Last update: Oct 2026

Cost of Living Comparison Between Hanko and Helsinki

For one person, living is cheaper in Hanko: $1,845 a month against $2,192 in Helsinki, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

89

Cost of Living Index in Hanko
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Hanko Living Index
106

Cost of Living Index in Helsinki
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Helsinki Living Index

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Hanko

🇫🇮 Finland

$1,845

/mo nomad

Helsinki

🇫🇮 Finland

$2,192

/mo nomad

Monthly Cost of Living

How much you'll spend in Hanko and in Helsinki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hanko and in Helsinki actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,845 in Hanko versus $2,192 in Helsinki.

Hanko $1,845
Helsinki $2,192

Estimated couple costs with rent: $2,870 in Hanko versus $3,545 in Helsinki.

Hanko $2,870
Helsinki $3,545

Monthly costs for a family of three with rent: $3,894 in Hanko versus $4,898 in Helsinki.

Hanko $3,894
Helsinki $4,898

Living in Hanko costs roughly 16% less than in Helsinki, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Hanko 36% above, Helsinki 62% above.

Meal at Budget Restaurant

$16.24 €14.45

$18.21 €16.20

-10.82%

Three-Course Dinner for Two, Mid-Range

$88.7 €78.9

$113 €100

-21.31%

Fast Food Meal (McDonalds, etc)

$11.59 €10.31

$13.38 €11.90

-13.38%

Cappuccino

$5.32 €4.73

$5.18 €4.61

2.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 €2.67

$3.46 €3.08

-13.29%

Water (0.33 liter bottle)

$1.92 €1.71

$2.65 €2.36

-27.55%

Local Beer (0.5 liter draught)

$7.61 €6.77

$9.67 €8.60

-21.30%

Imported Beer (0.33 liter bottle)

$8.91 €7.92

$8.78 €7.81

1.48%

Milk (1 liter)

$1.29 €1.15

$1.37 €1.22

-5.84%

White Bread (500g)

$2.67 €2.37

$2.76 €2.45

-3.26%

Rice (white) (1kg)

$2.49 €2.22

$2.66 €2.36

-6.39%

Eggs

$3.19 €2.84

$4.04 €3.60

-21.04%

Local Cheese (1kg)

$9.05 €8.05

$9.65 €8.58

-6.22%

Chicken Fillets (1kg)

$13.99 €12.44

$13.38 €11.90

4.56%

Beef Round Steak (1kg)

$21.10 €18.77

$25.50 €22.68

-17.25%

Apples (1kg)

$2.34 €2.08

$2.74 €2.43

-14.60%

Banana (1kg)

$2.12 €1.89

$2.23 €1.98

-4.93%

Oranges (1kg)

$2.54 €2.26

$2.53 €2.25

0.40%

Tomato (1kg)

$3.90 €3.47

$3.86 €3.44

1.04%

Potato (1kg)

$1.26 €1.12

$1.24 €1.11

1.61%

Onion (1kg)

$1.92 €1.71

$1.59 €1.42

20.75%

Lettuce (1 head)

$2.81 €2.50

$2.26 €2.01

24.34%

Water (1.5 liter bottle)

$1.96 €1.74

$1.68 €1.50

16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$12.95 €11.52

$13.73 €12.21

-5.68%

Wine (Bottle)

$16.10 €14.32

$15.91 €14.15

1.19%

Local Beer (0.5 liter bottle)

$3.04 €2.71

$3.74 €3.32

-18.72%

Imported Beer (0.33 liter bottle)

$3.40 €3.02

$4.05 €3.61

-16.05%

One-way Ticket (Public Transport)

$3.25 €2.89

$3.81 €3.39

-14.70%

Public Transport Monthly Pass (Regular Price)

$64.7 €57.5

$81.0 €72.0

-20.10%

Taxi Start (Normal Tariff)

$4.29 €3.82

$16.11 €14.33

-73.37%

Taxi (Normal Tariff) (1km)

$1.31 €1.16

$1.30 €1.15

0.77%

Taxi 1hour Waiting (Normal Tariff)

$66.6 €59.3

$78.1 €69.5

-14.71%

Gasoline (1 liter)

