Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Hanko

For one person, living is cheaper in Chiang Mai: $925 a month against $1,845 in Hanko, rent and utilities included – about $11,000 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
89

Cost of Living Index in Hanko
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Hanko Living Index

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Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Hanko

🇫🇮 Finland

$1,845

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Hanko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Hanko actually costs, broken down by who's living it.

A single person spends $925 per month in Chiang Mai vs $1,845 in Hanko, rent included.

Chiang Mai $925
Hanko $1,845

A couple spends around $1,414 per month in Chiang Mai vs $2,870 in Hanko, rent included.

Chiang Mai $1,414
Hanko $2,870

A family of three spends $1,903 per month in Chiang Mai vs $3,894 in Hanko, rent included.

Chiang Mai $1,903
Hanko $3,894

Chiang Mai is about 50% cheaper than Hanko, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 32% below the global median, while Hanko is 36% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.29 ฿76.5

$16.24 €14.45

-85.90%

Three-Course Dinner for Two, Mid-Range

$19.64 ฿656

$88.7 €78.9

-77.85%

Fast Food Meal (McDonalds, etc)

$5.61 ฿188

$11.59 €10.31

-51.60%

Cappuccino

$1.66 ฿55.6

$5.32 €4.73

-68.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ฿23.40

$3.00 €2.67

-76.67%

Water (0.33 liter bottle)

$0.31 ฿10.24

$1.92 €1.71

-83.85%

Local Beer (0.5 liter draught)

$2.41 ฿80.4

$7.61 €6.77

-68.33%

Imported Beer (0.33 liter bottle)

$3.71 ฿124

$8.91 €7.92

-58.36%

Milk (1 liter)

$1.95 ฿65.3

$1.29 €1.15

51.16%

White Bread (500g)

$1.41 ฿47.03

$2.67 €2.37

-47.19%

Rice (white) (1kg)

$1.31 ฿43.62

$2.49 €2.22

-47.39%

Eggs

$2.18 ฿72.9

$3.19 €2.84

-31.66%

Local Cheese (1kg)

$16.65 ฿556

$9.05 €8.05

83.98%

Chicken Fillets (1kg)

$2.76 ฿92.2

$13.99 €12.44

-80.27%

Beef Round Steak (1kg)

$9.11 ฿304

$21.10 €18.77

-56.82%

Apples (1kg)

$2.39 ฿80.0

$2.34 €2.08

2.14%

Banana (1kg)

$1.03 ฿34.26

$2.12 €1.89

-51.42%

Oranges (1kg)

$1.63 ฿54.4

$2.54 €2.26

-35.83%

Tomato (1kg)

$1.50 ฿50.0

$3.90 €3.47

-61.54%

Potato (1kg)

$1.29 ฿43.13

$1.26 €1.12

2.38%

Onion (1kg)

$1.11 ฿37.03

$1.92 €1.71

-42.19%

Lettuce (1 head)

$0.72 ฿24.08

$2.81 €2.50

-74.38%

Water (1.5 liter bottle)

$0.53 ฿17.59

$1.96 €1.74

-72.96%

Cigarettes 20 Pack (Marlboro, Camel)

$4.31 ฿144

$12.95 €11.52

-66.72%

Wine (Bottle)

$17.95 ฿600

$16.10 €14.32

11.49%

Local Beer (0.5 liter bottle)

$1.58 ฿52.9

$3.04 €2.71

-48.03%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.0

$3.40 €3.02

-16.47%

One-way Ticket (Public Transport)

$0.86 ฿28.86

$3.25 €2.89

-73.54%

Public Transport Monthly Pass (Regular Price)

$53.3 ฿1,780

$64.7 €57.5

-17.63%

Taxi Start (Normal Tariff)

$1.21 ฿40.29

$4.29 €3.82

-71.79%

Taxi (Normal Tariff) (1km)

$0.57 ฿18.99

$1.31 €1.16

-56.49%

Taxi 1hour Waiting (Normal Tariff)

