in Hanko versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Hanko pay roughly 25% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,397 in Ubud, Bali versus $1,777 in Hanko, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hanko. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Hanko, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hanko and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 27% less than in Hanko. Beyond cost, consider language, visa policies, and how big the international community is in each city.