Last update: Oct 2026

Cost of Living Comparison Between Hammond, Ontario and Austin, TX

For one person, living is cheaper in Hammond, Ontario: $2,217 a month against $2,663 in Austin, TX, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Hammond, Ontario
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Hammond, Ontario Living Index
130

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index

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Hammond, Ontario

🇨🇦 Canada

$2,217

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Hammond, Ontario and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hammond, Ontario and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,217 in Hammond, Ontario versus $2,663 in Austin, TX.

Hammond, Ontario $2,217
Austin, TX $2,663

Estimated couple costs with rent: $3,235 in Hammond, Ontario versus $4,133 in Austin, TX.

Hammond, Ontario $3,235
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,254 in Hammond, Ontario versus $5,603 in Austin, TX.

Hammond, Ontario $4,254
Austin, TX $5,603

Living in Hammond, Ontario costs roughly 17% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Hammond, Ontario 64% above, Austin, TX 97% above.

Meal at Budget Restaurant

$18.34 CA$25.93

$20.77 $20.77

-11.70%

Three-Course Dinner for Two, Mid-Range

$72.8 CA$103

$84.6 $84.6

-13.91%

Fast Food Meal (McDonalds, etc)

$10.63 CA$15.03

$12.32 $12.32

-13.72%

Cappuccino

$3.15 CA$4.45

$5.63 $5.63

-44.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.86 CA$2.62

$3.72 $3.72

-50.00%

Water (0.33 liter bottle)

$1.54 CA$2.17

$2.50 $2.50

-38.40%

Local Beer (0.5 liter draught)

$5.11 CA$7.22

$8.05 $8.05

-36.52%

Imported Beer (0.33 liter bottle)

$5.76 CA$8.14

$9.01 $9.01

-36.07%

Milk (1 liter)

$1.99 CA$2.81

$1.12 $1.12

77.68%

White Bread (500g)

$2.54 CA$3.59

$3.75 $3.75

-32.27%

Rice (white) (1kg)

$3.19 CA$4.52

$3.26 $3.26

-2.15%

Eggs

$3.36 CA$4.76

$4.17 $4.17

-19.42%

Local Cheese (1kg)

$10.01 CA$14.15

$12.90 $12.90

-22.40%

Chicken Fillets (1kg)

$11.22 CA$15.85

$14.16 $14.16

-20.76%

Beef Round Steak (1kg)

$14.46 CA$20.44

$16.22 $16.22

-10.85%

Apples (1kg)

$3.71 CA$5.24

$4.33 $4.33

-14.32%

Banana (1kg)

$1.33 CA$1.88

$1.46 $1.46

-8.90%

Oranges (1kg)

$3.60 CA$5.09

$4.51 $4.51

-20.18%

Tomato (1kg)

$3.65 CA$5.16

$4.34 $4.34

-15.90%

Potato (1kg)

$2.52 CA$3.57

$2.58 $2.58

-2.33%

Onion (1kg)

$2.21 CA$3.12

$2.35 $2.35

-5.96%

Lettuce (1 head)

$2.46 CA$3.47

$1.78 $1.78

38.20%

Water (1.5 liter bottle)

$1.64 CA$2.31

$2.22 $2.22

-26.13%

Cigarettes 20 Pack (Marlboro, Camel)

$14.93 CA$21.11

$9.88 $9.88

51.11%

Wine (Bottle)

$12.65 CA$17.89

$15.08 $15.08

-16.11%

Local Beer (0.5 liter bottle)

$2.22 CA$3.13

$2.92 $2.92

-23.97%

Imported Beer (0.33 liter bottle)

$2.85 CA$4.03

$3.46 $3.46

-17.63%

One-way Ticket (Public Transport)

$2.42 CA$3.43

$1.49 $1.49

62.42%

Public Transport Monthly Pass (Regular Price)

$57.5 CA$81.3

$41.72 $41.72

37.87%

Taxi Start (Normal Tariff)

$2.72 CA$3.85

$2.73 $2.73

-0.37%

Taxi (Normal Tariff) (1km)

$1.39 CA$1.96

$1.66 $1.66

-16.27%

Taxi 1hour Waiting (Normal Tariff)

