Last update: Oct 2026

Cost of Living Comparison Between Hanko and Chiang Mai

For one person, living is cheaper in Chiang Mai: $925 a month against $1,845 in Hanko, rent and utilities included – about $11,000 less a year. Other living expenses account for most of the difference.

89

Cost of Living Index in Hanko
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Hanko Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Hanko

🇫🇮 Finland

$1,845

/mo nomad

Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Monthly Cost of Living

How much you'll spend in Hanko and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hanko and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,845 per month in Hanko vs $925 in Chiang Mai, rent included.

Hanko $1,845
Chiang Mai $925

A couple spends around $2,870 per month in Hanko vs $1,414 in Chiang Mai, rent included.

Hanko $2,870
Chiang Mai $1,414

A family of three spends $3,894 per month in Hanko vs $1,903 in Chiang Mai, rent included.

Hanko $3,894
Chiang Mai $1,903

Hanko costs about 99% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Hanko sits 36% above the global median, while Chiang Mai is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.24 €14.45

$2.29 ฿76.5

609.17%

Three-Course Dinner for Two, Mid-Range

$88.7 €78.9

$19.64 ฿656

351.53%

Fast Food Meal (McDonalds, etc)

$11.59 €10.31

$5.61 ฿188

106.60%

Cappuccino

$5.32 €4.73

$1.66 ฿55.6

220.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 €2.67

$0.70 ฿23.40

328.57%

Water (0.33 liter bottle)

$1.92 €1.71

$0.31 ฿10.24

519.35%

Local Beer (0.5 liter draught)

$7.61 €6.77

$2.41 ฿80.4

215.77%

Imported Beer (0.33 liter bottle)

$8.91 €7.92

$3.71 ฿124

140.16%

Milk (1 liter)

$1.29 €1.15

$1.95 ฿65.3

-33.85%

White Bread (500g)

$2.67 €2.37

$1.41 ฿47.03

89.36%

Rice (white) (1kg)

$2.49 €2.22

$1.31 ฿43.62

90.08%

Eggs

$3.19 €2.84

$2.18 ฿72.9

46.33%

Local Cheese (1kg)

$9.05 €8.05

$16.65 ฿556

-45.65%

Chicken Fillets (1kg)

$13.99 €12.44

$2.76 ฿92.2

406.88%

Beef Round Steak (1kg)

$21.10 €18.77

$9.11 ฿304

131.61%

Apples (1kg)

$2.34 €2.08

$2.39 ฿80.0

-2.09%

Banana (1kg)

$2.12 €1.89

$1.03 ฿34.26

105.83%

Oranges (1kg)

$2.54 €2.26

$1.63 ฿54.4

55.83%

Tomato (1kg)

$3.90 €3.47

$1.50 ฿50.0

160.00%

Potato (1kg)

$1.26 €1.12

$1.29 ฿43.13

-2.33%

Onion (1kg)

$1.92 €1.71

$1.11 ฿37.03

72.97%

Lettuce (1 head)

$2.81 €2.50

$0.72 ฿24.08

290.28%

Water (1.5 liter bottle)

$1.96 €1.74

$0.53 ฿17.59

269.81%

Cigarettes 20 Pack (Marlboro, Camel)

$12.95 €11.52

$4.31 ฿144

200.46%

Wine (Bottle)

$16.10 €14.32

$17.95 ฿600

-10.31%

Local Beer (0.5 liter bottle)

$3.04 €2.71

$1.58 ฿52.9

92.41%

Imported Beer (0.33 liter bottle)

$3.40 €3.02

$2.84 ฿95.0

19.72%

One-way Ticket (Public Transport)

$3.25 €2.89

$0.86 ฿28.86

277.91%

Public Transport Monthly Pass (Regular Price)

$64.7 €57.5

$53.3 ฿1,780

21.40%

Taxi Start (Normal Tariff)

$4.29 €3.82

$1.21 ฿40.29

254.55%

Taxi (Normal Tariff) (1km)