$2.35 €2.09

$2.29 €2.04

2.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K €32.3K

$36.6K €32.5K

-0.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.4K €32.3K

$37.0K €32.9K

-1.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 €116

$140 €124

-7.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.93 €22.17

$26.22 €23.32

-4.92%

Internet (50+ Mbps, Unlimited Data)

$23.64 €21.02

$24.32 €21.63

-2.80%

Gym Membership (Monthly)

$43.34 €38.55

$46.42 €41.29

-6.64%

Tennis Court (1 Hour on Weekend)

$22.16 €19.71

$37.13 €33.03

-40.32%

Cinema Ticket

$17.97 €15.99

$18.40 €16.36

-2.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$335 €298

$475 €423

-29.48%

International Primary School, 1 Child (Yearly)

$12.4K €11.1K

$12.8K €11.4K

-2.76%

Jeans (Levis 501 Or Similar)

$96.8 €86.1

$93.3 €83.0

3.72%

Summer Dress (H&M, Zara, etc)

$48.95 €43.54

$42.95 €38.20

13.97%

Sport Shoes (Adidas, Nike)

$102 €91.0

$107 €95.2

-4.44%

Men's Leather Business Shoes

$151 €134

$148 €131

1.98%

1-bedroom Apartment, City Center (Monthly)

$785 €698

$1,225 €1,089

-35.89%

1-bedroom Apartment, Outside City Center (Monthly)

$642 €571

$894 €795

-28.20%

3-bedroom Apartment, City Center (Monthly)

$1,225 €1,090

$2,309 €2,054

-46.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,032 €918

$1,714 €1,524

-39.79%

Buy Apartment in City Center (m2)

$4,038 €3,592

$9,765 €8,686

-58.64%

Buy Apartment Outside City Center (m2)

$2,106 €1,874

$4,249 €3,780

-50.43%

Average Monthly Net Salary (After Tax)

$4,380 €3,896

$3,215 €2,860

36.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.51

3.65

-3.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hanko: October 19, 2026

Last update for Helsinki: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hanko

$642 34.8%

Helsinki

$894 40.8% 39.3% $252

Groceries & Markets

Hanko

$373 20.2%

Helsinki

$392 17.9% 4.9% $18

Eating Out

Hanko

$304 16.5%

Helsinki

$338 15.4% 11.3% $34

Clothing & Footwear

Hanko

$179 9.7%

Helsinki

$176 8% 1.9% $3.4

Monthly Utilities & Internet

Hanko

$179 9.7%

Helsinki

$190 8.7% 6.6% $12

Getting Around

Hanko

$89 4.8%

Helsinki

$119 5.4% 34.2% $30

Sport & Entertainment

Hanko

$79 4.3%

Helsinki

$83 3.8% 5% $3.9

Cost Breakdown

A one-bedroom apartment in the center runs $785 in Hanko and $1,225 in Helsinki. Housing cost is often the main lever when comparing two cities.

Hanko pays 36% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $89.0 in Hanko vs $113 in Helsinki for a mid-range dinner for two. Groceries echo the gap at $373 vs $392 per month, with Hanko cheaper across the board.

Good to know

🇫🇮 Hanko

🇫🇮 Helsinki

🕒 Local time

13:17 1:17 PM

Same time as Hanko

🌤 Weather

👥 Population

8,000

674,963 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hanko vs Helsinki: Cost of Living - Frequently Asked Questions

Hanko is cheaper overall, especially in groceries, eating out, and transport. The 19% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 36% higher in Hanko, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $785 in Hanko versus $1,225 in Helsinki. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $335 in Hanko versus $475 in Helsinki. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in Helsinki. For households that cook at home regularly, that difference adds up over a month.

At $1,845 in Hanko versus $2,192 in Helsinki, a $2,500 budget is realistic in Hanko but tight or insufficient in Helsinki. The gap between the two cities makes Hanko the clear choice for anyone on this budget.

For families, Hanko is more practical. Housing and childcare are both notably cheaper than in Helsinki, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hanko and Helsinki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hanko gentler on the wallet – expenses run 19% less than in Helsinki. Beyond cost, consider language, visa policies, and how big the international community is in each city.