$25.23 CA$35.67

$35.30 $35.30

-28.53%

Gasoline (1 liter)

$1.25 CA$1.77

$0.95 $0.95

31.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K CA$44.0K

$36.0K $36.0K

-13.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.0K CA$25.5K

$27.1K $27.1K

-33.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 CA$193

$229 $229

-40.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.56 CA$54.5

$59.4 $59.4

-35.07%

Internet (50+ Mbps, Unlimited Data)

$53.4 CA$75.5

$69.9 $69.9

-23.59%

Gym Membership (Monthly)

$45.57 CA$64.4

$57.2 $57.2

-20.39%

Tennis Court (1 Hour on Weekend)

$20.40 CA$28.84

$16.33 $16.33

24.92%

Cinema Ticket

$10.60 CA$14.98

$14.28 $14.28

-25.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$689 CA$975

$1,506 $1,506

-54.22%

International Primary School, 1 Child (Yearly)

$13.0K CA$18.4K

$21.5K $21.5K

-39.29%

Jeans (Levis 501 Or Similar)

$51.9 CA$73.4

$52.8 $52.8

-1.72%

Summer Dress (H&M, Zara, etc)

$37.96 CA$53.7

$43.82 $43.82

-13.37%

Sport Shoes (Adidas, Nike)

$83.3 CA$118

$84.8 $84.8

-1.78%

Men's Leather Business Shoes

$102 CA$144

$103 $103

-0.91%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,749

$1,907 $1,907

-35.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,110 CA$1,570

$1,274 $1,274

-12.86%

3-bedroom Apartment, City Center (Monthly)

$1,953 CA$2,761

$3,664 $3,664

-46.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,705 CA$2,411

$2,538 $2,538

-32.82%

Buy Apartment in City Center (m2)

$4,470 CA$6,319

$7,614 $7,614

-41.29%

Buy Apartment Outside City Center (m2)

$3,911 CA$5,529

$3,157 $3,157

23.88%

Average Monthly Net Salary (After Tax)

$2,558 CA$3,617

$5,121 $5,121

-50.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.66

6.79

-31.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hammond, Ontario: October 12, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hammond, Ontario

$1.1K 50.1%

Austin, TX

$1.3K 47.8% 14.8% $164

Groceries & Markets

Hammond, Ontario

$344 15.5%

Austin, TX

$405 15.2% 17.7% $61

Eating Out

Hammond, Ontario

$267 12.1%

Austin, TX

$354 13.3% 32.5% $87

Monthly Utilities & Internet

Hammond, Ontario

$228 10.3%

Austin, TX

$358 13.5% 57% $130

Clothing & Footwear

Hammond, Ontario

$124 5.6%

Austin, TX

$128 4.8% 3.4% $4.2

Getting Around

Hammond, Ontario

$77 3.5%

Austin, TX

$59 2.2% 23.7% $18

Sport & Entertainment

Hammond, Ontario

$67 3%

Austin, TX

$86 3.2% 28.5% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,237 in Hammond, Ontario and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 100% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Hammond, Ontario vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $344 vs $405 per month, with Hammond, Ontario cheaper across the board.

Good to know

🇨🇦 Hammond, Ontario

🇺🇸 Austin, TX

🕒 Local time

12:43 12:43 PM

11:43 11:43 AM

1 h behind Hammond, Ontario

🌤 Weather

👥 Population

974,447

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Hammond, Ontario Austin, TX 2,580 km ≈ 3 h 45 min nonstop flight

From you

Hammond, Ontario
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hammond, Ontario vs Austin, TX: Cost of Living - Frequently Asked Questions

Hammond, Ontario wins on cost – living expenses run 20% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Hammond, Ontario the obvious pick if budget is a priority.

On paper, salaries run 100% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,237 in Hammond, Ontario versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,217 per month in Hammond, Ontario versus $2,663 in Austin, TX – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Hammond, Ontario runs roughly 38% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,217 in Hammond, Ontario versus $2,663 in Austin, TX, a $2,000 budget is realistic in Hammond, Ontario but tight or insufficient in Austin, TX. The gap between the two cities makes Hammond, Ontario the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hammond, Ontario and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hammond, Ontario gentler on the wallet – expenses run 20% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.