$1.31 €1.16

$0.57 ฿18.99

129.82%

Taxi 1hour Waiting (Normal Tariff)

$66.6 €59.3

$2.35 ฿78.6

2735.32%

Gasoline (1 liter)

$2.35 €2.09

$1.44 ฿47.96

63.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K €32.3K

$20.7K ฿692.8K

75.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.4K €32.3K

$26.8K ฿895.7K

35.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 €116

$62.3 ฿2,083

108.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.93 €22.17

$12.11 ฿405

105.86%

Internet (50+ Mbps, Unlimited Data)

$23.64 €21.02

$19.94 ฿666

18.56%

Gym Membership (Monthly)

$43.34 €38.55

$37.07 ฿1,239

16.91%

Tennis Court (1 Hour on Weekend)

$22.16 €19.71

$3.78 ฿126

486.24%

Cinema Ticket

$17.97 €15.99

$6.50 ฿217

176.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$335 €298

$793 ฿26.5K

-57.74%

International Primary School, 1 Child (Yearly)

$12.4K €11.1K

$14.8K ฿494.9K

-15.94%

Jeans (Levis 501 Or Similar)

$96.8 €86.1

$53.7 ฿1,796

80.09%

Summer Dress (H&M, Zara, etc)

$48.95 €43.54

$24.62 ฿823

98.82%

Sport Shoes (Adidas, Nike)

$102 €91.0

$90.9 ฿3,036

12.63%

Men's Leather Business Shoes

$151 €134

$71.1 ฿2,378

111.86%

1-bedroom Apartment, City Center (Monthly)

$785 €698

$455 ฿15.2K

72.37%

1-bedroom Apartment, Outside City Center (Monthly)

$642 €571

$298 ฿9,954

115.55%

3-bedroom Apartment, City Center (Monthly)

$1,225 €1,090

$908 ฿30.4K

34.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,032 €918

$554 ฿18.5K

86.30%

Buy Apartment in City Center (m2)

$4,038 €3,592

$1,931 ฿64.5K

109.15%

Buy Apartment Outside City Center (m2)

$2,106 €1,874

$1,445 ฿48.3K

45.83%

Average Monthly Net Salary (After Tax)

$4,380 €3,896

$591 ฿19.7K

641.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.51

5.57

-36.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hanko: October 19, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hanko

$642 34.8%

Chiang Mai

$298 32.2% 53.6% $344

Groceries & Markets

Hanko

$373 20.2%

Chiang Mai

$235 25.5% 36.9% $138

Eating Out

Hanko

$304 16.5%

Chiang Mai

$79 8.5% 74.2% $225

Clothing & Footwear

Hanko

$179 9.7%

Chiang Mai

$108 11.7% 39.7% $71

Monthly Utilities & Internet

Hanko

$179 9.7%

Chiang Mai

$94 10.2% 47.1% $84

Getting Around

Hanko

$89 4.8%

Chiang Mai

$61 6.6% 31.3% $28

Sport & Entertainment

Hanko

$79 4.3%

Chiang Mai

$50 5.4% 36.9% $29

Cost Breakdown

A central one-bedroom costs $785 in Hanko versus $455 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 641% higher in Hanko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $89.0 in Hanko versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $373 vs $235 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇫🇮 Hanko

🇹🇭 Chiang Mai

🕒 Local time

16:57 4:57 PM

20:57 8:57 PM

4 h ahead of Hanko

🌤 Weather

👥 Population

8,000

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

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Between locations

Hanko Chiang Mai 7,430 km ≈ 10 h nonstop flight

From you

Hanko
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hanko vs Chiang Mai: Cost of Living - Frequently Asked Questions

Hanko costs about 99% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,768 per month in Hanko and $1,388 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $335 per month in Hanko and $793 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 59% more in Hanko, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $925, than in Hanko at $1,845. In Chiang Mai it covers expenses comfortably, while in Hanko it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $925 versus $1,845 in Hanko. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hanko makes more sense. Both are solid long-term options with distinct trade-offs.