Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Hanko

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,845 in Hanko, rent and utilities included – about $5,900 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
89

Cost of Living Index in Hanko
Learn more

Hanko Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Hanko

🇫🇮 Finland

$1,845

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Hanko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Hanko actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,845 in Hanko.

Ubud, Bali $1,353
Hanko $1,845

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $2,870 in Hanko.

Ubud, Bali $2,297
Hanko $2,870

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $3,894 in Hanko.

Ubud, Bali $3,241
Hanko $3,894

Living in Ubud, Bali costs roughly 27% less than in Hanko, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Hanko 36% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$16.24 €14.45

-80.11%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$88.7 €78.9

-60.67%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$11.59 €10.31

-50.82%

Cappuccino

$2.62 Rp 47.1K

$5.32 €4.73

-50.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$3.00 €2.67

-42.67%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.92 €1.71

-57.81%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$7.61 €6.77

-65.18%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$8.91 €7.92

-50.95%

Milk (1 liter)

$1.57 Rp 28.3K

$1.29 €1.15

21.71%

White Bread (500g)

$2.19 Rp 39.5K

$2.67 €2.37

-17.98%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.49 €2.22

-52.61%

Eggs

$2.16 Rp 38.8K

$3.19 €2.84

-32.29%

Local Cheese (1kg)

$17.65 Rp 317.7K

$9.05 €8.05

95.03%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$13.99 €12.44

-72.98%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$21.10 €18.77

-43.36%

Apples (1kg)

$3.60 Rp 64.8K

$2.34 €2.08

53.85%

Banana (1kg)

$1.59 Rp 28.6K

$2.12 €1.89

-25.00%

Oranges (1kg)

$2.31 Rp 41.6K

$2.54 €2.26

-9.06%

Tomato (1kg)

$1.91 Rp 34.3K

$3.90 €3.47

-51.03%

Potato (1kg)

$1.78 Rp 32.1K

$1.26 €1.12

41.27%

Onion (1kg)

$2.33 Rp 41.9K

$1.92 €1.71

21.35%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.81 €2.50

-64.41%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.96 €1.74

-72.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$12.95 €11.52

-82.32%

Wine (Bottle)

$22.07 Rp 397.3K

$16.10 €14.32

37.08%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$3.04 €2.71

-22.70%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.40 €3.02

-12.35%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$3.25 €2.89

-92.92%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$64.7 €57.5

-86.24%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$4.29 €3.82

-89.04%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.31 €1.16

-67.18%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$66.6 €59.3

-91.79%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.35 €2.09

-64.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$36.4K €32.3K

-34.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$36.4K €32.3K

-9.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$130 €116

-38.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$24.93 €22.17

-73.69%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$23.64 €21.02

-21.32%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$43.34 €38.55

24.87%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$22.16 €19.71

-17.51%

Cinema Ticket

$4.25 Rp 76.5K

$17.97 €15.99

-76.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$335 €298

47.09%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$12.4K €11.1K

-55.03%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$96.8 €86.1

-52.90%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$48.95 €43.54

-28.58%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$102 €91.0

-24.04%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$151 €134

-47.90%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$785 €698

44.12%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$642 €571

4.82%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,225 €1,090

194.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,032 €918

64.94%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$4,038 €3,592

-32.71%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,106 €1,874

6.39%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$4,380 €3,896

-96.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.51

292.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Hanko: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Hanko

$642 34.8% 4.6% $31

Groceries & Markets

Ubud, Bali

$287 21.2%

Hanko

$373 20.2% 30% $86

Clothing & Footwear

Ubud, Bali

$107 7.9%

Hanko

$179 9.7% 68.4% $73

Eating Out

Ubud, Bali

$106 7.9%

Hanko

$304 16.5% 186% $198

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Hanko

$179 9.7% 69.8% $73

Sport & Entertainment

Ubud, Bali

$63 4.6%

Hanko

$79 4.3% 26.6% $17

Getting Around

Ubud, Bali

$12 0.9%

Hanko

$89 4.8% 612% $76

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $785 in Hanko. Housing cost is often the main lever when comparing two cities.

Hanko pays 2533% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $89.0 in Hanko for a mid-range dinner for two. Groceries echo the gap at $287 vs $373 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇫🇮 Hanko

🕒 Local time

21:59 9:59 PM

16:59 4:59 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

8,000

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 22, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Hanko 10,950 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Hanko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Hanko: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, clothing, and eating out. The 36% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2533% lower in Hanko. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $785 in Hanko. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $335 in Hanko. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 30% higher in Hanko. For households that cook at home regularly, that difference adds up over a month.

At $1,353 in Ubud, Bali versus $1,845 in Hanko, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hanko. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Hanko, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Hanko are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 36% less than in Hanko. Beyond cost, consider language, visa policies, and how big the international community is in each city.