$2.35 ฿78.6

$66.6 €59.3

-96.47%

Gasoline (1 liter)

$1.44 ฿47.96

$2.35 €2.09

-38.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K ฿692.8K

$36.4K €32.3K

-42.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K ฿895.7K

$36.4K €32.3K

-26.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 ฿2,083

$130 €116

-52.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.11 ฿405

$24.93 €22.17

-51.42%

Internet (50+ Mbps, Unlimited Data)

$19.94 ฿666

$23.64 €21.02

-15.65%

Gym Membership (Monthly)

$37.07 ฿1,239

$43.34 €38.55

-14.47%

Tennis Court (1 Hour on Weekend)

$3.78 ฿126

$22.16 €19.71

-82.94%

Cinema Ticket

$6.50 ฿217

$17.97 €15.99

-63.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$793 ฿26.5K

$335 €298

136.64%

International Primary School, 1 Child (Yearly)

$14.8K ฿494.9K

$12.4K €11.1K

18.96%

Jeans (Levis 501 Or Similar)

$53.7 ฿1,796

$96.8 €86.1

-44.47%

Summer Dress (H&M, Zara, etc)

$24.62 ฿823

$48.95 €43.54

-49.70%

Sport Shoes (Adidas, Nike)

$90.9 ฿3,036

$102 €91.0

-11.21%

Men's Leather Business Shoes

$71.1 ฿2,378

$151 €134

-52.80%

1-bedroom Apartment, City Center (Monthly)

$455 ฿15.2K

$785 €698

-41.99%

1-bedroom Apartment, Outside City Center (Monthly)

$298 ฿9,954

$642 €571

-53.61%

3-bedroom Apartment, City Center (Monthly)

$908 ฿30.4K

$1,225 €1,090

-25.87%

3-bedroom Apartment, Outside City Center (Monthly)

$554 ฿18.5K

$1,032 €918

-46.32%

Buy Apartment in City Center (m2)

$1,931 ฿64.5K

$4,038 €3,592

-52.19%

Buy Apartment Outside City Center (m2)

$1,445 ฿48.3K

$2,106 €1,874

-31.43%

Average Monthly Net Salary (After Tax)

$591 ฿19.7K

$4,380 €3,896

-86.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.51

58.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 17, 2026

Last update for Hanko: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$298 32.2%

Hanko

$642 34.8% 116% $344

Groceries & Markets

Chiang Mai

$235 25.5%

Hanko

$373 20.2% 58.6% $138

Clothing & Footwear

Chiang Mai

$108 11.7%

Hanko

$179 9.7% 65.9% $71

Monthly Utilities & Internet

Chiang Mai

$94 10.2%

Hanko

$179 9.7% 89.2% $84

Eating Out

Chiang Mai

$79 8.5%

Hanko

$304 16.5% 287% $225

Getting Around

Chiang Mai

$61 6.6%

Hanko

$89 4.8% 45.6% $28

Sport & Entertainment

Chiang Mai

$50 5.4%

Hanko

$79 4.3% 58.4% $29

Cost Breakdown

A central one-bedroom costs $455 in Chiang Mai versus $785 in Hanko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 641% higher in Hanko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $89.0 in Hanko. Monthly groceries follow the same trend: $235 vs $373 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇫🇮 Hanko

🕒 Local time

21:54 9:54 PM

17:54 5:54 PM

4 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

8,000

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 22, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Euro exchange rates as of October 22, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Hanko 7,430 km ≈ 10 h nonstop flight

From you

Chiang Mai
Hanko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Hanko: Cost of Living - Frequently Asked Questions

Hanko costs about 99% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,388 per month in Chiang Mai and $2,768 in Hanko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $793 per month in Chiang Mai and $335 in Hanko. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 59% more in Hanko, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $925, than in Hanko at $1,845. In Chiang Mai it covers expenses comfortably, while in Hanko it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $925 versus $1,845 in Hanko. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hanko makes more sense. Both are solid long-term options with distinct trade-offs.